Here's How It Works We set you up with a Realtor in our nationwide network of preferred short sale Realtors, or use the one you're currently with, to market your property and receive an offer before your property is sold at foreclosure auction. We help you gather financial information to support your hardship, contact your lenders, and get in touch with the lawyers and mortgage insurance companies involved in your case. We submit the offer(s) on your property, the financial information, and other supporting documents to our contacts inside your mortgage servicer to negotiate the short sale of your property. We coordinate with title companies, attorneys, mortgage insurance companies, public trustees, etc. for the approval of your short sale. 08/30/2008

Not Sure If You Qualify For A Short Sale? Do You Owe more on your property than what you could sell it for, especially after real estate commission, closing costs, late payments, interest, etc? Have difficulty covering your expenses each month? Not have money in the bank to cover the difference of what you could sell your house for and what you owe the bank? Are You Having Trouble Making The Payments? Are You Feeling the stress mounting with each missed payment and phone call from your bank? Borrowing money from other sources to pay your mortgage? Getting confused as to what your options are at this point? Be Proactive And Save Your Credit From Foreclosure Foreclosure stays on your credit for up to seven years and can make it difficult to obtain another loan. Conducting a short sale min... 08/30/2008

  When a homeowner has to sell, has defaulted on the payments, and the proceeds from the sale are going to be less than the mortgage amount, then the bank needs to approve of a "short sale". A short sale usually occurs when the owner cannot make the mortgage payments and has little or no equity in the home. The bank might approve of the short sale because the foreclosure process can cost a lost of time and money for the lender, and the lender may reason that it is better to just cut the losses and move on. The lender would get the proceeds from the sale, and the owner would be forgiven the rest of the debt owed. This will not work if the owner can clearly make the payments, owns other real estate with lots of equity, or lied on the loan application. It is not an easy way out of a bad in... 08/30/2008

  Named for Revolutionary War General John Lacey and was formed on March 23, 1871.  General John Lacey in partnership with his son Thomas R. Lacey, developed Ferrago Forge on the middle branch of the Cedar Creek eight miles northwest of Forked River in 1809 which included an area he had surveyed in 1794.  It included a dam that created "Forge Pond."  The settlement that sprang up around the forge was first called Ferrago Village.  General Lacey built a road from the forge to Forked River in 1810 to ship the iron products from Ferrago Forge and nearby Dover Forge built in 1809 by Lacey's son-in-law, William Smith, in what is now Berkeley Township.  The road was named Lacey Road.  In 1865 William Hurry purchased the Ferrago Forge Tract and renamed the settlement Bamber after the family na... 08/30/2008

 Lacey Township basically has three main sections. 1. Forked River 2.Lanoka Harbor 3. Bamber Lakes. Let me explain the differences of the three.   Bamber is the third lake area and most of the land is on the "other" side of the Garden State Parkway. Lanoka Harbor has most of our waterfront property , the Barnegat Bay. 08/30/2008

Make no mistake, it's a buyer's market... What a great time to buy, with so many properties on the market and prices at their lowest in years! Many sellers have reduced their pricing to be competitive, in this very competitive buyer's market. Call me today and I'll be happy to help you find the property you are looking for.. 08/04/2008

 Hi Everyone-This includes those up in the northern part of the state and here in Ocean Co.  Summer will officially be here next month, and now is still a GRREAAT time to buy. We have some wonderful houses for sale in both Barnegat and Ocean counties,Taxes are still low. Housing prices are lower than they  have been and the mortgage lending rate is still quite low. So, even though the gas prices are high, it seems that it is still to your advantage to invest here in Ocean County.Popular business's are still moving to our area. Summer time is almost here and the livin' is easy. Check out what the realtors here have to offer.Look me up on the Weichert site.Hope to hear from you.   05/27/2008