Explore Columbia, MO
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
  M-I-Z!  If you're wanting to live in Columbia, MO and you didn't finish that cheer, well, shame on you!  The Home of the University of Missouri is a great place to live and even better if you have an FHA Home Loan Columbia offered by KC Loan Tips!  We're happy to offer this great program that helps people get home loans in Columbia Missouri.  If you've watched the video above, you know how incredible the FHA Mortgage program is.  It's designed for first time home buyers who need that little extra help to get into that home that they've longed for or it's a great home loan for people who might have been credit challenged in the past.  Even if you've had a bankruptcy, the FHA Home Loan Columbia can help you get a mortgage and a house to live in!  Call us todasy to get pre-approved or ,...
By Rob Smith
(Rob Smith Property Investigations)
Comments 12
Corrosion of metal parts and pieces is generally bad...unless your nick-name is "Rusty".  When these metal pieces are components of an electrical system...It's time to get "Hot After It"! In the magical world of electrical systems...corrosion equals resistance, and resistance equals heat generation by arcing and sparking.  Corrosion can occur at electrical terminals, such as found in main service panels at the breaker lugs, or at receptacle (outlet) locations where the wiring is connected the fixture.  Corrosion can result from the improper tightening of the lugs or screws fastening the conductive wire system to the fixture or breaker.  If the lug is not tightening properly, then the arcing and sparking of the current across the gap (no matter how small) will generate heat and cause the...
By Reza Abadi
(USA Mortgage )
Comments 1
Use a Concierge Form Superstar REALTOR®* Terry Moerler has clients fill out a concierge form at home, prior to meeting with them. This helps her better understand those prospects and target their hot buttons. It affords her an opportunity to probe their minds, know their likes and dislikes, and then meet their needs with efficiency.The more you know about your clients' needs, the better you can adapt your presentation to exceed their expectations. But you must implement a system for gathering this information up front. After the initial information is obtained, you and your team members must collaborate in an effort to collect additional facts. This fact-finding mission forms the foundation for database marketing.Never presume to know your clients' definition of great customer service. ...
By Reza Abadi
(USA Mortgage )
Comments 3
Streamline Your Workspace As the saying goes, "A cluttered desk is the sign of a cluttered mind." How can prospects or clients have any faith in your ability to work on their behalf, if they see a desk overflowing with paper? Or, in this computer age, if they visit your office and watch you spend valuable time sifting through emails and folders, trying to locate pertinent information regarding their account?To the client, a lack of organization projects a negative image. It symbolically waves a distress flag, which could cause them to run in the opposite direction. Take some basic steps to alter the appearance of an overcrowded, unorganized work environment and help fend off clutter.If you have an assistant, delegate some of your responsibilities to free up some of your time. Remember, ...
By Reza Abadi
(USA Mortgage )
Comments 0
Get Inside The Mind Of The Consumer Studies indicate that over 80% of today's home buyers visit the Internet long before seeking the professional assistance of a REALTOR®. This means that, thanks to popular realty-themed websites that compete for your business, your clients are already armed with more information than ever before.That's why today's savviest real estate agents must change their perspective and fight back. And the best way to do this is to visit and become familiar with these kinds of sites and the features they offer. This data will not only prepare you to answer any questions your clients might have, it will allow you to provide a more complete service that your clients will want to recommend to all of their friends and family members. Property Listings & More1) Redfin....
By Reza Abadi
(USA Mortgage )
Comments 0
Drip-Marketing Campaigns for FSBOs Be There When They Seek a Professional's Help   Do-it-yourselfers will always be a part of our society. But for many people, there comes a time when the frustration of doing it on their own far outweighs the cost of calling in a professional. When an individual who is trying to sell their own home arrives at this conclusion, you want to be the first person they call.This can be achieved by initiating a "drip campaign." To do this, you must have a series of letters, flyers, or handouts that you send consistently to your FSBO targets. Successful drip campaigns are clearly systemized, so the process is easy to follow. There's no guesswork involved, and this can be easily delegated to one of your team members once the system has been set up. Here are a few...
By Reza Abadi
(USA Mortgage )
Comments 0
ON-Time Take Time Out For Planning Have you ever had days, weeks, or even months go by when you were frustrated in your work activities because you failed to implement the things that you know you need to do in order to be more successful? Perhaps you've taken pages and pages of great notes at seminars on the subject of how to improve your business, only to return to the office the next day and implement none of it. The reason this happens to people is because they lack a plan. More importantly, it happens because they are not practicing ON-Time.ON-Time is a time you set aside to work on your business instead of in your business. The simple fact is that in our daily routine, we are typically in a reactive state. The phones are ringing, the emails are coming in, there are voice mails to ...
