Could one say that the sky is falling?   There has been a major discussion whether or not Pre-Approval letters will be like dinosaurs, extinct. It was started with this post by Marilyn Boudreaux - Pre-Approvals Disappearing? -  It was then followed by Lenn Harley's post, Calling all loan officers on Active Rain?? What are the facts here?? No Pre-Approval letters??? - After reading every comment on both posts, it sounded like some realtors just wanted to walk the plank per se. Some mentioned that Pre-Approval letters aren't worth the piece of paper that they are written on. So I wanted to set the record straight and give some insight.       In regards to both posts and the comments, I think some seem to be losing focus on what we should be paying attention to. When writing a blog post ... 07/19/2010

Ok so here it is the most up to date stats on our market. We looked at the activity from 1/1/2010 to 5/3/2010, and did the same for a year ago. Both time-frames are the same except 1 year apart. Ok, so what do you think? Are the numbers higher or lower? Well read on to find out. There are currently 532 homes listed for sale. 119 Properties are under contract. 149 Have SOLD. Now 1 year ago 131 homes were sold up to this point. We are currently experiencing about a 5 to 1 ratio of listings to sales. Not too bad. You could be next with the right marketing and exposure. For more information visit my website www.soldbyteamtownship.com   05/04/2010

    A lot of chatter about the First Time Homebuyers Tax Credit     Let's start with the basics about the First Time Homebuyer's Tax Credit....    Yes, it has helped some that might not have bought.    It has given people money after buying to help fix up their homes, pay off debt, or save for emergencies.    And ___________. ...  wait, I really can't think of anything else.   Has the Tax Credit been a mechanism that has artificially stimulated the economy?  Some will say yes and some will say no. I will be one of those yes people.     People, we are printing money at record paces that our checkbooks will never be able to pay off.  The ATM has crashed…..       From day one, I have been against the tax credit for the most part. I have had my reasons, several of which are starting to show... 10/26/2009

Thomas Cocco | Remax All Pros | tomcocco@remax.net | Cell 609-517-7792 1903 Doral Dr, Gloucester Twp, NJ Goverment Owned!!!!!!!!!!This home is eligible for Zero Down Payment Programs + get up to $8000 payment from the Goverment!!!!!!!!!!! No Closing Cost 3BR/2.5BA Townhouse offered at $190,000 Year Built 1993 Sq Footage 1,728 Bedrooms 3 Bathrooms 2 full, 1 partial Floors 2 Parking Unspecified Lot Size Unspecified HOA/Maint $200 per month DESCRIPTION Goverment Owned!!!!!!!!!!!!This home is eligible for Zero Down Payment Programs+ get up to $8,000 First Time Homebuyer Payment from Goverment!!!!!!!!!!!!No Closing Costs!!!!!!!!!!!!!!!Take advantage of low, low interest rates!!!!!!!!!Don't Delay!!!!!!!PS If you haven't owned a home in 3 years, you are a first time homebuyer!!!!!!!!!!!!!!!! ... 07/09/2009

  Important Point to remember - Never assume that conventional mortgages are cheaper than FHA mortgages if you are putting 20% down, just because you have no mortgage insurance. I just received a referral from Katerina Gasset the other day who wants all buyers to be approved on her bank owned properties by someone that she trusts, even if that borrower is going to use their choice of lender. The borrower must have told me that she wanted the best rate 3 times. This was up most on her mind and I don't think she heard anything else that I stated. Well, I received an e-mail today from Katerina, from the realtor that has the buyers, telling us that they went with her first choice. This is someone that the borrower trusts and who is friends with on a certain level apparently. Her credit sco... 04/03/2009

  The Mortgage Week in review is kind of like the AR week in review. We try to find some of the better mortgage related blogs, trying to bring you current updates and opinions about today's market and those changes taking place. I had to do this last minute because the previous person that volunteered had something come up last minute. And we are always looking for volunteers.   So, onto some important issues. There has been a lot of talk, talk, talk.... about lower interest rates for mortgages in the stimulus package. I feel that there needs to be a better understanding on how this works and why several of us feel that interest rates will go up anyhow. So let's start off this week with an excellent blog by Robert Ashby.     Inflation: Hidden Giant Waiting to Drive Mortgage Rates Higher... 02/23/2009

John Swartz | Re/Max All Pros | 856-308-2698 2 Muirfield ct, Blackwood, NJ Beautiful End Unit in The Links 2 3BR/2.5BA Townhouse offered at $299,900 Year Built Unspecified Sq Footage 2,000 Bedrooms 3 Bathrooms 2 full, 1 partial Floors 2 Parking 3 Car garage Lot Size 3,483 sqft HOA/Maint $0 per month DESCRIPTION This Beautiful Links 2 end unit town home is immaculate and screams ”pride of ownership”. Everything in this home has been upgraded and well cared for by the current owner. Features include a large living room and formal dining room with new wall to wall carpeting,custom paint and window treatments. A newly remodeled kitchen with stainless Kitchen Aide appliance package w/garbage compactor, tile backsplash, recessed lighting and Corian counter tops. A large great room with soari... 02/02/2009

