Interest Rate will Go up possible to 7%, Mortgage Rate are being held down by federal government to help stimulate the market, the government was active in purchase of mortgage-backed-securities over the year. The goal was to control the interest rate, so home buyers can qualify for a mortgage but to end December 31, 2009 which  will extend unit march 2010.  So the private sector have to step up and provide mortgage , the government was comfortable lending 5%  but the private sector will not see that as attractive.   •·         National debt rising dramatically •·         Inflation looming down •·         Doesn't make good business sense to lend money for thirty year at five percent.   ** New York Times just this past week said this about this issue: "One of those things propping up the... 10/28/2009

Multiple Locations available See the following website for more details: www.milton4realestate123.com Milton Johnson Licensed Associate R.E. Broker Milton D. Johnson www.milton4realestate123.com see: BRONX-For Sale, For Rent, Free MLS Search, All Cash Deals, FREE Home Evaluation For updates and click to Join my: www.milton4realestate123.com www.facebook.com/milton4realestate123 www.twitter.com/milton4re123       10/25/2009

Multiple Locations available for Supermarket & Pharmacy & Discount Store & Doctor Email or call me for more details Milton D. Johnson Licensed Associate Real Estate Broker J.A. Villani Real Corp. milton@milton4realetate123.com 917.676.6421 www.milton4realestate123.com www.facebook.com/milton4realestate123 www.twitter.com/milton4re123 10/12/2009

Rant & Rave: Builders of Tomorrow? But many years ago and every now and then today, a builder actually has a vision of maximizing light, space and overall beauty of a home in addition to how one room flows to another.   We all have our strengths and weakness. Unfortunately for many builders today, weakness is their strongest attribute.                                                                              They call themselves builders because they have the money any can hire people to put together “homes” (using the word loosely). They insult people intelligence with ridiculous prices for tiny homes. I know your all guessing, Hmm, does he like builders. Actually I do some will not buy land that the can not build a decent size house. Of course their motivation is that a larger home... 10/04/2009

Is An All Cash Deal Good For You? The investors that I use buy properties all cash , in 30 to 45 days, no mortgage contingencies, in all 5 Boroughs of New York City. Offers are made within 48 hours. Homes Is your property in need of of a tremendous amount of repair?Is your property fire damaged and your unable to make the repairs? Foreclosure Are you behind in mortgage payment and close to foreclosure?Do you want to step away from the property with money? Lots Is your land is vacant or has a garage?Do you have 1 more more lots next to your home that you are willing to sell?   Contact me for a FREE Evaluation or if you need to know if all cash deal is good for you. www.milton4realestate123.comwww.facebook.com/milton4realestate123www.twitter.com/milton4re123 09/30/2009

Buyer 101: COOPS -Who's Your Foe, The Board or The Banks? This is a great question to ask while the mortgage turmoil is occurring across the US.Prior to the turmoil Coop Boards were typically harder to get an approval from, much harder than than  banks. Well, as of Fall 2009 the banks are taking the lead and are making COOP buyers work even harder to get a mortgage commitment.   COOP REQUIREMENTS If you are interested in buying a Coop apartment, there COMMON requirements that you may know of. Some are:   Board Approval which is a review of your application (your basic profile, work family). If you fortunate you may have a sponsor unit which do not need Board approvals but have there own pros and cons. (Please view my next BUYER 101:COOPS PURCHASE-SPONSOR UNITS PROS & CONS) Minimum Down ... 09/29/2009

Why Do Sellers Rush Buyers to Sign A Contract While A Buyer is Reviewing A Home Inspection? Please understand in NYC A Seller can entertain as many offers as they wish until there is a signed contract. So, you can lose any money invested prior, for example home inspection, terminte inspection, plummers etc. My Response: Home Inspection:Scheduling and Review A lot of times buyers take a long time scheduling inspection, reviewing the results and then at the end decide not to go ahead with the deal. As a result, sellers end up losing deals with other qualified and motivated buyers. Just think if you were in their sellers shoes.Usually New Buyers do not want to make an offer and do home inspcetion when some else is doing the same Giving The Buyer Adequet TimeOn the other hand, the seller ha... 09/27/2009

