FHA Government Loans Bohemia, NY - The Mortgage Outlet Did you know you can Apply Online for an FHA Home Loan?  FHA home loans have been helping borrowers become homeowners in Bohemia, NY since 1934.  The Mortgage Outlet offers a better interest rate then most commercial lenders in Bohemia, NY. Our FHA Elite Home Buyer's Program is typically 1/4% to 1/2 % below market see if you qualify here    How does the process work: We determine the best FHA loan that fits your needs.Complete an easy 60 second form HERE!.A Loan Specialist for The Mortgage Outlet will respond within 1 business day.Review with no obligations your loan pre-approval and interest rate.     Here are some of the advantages of an FHA Home Loan in Bohemia, NY:Lower Credit requirements Easier Income verificationNo underwriti... 06/14/2016

VA Home Loan Program in Bohemia, New York The VA Home Loan program in Bohemia, New York is one of the most powerful mortgage tools available today for veterans and other qualified borrowers. It is actually the best home loans you can get. VA Home Loans typically come with low interest rates and looser credit requirements than other mortgages.  VA Loans do not require a down payment at all, which makes them very attractive to many first time borrowers.VA Loans came about in the G.I. Bill of 1944, and the VA Home Loan program has helped more than 18 million veterans become homeowners. In the last year alone, over 489,000 VA Loans were guaranteed with a total of more than $63 billion. Are you ready to become a homeowner with the help of the VA? Here is a look at the VA Home Loan program in... 06/12/2016

Welcome to 1618 Julia Goldbach Avenue!   A move-in ready, stylishly renovated residence on a spacious, lovingly landscaped half acre.  Have a large family? Need room for mom or other family member?  Versatile and packed with amenities, this home is an exceptional value. The smart buyer will practically be purchasing 2 homes in one: 3 bedrooms, a full bath, separate entrances and more on each level make this home ideal for big families, overnight guests or multi-generational living. In addition to the home’s adaptability, it has been tastefully appointed with a brand new kitchen and 2 updated full baths. Move in and enjoy a wealth of upgrades: new kitchen & baths, central air, new flooring, custom moldings, in ground sprinklers and more! This home features a den with built-in cabinets, a... 04/01/2016

VA loans a are great way to buy a home in Bohemia NY 11716.  You have served our country proudly let us help you with your new purchase.  A VA loan's have an option for no down payment and Seller or Lender assistance with your closing costs. These VA loans have no mortgage insurance premiums which means your payment should be less than any Conventional or FHA insured mortgages. Check out our short video explaining VA loans.   Call us today to see what we can do for you  631-589-3600. VA Home Purchase Loans VA Purchase loans and current low interest rates are a winning combination to help Veterans such as yourself buy your dream home. Loans insured by the Veterans Administration offer great features like no money down payments and credit scores as low as 620.  Today's competitively low r... 03/21/2016

The Mortgage Outlet  has noticed that many first time home buyers come to us confused by the various first time home buyer programs availble in Bohemia New York that are available to them for financing their first home.  This is due to the multiple changes that the Federal Government has made to the mortgage industry making it harder and more confusing then every.  Hopefully our short video will show some of the new programs that might be available to help you get your dream home in Bohemia New York.   We look forward to answering any questions you might have, you can reach me directly on my cell at 631 767 8948 or at the office at 631 589 3600.   02/20/2016

  ​Buyer's Ask:  What Can You Tell Us​ About The Condo Community Called Park Place?   This Suffolk County All-Age residence was opened in 2006. Park Place in Bohemia Long Island consists of  2 bedrooms, 2.5 bath townhouses. It is surrounded by Central Park Blvd, Grand Canyon Ct, Yellowstone Loop and Yosemite Circle.  You can reach this complex by Sunrise Highway to Lincoln Avenue North.    ​The two Floor Plans that were constructed are the Malibu and the Bayberry, ranging in size from approximately 1,250 sq ft to  1, 350 sq ft.  Each unit has central air conditioning, gas heat, an attached garage, a basement and a backyard patio.  The amenities at this 72 unit residences include the heated pool, clubhouse with gym, and walking path. Pets are welcome.   This neighborhood is divided into ... 07/01/2014

Today we are featuring a unique 55 and Over community on Long Island. It's called Windcrest Cottage. It's a charming community in Bohemia New York 11716.  Opened in 2005, Windcrest Cottage are all Ranch style one level condos for seniors 55+ in Suffolk County Long Island. Nestled off Church Street and Ocean Avenue by Sunrise Highway Exit 48, these are 2 bedrooms 2 baths "bungalow style or Craftsman Style" free-standing units. The uniqueness here is that there are only 10 units in this quaint neighborhood right in the heart of Bohemia. They have lovely front porches, fireplace, walk-in-closet, a garage, laundry room, central air conditioning, gas heat, and are approximately 1666 sq ft. There are no amenities at Windcrest Cottage, but pets are permitted, and it's only 1/2 mile from Connet... 06/08/2014

