Fairfield, NJ Real Estate News

Getting to know where you stand with your monthly mortgage payment is the first and most important thing when you looking for the right home.   There are many things that you have to conceder when looking for a home, the right size, right neighborhood, color and affordability. Your monthly payment trumps all when selecting a home. Here is what consists of monthly mortgage payment: •1.       Principle & Interest •2.       Taxes on the property •3.       Mortgage Insurance...  If down payment is  less that 20%  of purchase price •4.       Homeowners insurance Did you know if you choose to include your taxes and insurance lenders calculate your monthly payment they will take the annual taxes and homeowners insurance and in some case MI (mortgage insurance) and break it up into 12 payments ...
Comments 1
By Gina Chirico, Real Estate Agent - Essex County, New Jersey
(Lattimer Realty)
Homes for Sale in Fairfield, New Jersey If you are looking to buy a home for sale in Fairfield, New Jersey now is the time!  Buyers moving to Fairfield, New Jersey are taking advantage of the abundant inventory, well priced homes and the opportunity to live in an affordable, desirable Community of West Essex.    If you are looking to buy a single family home in Fairfield, New Jersey, you currently have your choice of 93 homes for sale in Fairfield, NJ ranging in price from $149,000 to $1 million+.  If you prefer community living and condominium type ownership, you currently have your choice of 11 townhomes for sale in Fairfield, New Jersey starting at $425,000 for new construction 3 bedroom townhomes to townhome resales ranging from $499,000 to the high $800,000's.     Moving to Fairfie...
Comments 3
By Gina Chirico, Real Estate Agent - Essex County, New Jersey
(Lattimer Realty)
Don't Believe the Hype ~ Homes ARE selling in Fairfield, New Jersey.  It's hard not to believe the hype and to ignore the media, marketing, buzz, gossip and rumors that the market stinks, homes aren't selling, buyers aren't buying, lenders aren't lending and sellers aren't selling....and although I agree that Fairfield New Jersey has a lot of inventory on the market, homes ARE SELLING in Fairfield, New Jersey. We are only 1/2 way through the month of July and 5 homes have gone under contract in Fairfield, New Jersey from July 1st - July 15th compared to only 4 homes under contract for the entire month of June and only 2 homes under contract in Fairfield for the entire month of May.  For those that read Don't Believe the Hype ~ YES there are multiple offers on homes for sale in Fairfield...
Comments 7
By Gina Chirico, Real Estate Agent - Essex County, New Jersey
(Lattimer Realty)
Don't Believe the Hype ~ YES there are multiple offers on homes for sale in Fairfield New Jersey.  It's hard not to believe the hype and to ignore the media, marketing, buzz, gossip and rumors that the market stinks, homes aren't selling, buyers aren't buying, banks and lenders aren't lending....although I agree that Fairfield New Jersey has a lot of inventory on the market, it is NOT stopping MULTIPLE OFFERS on well priced homes, in desirable neighborhoods, for sale in Fairfield, New Jersey.   Right now my buyers and I are in the middle of bidding war with multiple offers on, in my opinion, one of the best homes on the market in Fairfield in the price range of my buyers.  So if you are looking to buy a home in Fairfield, New Jersey, Don't Believe the Hype ~ YES there are multiple offer...
Comments 1
By Gina Chirico, Real Estate Agent - Essex County, New Jersey
(Lattimer Realty)
Fairfield, New Jersey will start 4th of July weekend off with a BANG this year!   4th of July Fireworks in Fairfield will be on Thursday, June 30th at the Fairfield Recreation Complex on Hollywood Avenue.   The fun will start in Fairfield at 5:30 p.m., a variety of food will be available for purchase, complimentary face painting and tatoos, a concert in the park, followed by the 4th of July Fireworks! Special thanks to the Calandra Family for sponsoring the 4th of July Fireworks in Fairfield! 4th of July is a day to celebrate the birth of our nation and what it means to  be an American.  I pledge my full dedication to meet all your real estate needs. Contact Fairfield New Jersey Real Estate Agent, Gina Chirico, for a no-obligation consultation to learn your home's top market value. Have...
