The Mortgage Outlet has discovered that there a lot of misinformation and mortgage myths about Reverse Mortgages in HOLTSVILLE New York.  A reverse mortgage is a home equity loan which allows homeowners 62 years or older to convert some of their home-equity into tax-free income without having to make any repayments on any part of the loan as long as they will continue to live in the home.  The tax-free proceeds from a reverse mortgage can be used for any purposes.  Reverse Mortgages were created to enhance the lifestyle of the borrower for the rest of their life.       Myth # 1:  The Bank will own my home. Fact:  Your title will not change until you sell your home and you will maintain ownership of your property. The lender will place a lien against your property just like a regular m... 05/08/2013

Current mortgage lending rates are at record lows in Holtsville, New York.  Low rates combined with an FHA insured loan are giving qualified home buyers in Holtsville, NY an opportunity to take advantage of the current real estate market.  The Mortgage Outlet has some of the best FHA mortgage Rates in New York State. Call us today to see what you quailfy for 631-767-8948   What is FHA?  The Federal Housing Administration, generally known as FHA, was created in 1934 and is the largest government insurer of mortgages in the world. The FHA insures that loans made by mortgage brokers such as The Mortgage Outlet, would allow greater flexibility for a home buyer to qualify for a loan.  Higher qualifying ratios, less than perfect credit scores and low rates help first-time home buyers and othe... 04/25/2013

FHA Mortgage loan programs in Holtsville New York   FHA Mortgage Loan Programs in Holtsville New York are subsidized by the Federal Governments mortgage insurance program (MIP).These types of loans vary form one lender to another and The Mortgage Outlet can help you navigate these troubled lending times. It is important to that you understand the advantages and disadvantages of this great program and how important it is to be pre-approved prior to you starting your search for your new home.   There are many advantages of Loans offered by the FHA   3.5% down payment, which helps many of today's home buyers Gift funds can be used for down payment and all closings costs Sellers allowed to contribute up to 6 percent towards buyers closing costs Lending limits are higher then conventional lo... 04/12/2013

THE MORTGAGE OUTLET would like you to Compare mortgage rates in  HOLTSVILLE, NEW YORK.  For over 25 years we have been providing mortgage rates equal to most banks with superior customer service.  We charge No Points or Origination Fees.  You are important to us, unlike many lenders, you are assigned one person to work with throughout your entire mortgage process.  Contact DAVID BAILEY at 631-767-8948 to see how much The Mortgage Outlet can save you.   The first step to home ownership in HOLTSVILLE, NY is to arrange for financing by getting a pre-approval before you begin shopping for your new home.  Getting a pre-approval (as opposed to a pre-qualification, for which your information is not verified) not only takes the guesswork out of whether you qualify for a mortgage, it can mean th... 03/01/2013

I have noticed that many first time home buyers come to me confused by the various First Time Home Buyers in Holtsville New York, that are available to them for financing their first home.  This is just the tip of the ice berg as there is so much industry-specific terminology to learn and understand that the home buying process can be very intimidating to most new comers.I will try to explain in this article the most common First Time Home Buyers  in Holtsville New York so that you might better understand the options and requirements more clearly.  As always I am available as a reference if you have more specific questions about how these specific programs might get you your new home.Conventional Loans are typically processed through Fannie Mae and Freddie Mac. Typically they require a ... 02/05/2013

 If you are looking for a Gated, Single Family Home community on Long Island, Summerfield Estates in Holtsville Long Island 11742, is a 24 hour guard-gated community. It includes several distinctive home styles including Colonial, Victorian, Post Modern and Ranch style floor plans. You can reach Summerfield by taking the Long Island Expressway to the North Ocean Avenue Exit and following it to the Summerfield Estates Gatehouse. Opened in 1997 on over 200 acres, these residences have gas heat, central air conditioning, a one or two car garage, basements and backyard patios. The homes were constructed with approximately 1,800 to over 3,000 sq ft and are positioned on approximately 1/4 acre of property or more. There are homes on Summerfield Drive, Blueberry Ridge Drive, Lavender Lane, Lau... 12/18/2012

Wildwood Estates in Holtsville New York is a cozy Condo Community In Suffolk County Long Island, and is now a RESALE only neighborhood.   Conveniently situated near Exit 62 by The Long Island Expressway East, you can reach Wildwood Estates by taking the service road 1.9 Miles to Main Entrance on the right.   Nicely designed ground level and upper level condos with features of 9 Ft Ceilings, Granite Countertops, and an attached garage. These are now re-sale condos.     The Cyprus is the ground level unit with attached garage and a storage basement, and it is 1160 sq ft. The Dogwood upper level condo has an attached garage and balcony, and is 1560 sq ft. Each unit has 2 bedrooms, 2 baths, central air conditioning, gas heat, and a washer and dryer. There's a lovely courtyard Gazebo, BBQ a... 12/05/2012

Holtsville Long Island | New Condo Construction At Wildwood Estates| Suffolk County New York   Welcome To Wildwood Estates              Lawrence and Sheila Agranoff Welcome you to Wildwood Estates In Holtsville Long Island in Zip Code 11742. You can reach this Condo community by The Long Island Expressway Exit 62. Wildwood Estates are spacious and beautifully designed upper and lower unit condos with features that include 9 Ft Ceilings, Granite Countertops, Maple Cabinets, and an attached garage. The 58 condos at Wildwood Estates have two models to choose from. The Cyprus is the ground level unit with attached garage and storage basement and is 1160 sq ft. The Dover upper level condo has an attached garage and balcony and is 1560 sq ft.  Each unit at Wildwood Estates in Holtsville Long ... 09/27/2011

