FREE Women's Leadership Conference "Women Unlimited" Admission is FREE for all attendees.  Includes continental breakfast and lunch.  Guest Speaker, Robin Gaby Fisher, author of "After the Fire" Tuesday, March 30, 2010Hudson County Community CollegeCulinary Arts Institute / Conference Center161 Newkirk Street, Jersey City, NJ 07306TIME: 8:30am - 3:30pm Sponsored by Hudson County Community College, Saint Peter's College, New Jersey City University, New Jersey Blood Services & Lambda Tau Omega Sorority, Inc. For event details and registration contact: Student Activities at Hudson County Community College - 201-360-4199.  Speicher-Rubin Women's Center at NJ City University - 201-200-3189.  Student Activities at Saint Peters College 201-761-7370. Hopefully I will meet some of you there!  If... 03/25/2010

The Beacon, a complex that was originally built in the 1930's as the Jersey City Medical Center, is now a luxury mixed-use development that has won accolades for its historic restoration.  Tuesday March 23rd a history tour will be held from 5:30 - 8:30 pm by the Hudson County Chamber of Commerce.  If you or someone you know are interested in purchasing one of the luxury condos inside the Beacon, please feel free to contact me directly at 201-725-8102.     03/22/2010

Christ Hospital (176 Palisade Ave, Jersey City) and the Blood Center of New Jersey are holding a blood drive on Monday, March 29th from 9am to 3pm in the hospital's staff room.  Donors will be given $15 gift cards to retail stores, including Walmart, Target, and Kohl's.  According to the Blood Center of New Jersey:* Every three seconds, someone in the United States will need blood. * One out of every ten people admitted to a hospital needs blood. * Approximately 60% of the US population is eligible to give blood, but only 5% do in a given year. * In New Jersey, the percentage is even lower, closer to 3 %.* Just one pint of blood donated can save the the lives of three people in need.* 4.5 million Americans would die each year without life saving blood transfusions. No appointments are n... 03/22/2010

Ok, now I'm working in Jersey City, NJ.  I'm still working in NYC also, I will be doing rentals on both sides of the river, in New York City and New Jersy!  How many Realtors can offer that service?  I believe only a handful.  I am still amazed at the difference in prices, obviously the old adage the three most important thing in Real Estate does hold true--Location, Location, Location.  Obviously one would pay top dollar to be in NYC for a similar apartment, but is Jersey City that terrible?  The Grove St Station where you get BOTH lines of the Path runs right up the block from our office.  There are two locations 50 Columbus and Grove Pointe which are literally 42 seconds from the platform (I timed it), and voila you're in Manhattan DIRECT no switching trains! Call me to find out abou... 03/09/2010

I took some customers out yesterday to look at places in Jersey City, really great apartemtns, saw a one bedroom about $730 sq ft $1875, luxury doorman building, concierge, you know everything you would pay $3500 for in NYC.  We then saw another one bedroom on the 18th floor great views of NYC, $1999, what more could you ask for.  These apartments are within walking distace to the Path train, and you are literally 10 minutes from NYC!  Why doesn't everyone who is looking for an overpriced place in NYC come to Jersey City?  I love being licensed in both states, it makes it really convenient to show both sides fo the river.  I can't wait for today, going to preview some more great apartments! 03/07/2010

Ok, so I couldn't wait for the iPad, so I went out and bought a Motion Tablet PC, it is extremely great for walking around and looking up a property while on the run.  I can jump onto the Internet and look up an aprtment or any other information that I don't know off the top of my head.  It really is going to make me more productive.  It wasn't that expensive either, I bought it on eBay for $250, bought an extended battery for $57, and a car DC adapter for $39, and $34 for 1GB of memory--so I'm all in for under $400, I use my Sprint Aircard for my Internet connection, although this unit does have Wi-Fi and bluetooth.  I will definitely use this for listing presentations also.  With all the battery power I have, I have about 8 hours of battery time if I really optimize my system. I am TH... 03/02/2010

Ok, things weren't going so well at Living Real Estate Group, one of the great things about be licensed in New York and New Jersey is that I can hedge my bet.  I am now based out of New Jersey--Jersey City in fact, but the beautiful thing is that my broker is licensed in New York, so I can also work with clients in New York.  I am very psyched, it turns out I should have stuck it out a little longer with my first broker before ultimately moving.  But c'est la vie, life goes on right? Anyway, I am now with DBB Realty in Jersey City, we are right on the harbor, in fact the building used to be the old Sun Young Moon fishing headquarters.  Evidently the Reverend would send his fishing boats out from where our office is and they would bring back tons of fish and can them in an adjacent build... 03/02/2010