Purchase Renovation Mortgage in Bohemia, NY 11716 Not your dream home, make it into your dream home with a Homestlye Renovation Mortgage which enables the borrower to obtain a purchase transaction mortgage and receive funds to cover the costs of repairs, remodeling, renovations, or energy improvements.   Receive 50% of the completed home value for renovations.  There are no required improvements or restrictions on repairs/ renovation and no minimum dollar amount.  You can even get that pool you always wanted. This renovation Mortgage provided by The Mortgage Outlet is available for 1-4 Unit Primary Residences 5% Down Payment 1 Unit Second Home 10% Down Payment 1 Unit Investment Property 20% Down Payment Find a house in the perfection location but needs improvements, let me help you make... 05/07/2014

I am never surprised at the work I see regularly at home inspections in Queens NY, but you may be if you are not from this area. Many of these balloon framed houses from the 1920's and 1930's are renovated and sold to people who typically have no clue what they are buying. The contractor/flipper purchases these old homes and performs renovation work that is so beyond shoddy it is not funny, it is scary. Last week I did an inspection in St. Albans and arrived before anyone. I went on the roof, and saw improper flashing, and 3 layers of shingle - which is NOT ALLOWED on these homes or any homes. A maximum of 2 layers is allowed, but I see the original wood shakes from the 1920's that are never removed, and contractors just install layer after layer on top without a care. Did you ever lift... 04/08/2014

I am never surprised at the work I see regularly at home inspections in Queens NY, but you may be if you are not from this area. Many of these balloon framed houses from the 1920's and 1930's are renovated and sold to people who typically have no clue what they are buying. The contractor/flipper purchases these old homes and performs renovation work that is so beyond shoddy it is not funny, it is scary. Last week I did an inspection in St. Albans and arrived before anyone. I went on the roof, and saw improper flashing, and 3 layers of shingle - which is NOT ALLOWED on these homes or any homes. A maximum of 2 layers is allowed, but I see the original wood shakes from the 1920's that are never removed, and contractors just install layer after layer on top without a care. Did you ever lift... 04/08/2014

How long does it take to close a mortgage in Bohemia New York ? 30 day closings happen all the time with lenders who utilize modern technology to help expedite the mortgage process.  The Mortgage Outlet is excited to use these lenders who have reduced the time to close a mortgage from 90 days to 30 days or less.  One of the key elements to a 30 day closing is the ability to upload the loan application immediately to the lender to be underwritten; allowing an approval to be given within 48 hours!  This technology also allows us to disclose the TIL, (Truth in Lending Disclosure) the same day the mortgage application is approved and an appraisal can then be ordered immediately.  Your first step to start the process is to click here and complete our SECURED ONLINE PRE-APPLICATION.  Completi... 11/07/2013

Today we are featuring a very unique 55 and Over community on Long Island. It's called Windcrest Cottage. It's a charming cozy neighborhood in Bohemia New York 11716. Opened in 2005, Windcrest Cottage are all Ranch style one level condos for seniors 55+ in Suffolk County Long Island. Nestled off Church Street and Ocean Avenue by Sunrise Highway Exit 48, these are 2 bedroom 2 bath "bungalow style or Craftsman Style" free-standing units.  The uniqueness here is that there are only 10 units in this quaint neighborhood right in the heart of Bohemia. They have lovely front porches, fireplace, walk-in-closet, a garage, laundry room, central air conditioning, gas heat, and are approximately 1666 sq ft. There are no amenities at Windcrest Cottage, but pets are permitted and it's only 1/2 mile f... 08/11/2013

Current mortgage lending rates are at record lows in Bohemia, New York.  Low rates combined with an FHA insured loan are giving qualified home buyers in Bohemia, NY an opportunity to take advantage of the current real estate market.  The Mortgage Outlet has some of the best FHA mortgage Rates in New York State. Call us today to see what you quailfy for 631-767-8948   What is FHA?  The Federal Housing Administration, generally known as FHA, was created in 1934 and is the largest government insurer of mortgages in the world. The FHA insures that loans made by mortgage brokers such as The Mortgage Outlet, would allow greater flexibility for a home buyer to qualify for a loan.  Higher qualifying ratios, less than perfect credit scores and low rates help first-time home buyers and other buye... 04/21/2013

