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Saint Paul, MN Real Estate News

By Mark R. Westpfahl REALTOR Broker, e-PRO® CNE® REALTOR® Minnesota Real Estate Broker
(Vexillum Realty - Eagan, St. Paul, Minneapolis and suburbs)
Find homes for sale in St. Paul and suburbs Shoreview Roseville Como Falcon_Heights Maplewood Lino_Lakes Little Canada Vadnais Heights Oakdale Woodbury Eagan Nokomis Bank_Owned Opens Mark Westpfahl REALTOR® HARMONY HOMES Realty 651.208.9848 Linkedin.com/in/mwestpfahl HARMONY HOMES Realty www.MarkWestpfahl.com www.Realty.tc Twin Cities Homes For Sale Click,  call 651.208.9848  or  email for more info or a showing   
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  Community land trusts are created to preserve long-term affordable housing by purchasing homes in their communities, then leasing the land using a long-term ground lease to low-income and moderate-income families at affordable monthly ground rents.  Community Land Trusts (CLT) have had a foothold in the Twin Cities for decades.  More broadly, the leasehold form of homeownership is more common in Minnesota than many would think.  It is a market that Realtors would do well to be skilled in.  More especially, it is a market that is crying out for more readily available, quality financing through Fannie Mae.  For the most part, loans for purchasers of Community Land Trust properties are done as portfolio loans at banks that typically come with higher rates and/or less advantageous terms. ...
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By Charles Dailey
(iLoan - NMLS ID#1947845)
Since the housing crash and great recession, there have been swelling ranks of people that have had credit damaged but have increased their savings and reduced their consumer debt.  Many of these people, in a reasonable timeframe will qualify for conventional, VA, FHA, or Rural Development loans but at this time, do not.  For those who have their finances situated, saved money and increased their capacity to cover their housing payments, a Lease with Option to Purchase is a great choice. A Lease with Option to Purchase is really two contracts that, by referencing each other in their respective agreements, constitute the entire agreement.  The “option to purchase” contract establishes the cost or consideration for the right to purchase the property at a later period; usually within a def...
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By Rochelle Allison
(Keller Williams Premier Realty)
5 Tax Tips, Tricks and Traps for Homeowners Ask a roomful of homeowners what's so great about owning versus renting, and you'll hear them holler in unison: "the tax deductions!" And it's true – homeowners who itemize their taxes are able to deduct 100% of their mortgage interest and property taxes from their income tax returns. That means that if you're in a 28% tax bracket, Uncle Sam effectively subsidizes about a third of your borrowing costs or more, making your home more affordable or allowing you to buy a larger home than you could have otherwise. Also, big chunks of your closing costs are tax deductible, and hundreds of thousands of dollars of any profit (or capital gains) that you realize when you sell your home are exempt from income taxes. At tax time, it's critical to know wha...
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By Rochelle Allison
(Keller Williams Premier Realty)
Saint Paul Named One of Dozen Distinctive Destinations Last week Saint Paul was named one of a Dozen Distinctive Destinations by the National Trust for Historic Preservation. Here is the YouTube video of the announcement: http://www.youtube.com/watch?v=M_p9y0okgw8. Cities on the list of 12 demonstrated a commitment to historic preservation and fostered a "unique sense of place". Included in the naming is a competition to see who can get the most votes for #1 over the course of the next month. The winner gets a year long contract with a web based company that targets travelers interested in cultural and historic travel destinations which boosts business throughout our community. If you go to www.votesaintpaul.com and register, you will be able to vote once a day, every day for a month. R...
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By Mark R. Westpfahl REALTOR Broker, e-PRO® CNE® REALTOR® Minnesota Real Estate Broker
(Vexillum Realty - Eagan, St. Paul, Minneapolis and suburbs)
Como Area MN Homes For Sale Are you searching for a Como area home? Call or email when you need more information or a showing of any twin cities house on the market. Great prices on Roseville, Falcon Heights, Como area, Shoreview & Maplewood homes. Click, call or email when you'd like more information or a showing of any twin cities home for sale.
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By Rochelle Allison
(Keller Williams Premier Realty)
February Skinny Video Where has the Twin Cities real estate market been and where is it heading? This monthly summary provides an overview of current trends and projections for future activity. Narrated by Brad Fisher (2011 President, Minneapolis Area Association of REALTORS®), audio recorded by Zach Foty and video produced by Chelsie Lopez Please view the video below for an update on today's Real Estate Market. Thank You for taking the time to visit my blog today. For additional information and assistance with your real estate questions please contact - Rochelle Allison 651-259-4683 Rochelle@RochelleAllison.com
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By Kristina Heili, Comprehensive Real Estate Services
(Keller Williams Premier Realty)
Twin Cities communities are seeking a brand for Smith Avenue to help create a plan to invigorate the tree-lined, residential, commercial corridor that stretches from High Bridge in St. Paul to Dodd Road in West St. Paul.  The plan is meant to help guide business owners, residents, public officials and other stakeholders to make much needed decisions over the next 10 to 15 years.  The new plan will replace St. Paul’s initial Smith Avenue Task Force Report.  The latest draft highlights objectives for housing, transportation, vitality, land use and more.  The current task force is made up of residents, business owners and community leaders.  The force was formed last year by the Riverview Economic Development Association, West Side Citizens Organization, Neighborhood Development Alliance ...
