Waterford, MI Real Estate News

A-1 Insurance Agency in Waterford, Michigan has been in business for nearly 50 years, serving all insurance needs.    The Farmers Insurance Group of Companies was founded in 1928 when Farmers Insurance Exchange, an automobile insurer, was formed.  As customer demand for additional insurance services increased, the Fire Insurance Exchange and Truck Insurance Exchange wee established for home and commercial insurance needs.  Today, the Farmers Insurance Group of companies is one of the country's largest writers of both private passenger automobile and homeowners insurance.   Drive Insurance, a division of Progressive Insurance   Knowledgeable advice from an Insurance Specialist - Drive is sold by independent agents, licensed insurance professionals who take the time to understand your ins...
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Ted is committed to 100% customer satisfaction and assurance that his clients are adequately covered with liability insurance based on their individual lifestyle   Waterford, Michigan-First time home buyers in Waterford, Michigan appreciate the convenience of a mortgage broker who is also a Farmers Insurance Agent.  Ted Lewicki, of A-1 Insurance, an independent insurance agency in Waterford, Michigan, provides a valuable service to his clients.  Ted spoke at a workshop recently where he gave a lot of valuable information and advice to first time home buyers.  He taught them all about applying for a mortgage and what they will need to bring to their mortgage broker to start the application.  He also covered homeowners insurance, explaining in detail the purpose of homeowners insurance.  ...
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Pillar Financial Corporation offers more than just mortgages. We offer assurance through finance, investment and retirement product-solutions that can help make sure things you expect to happen, will.   Pillar Financial has the unique distinction of being the home of the original Senior Care Package and Family Care Package.   Senior Care Package: A combined 10 pay LTC and 10 payout reverse mtg. to lock in LTC cost. Lower cost lifetime pay and lifetime coverage Lowest cost LTC term with a Cash account for emergencies Medicare Supplement Plans Group Long Term Care Email:  tlewicki@pillarmortgage.com Family Care Package: Individual Health Care Plans Family Life Insurance Group Health Care Family Health Care Plans Individual Disability Coverage Group Disability Insurance Group Retirement Pl...
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A-1 Insurance is an independent insurance agency located in Waterford, Michigan.  We represent a variety of insurance companies to serve your insurance needs.   Residential:   Automobile Insurance Boat Insurance RV Insurance Motorcycle Insurance Antique Auto and Boat Insurance Homeowners Insurance Health Insurance Financial Management   Commercial:   Commercial Auto Insurance Business Liability Insurance Property Liability Insurance Business Health Insurance Worker's Compensation Insurance   Ted Lewicki has been in the insurance and financial management business for nearly 50 years.  Call 248-674-0355 or visit http://www.a-oneinsurance.com for a No Hassle Insurance Quote.   A-1 Insurance Agency 3129 Dixie Hwy Waterford, MI  48328 Phone:  248-674-0355 Email:  info@a-oneinsurance.com   Se...
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Ted is committed to 100% customer satisfaction and assurance that his clients are adequately covered with liability insurance based on their individual lifestyle and how much they have to lose in the event of an unfortunate occurrence   Romulus, Michigan-Mark Maupin founder of the National Real Estate Network a real estate investors club in southeast Michigan, introduced Ted Lewicki to his members at a recent meeting.  He acknowledged Ted for providing a valuable service to his clients.  "Ted can do the mortgage and write the insurance for the home buyer," said Mark Maupin.  "He is the best for this service; he knows how much coverage is needed for the home and it's a great convenience to the customer to be able to take care of the mortgage and insurance at the same time."    "Ted Lewi...
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Reverse Mortgages are an excellent way to access the equity in your home to pay off your existing mortgage and enjoy financial stability for your retirement years.  You can use your proceeds for anything you want to; home improvements, pay bills, reduce debt or buy gifts for grand children.   With a reverse mortgage, you continue to own your home, with no monthly payments.  This program, guaranteed by the Federal Housing Administration and funded by Fanny Mae, is a safe solution for your needs.  With this FHA regulated program you are required to receive free independent counseling and provide a certificate of completion for your approved mortgage lender.   Frequently Asked Questions:  Q:  What happens to my house when I pass away? A:  If your spouse is listed on the title to your home,...
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Waterford, MI-Ted Lewicki recently attended a meeting to discuss options for distressed homeowners in foreclosure or pre-foreclosure.  He talked about one of his recent customers, a senior living on a very limited income, where her mortgage payment took a big chunk of her monthly income.  "Seniors who are 62 and over, and have equity in their homes, can qualify for a reverse mortgage, to pay off the debt," Ted explained.  "With a reverse mortgage, they don't have a monthly mortgage payment and the debt is not due until they pass away or move out of the home."    Ted went on to explain further details of the reverse mortgage, where the senior owns the home, with no mortgage payment.  They do have to maintain adequate insurance on the home and pay the property taxes.  They are also respo...
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Rental income - Rent from boarders in a single-family property that is also the borrower's primary residence or second home may not be considered as acceptable income. For borrowers that intend on vacating their current primary residence, a copy of a lease agreement signed by proposed renters (this may be from a family member) is acceptable. We will use 75% of gross rental income as stated on the lease as evidence of rental income or to offset the payment if the following conditions are met.   For FNMA: When converting a principal into an Investment Property the following requirements must be met or else the borrower must be qualified with full payment of the current present residence and the subject property: There must be documented equity of at least 30 percent in the existing proper...