By Reza Abadi
(USA Mortgage )
Comments 0
Every home buyer knows that their credit score is important. But does anyone really know what factors determine your credit score? A person's credit score is composed of five factors. Points are awarded for each factor and obviously the higher the credit score the better. 1. Payment History- 35% Impact Paying debt in full and on time has the greatest positive impact on your credit score. Late payments, charge-offs and judgements all have a negative impact. Deliquencies that have occured in the last two years carry more weight than older items. 2. Outstanding Credit Card Balances- 30% Impact This factor marks the ratio between the outstanding balance and available credit. Ideally, the consumer should make an effort to keep the balance as close to zero as possible and definitely below 30%...
By Reza Abadi
(USA Mortgage )
Comments 0
When you fill out a credit application during the loan process, we run a credit report for the underwriter. Each lender and loan program has different guidelines they must follow. You should not do anything that would have an adverse effect on your credit score while your loan is in process. We know it's tempting. If you're moving into a new home, you might think about buying new furniture or new appliances, but it really isn't the right time to go shopping with your credit cards. You'll want to remain in a stable position until the loan closes and give us the opportunity to help you lock in the best interest rate we can possibly get for you. Here is a list of some helpful credit do's and don'ts to keep in mind once your loan has gone into processing:   *DON'T apply for new credit of an...
By Reza Abadi
(USA Mortgage )
Comments 1
Housing Industry Home loans began to stabilize during 2010, and home sales showed some signs of encouragement. We expect more of the same in 2011, although there will be some additional headwinds. After a modestly good start to the new year, home prices could actually decline slightly in some areas depending particularly on the health of the local job market. Another headwind that could weigh on home prices is the overhang of several million distressed properties The moratorium on foreclosures has ended and all of the major lenders have resumed foreclosure procedures. At the end of last year, three million homes were in foreclosure activity, with over one million repossessions. Overall, we expect to see accelerated rates of foreclosures in the first quarter until things settle to normal...
By Reza Abadi
(USA Mortgage )
Comments 1
"What is your rate?" This seems to be the first question out of the mouths of potential home buyers. Shopping for the best interest rate possible has always been the consumer's primary objective when borrowing money. The challenge with this strategy is that there is much misleading information released on the subject by various media. Internet websites and email marketing, along with other media such as radio, television, and billboard advertising, have brought the importance of interest rates to the forfront of consumers' minds. The problem for the consumer with this type of marketing is that it is designed to make the lender's phone ring. Often the advertiser offers a ridiculously low interest rate, with the intent of using the "bait-and-switch" technique once the client is reeled in....
By Reza Abadi
(USA Mortgage )
Comments 2
I hope everyone had a great weekend and is ready for our last installment of tips to sell your home faster! Tip #21: Have a Garage Sale Finally have that garage sale you've been talking about for months. This is one of the quickest, easiest and most cost-effective ways to clear out those items that make your living space look cluttered. Tip #22: Clean the Pool If you have a pool, it should look like you're ready to throw a pool party, even if it's the dead of winter. You want to be sure to remind the buyer of how much fun a pool really is. This means a clean, uncovered pool with all of the furniture out and looking its best. Tip #23: Tame Wild Jungles An empty yard sells better than an overgrown year, probably because an empty yard looks larger. When trimming back your shrubbery and tre...
By Reza Abadi
(USA Mortgage )
Comments 1
We blogged yesterday tips #1-#10 for selling your home faster. Today, we are going to go over tips #11-#20. Some of these many seem really simple or repetitive, but we promise they work. Tip #11: Buy Some New Furnishings Now is the time to replace old, worn-out items with something new. Use your best judgement as to which items will make your current home look better to prospective buyers. Sometimes less is more. So try to avoid flashy colors or patterns. Sometimes simply removing bulky furniture and other items can really open up a room. Tip #12: Head To The Nursery Get rid of all those half-dead plants, both in your yard and in your home. They make a mess by dropping leaves and just look unsightly. A quick solution is a trip to the nursery for a few fresh new plants. Tip #13: Buy Pot...
