Lovely 3BR, 2BATH Home with basement and 2 car attached garage located at 2122 Streamview Court in O'Fallon, IL 62269 will be sold to the Highest Bidder at Real Estate Auction on Friday, March 26, 2010 at 4:00 PM CDT subject to Seller Confirmation. The Home will be sold "As Is, Where Is and With All Faults". 2122 Streamview Court, O'Fallon, IL 62269 Photo Gallery Directions to location Get notified of upcoming auctions Permalink Neighborhood Financing Standard Terms of Real Estate Sales Contract • Lead Paint Disclosure • Mold Disclosure • Radon Disclosure • Seller Disclosure Google Maps Auction Feed Printer Friendly Version LOCATION: 2122 Streamview Court, O'Fallon, IL 62269 DATES: March 26 Real Estate 3BR 2 Bath Auction at 4PM Preview at 3PM TIME: 3 PM Preview and Auction at 4 PM CDT O... 03/21/2010

Lovely 3BR, 2BATH Home with basement and 2 car attached garage located at 2122 Streamview Court in O'Fallon, IL 62269 will be sold to the Highest Bidder at Real Estate Auction on Friday, March 26, 2010 at 4:00 PM CDT subject to Seller Confirmation. The Home will be sold "As Is, Where Is and With All Faults". 2122 Streamview Court, O'Fallon, IL 62269 Photo Gallery Directions to location Get notified of upcoming auctions Permalink Neighborhood Financing Standard Terms of Real Estate Sales Contract • Lead Paint Disclosure • Mold Disclosure • Radon Disclosure • Seller Disclosure Google Maps Auction Feed Printer Friendly Version LOCATION: 2122 Streamview Court, O'Fallon, IL 62269 DATES: March 26 Real Estate 3BR 2 Bath Auction at 4PM Preview at 3PM TIME: 3 PM Preview and Auction at 4 PM CDT O... 03/14/2010

The Healthy Abode - Countertops     So, you're in the market for a new countertop, and you want something that is earth-friendly, durable, sanitary, low-maintenance, gorgeous, and won't break the bank.  Where to begin and how in the world can an eco-countertop boast all of these features?  Let's talk.    First, to appreciate what makes a countertop sustainable, it's essential to understand the meaning of sustainability.  According to Merriam-Webster's dictionary, sustainability is "a method of harvesting or using a resource so that the resource is not depleted or permanently damaged."  My 2 cents - a sustainable product should last pretty-much forever, but can be easily reborn, redistributed or repurposed when necessary.  You sometimes may pay a little more up front for sustainability, ... 03/10/2010

And with that date the tax credit expires...sort of. You need to have a home under contract by then in order to qualify. The rules have been expanded and you no longer need to be a "First Time" home buyer in order to capitalize. O'Fallon IL and the surrounding areas have a terrific amount of Real Estate inventory and rates are still very attractive, so now is the time to take advantage of this! 03/09/2010

UPDATED & RENOVATED - CONSIDER THIS ONE BRAND NEW - INCLUDING BRICK,SIDING,WALLS,WINDOWS,FLOORING,APPLIANCES,COUNTERTOPS,VANITIES,ROOF,CABINETS,PLUMBING FIXTURES,HVAC & MORE. VAULTED LIVING ROOM, FAMILY ROOM HAS WET BAR, ALL BATHS TILED WITH BACKSAVER VANITIES. SIDE ENTRY OVERSIZED,FINISHED TWO CAR GARAGE. BEST HURRY ON THIS ONE - CONSIDER IT BRAND NEW IN O'FALLON AT AN AFFORDABLE $179,900. 03/09/2010

On Sunday March 7th over 1000 people showed to run in the AOH (Ancient Order of Hibernians) 5K run hosted by Toolen's Running Start in Shiloh IL. Special thanks to all the volunteers who helped to make this another success! Below is some video from the start of the race along with some of the finishers Enjoy! 03/08/2010