Bronx homes and condos for sale from Justin Cruz at Remax Voyage.  We have many homes in The Bronx for sale in areas like:  Throggs Neck, Morris Park, Pelham Bay, Country Club, Pelham Parkway, Allerton and many other fine Bronx neighborhoods.  The Bronx also has affordable Condos and luxury Condos for sale in many great areas.  There are waterfront luxury condos available in Throggs Neck and there are affordable spacious new condos in the Williamsbridge section of the Bronx. Remax Voyage is the #1 Residential Real Estate office serving the Bronx.  To view homes or condos for sale in the Bronx call Remax Voyage, Justin Cruz 917 304-3710. This is a really affordable property for sale in the Throggs Neck section of the Bronx: 2833 Collis pl. Bronx, NY 10465 2 family home features a 1 bedro... 09/03/2009

Extra large 3BR Condo, very good condition, fully renovated and Great location, you have many choices for shopping and dinning out, such as Macy’s, Dress Barn, Pizza Uno, Starbucks and much more. Parkchester offers Express bus Service and is an express stop on the # 6 line train, it’s a commuter dream; this amazing three bedroom will not last forever. To directly access this property, use this shortcut: http://www.fizber.com/new-york-buy-condo-townhome-co-op-home-11647818.html 08/15/2009

Price: $149,000 FIZBER.com ID 11646124 Condo/Townhome/Co-op with 2 bed, 1.0 bath, in 1515 Metropolitan Ave Bronx, NY, 10462 http://www.fizber.com/11646124/ 1515 Metropolitan Ave - For Sale By Owner Property Details: Type: Condo/Townhome/Co-op Address: 1515 Metropolitan Ave, Bronx, NY, 10462 Sq footage: 850.0 Floors: n/a Bathrooms: 1.0 Bedrooms: 2 Year built: 1940 View full property details and seller's contacts. View more New York homes for sale. Homes for Sale by Owner. Description: PARKCHESTER | a good life living. Exclusive *OPEN HOUSE* Sat & Sun, June 20th & 21st 2:00pm to 4:00pm 1515 Metropolitan Ave #1B *OPEN HOUSE* Beautiful 2BR condo, excellent condition, extra large, square Kitchen. A must see! Zakir Khan Realty Group, Inc 64 Metropolitan Oval Ste, 13 Bronx, NY 10462 718-822-6... 07/04/2009

For Release: 04/06/2009 Federal and State Agencies Crack Down on Mortgage Modification and Foreclosure Rescue Scams   FTC, State Enforcers Sue Scammers, Warn Others; Announce Education Campaign Designed to Reach Borrowers Directly The Federal Trade Commission today announced a crackdown on fraud and deception by mortgage modification and home foreclosure rescue companies. The FTC is seeking to halt the proliferation of these mortgage relief scams – which target distressed and vulnerable consumers who are delinquent or facing foreclosure – through increased law enforcement, consumer outreach, and close coordination with federal, state, and non-profit partners. At a joint press conference today, Treasury Secretary Timothy Geithner, Attorney General Eric Holder, Department of Housing and ... 04/08/2009

When I first started as a real estate investor, I thought I should buy as many properties as I possible can. A property allows you to make money with out any limit, but there are only two methods that are commonly used. Method 1) Buy and flip: Find a TLC / Handyman Special / or a Total Rehab property then buy It very low and sell it higher including cost of repair and labor. And in this market if you search hard enough you can buy a short sale with little or no work needed. Method 2) Buy and hold: When you purchase a property hold it to generate income and appreciate in value over time. Real estate demand continues to grow as population continues to grow and people are willing to pay for place to live. The two common problems investor doesn’t invest into Real estate. Problem 1) Tenant p... 11/04/2008

  What’s Happening: 2008 Calendar of Events Toddler Time Tuesdays, Presented by Fisher PriceMid-April–October 28Take your little ones on a two-hour tour of child-friendly exhibits each Tuesday using our Toddler Time map. With purchase of an adult admission ticket, toddlers through age 4 will receive free admission to the Children’s Zoo. Wildlife Theater performances will take place there every 20 minutes from 10:30 a.m.–12:20 p.m. Earth Week, Presented by UBS & UTCApril 21–27Meet Earth Day animal ambassadors and get helpful tips on what you can do to help our planet stay green. Enjoy theater performances, crafts, and more.   Courtesy of www.Bronxzoo.com *Please note that all events and dates listed are subject to change.   Contact me For More Information  Milton D. Johnson Licensed Asso... 04/02/2008

An agent says a Seller is "eager to sell." The buyer said what does that mean? Some may see desperation of the seller others may see an opportunity for an easier negotiation. In either case, I of course had my interpretation and advice for the buyer. My answer was:Whats does eager to sell mean? Good question and many people interpret it phrase differently. I believe the seller or the agent representing the seller is just making you know that the price is not firm, they are willing to negotiate. So just view the home and determine at what price the home may suit your needs. If so make an offer. Seeing the substantial price reduction is a sign of being negotiable and/or realization that the original price was unattainable at this time and in this market. Make an offer! What is the worst t... 04/01/2008