By Reza Abadi
(USA Mortgage )
Comments 2
You've placed your home on the market and now what? Just sit and wait? NO! You have to be proactive and make your home stand out above all the others. Here are some tips on how to do just that and make your home sell FAST! Tip #1: Make a Checklist Make a checklist to review any time a Realtor is bringing someone in to look at you home. Nothing fancy, just something to remind you of all the little things that need to be done around the home in order to impress potential buyers. Tip #2: First Impressions First impressions are always critical and you want to make sure your home makes a great first impression. Your driveway is one of the first things a buyer will see. Make sure there aren't any unflatering oil stains or clutter in your driveway. Tip #3: Replace the garage door The garage d...
By Reza Abadi
(USA Mortgage )
Comments 3
First time homebuyers have many personal and financial advantages. By committing to home ownership, you have achieved a common dream, and you've earned the right to benefit from your hard work. Here are some of the advantages: Save Money at Tax Time Homeowners are rewarded by the federal government, as well as many state governments. As a homeowner, you can deduct your mortgage interest and property tax obligations. Wise Investing Home buying is one of the most secure investments you can find. The national medium home price increased steadily since 1968. So, if you stay in your home, or keep your home as an investment property, you'll likely earn some pretty significant capital gains on your initial investment. Establish Strong Credit Buying a home can help people with less than perfect...
By Reza Abadi
(USA Mortgage )
Comments 3
Myself and a few realtors from Columbia are having a First-Time Homebuyers Seminar this Thursday (1-27-2011) at the Vineyards Subdivision. It's a no pressure and no sales talk environment. We are simply there to provide crucial information to those interested in buying their first homes. I really want to provide people with information about home mortgages and their finances. I want to be able to answer any questions and ease people's concerns about the home buying experience. I also want people to understand all the benefits of owning their own home and why it is so much better than renting. We plan on doing these seminars once a month. Tell your friends, family and associates about this seminar. It's all about information and knowing the in's and out's of buying a home. One of the rea...
COMPLETLY RENOVATED  NEW... SIDING,GUTTERS,WINDOWS (LOW E/ARGON) NEW...DOORS (INTERIOR AND EXTERIOR). NEW...FURNACE AND CENTRAL AIR AND HOTWATER HEATER. NEW...BATH ROOM-TUB/SHOWER,SINK AND CABINETS. NEW...KITCHEN CABINETS, SINK, COUNTER TOPS  NEW...LIGHTING FIXTURES. NEW...ALL FLOORING.  NEW…GARAGE DOOR OPENER.   THE PRICE $97,500.00 IS SOMEWHAT FLEXABLE BECAUSE PRICE INCLUDES $2000 ALLOWANCE FOR NEW KITCHEN STOVE AND REFRIGERATOR, THE SELLER  WILL PAY FOR THE APPRAISAL, AND  BUYERS CLOSING COST. OFFERS CONSIDEREDTHIS IS LIKE GETTING A BRAND NEW HOUSE   CALL BILL 573 239 5851     Additional info about the property including homeowner contacts could be found here: http://www.fizber.com/missouri-buy-single-family-home-16602137.html      
By Bev Curtis
(House of Brokers)
Comments 0
Click Here To See Details Lots of bells & whistles for this price range! Fabulous great room with projection TV! You won't believe the bathrooms! Jetted tub in master, full tiled shower in guest bath. Hardwood floors, character & charm, extensive landscaping, designer paint colors, cute & clean Bedrooms: 3 Bathrooms: 2/1 Square Feet: 1771 Type: Traditional Subdivision: PARKADE Area: Northwest MLS ID: 325467
By Bev Curtis
(House of Brokers)
Comments 0
Click Here To See Details Nice exterior curb appeal on this well maintained 3 bedroom, 2.5 bath home in Southwest Columbia. Priced to sell! Open floor plan featuring wood laminate flooring in dining room& hallway. Kitchen with pass thru, wood Burning fireplace in living room, large family room& computer alcove in lower level fenced yard, nice deck on back corner lot. Bedrooms: 3 Bathrooms: 2/1 Square Feet: 2157 Type: Traditional Subdivision: COUNTRY HILL Area: Boone Southwest MLS ID: 324328
By Bev Curtis
(House of Brokers)
Comments 0
Click Here To See Details A real one of a kind gem in Vanderveen! Luxurious pampering master bath with separate shower& jetted tub with a built in flat screen TV! A must see! Upgraded stainless appliances in kitchen. Large fenced backyard, completely repainted interior, extra crown molding in dining room, entry& living room. Ready to move in! Bedrooms: 3 Bathrooms: 2 Square Feet: 1819 Type: Traditional Subdivision: VANDERVEEN Area: Southwest MLS ID: 324471

Columbia, MO Real Estate Professionals