Comments 5
By Gina Chirico, Real Estate Agent - Essex County, New Jersey
(Lattimer Realty)
Yes, there are short sales in Fairfield, New Jersey!  In fact, about 10% of the detached single family homes currently for sale in Fairfield are short sales.   Short sales in Fairfield come in all different shapes and in all different sizes.  The short sales currently on the market in Fairfield range from 3 bedroom ranches to 5 bedroom colonials, ranging in price from the low $200,000's to just below $600,000.   If you are interested in buying a short sale in Fairfield, New Jersey: You must be very patient.  Once you've come to terms with the seller and the contract is signed, be prepared to wait.  With a short sale, the seller's lender or lenders (if more than one bank) has to approve the sale and purchase price before you can close.  Be patient and wait for the bank to respond.   Be p...
Comments 0
By Gina Chirico, Real Estate Agent - Essex County, New Jersey
(Lattimer Realty)
I don't know about you but I had no idea that donuts had a national holiday and it's not just another Hallmark holiday so people spend money on cards!  Imagine my surprise today when I logged onto Facebook and there it was plastered all over my wall National Donut Day!  Of course I had to update my status to say:   Since our Fairfield Real Estate Office, Lattimer Realty, is two doors down from Dunkin Donuts in the Walgreens Shopping Center on Route 46 West in Fairfield, I could've jumped on the bandwagon earlier and wrote a post to stop in Lattimer Realty on your way to Dunkin Donuts for a comparative market analysisand/or your coffee was on me!  Talk about a meet and greet at National Donut Day's expense!  So yes, donuts have a national holiday, National Donuts Day, and it's not just a...
Comments 7
By Gina Chirico, Real Estate Agent - Essex County, New Jersey
(Lattimer Realty)
Tonight I missed a telephone call from my manager.  Yikes what would he be calling me for at this hour?  Not that its late but its uncommon for him to call in the later part of the evening.  I called him back and he confirmed that I may be Miss Fairfield, New Jersey after all....       HIM:  Gina, you seem to know everything and anything about Fairfield right? ME:  uh...yeah um, I guess so(still thinking where he is going with this.  Him, having grown up here and his father being my broker and he and his brother a very successful real estate team, what could he possibly have to ask me about Fairfield?) HIM: do you know what's for lunch tomorrow at Stevenson? Me:  LMAO (literally)No, I don't but they were supposed to upload the June lunch menu to the website but the girl who runs the web...
Comments 3
By Gina Chirico, Real Estate Agent - Essex County, New Jersey
(Lattimer Realty)
The Winners are in for the Memorial Day Meatball Contest!  Yep, that's right a meatball contest!  My family along with 11 other families celebrated Memorial Day Weekend "Italian Style" in Fairfield, New Jersey yesterday!  And the winners are (drum roll please)........................... First Place:  Lauren Cucuzza Second Place:  Phil Maestoso (owner of Hollywood Pizzeria & Restaurant) Third Place:  Gina Chirico It was a lot of fun and everyone's meatballs tasted great and believe it or not, many of them tasted the same!  I guess that's what happens since we were all borned and raised Italian!  I was happy to take home the third place medal and am looking forward to the Memorial Day Weekend "Italian Style" in Fairfield, New Jersey next year too! Who said Memorial Day Weekend was about h...
Comments 1
By Matthew DeFede, Top Broker in Nutley New Jersey
(Realty Executives Elite Homes)
I have always like the area of Fairfield & The Caldwells, Homes have come down a bit and there are allot of great deals going on. I'm so glad the one of my associates turned me on to the area, I have been racking up buyer leads like crazy since last week, its just a matter of time before I get my first listing out there. Very excited have some appointments lined up already!  