A Buyer recently asked a question, " What is the average price of a studio apartment in the Bronx 10467 zip code? I realize that many people prefer a zip code because of familiarity and comfort, but in the Bronx that may limit your selection TOO much. There maybe equivalent or better housing available across the street which may happen to be another zip code. being specific definitely helps the agent find narrow his search for you and the amount of time wasted. But still explore opportunities that are good second choices just in case. You never know.  My recommendation was: "The average studio in the Bronx are under $100,000. (550 sqft or less). I am assuming that you meant Coop apartments because there many more choices for coops than condo in the Bronx, especially in 10467. There are ... 03/31/2008

Milton D. Johnson Licensed Real Estate Associate Broker www.milton4realestate123.com What’s Happening: 2008 Calendar of EventsLiving In Green/Year of the FrogMarch 15–16Visit the World of Reptiles and discover the important role the color green plays for animals, from camouflage to courtship. We’ll also celebrate the Year of the Frog, focusing on the critical work being done to save endangered amphibians. Eggstreme WeekendMarch 22–23Bella the costume Bunny wants you to hop on over to the Bronx Zoo for a weekend of egg races, egg hunts, storytelling, and a guaranteed eggciting time.    Milton D. Johnson Licensed Real Estate Associate Broker www.milton4realestate123.com Info Sourcewww.bronxzoo.com   03/04/2008

Milton D. Johnson Licensed Real Estate Associate Broker www.milton4realestate123.com NYSUT - Defensive Driving Course Would you like to reduce your insurance premiums? Do you have points on your license you want to remove? Do you have teenage drivers in your household? If you answered yes to any of these questions, read on... New York state United Teachers (NYSUT) is sponsoring a Defensive Driving Course for members and the BCC Community who drive.  The course will be offered at Bronx Community College  and it would be  held on Saturday, March 08, 2008  from 9:00 A.M-4: 00 P.M.  in CPH 205. The cost to attend the program is $25.00 per person.  These courses are generally priced anywhere from $35.00 to $70.00. Course completion results in a reduction in the base rate of auto liability an... 03/03/2008

Milton D. Johnson Licensed Real Estate Associate Broker www.milton4realestate123.com Tired of traveling into Manhattan for a nice dinner with great service? Look no further! You, ZAGAT a variety of choices right here in the Bronx. Here are the 2008 ZAGAT choices in the Borough where you can always eat! See you Next Year with the 2009 EntriesEnjoy!*Artie's, 394 City Island Ave (City Island) Beccofino, 5704 Mosholu Ave (Bedford Park) Bruckner Bar & Grill, 1 Bruckner Blvd (Mott Haven) Coals, 1888 Eastchester Road (Morris Park)  Dominick's, 2335 Arthur Ave. (Fordham/Little Italy) El Malecon 5592 Broadway (Kingsbridge) Enzo's1998 Williamsbridge Road (Morris Park) 2339 Arthur Ave (Fordham/Little Italy) F&J Pine, 1913 Bronxdale Ave (Morris Park) *Fratelli's 2507 Eastchester Road Jake's Steakho... 02/27/2008

 MILTON D. JOHNSON  Licensed Associate Real Estate Broker My Experience   I am a licensed real estate agent since 1990, currently working as an Associate Real Estate Broker. My experience includes residential and commercial, sales  plus rentals. Properties sold and/or rented include cooperative apartments, single and multi-family homes, mixed-use commercial buildings. Also, all cash deals are available for handyman specials, fire damaged properties , foreclosure homes, vacant lots etc. Free Home EvaluationVirtual ToursFree MLS Home Search Buyer's CalculatorsSee More @ www.milton4realestate123.com     02/26/2008

Owners want to avoid paying real estate...and if I were in their shoes I would do the same! But, what makes a successful FSBO? Luck, time and effort.You Place Your FSBO advertisement and no one replies? Now You wonder" Am I exposing my home to enough buyers?HOW DOES A REALTOR HELP? Maximum exposures-Using MLS Multiple Listing Service, online and print advertisement, plus numerous websites. The seller might get lucky and find a buyer early. Isn't that great? But are you really saving time when a first time home buyer takes too much time finding financing, then discovers they cannot afford the home and back out of the deal. Now you have to start all over now that you have wasted a month or more.HOW DOES A REALTOR HELP? Pre-qualifng buyers before they enter your home. Buyers are more willi... 02/15/2008