  Before you get started, please click on : All out of Love - by : Air Supply  -  This is how so many others and myself have felt without the seller-financed downpayment assistance programs (DPA's).  Such programs sponsored by Nehemiah and AmeriDream....   As many of us know, there are tens of thousands of homes available and vacant due to the foreclosure crisis. As of October 1, 2008, the seller-financed downpayment programs were eliminated with no real answer if they would ever return. I have been in touch with a few people over at Nehemiah from time to time. Well, the fight is back on.   Well, the Nehemiah Corporation has started that fight by introducing GroundSwell2. Basically a marketing campaign to get awareness out to the public and to Congress. Bill H.R. 600, just recently intr... 01/16/2009

Just want to drop you a quick update on our current market conditions. Gloucester Twp. for the past 90 days has seen over 200 homes go under contract or sell. That is a fantastic number. That puts over 200 families moving into or out or our community. You see things are still selling, they are just taking a bit longer than some home owners would like. Please let me know if there is anything I can do to help you as well.   Nick Christoper Century 21 Rauh & Johns. # 1 Century 21 Office in New Jersey for 7 consecutive years. I like where I work. 09/21/2008

Yet another heart breaking real estate story.  This last week a 44 pound cat, yes that's not a typo waddled his way into the Camden County Animal Shelter in Blackwood, NJ. The enormous feline, who'd been wandering the streets was quickly dubbed "Princess Chunk", though it was soon determined it was a he rather than a she. Immediately people began to wonder how a cat that big could have escaped detection and made it away from the home owner.  My initial though, was that he couldn't have been abandoned too long because he certainly hadn't lost much weight and wasn't going to be catching any mice (maybe small dogs).  The former owner an older women has now come forward to say that the cat was here's and she couldn't keep Powder (real name) due to being foreclosed on.  The good news is Prin... 07/31/2008

The following is the latest update as to the housing market activity in Blackwood NJ, a community/neighborhood within Gloucester Township NJ. That is one of the many things that we do for our customers, analyse the market and letting them know what is happening in their market area. So, the following is the most current data we have for Blackwood from August 2007:For the month of August 2007 -Properties Being Marketed - 30 Average asking price - $226,329Average Days on the Market - 89 days Properties that Settled in August - 10Average sold price - $213,730 (98.14% of average asking price) Average number of bedrooms - 3.5, average number of baths - 1.35 Average Days on the Market - 63 days Numer that sold with Seller Concessions - 2 (where seller gave some amount of net proceeds back to ... 09/30/2007

My specialty is marketing homes which have not sold; that I think should have sold.  For example ... while other companies and agents are marketing TO the consumer, I market FOR the consumer.  In other words, I specialize in property promotion, not personal promotion, with more "state of the art" marketing tools than any other company.If you are interviewing real estate companies, please let me know when I might have an opportunity to meet with you to discuss our incredible, upgraded marketing, which includes internet exposure on more than 1,000 websites and our World-Wide Real Estate Show.I am enclosing one of my business cards for your convenience and hope to hear from you soon.  Our goal for you is to capture every potential buyer, because more buyers mean more competition, and more ... 12/12/2006

We all know about Toys for Tots and how that helps children during the holiday season. The animals at the shelter need your help this holiday season. Consider fostering or donating to the shelter. We are always in need of monetary donations to help out our orphans, especially our special needs pets.Please consider giving us a donation, whether it be $1 or $100. The animals always appreciate it. Paypal donations are great, or checks can be mailed to us at the address below.You can also help by donating items the shelter needs to help keep our animals safe and healthy.view shelter needs Camden County Animal Shelter 125 County House Rd Blackwood, NJ 08102 Phone: 856.401.1300 Fax: 856.401.1309 Email: mailto:camcoshelter@yahoo.com Mailing Address: PO Box 475 125 Barnsboro Rd Blackwood, NJ 08... 12/12/2006

To find out what's happening at the shelter, visit their website calendar at: http://www.ccasnj.org/news-events/events-calendar.htmlThe Events Calendar outlines those events that CCAS will be present showing off adoptable pets and/or collecting donations for the shelter. More information will be posted on this page as it becomes available. Please continue to check back often!To volunteer for any event, or for more information, please contact the shelter via email (mailto:camcoshelter@yahoo.com?Subject=Event Assistance). 12/12/2006