Comments 0
By Gina Chirico, Real Estate Agent - Essex County, New Jersey
(Lattimer Realty)
Today we are celebrating Memorial Day Weekend Italian Style in Fairfield New Jersey!  Our friends are hosting their First Memorial Day Meatball Contest!  Yep, that's right we are having a meatball contest!  We are one out of twelve families who will be making our usual Italian Sunday dinner (macaroni and meatballs) and each family is to bring 10 meatballs in gravy and the host will supply the macaroni!  There should be approximately 120 meatballs which means to taste everyone's meatballs - one would have to eat 12 meatballs!!!  I'm sure some of the guys can handle 12 meatballs but not me - I think I'll just stick to a dish of macaroni and some nice hot Calandra's Bakery bread! I'm still not sure who the judges are or what the winner gets much each family better bring their balls, fully ...
Comments 6
By Gina Chirico, Real Estate Agent - Essex County, New Jersey
(Lattimer Realty)
Top Five Myths About Busted Using Me Gina Chirico As Your Real Estate Agent Myth #1: You don't want me to know your credit score.  BUSTED!  Your credit score is between you and your lender and/or loan officer. I have no idea what your credit score is and quite frankly, I don't even care. There's no need for me to know your credit score. Myth #2: You don't want me to know how much earn. BUSTED!  It's none of my business what you earn.  Just like I'm not about to show you Sal or my W-2s or paychecks, there's no reason why I should know of or see yours either.  Your earnings and/or bank statements are between you and your lender and/or loan officer. Myth #3: You don't want me to know your debt. BUSTED!  Unless you expect me to pay your credit card bills, it's none of my business what you o...
Comments 3
By Gina Chirico, Real Estate Agent - Essex County, New Jersey
(Lattimer Realty)
The West Essex Memorial Day Parade is the kickoff to summer and let's face it -- some things are just irresistible when it comes to summertime.  I don't know about you but at the top of my list for irresistible summertime things is ice cream.  There a few places to enjoy a scoop of ice cream in and around Fairfield New Jersey. Baskin Robbins/Dunkin Donuts offers the best of both worlds in Fairfield.  How many places can you get one scoop or two and enjoy a fresh cup of Dunkin Donuts coffee?   If coffee and donuts isn't your thing, just a few minutes away on Bloomfield Avenue is West Caldwell's Carvel where you can get the scoop on Fudgie the Whale.   Counting calories?  Grab a scoop of 50 calorie ice cream at D'lites in West Caldwell offering 100 ice cream flavors.   Last but not least ...
Comments 5
By Matthew DeFede, Top Broker in Nutley New Jersey
(Realty Executives Elite Homes)
I have decided to expand my Real Estate Services to Fairflield NJ also, If your looking to buy or sell a home in fairfield NJ, You can see all available homes for sale in Fairfield NJ by Clifkcing the link below. TO SEE ALL AVAILABLE HOMES IN FAIRFIELD NJ CLICK HERE Thinking About Selling Your Home in Fairfield New Jersey I believe that selling a home in Fairfield  in today's economic environment has to be a "PROACTIVE" approach, no longer can an agent take a listing agreement throw the home up on the Fairfield  MLS and hope that its sells, we are just not in that type of market  My approach to home selling in Fairfield  is very different than many of the other agents in Nutley NJ. I use all the latest selling tools and technology to market your home in Fairfield  ie: Web, Social Media,...
Comments 0
By Gina Chirico, Real Estate Agent - Essex County, New Jersey
(Lattimer Realty)
Memorial Day is just two weeks away and summer will be here before we know it.  If you haven't thought about what to do all summer with the kids, here's a list of summer camps for kids in Fairfield, New Jersey.  If you are a resident of Fairfield, Fairfield Recreation Summer Camp is a good option for kids in kindergarten through sixth grade.  The camp runs from Monday, June 27th through Friday, July 29th from 9:00 a.m. to 12:30 p.m.   Fairfield's Dance Studio, Essex Dance Academy will hold summer camp for 4 year olds through teenagers two weeks in August from 9:00 a.m.-12:00 p.m.     Rick's All American Gymnastics offers a half and full day gymnastic camp.  Your child will have you flipping over what they have learned ingymnastic camp in Fairfield at Ricks.   West Essex Knights Football...
