We talk to people all the time that are beginning their home buying process and they all typically start with the same thought: Is it the Time to buy a Home in Lee's Summit?  We've answered this question so many times that we thought it was high time to write a blog about how you go about deciding to purchase a home in Lee's Summit.  Below we've listed some of the conditions you should take in regarding the Time to Buy a Home in Lee's Summit. 1. When you have a Downpayment One of things that people tend to forget about when they are buying a home is that there is a lot of money changing hands, and it's not always in the closing costs, appraisals, inspections and so on and so forth, but of those 'fees that people forget about.' Your downpayment has the biggest effect on your mortgage. Wh... 08/28/2014

How Do I Get a Mortgage is a great question to ask when you're thinking about becoming a home owner, everyone needs to know where to start and finding out how you begin the home loan process is the best place to start. Finding a local Mortgage Lender. This is quite possible the most important part of getting started.  As you proceed onward in the mortgage process you're going to need to provide a bunch of financial documents and I don't know about you but providing those to someone who is a complete stranger to me seems a bit sketchy.  If you choose a local lender in your area, (if you're in Lee's Summit, MO you can choose us: KC Loan Tips!) We love telling people about this because we love getting to know our clients!  Get Pre-Approved or Pre-Qualified. The second step in asking the qu... 08/25/2014

There is a lot of information out there about Home Loans, getting a mortgage and home buying tips, but have you seen many banks or mortgage lenders from your area?  What about looking for Home Mortgages Lee's Summit?  What about looking in YOUR locale to find the lender of your choice. A lot of people assume that picking an internet lender is going to get them a better rate and a better deal in the end, and sometimes this is true, if we're completely honest.  What many people don't consider is that headache that a online mortgage lender can cause - always having to deal with automated phone calls, always being connected to a call center employee, barely ever knowing exactly what is going on in your home loan process. On top of all that, they may not be able to get you the best rate for ... 08/21/2014

If you are one of the many people who are looking to purchase a home in Lee's Summit Missouri soon, we thought you might like some of our Home Buying Tips Lee's Summit advice!  So without further adue we present some of our best advice when it comes to purchasing a home in Lees Summit MO.   1. Plan on staying in yor home fopr a few years. If you're the person who gets the itch to move and can't commit to staying in one spot for a while, then you might consider other options when buying a home.  A home is an investment and just like any other investment if you move it around a lot, you don't really get the benefits of that investment and you'll end up losing your hard earned money. 2. Deal with your Credit Issues. 99% of people will need to get a mortgage to purchase a home, and if you h... 08/15/2014

We're always trying to keep an eye on the housing market and wanted to let you know that we heard that homeownership for first time home buyers is at a 19 year low! Today's rising prices and difficult credit requirements kept many first-time buyers out of the property market, but that doesn't mean you won't be able to get a home!  You can find out if you are able by getting pre-approved with us! Click here to apply with a Lee's Summit Mortgage Expert! 64.7% of Americans owned their home in the second quarter, down from 64.8 percent in the previous three months, according to a Census Bureau report. The rate matched the level in the second quarter of 1995. While it may seem that Housing has become less affordable and more difficult to finance for entry-level buyers, even as mortgage rates... 07/31/2014

When you're buying a home in Lee's Summit Missouri, there are the usual things you know you'll need in your new home. Water, toilet paper, a tool kit, a first aid kit, batteries - these are the givens. But there are other things you might not have thought about. Things that can serve multiple purposes and provide surprising uses (we're talking to you, tub of Vaseline). If you need more advice (more than this?!) about new homes or mortgages connect with us: KC Loan Tips! 1. Vinegar The uses for vinegar are many and varied and surprising. In fact, Reader's Digest has a whopping 150 uses for the liquid, including cleaning your rugs, your windows, your kitchen, brightening up brickwork, revitalizing wood floors, and unclogging drains. Who knew salad dressing was so vital. 2. Duct tape Not o... 07/29/2014

  A VA Loan is a home loan designed to help soldiers (or those who have an honorable discharge) buy a home. VA loans require ZERO down-payment, and NO PMI insurance. The loan offers 100% financing.If any real estate agents out there have a client who is a current or former soldier, encourage them to look into a VA loan. If they're not sure how to get started, here are some tips on your Lee's Summit VA Loan Eligibility requirements:  1. Obtain a certificate of eligibility (COE) for a VA Loan (or a DD214)  Each applicant must show proof that they are either current or retired military. A veteran can request the certificate themselves, or a loan company can do that for them through an automated certificate eligibility system.  2. To apply for a VA loan, clients must either have received a... 07/28/2014