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By Mark R. Westpfahl REALTOR Broker, e-PRO® CNE® REALTOR® Minnesota Real Estate Broker
(Vexillum Realty - Eagan, St. Paul, Minneapolis and suburbs)
Roseville MN  Open Houses this weekend Open House Search | Minnesota | Twin Cities Open Houses This Weekend Going to open houses is a great way to get an idea of how the market is doing in the areas where you'd like to buy or sell. If you miss the open house, call your REALTOR® or call Mark Westpfahl for a showing. Search for twin cities homes for sale here: Roseville|Como|Falcon_Heights|Maplewood|Shoreview|Oakdale|Woodbury|Eagan|Nokomis|Bank_Owned       Search all twin cities open houses from all real estate companies and  REALTOR®s See my upcoming open houses, stop by & say "hi"   Are you thinking about buying or selling a home in the twin cities? Harmony Homes Realty is a small, local real estate company serving: Roseville | Como | Falcon Heights | Maplewood | Shoreview | Mounds Vie...
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By Charles Dailey
(iLoan - NMLS ID#1947845)
If homeowners don’t act in ways not common in the past, many will stand to lose a fortune due to flooding in Minnesota in 2011. It’s likely that sandbagging won’t do it this time and we need to start thinking about flood insurance and in some cases act quickly on flood insurance. According to expert guests on a Minnesota Public Radio show two days ago, two thirds of Minnesotans will be affected directly or indirectly by flooding this year. If someone thinks their house won’t be affected, they can at least count on traffic being a mess. Just try and get a mental picture of the Minnesota metro area using the National Weather Service Flood Forecast for the Twin Cities. If the precipitation hasn’t been heavy enough, now we’re talking about another 10-17 inches of snow in what’s being dubbed...
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Summit Avenue is one of the most beautiful historic streets in Minnesota. It is a high demand area! Currently there are some Summit Avenue homes for sale in St. Paul.  Click here for the full list. ...View ALL SUMMIT AVE Properties   Book a Showing - Call 763-614-3451 or Email LindsayQuady@edinarealty.com Click Here to Create Your Own Search If you want to set a showing on one of these Summit Avenue homes for sale in St. Paul, MN or if you have a home to sell please contact us! Visit our website at www.thequadygroup.com Lindsay Quadylindsayquady@edinarealty.com763-614-3451   *Keyword Search: Homes for Sale on Summit Ave, Homes for Sale on Summit Avenue, historic homes in St. Paul, MN, Homes for Sale on Summit Avenue, Summit Avenue homes for sale, Summit Avenue homes for sale, Summit Ave...
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By Charles Dailey
(iLoan - NMLS ID#1947845)
When buying your next home, changes to your credit (additional accounts, closing accounts, fluctuating credit card balances) can result in the lowering of your credit score. If your credit score changes, that can affect your interest rate and even the loan approval itself. Therefore, it is imperative that there are no major changes to your credit and information provided, during this process. In order for your loan to reach final approval and fund, you'll want to adhere to the following: DO NOT charge any new items on your charge cards (higher balances will lower credit scores). DO NOT apply for any new charge cards or loans (new credit trade lines and credit inquiries can lower credit scores). DO NOT buy or lease any new major purchases – especially cars, furniture, appliances, etc… (e...
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When one is selling their home and subsequently buying another, it doesn’t necessarily come quickly to mind that it takes more than online home value calculators to provide an estimate of what you’ll make on the sale of your home. Even the online seller’s net sheet calculators can only provide an estimate of what your proceeds will be from the sale of your home. You’ll need an updated Comparative Market Analysis (CMA) and a couple Seller’s Estimated Net Proceeds Worksheets to get the figures you need. Knowing what your net proceeds will be is important not only to determine what your down payment will be on your next home purchase but it’s also important to the legitimacy of your mortgage pre-approval. The basis of your next home mortgage approval will take both your down payment and yo...
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By Shar Sitter, Home Staging and Redesign Minneapolis/ St. Paul, M
(Rooms With Style)
330 Days on the Market then.......Home Staging in St. Paul MN sells it 5 Days later!! Yes, approximately 330 days on the market and then a home stager was brought in. What a transformation. This house is magnificant and because of that the owner thought the bones of the home alone would sell it.     As you can see it had very dated grey carpet and very cold grey paint. It did nothing for the architectural features of this 1928 house. The owner listened to the advise and pulled up the carpet, refinished the floors (STUNNING) and repainted the cold walls. As you can see this alone was a HUGE improvement.     The owner also listened to the home stager's advice and brought in fresh furnishings to replace the very tired limited furniture. This really created a "WOW" factor and showed the ho...