  Below is the Jersey real estate market update for condominium sales for January 2010 in Downtown Jersey City. All information is gathered from the Hudson County Multiple Listing Service. Active Downtown Jersey City Condos There are 350 Active Jersey City condos for sale with an average listing price of $503,489 Average days on the market: 92 Days Since January 1st, 138 new Jersey City condos came on the market for sale with an average listing price of $476,567. Active Downtown Jersey City Studio Condos: 17 condos for sale with an average listing price of $331,952. 98 days on the market. Active Downtown Jersey City 1 Bedroom Condos: 148 condos for sale with an average listing price of $378,652. 89 days on the market. Active Downtown Jersey City 2 Bedroom Condos: 154 condos for sale wi... 02/25/2010

My First Ad I'm so excited... I just placed my first ad... A placemat ad in the Jersey City Diner on Route 440 across from Home Depot on the Jersey City / Bayonne border & the Miss America Diner on Westside Avenue in Jersey City.  I've never done anything like that before...I feel like a kid on Christmas... LOL ... If you're in the neighborhood, please stop in and check me out... Let me know what you think... God Bless!    02/23/2010

Jersey City Real Estate Condo Market Report Q4 2009 (edit/delete)    To download the full PDF and see the full Jersey City Real Estate Condo Market Report visit our website here: http://www.hudsonrealtygroup.com/real_estate_downloads/market-reports.html   Feel free to share this link.   Thanks! 01/31/2010

Price: $152,000 FIZBER.com ID 13696085 Condo/Townhome/Co-op with 1 bed, 1.0 bath, in 42 Van Wagenen Ave apt.2 Jersey city, NJ, 07306 http://www.fizber.com/13696085/ 42 Van Wagenen Ave apt.2 - For Sale By Owner Property Details: Type: Condo/Townhome/Co-op Address: 42 Van Wagenen Ave apt.2, Jersey city, NJ, 07306 Sq footage: 540.0 Floors: n/a Bathrooms: 1.0 Bedrooms: 1 Year built: 0 View full property details and seller's contacts. View more New Jersey homes for sale. Homes for Sale by Owner. Description: 540 sq.ft.Nicely updated kitchen with new cabinets and top of the line stainless steel appliances. Close to PATH station (0.5 mile)Parking possible on a corner for $100/monthlow tax, mf $235(heat and hot water included) More Photos: 01/11/2010

Market assessment The 30yr fixed is expected to go up to around 6% as the Fed stops buying mortgage backed securities in March, the home buyer tax credit program will expire the following month, and foreclosures are expected to flood the market. Prices are expected to drop. Prices may come down, BUT the cost of borrowing (30yr fixed) will likely go up about 20% (from 5% to 6% is a 20% increase cost of borrowing), compensating for possible lower prices. Low prices may be obtained by purchasing foreclosures. FHA and Fannie are trying harder to sell REOs. Lastly, the trend in mortgage lending is still towards more restrictive criterica, adding to processing time: Full prequals and credit score planning important! - I wish all of us a succesful 2010! - Paul    Tax credit deals If a purchase... 01/10/2010

The Washington state SenateThe Washington State Senate is the upper house of the Washington State Legislature. The body consists of 49 Senators, respresenting an equal number of districts across the state, each with a population of nearly 120,000. ..... Click the link for more information. has passed a bill that aims to boost recyclingrecycling, the process of recovering and reusing waste products-from household use, manufacturing, agriculture, and business-and thereby reducing their burden on the environment. ..... Click the link for more information. of electronics in the state. Senate Bill 6428 passed the Washington state Senate by a vote of 38-11 and the House by a vote of 69-29. The bill requires electronics manufacturers to develop and fund an electronics recycling program in the ... 11/17/2009

Exquisite one bedroom luxury condo located within yards of new Grove Street Path entrance. The condo features an open contemporary layout with a southern exposure and panoramic views. The kitchen has all stainless steel appliances, exquisite marble flooring and granite countertops. The master bath features Botticino marble tiling. Oak hardwood flooring is throughout the main living area with a carpeted bedroom. The condo is located on the 7th floor with direct access to fabulous building amenities (see 7th floor amenities below). To directly access this property, use this shortcut: http://www.fizber.com/new-jersey-buy-condo-townhome-co-op-home-11648565.html   10/26/2009