 Getting Pre-approved.        This is the first step in any mortgage and most realtors will not show you any homes till you've got taken this step.  A superb local lender (like us) can have a number of options so that you can get pre-approved.  The simplest way so that you can do it 24/7 is to surf on over to our web site and fill out a pre-approval on-line in a protected and safe environment. Click right here: KC Loan Tips Application. Or if you're not a fan of the internet you can at all times call us at (816)268-4025, (Monday - Friday 9AM-4:30PM).Once you've got taken that step you're effectively on your way to meeting your Lee's Summit Missouri Home Loan Qualifications The following step shall be to provide us with documentation of what you've got said in your pre-utility process. ... 07/17/2014

Lee's Summit Mortgages We won't lie we think it's high time that you finally purchased that house you love in Lee's Summit!  Did you know that it's 68% cheaper to purchase a home rather than renting!  and now that we are into the summer months, and that means it's time to make those dreams of home ownership come true!  Everyday more houses are coming on the market and interest rates are in a great spot, so you need to get pre-approved so you can start that home search!  You should always begin your housing search by getting pre-approved for a your Home Loan.  Getting pre-approved is a great first step for many reasons; 1. Most realtors won't look at homes without knowing that you're approved for a home loan. This actually is really important to Realtors because it saves them a lot of t... 07/15/2014

While you're out there for searching for a new house it is necessary to notice that there are lots of qualifictions for getting a house loan that you will have to satisfy, As we speak we'd like to discuss Lee's Summit Missouri Mortgage Loan Qualifications.Getting Pre-approved.This is step one in any Home Loan process and truthfully almost all realtors won't give you home tours till you have been pre-approved with a mortgage lender.  When getting pre-approved it's best to find a nearby lender (like us!) who can chat with you over the phone and show you how to deal with this, most, if not all, now put their Home mortgage applications online, so you can fill it out at your convinience.  You could find our mortgage application online by clicking the next hyperlink: KC Loan Tips Application.... 07/14/2014

While you're out there for searching for a new house it is necessary to notice that there are lots of qualifictions for getting a house loan that you will have to satisfy, As we speak we'd like to discuss Lee's Summit Mortgage Loan Qualifications.Getting Pre-approved.This is step one in any Home Loan process and truthfully almost all realtors won't give you home tours till you have been pre-approved with a mortgage lender.  When getting pre-approved it's best to find a nearby lender (like us!) who can chat with you over the phone and show you how to deal with this, most, if not all, now put their Home mortgage applications online, so you can fill it out at your convinience.  You could find our mortgage application online by clicking the next hyperlink: KC Loan Tips Application. and you'... 07/11/2014

Lees Summit Mortgages If you currently live near Lees Summit, it's time to buy a house.  It is currently 68% cheaper to purchase a home rather than renting!  The housing market is back in full swing, especially since we are into the summer months, and that means it's time to get moving; LITERALLY!  So what does that mean for you? It means that more houses are coming on the market and interest rates are still low.  You should always begin your housing search by getting pre-approved for a your Home Loan.  Getting pre-approved is a great first step for many reasons; 1. Most realtors won't look at homes without knowing that you're approved for a home loan. This actually is really important to Realtors because it saves them a lot of time and money so you should get pre-approved before you f... 07/10/2014

Lees Summit Mortgage Loans If you currently live near Lees Summit, it's time to buy a house.  CNN Money tells us that it is currently 68% cheaper to purchase a home rather than renting!  The housing market is back in full swing, especially since we are into the summer months, and that means it's time to get moving; LITERALLY!  So what does that mean for you? It means that more houses are coming on the market and interest rates are still low.  You should always begin your housing search by getting pre-approved for a your Home Loan.  Getting pre-approved is a great first step for many reasons; 1. Most realtors won't look at homes without knowing that you're approved for a home loan. This actually is really important to Realtors because it saves them a lot of time and money so you should ... 07/09/2014

When you're in the market for a new house it's important to note that there are many qualifictions for getting a home loan that you'll have to meet, Today we'd like to discuss the Lee's Summit Mortgage Loan Qualifications.Getting Pre-approved.This is the first step in any Home Loan process and honestly 99% of realtors won't give you home tours until you've been pre-approved with a mortgage lender.  When getting pre-approved it's best to find a local lender (like us!) who can chat with you over the phone and help you with this, most, if not all, now put their home loan application online, so you can fill it out at your convinience.  You can find our mortgage application online by clicking the following link: KC Loan Tips Application. and you can always call us at (816)268-4025, (Monday -... 07/08/2014