An excellent way to recognize sustainably harvested Hardwood or Bamboo is to look for the FSC Certified label.     FSC is an acronym for "Forest Stewardship Council," which was established in 1993 to change destructive logging practices as an effort to protect the earth's natural habitat and prevent deforestation.  The Forest Stewardship Council represents the world's strongest system for setting Forest Management standards ranging from legal issues, regional scenarios, and environmental impacts surrounding forest management.  Their mission is to promote "environmentally appropriate, socially beneficial and economically viable forest management."    To simplify, think of it this way - with FSC certification, every time a tree gets cut down for something, two get planted in its place.  I... 02/25/2010

  From time to time my wife (the worlds BEST Interior Designer, yes I may in fact be biased) is asked to contribute to a local Magazine (St.Louis At Home www.STLMag.com ).  In the last few weeks the issue of remodeling and sustainability has come up more than once so thought this article may offer some insight to any of you thinking of starting a project. For more info visit www.HoldenDesignGroup.com     By Melanie Holden, LEED AP & DesignSpeak contributor          When you make the decision to implement sustainable practices into your life, education is critical in order to understand what you're truly looking for in sustainable products.  Cabinetry is a big one. One of the largest investments you can put into your home.  What's the first thing you think when considering "green" cabine... 02/24/2010

Are you re-locating and moving to Scott Air Force Base? I am the Scott Air Force Base area Homes For Heroes representative. Homes for Heroes offers the largest benefits available and No Red tape! I specialize in listing properties and military re-locations offering unparalleled services with extensive virtual tours and detailed information to help your move into or out of the O'Fallon area be an easy and stress-free experience! I offer an incredibly aggressive marketing plan that is one-of-a-kind, getting your home maximum exposure and selling your home quickly so you don't have to keep it in tip-top showing condition for long! You can reach me via my website here or call me at 618-234-6622 02/22/2010

ebruary 19, 2010 IndyMac Incorporates HAMP DTI Ratios and Sees Results By Brian Collins Mortgage credit analysts have noticed fewer redefaults on IndyMac loan modifications after the FDIC directed the servicer to make deeper reductions in borrowers' monthly payments. In the first quarter of 2009, the Federal Deposit Insurance Corp. was using a 38% mortgage debt-to-income ratio as its target for lowering monthly payments made to IndyMac Bank. But then the agency lowered the DTI to 31%, aligning its effort with the Treasury Department's redesigned Home Affordability Modification Program. Prior to the change, IndyMac's loan modifications had a 48.5% redefault rate after 12 months, according to figures compiled by Bank of America Merrill Lynch Global Research. But after the FDIC dropped the... 02/19/2010

Waiting a few extra days or weeks to purchase a home this spring could cost buyers thousands of extra dollars as the office of Housing and Urban Development (HUD) implements several changes for loans guaranteed by the Federal Housing Authority (FHA). Coming just weeks before the April 30 deadline for the Home Buyer Tax Credit and just days after the March 31 expiration of the Federal Reserve Board’s mortgage backed securities purchase program (which has kept home loan rates artificially low for over a year), these FHA changes make it even more important to act now to save big. Here are a few reasons why: On April 5th, the cost of required up-front mortgage insurance for loans guaranteed by the FHA will increase from 1.75% to 2.25%. For a borrower purchasing a $200,000 home with a $7,00... 02/15/2010

Good news! 19 homes closed in January in O'Fallon IL.  Even better, this is up 6 from the January 2009  total of 13. Of the 19 , all were re-sale.  Average market time was 181 days. Bad news! Prices are down.  Average sales price for Jan 2010 was $136,000 down from $157,000 for Jan 2009.     As I mentioned above 19 homes closed in Jan 2010, this is up from 2009 and in line with 2008 numbers.     Price still continues to dictate what is selling.  This trend should hold steady thru the first quarter of 2010.     So all things considered...not bad there are signs of life.  Currently there are 37 homes under contract in O'Fallon IL.  Showing activity is strong and interest rates are still very attractive.    Stay Warm!             02/08/2010