There are new FHA condo rules. Just like with the new Fannie rules you will be disappointed if you think it will make things easier. Details. // Speaking of FHA, it looks like the minimum down payment may go to 5%. // Rates eased yet further this week. // Basically 2 weeks left for sales that need to close by Nov 30th to take advantage of the tax credit! // Make it good week folks! - Paul   What is credit repair?  Credit repair seeks to permanently remove derogatory items that will otherwise depress credit scores on a long-term basis. In essence it involves delivering proof of inaccuracy OR requesting creditors to deliver the proof of accuracy. If they cannot deliver, or will not (happens a lot), the items in questions will likely be removed. The whole process can deliver drastic score ... 10/09/2009

The industry standard for FHA loans remains at 620 - for now.  It appeared for a little while the standard would be raised to 640, 660 even. (Regardless, I do have FHA and other solutions for scores as low as 500). /// You can still count on FHA standards increasing however. /// 203(k) loans remain the single best (and virtually only) option for rehab/renos. New alternatives are expected soon. Stay tuned. /// There is gridlock on the horizon due to the homebuyer tax credit which requires sales to close by the end of Nov. 30th. Get your mortgages fully pre-approved to minimize the chances of delays! ///  Make it good week folks! - Paul   Federal incentives coming for short sales, deeds-in-lieu/default The mortgage servicing industry in coming weeks will see details of an incentive progra... 09/20/2009

3 bedroom condo about 900 sq ft , low Maintenance fee, walk to Jersey City Journal Square PATH - about 5 minutes. Close to everything. Parking on a corner possible for $100/month. There are only 2 condos in the building. The one for sale is on the second floor, has own entrance and part of the basement. The condo has 3 bedrooms, small living room, huge eat- in kitchen. There is an option of building a deck. The condo is on a second floor and is very sunny- lots of windows. There are hardwood floors - re-done and look great!!! New windows. New rubber roof. Updated bathroom. We will install stainless steel appliances. Heat is gas - HVAC. There is 1 year old water heater. To directly access this property, use this shortcut: http://www.fizber.com/new-jersey-buy-condo-townhome-co-op-home-116... 08/30/2009

I don't like delivering bad news, and I know you don't like receiving it (I get unsubscribes). At the same time I want to tell you what I see: There are some serious (additional) problems right now, directly affecting real estate. It looks to me like it's going to get a lot worse worse before it gets better. Yet, when doors close, others open - there are resulting opportunities as well (See below). Here are some of the reasons/symptoms: - 1.5 million homes in foreclosure - Appraisal chaos due to new ordering rules and short sales - High, and still increasing unemployment. Mortgage aid for unemployed - Collapsing commercial market. Commercial paper falls most ever - Slow implementation by lenders of loan modification iniatives. Articles - Lack of ability or willingness to lend. What to d... 07/18/2009

Next week I am launching the Homebuyer Scouting Report, a fabulous homefinding service for prospective homebuyers. It is a feature-rich online service that presents all MLS listings in real time and (only!) your contact info. A great way to firm up relationships with your prospects, and my relationship with you. - You'll be impressed. /// Some construction loans and helocs are not available at the moment. Call me early on if any of these are part of a planned financing structure! /// Make it a good week! - Paul   Rates down For the week ending July 8th the 30-year fixed averaged 5.20% with an average 0.7% fees and points. 45-year mortgage trend.   Closing in an LLC I recommend against it for properties with 4 units or less. Few lenders still allow it, and those that do - you've guessed ... 07/12/2009

span lang="EN">Meltdown 101: Where do home prices really stand? Is the historic U.S. housing market crash close to being over, or is the end still far, far away? Good read.   Home Buyer Tax Credit could expand A first-time home buyer tax credit of up to $8,000 has helped to move housing inventory during an otherwise sluggish real estate cycle. Now both legislators and the business community are hoping to build on the incentive's success by expanding it. Read more   100% financing not available? - Wrong! USDA financing (which we offer) allows for 100% financing PLUS seller concession closing cost. There is an upfront funding fee, but NO PMI, There are geographic and income restrictions, but it is amazing how many areas qualify. Here's the beef.  Should I pay my mortgage? This seems to be... 06/27/2009