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Call 248-674-0355 Today, For Your No Hassle Insurance Quote! As an Independent Insurance Agency, A-1 Insurance, located in Waterford Michigan, is able to represent a variety of insurance companies to better serve your Insurance needs.  For more information click on a link below or call us at 248-674-0355!     Residential Commercial Automobile Insurance Boat Insurance RV Insurance Motorcycle Insurance Antique Auto and Boat Insurance Homeowners Insurance Health Insurance Financial Management Commerical Auto Insurance Business Liability Property Liability Business Health Insurance Packages Worker's Compensation     We are affiliated with Pillar Financial Corporation, providing all your mortgage financial needs including Conventional, FHA, and Home Equity Loans. Pillar also specializes in ...
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By Chris & Bernie Shoemaker, Realtors - Waterford, Michigan Homes For Sale
(National Realty Centers)
Honestly, no one really feels good about walking away from a debt.  In SE Michigan many homeowners really didn't have much of a choice.  Unfortunately, many waited too long and lost the opportunity to deed their property back to the bank or negotiate a short sale with their lender.  I read that nationally 70% of people in trouble with their mortgage don't do anything and just wait for the house to go back to the bank. This is a really sad thing.  Watching too much television news about the economy could make anyone hide in their house! I know many Realtors don't want to go down the short sale road with their seller or buyer clients but I've had some pretty rewarding experiences the last couple of years.  Not that it didn't make me more than a little crazy trying to get these deals done!...
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By Robin Cutler and Kay Pearson, Clarkston, Michigan Real Estate
(Real Estate One)
Real Estate Communities we review on a monthly basis are: Brandon, Clarkston, Waterford, Lake Orion, Oxford, Grand Blanc, and Holly.The various reports can be viewed at "The Pearson Group Website"Absorption Rate is a method we use to determine the supply and demand for housing.We determine the number of listings on the market within particular price brackets.  We then view how many houses have sold or pended in the past three months and calculate the average per month.  The number of active listings is then divided by the average sales per month to identify how many months inventory is available. Sellers Market - Less than 6 Months InventoryBuyers Market - More than 6 Months InventoryBalanced Market - 6 Months InventoryAll information included in the following graph is generated from Re...
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By Robin Cutler and Kay Pearson, Clarkston, Michigan Real Estate
(Real Estate One)
Monthly Absorption Rate Graph for WaterfordReal Estate Communities we review on a monthly basis are: Brandon, Clarkston, Waterford, Lake Orion, Oxford, Grand Blanc, and Holly.Absorption Rate is a method we use to determine the supply and demand for housing.We determine the number of listings on the market within particular price brackets.  We then view how many houses have sold or pended in the past three months and calculate the average per month.  The number of active listings is then divided by the average sales per month to identify how many months inventory is available. Sellers Market - Less than 6 Months InventoryBuyers Market - More than 6 Months InventoryBalanced Market - 6 Months InventoryAll information included in the following graph is generated from Realcomp Inc, an area M...
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By Gary Smith
(Agent Marketing Today)
The two graphs below contain the Average and Median asking price for homes in Waterford Michigan marketed on Trulia.com over the past few months. Charts are updated frequently, check back for an update. Gary Smith, The Michigan Group, 6870 Grand River Ave, Brighton, MIWaterford Real Estate - Trulia Looking for property in Michigan? A no sign-in home search is available on the column to the right. (over 80,000 homes via IDX search of properties on the MLS) If you have a question about your homes value, I can perform an online estimate based upon recent sales. Information usually provided the same day. Need information about any property for sale? Just ask, I will send you information. Just remember, Michigan requires all real estate professionals to work for the homeowner unless under a ...
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By Robin Cutler and Kay Pearson, Clarkston, Michigan Real Estate
(Real Estate One)
Waterford All Sports LakefrontLocation: Waterford, Michigan Eagle Lakefront Ranch that has been updated with new hardwood flooring, ceramic, kitchen with stainless steel appliances, upgraded fixtures, interior and exterior doors. Low traffic area being situated on a dead-end road, yet easy access to major expressways for commuting. InformationContact InformationRobin Cutler248-240-5570pearsongroup@maxbroock.comContact Reply FormForward to a FriendView Other FlyersPricingAsking Price: $242,000Property Location4784 SylvesterWaterford, Michigan 48329View MapLinksVirtual TourPearson Group WebsiteWaterford TownshipWaterford SchoolsFeaturesBedrooms: 3Bathrooms: 1Year Built: 1947Lot Size: 75 X 370School District: WaterfordSquare Footage: 1,503Agent Name: Robin Cutler & Kay PearsonBroker: Max B...
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By Chris & Bernie Shoemaker, Realtors - Waterford, Michigan Homes For Sale
(National Realty Centers)
We've worked and lived in Waterford Township for what seems like forever.  Waterford always get's such a bad rap when it comes to comparisons to the surroundingl communities.  But you know - it's really a pretty cool place to live.  If you're looking for fine dining, NOT.  We do have some great Mexican and Thai places, some pretty good bars and a PANERA'S AND A STARBUCKS in a pinch.  I highlight those last two places because they are our official 'Waterford satellite' offices.  Some of the things we like best about WaterfordWe love all the lakes.  If you ever just need to go to the beach in the summer you're never more than a couple miles away.  If you want to live on the water there is every price range and lake type available in Waterford.Lots of places to walk.  We both love to walk ...
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