Lees Summit Home Loan Qualifications  might seem like a daunting list of things to do, but it's actually not a tough process. The truth is it is truly quite simple to do.  The very first thing that you will need to do is get pre-approved or (pre-qualified) on your home loan. Getting Pre-approved.        This is the first step in any mortgage and most realtors will not show you any homes till you've got taken this step.  A superb local lender (like us) can have a number of options so that you can get pre-approved.  The simplest way so that you can do it 24/7 is to surf on over to our web site and fill out a pre-approval on-line in a protected and safe environment. Click right here: KC Loan Tips Application. Or if you're not a fan of the internet you can at all times call us at (816)268-4... 07/03/2014

So you're wanting to purchase your first home in Lees Summit and you're getting a ton of advise from everyone around you and hearing horror stories or mortgages and home loans and realtors.  Let me reassure you that not all realtors and mortgage lenders are horrible people trying to suck your last dollar out of you.  Some of us are actually quite nice people who love seeing people get into their dream home ASAP.  We thought we'd give you some good advice when planning to buy your first home in Lees Summit.   Get Pre-approved with us hereThink long-term and think re-sale: Don't just think about the couple of years you'll want to live in that house, think about the future.  Will you be able to sell that house, will there be a lot of people wanting to purchase your home?  Do you plan on ha... 06/24/2014

Meadows of Winterset Homes For Sale in Lees Summit MO Lee's Summit, MO: Buyers looking to access all Meadows of Winterset Homes For Sale can click on this link, All Homes For Sale In Meadows of Winterset for instant online access.   Home buyers who want to expand their search to include all homes for sale in Lees Summit can now leverage an exciting online resource for their home search at www.HomesForSaleLeesSummit.com   Homes For Sale Lees Summit.com has all currently listed Meadows of Winterset Homes For Sale by Realtors, including all others listed in nearby Lees Summit neighborhoods.                                                           Lees Summit Homes For Sale is set up for home buyers to easily search Lees Summit homes for sale by: Lees Summit Homes For Sale "Just Listed" Le... 06/13/2014

Lees Summit Homes For Sale Lee's Summit, MO: Buyers looking to purchase their next home can now leverage an exciting online resource for their home search at www.HomesForSaleLeesSummit.com   Homes For Sale Lees Summit.com has all currently listed Lees Summit Homes For Sale by Realtors.                                                           Lees Summit Homes For Sale is set up for home buyers to easily search Lees Summit homes for sale by: Lees Summit Homes For Sale "Just Listed" Lee's Summit FORECLOSED Homes For Sale Lee's Summit Homes For Sale with "Swimming Pools" Lee's Summit LUXURY Homes For Sale                                                     Home buyers can also use www.HomesForSaleLeesSummit.com to find Lee's Summit Homes For Sale categorized by neighborhoods / communities... 06/13/2014

Lees Summit MO Home Loan Pre-Approval If you currently live in the Kansas City/Lees Summit area, now is the time to buy a house.  Did you know it's 68% cheaper to buy a home vs. renting according to CNN Money?  Now is the time to buy, the housing market is making a comeback and is headed back to where it was pre-crash!  So what does that mean for you? It means that more houses are coming on the market and interest rates are still low.  You should always begin your housing search by getting pre-approved for a Lees Summit Home Loan.  Getting pre-approved is a great first step for many reasons; 1. Most realtors won't look at homes without knowing that you're approved for a home loan. This actually is really important to Realtors because it saves them a lot of time and money so you should ... 06/13/2014

Lees Summit Missouri Home Loan Pre-Approval If you currently live in the Kansas City/Lees Summit area, now is the time to buy a house.  Did you know it's 68% cheaper to buy a home vs. renting according to CNN Money?  Now is the time to buy, the housing market is making a comeback and is headed back to where it was pre-crash!  So what does that mean for you? It means that more houses are coming on the market and interest rates are still low.  You should always begin your housing search by getting pre-approved for a Lees Summit Home Loan.  Getting pre-approved is a great first step for many reasons; 1. Most realtors won't look at homes without knowing that you're approved for a home loan. This actually is really important to Realtors because it saves them a lot of time and money so you sh... 06/13/2014