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By Mark R. Westpfahl REALTOR Broker, e-PRO® CNE® REALTOR® Minnesota Real Estate Broker
(Vexillum Realty - Eagan, St. Paul, Minneapolis and suburbs)
Roseville MN  Open Houses this weekend Open House Search | Minnesota | Twin Cities Open Houses This Weekend Going to open houses is a great way to get an idea of how the market is doing in the areas where you'd like to buy or sell. If you miss the open house, call your REALTOR® or call Mark Westpfahl for a showing. Search for twin cities homes for sale here: Roseville|Como|Falcon_Heights|Maplewood|Shoreview|Oakdale|Woodbury|Eagan|Nokomis|Bank_Owned Here's what will be open this Saturday & Sunday in Roseville and Como Park. Prices start in the $150,000s. 691 Belmont Lane W 1281 Shryer Avenue W 1323 Shryer Avenue W 656 Overlook Drive 1361 California Avenue W 1315 Skillman Avenue W 2214 Bossard Drive 1890 Dellwood Street 1414 Breda Avenue 1458 Arona Street 1469 Kent Street 1396 Asbury Str...
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By Mark R. Westpfahl REALTOR Broker, e-PRO® CNE® REALTOR® Minnesota Real Estate Broker
(Vexillum Realty - Eagan, St. Paul, Minneapolis and suburbs)
Roseville MN  Open Houses this weekend Open House Search | Minnesota | Twin Cities Open Houses This Weekend Going to open houses is a great way to get an idea of how the market is doing in the areas where you'd like to buy or sell. If you miss the open house, call your REALTOR® or call Mark Westpfahl for a showing. Search for twin cities homes for sale here: Roseville|Como|Falcon_Heights|Maplewood|Shoreview|Oakdale|Woodbury|Eagan|Nokomis|Bank_Owned Here's what will be open this Saturday & Sunday in Roseville and Como Park. Prices start in the $150,000s. 691 Belmont Lane W 1281 Shryer Avenue W 1323 Shryer Avenue W 656 Overlook Drive 1361 California Avenue W 1315 Skillman Avenue W 2214 Bossard Drive 1890 Dellwood Street 1414 Breda Avenue 1458 Arona Street 1469 Kent Street 1396 Asbury Str...
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By Mark R. Westpfahl REALTOR Broker, e-PRO® CNE® REALTOR® Minnesota Real Estate Broker
(Vexillum Realty - Eagan, St. Paul, Minneapolis and suburbs)
Great North Como location Great North Como location. The homeowners' touches have made this a unique home. The rear addition could be excellent space for a home office with its own entrance. Bright, sunny home on quiet street just blocks from the lake. 651.208.9848 Virtual tour: More Como homes for sale here Click, call 651.208.9848 or email for more information or for a showing Como Area MN Homes For Sale Are you searching for a Como area home? Call or email when you need more information or a showing of any twin cities house on the market. Great prices on Roseville, Falcon Heights, Como area, Shoreview & Maplewood homes. Click, call or email when you'd like more information or a showing of any twin cities home for sale.
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By Mark R. Westpfahl REALTOR Broker, e-PRO® CNE® REALTOR® Minnesota Real Estate Broker
(Vexillum Realty - Eagan, St. Paul, Minneapolis and suburbs)
Great North Como location Open Sunday, 1/23/2011   -->see more open houses here<-- Price reduced this week. Great North Como location. The homeowners' touches have made this a unique home. The rear addition could be excellent space for a home office with its own entrance. Bright, sunny home on quiet street just blocks from the lake. 651.208.9848 Virtual tour: More Como homes for sale here Click,  call 651.208.9848  or  email for more information or for a showing  
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By Mark R. Westpfahl REALTOR Broker, e-PRO® CNE® REALTOR® Minnesota Real Estate Broker
(Vexillum Realty - Eagan, St. Paul, Minneapolis and suburbs)
Como Area MN Homes For Sale Are you searching for a Como area home? Call or email when you need more information or a showing of any twin cities house on the market.   Great prices on Roseville, Falcon Heights, Como area, Shoreview & Maplewood homes.  Click, call or email when you'd like more information or a showing of any twin cities home for sale.  
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By Shar Sitter, Home Staging and Redesign Minneapolis/ St. Paul, M
(Rooms With Style)
The Wine Shop is Open! This was a wonderful Design Project I had the privilege to work on. In November I wrote a post that I had been hired to help Design a Wine Shop and wondering if I should barter for my fee. No....I did not barter 'design for wine' but I have already purchased a few bottles! The Shop opened right after Thanksgiving and business is thriving.  One thing the owner was able to do was put in a window in the back of the store. How is that for opening up the space! The window looks down 30 feet to the Mississippi River. Incredible views!     One of the favorite things I picked out was the carpet. Instead of standard boring commercial carpet, I worked with my favorite Flooring Store in the Minneapolis/St. Paul area and found some overstock carpet which had ten times the qua...
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