Comments 0
By Gina Chirico, Real Estate Agent - Essex County, New Jersey
(Lattimer Realty)
This year the West Essex Regional School District is celebrating 50 years and has planned a few ways to kickoff its 50 year celebration on Saturday, May 21, 2011!  The West Essex Foundation for Education is holding "Trotting for Technology", a 5K run/walk to help fund the purchase of education equipment for the West Essex Regional School District.  This run/walk will begin at 9:00 a.m. and will start at the West Essex Regional High School and continue through North Caldwell.  If interested in running/walking, you can register the morning of the event.  Registration fee is $30.00.  If running/walking isn't your thing, but eating is......   You can join the West Essex community for the West Essex 50th Anniversary Pancake Breakfast fundraiser, from 9:30 to 11:00 a.m., in the West Essex Reg...
Comments 1
By Gina Chirico, Real Estate Agent - Essex County, New Jersey
(Lattimer Realty)
Why should you use a Fairfield Real Estate Agent when buying a home in Fairfield, New Jersey?  It may not be for all the reasons you think.  Aside from knowing the Fairfield basics including: Neighborhood; Property values; Town information; Recreation information; and School Information. There's a lot you can learn about Fairfield from a Fairfield Real Estate Agent.  Have you thought of: Best place to order pizza; Who's General Tso's chicken is all white meat; Where to order Avon; Where to get your dog groomed; Who will watch your dog; Affordable haircuts and hair services; Reasonable landscaper; Where to find a seamstress (believe it or not but tailors are a dime a dozen but try to find a seamstress for a communion gown and its like findinga needle in a haystack - until now, of course)...
Comments 1
By Gina Chirico, Real Estate Agent - Essex County, New Jersey
(Lattimer Realty)
With the demand for multigenerational homes increasing in the United States between 2008 and 2010,  this Fairfield Mother/Daughter a/k/a/ multigenerational home may be just what you are looking for.   I get many emails about multigenerational homes and it's always the same scenario:  the daughter emails me looking for a mother/daughter home in Fairfield or the surrounding West Essex area and they all say the same thing, "my mother doesn't want to be in a basement".  Now, having lived in a somewhat multigenerational home in the basement of a Fairfield home when I first got married, I truly understand why many mothers do not want the basement apartment! But no worries on this multigenerational home just listed in Fairfield!  This true mother/daughter Fairfield home has a separate "above g...
Comments 4
Many may remember my post....Three Letters that had absolutely NO meaning to me two years ago, somehow managed to change my life forever.....where I wrote my mom losing her two year battle to ALS a/k/a Lou Gehrig's disease.  It's been 8 months without her and I still struggle through everyday but I agreed to participate in The ALS Association's Seaside Board...Walk to Defeat ALS and am the Captain of "Team Peggy".  On May 14, 2011 (9 months to the day since her funeral), I will walk to celebrate my mother's life, not mourn her death.... Here's a copy of the PRESS RELEASE which has been sent to local newspapers and online media............... Fairfield's Lattimer Realty Real Estate Agent, Gina Chirico, will walk on Saturday, May 14, 2011 in The ALS Association's Seaside Board...Walk to D...
Comments 1
Welcome to Gina Chirico Essex County Real Estate's bi-weekly market report of YOU GOT NEIGHBORS! This Essex County Real Estate Report reveals what homes SOLD in the West Essex School District of Essex Fells, Fairfield, North Caldwell and Roseland for the second half of March, 2011.  No more waiting for the Star Ledger to post the Essex County Real Estate Sales to find out What SOLD and for HOW MUCH in the West Essex School District of Essex Fells, Fairfield, North Caldwell and Roseland.  You can easily find Gina Chirico Essex County Real Estate's bi-weekly reports of You've Got Neighbors! What SOLD in the West Essex School District of Essex Fells, Fairfield, North Caldwell and Roseland right here on Gina Chirico Essex County Real Estate Blog on ActiveRain or at Gina Chirico Essex County...
Comments 0