FHA Mortgage loan programs in Bohemia New York   FHA Mortgage Loan Programs in Bohemia New York are subsidized by the Federal Governments mortgage insurance program (MIP).These types of loans vary form one lender to another and The Mortgage Outlet can help you navigate these troubled lending times. It is important to that you understand the advantages and disadvantages of this great program and how important it is to be pre-approved prior to you starting your search for your new home.   There are many advantages of Loans offered by the FHA   3.5% down payment, which helps many of today's home buyers Gift funds can be used for down payment and all closings costs Sellers allowed to contribute up to 6 percent towards buyers closing costs Lending limits are higher then conventional loans up... 04/12/2013

THE MORTGAGE OUTLET would like you to Compare mortgage rates in  BOHEMIA, NEW YORK.  For over 25 years we have been providing mortgage rates equal to most banks with superior customer service.  We charge No Points or Origination Fees.  You are important to us, unlike many lenders, you are assigned one person to work with throughout your entire mortgage process.  Contact DAVID BAILEY at 631-767-8948 to see how much The Mortgage Outlet can save you.   The first step to home ownership in BOHEMIA, NY is to arrange for financing by getting a pre-approval before you begin shopping for your new home.  Getting a pre-approval (as opposed to a pre-qualification, for which your information is not verified) not only takes the guesswork out of whether you qualify for a mortgage, it can mean the diff... 03/01/2013

I have noticed that many first time home buyers come to me confused by the various First Time Home Buyers in Bohemia New York, that are available to them for financing their first home.  This is just the tip of the ice berg as there is so much industry-specific terminology to learn and understand that the home buying process can be very intimidating to most new comers. I will try to explain in this article the most common First Time Home Buyers  in Bohemia New York so that you might better understand the options and requirements more clearly.  As always I am available as a reference if you have more specific questions about how these specific programs might get you your new home.Conventional Loans are typically processed through Fannie Mae and Freddie Mac. Typically they require a 5% do... 02/04/2013

Don Contracting Bohemia NY I had the pleasure of meeting Don from Don Contracting in Bohemia NY at a friend's house after Hurricane Sandy hit Long Island. My friend owns two homes that were both flooded out. One home wasn't as bad as the other. Her new home had 8" of water in most places. She called Don from Don Contracting in Bohemia, NY and what he did was remove the insulation in the crawl space....for FREE! He said his employees weren't doing anything so he sent them to her house and got to work. Don Contracting mainly does custom cabinetry and custom furniture. But will also install products from Ikea and other home improvement stores. Visit Don Contracting's website to see his work: Don Contracting Any Long Island contractor that does something for free and out of the kindness of... 11/15/2012

Thinking of buying or selling a house in Bohemia, New York?   Living on South Shore of Suffolk County with its spectacular ocean beaches and beautiful bays makes more sense now than ever. Long Island's South Shore has great access to transportation, excellent schools, health-care facilities of the highest caliber, as well as entertainment, cultural and recreation opportunities for all ages and interests. Sitting at the edge of the bay, enjoying a beautiful sunset, steals my heart away...   Here is the latest news on the real estate market in Bohemia, New York.   This past week has concluded a very active month of March with 2 properties going into contract and 5 closings (March 1 through March 31 2011) New listings this week include the following 2 properties now available:   1007 Churc... 04/01/2011

There's a townhouse community run by a homeowner's association called The Preserve in Bohemia Long Island. The Preserve opened in 2006. These are attached townhouse floor plans situated within the Connetquot Central School District #7.  For information on this School District you can call 631-244-2211.  This is a gated, pet friendly community in Suffolk County New York. There is no guard at the gate, but there is a call-box system to enter. The Preserve is located approximately 50 miles East of New York City.  You can reach the community of The Preserve by Sunrise Highway to Exit 47A, which is Oakdale-Bohemia Road.  The Preserve is surrounded by Eagle Circle within Zip Code 11171. The Preserve offers its resident's a clubhouse and pool.  There are 2 or 3 bedrooms, 2.5 baths, central air... 02/02/2011

The Hedges in Bohemia NY is a 55 and over community in Suffolk County. Built in 1990, The Hedges does NOT have a pool, and does NOT have a clubhouse, but it has a relaxing gazebo on the premises and during the warmer summer months, the neighbors have friendly get-togethers at the pretty gazebo.    The Hedges can be reached from Sunrise Highway North to Locust Ave and right on Church. This is a 55 and over community on Long Island's South Shore that includes the lawn maintenance and snow removal and pets are permitted.  Each unit has central air conditioning, gas heat, front porches, backyard patios, but no garages. These are 2 bedroom 2 full bath condominiums in this senior retirement residence. UPDATE SOLD 2015:$255,000 - $263,000NO SALES IN 2016!These statistics are reflected sales fr... 03/02/2010