Greetings!   There is no escaping the images of loss and destruction from the earthquake in Haiti.  The response has been overwhelming to say the least.  In an effort to assist even further we are collecting shoes.  So look in your closet, look under your bed.  In my case take it away from the dog.     Chances are there is something for your feet you no longer need but can be put to very good use.  No worries we won't comment on your choices in footwear.  Both of our offices have been set up as drop off locations or just email us and we will come by and pick them up for you.   Thank you in advance for your continued support. 1668 Windham Way O'Fallon IL 62269 (map it)   4 Emerald Terrace Swansea IL  62226 (map it)   Regards, 02/04/2010

“I decided to join Homes for Heroes as soon as I heard about the program. It is a great way to help out and give back to the men and women that do it for all of us on a daily basis. HFH gives me the opportunity to say ‘Thank You’ to our first responders, fire fighters, police offices and military personnel for all of their hard work in making our country a better place.” Rick is Loan Officer with Gershman Mortgage in Ofallon Illinois. You can reach Rick at 618-222-1300 or email him at rkinchecloe@gershman.com 01/26/2010

As a military spouse myself, I understand the strain and sacrifices that our heroes and their families have to endure on a daily basis. So when I found out about the Homes for Heroes program I jumped on board without hesitation. I am constantly impressed by the selflessness and courage our law enforcement, fire fighters, first responders, and military personnel display in their everyday actions. I am honored to be able to say ‘thank you’ for the amount of hard work and determination our heroes put forth to make our community and our nation a better place. Abby Noble, EXIT REALTY CONSULTANTS, Belleville, IL for more information and contact info 01/25/2010

New Construction Homes in O'Fallon, IllinoisKeck Ridge Subdivision Approximatly 4 Miles to Scott AFB Starting from $186,900 to $249,900 Built by Larry Fulford Construction Offered byRealty Executives of Metro East1109 Hartman Ln, Suite 200Shiloh, IL 62221(618) 235-0754 Click here to view our website and floorplans 01/16/2010

Real Estate Market Update O'Fallon IL December 2009:   After a mild summer winter has arrived.  As I write this it is 8 whole degrees.  December was a brisk month for Real Estate in O'Fallon.  27 homes closed so a lot of folks got a new home for the holidays.   Of the 27 that closed: 25 were pre-owned; these had an average sales price of $156,922 and an average market time of 177 days. 2 were new construction, with an average sales price of $237,907 and 166 days on the market. Activity has been consistent from 2007-2009 for the month of December.  This is encouraging given the current state of the Real Estate Market.  For example In 2007 26 homes closed, 2008 30 homes closed and in 2009 26 homes closed.   While this is good news the average price for homes closed in December has dropped... 01/08/2010

  According to Illinois Department of Health, providers and pharmacies will offer H1N1 vaccination to all Illinois residents beginning December 15.  There is a fee for the vaccine, from $12 to $22, and those with health insurance should bring their insurance information. If you have questions about the H1N1 flu, call Illinois Flu Hotline: 866-848-2094. For a list of clinics offering the vaccine visit:  www.ready.illinois.gov. Illinois Department of Health:  http://www.idph.state.il.us/     12/13/2009

Hello, The Us Treasury very recently set forth new more streamlined guidelines for the Short Sale process. With Foreclosure and short sales on the rise this is VERY good news. The video below will give further explanation. For even more information, please visit us at OFallonShortSales.comHappy Holidays and stay Warm!       12/10/2009

  November 2009 Real Estate Market Update for O'Fallon IL.   Locally, things continue to look up.  This November saw 35 homes close. This is an increase of more than 130% from November 2008. Of the 35 that closed: 30 were pre-owned homes with an average market time of 118 days and average sales price of $154,055. 5 were new construction with an average market time of 148 days and an average sales price of $242,453     After a huge spike in October (due to the expected expiration of the tax credit) the market continues to be very active. As you may know, the tax credit has been expanded and extended.  We expect this will  continue to fuel our local Real Estate market.  Currently there are 46 homes under contract in O'Fallon IL. The graph below illustrates a month by month look at home cl... 12/03/2009