An Update:  The Feng Shui 'Feel Good' Bedroom in Holtsville Long Island New York With Photo! My apologies for not adding the Photo from yesterday's blog! I added the link to a Post I had written back in 2007 on the effects of Mirrors and Placement.  If you haven't read it, it can answer most of your questions regarding the placement of Mirrors throughout the Home and in the Bedroom and explain whey Feng Shui Consultants are very careful with placement. Here it is again if you missed it:  Mirror, Mirror----WAIT! Don't Hang Me Yet!! by Feng Shui Long Island Comments are disabled on this post. Feng Shui Long Island & New York City Consultant http://www.LongIslandFengShui.com *Carole Provenzale has been a Certified Feng Shui Consultant since graduating from the Country's very first School ... 03/04/2010

The Feng Shui "Feel Good" Bedroom in Holtsville Long Island New York Home There are some spaces that you walk into that immediately make you feel GOOD.  Laura and I both felt this way when entering this lovely Bedroom in a Home on Long Island New York in the town of Holtsville. If you think it belongs to a teenager, you're wrong.  It belonged to my client's mother (now a proud Great Grandmother) and as you can see, she has surrounded herself with things that make HER feel good. She loves Angels and Fairy's and has them all over.  She also has a balance in the room with two night stands on her bed and plenty of light.  I believe most importantly, she has used her favorite colors in the room....Beautiful shades of Lavender and Purple surround her every time she's in her own ‘Sacred Space.... 03/03/2010

DRAINS IN FENG SHUI:  What one Feng Shui New York Consultant thinks: Laura and I have been working on a new Feng Shui building on Long Island New York that has been a bit...DRAINING.  While initially scheduled to open in 2008, Long Island New York winters can stop construction in it's tracks.  So can waiting for permits and all the other issues associated with a new construction. Feng Shui in New Construction along with Interior Decorating can bring up some issues.  The principles of both don't always agree.  One example of this is in Interior Design placing objects in sets of threes are recommended and they are different sizes. In Feng Shui we think of TWOS.  Pairs of objects to symbolize and enhance relationships.  They should also be of the same size so there are no "power play" or c... 01/16/2010

Waverly Park in Holtsville NY is condomiunium community in Suffolk County, located by Exit 62 South by the Long Island Expressway. Opened in 1965, Waverly Park is an established condo and townhouse community offering a clubhouse, pool  and play area. Students living in Waverly Park can attend the Sachem School District #5. Commom Charges include lawn maintenance, water and snow remova. Call for current pricing! LAWRENCE AND SHEILA AGRANOFF can sell you in a condo at Waverly Park in Holtsville Long Island, or any other community on The North Shore of Long Island. You can contact us at 631-805-4400. Are you relocating to Long Island?  We are Certified Relocation Specialists! Search Here For Long Island Condos   12/13/2009

Located in Holtsville Long Island, Greenbelt Mews is a Condo community.This established Suffolk County communit,y run by a homeowner’s association, can be reached by Patchogue-Holbrook Road East on Greenbelt Parkway, and a right on Bluepoint Road.Built in 1985, Greenbelt Mews At Holtsville Long Island is surrounded by Blue Point Road, Woodmont Ct and Sheila Ct.  These are attached units,  some that are one story and some townhouse design with bedrooms on the upper level.  Each unit has central air conditioning and there are backyard patios, tennis, and play area.  Pets are welcome in this community which is situated in The Sachem School District #5.  Lawrence “Larry” and Sheila Agranoffcan sell you a townhouse in Greenbelt Mews At Holtsville Long Island, or any other community when avai... 11/29/2009

Located in Holtsville Long Island, Greenbelt Mews is a Condo community. This established Suffolk County communit,y run by a homeowner’s association, can be reached by Patchogue-Holbrook Road East on Greenbelt Parkway, and a right on Bluepoint Road. Built in 1985, Greenbelt Mews At Holtsville Long Island is surrounded by Blue Point Road, Woodmont Ct and Sheila Ct.  These are attached units,  some that are one story and some townhouse design with bedrooms on the upper level.  Each unit has central air conditioning and there are backyard patios, tennis, and play area.  Pets are welcome in this community which is situated in The Sachem School District #5. Public Records shows that a townhouse with 2 bedrooms and 2.5 baths sold at Greenbelt Mews in 2008 for $260,000. Call For Current Pricing... 11/11/2009

Located in Holtsville New York, Waverly Park is an all age condomiunium community that is by Exit 62 South by the Long Island Expressway in Suffolk County.  Waverly Park is a well-established condo and townhouse community that was built between the 60's and 70's. It offers an inground pool, a clubhouse and it has a playground. Students  who live at Waverly Park attend the Sachem School District #5. The commom charges for Waverly Park include water, snow removal, trash pickup, and lawn care. Call for current pricing 631-805-4400 (c). SEARCH FOR LONG ISLAND CONDOS HERE LAWRENCE AND SHEILA AGRANOFF can assist you in finding a condo at Waverly Park, or any other community on The North Shore of Long Island, when available. Please call 631-805-4400 (c).  All content text may not be used witho... 02/21/2009

 Birchwood Glen Co-ops Located in Holtsville Birchwood Glen is a cooperative community in Suffolk County Long Island. Built in '76 on 39 acres Birchwood Glen offers many amenities like the secure feeling of a gated community,the  gym, pool, even a shallow pool for children, tennis courts, playground, and landscaped gazebo by the Park entry. Students living in the Birchwood Glen co-op community attend the Sachem School District #5. LARRY AND SHEILA Realtors, can sell you the available  co-operatives at Birchwood Glen or any other community on the North Shore of Long Island. Please call our Cell: 631-805-4400. The co-op apartments are either cozy 1 bedroom junior, 1 and 2 bedroom larger co-ops and a few 3 bedroom townhouses. SEARCH HERE FOR LONG ISLAND CONDOS    All content text is the ex... 01/31/2009