News about Artificial Intelligence (A.I.) dominates news and social media. What is it all about?Today’s speaker, Tech Guru Tony Lee,Tony provided insight into how to use A.I. to enhance your work performance. He will show us how A.I. can be used in business, from spreadsheets to writing a business letter to using A.I. with Microsoft Products. The program will be improved with a live demonstration showing the speed and ease of the many A.I. faucets.As our newer members may not know, Rotary has always championed the value of Vocational Education/Training. The Rotary calendar has a month (January) designated explicitly for emphasis.Rotary was started by four business people who wanted to help the city of Chicago. It has morphed into a worldwide philanthropic organization, topped by no one ... 01/14/2025

3 Must-Have Tips for Selling a Home This Winter in Pensacola, Pace, and Gulf Breeze, FloridaSelling a home in winter may seem daunting, but it’s a fantastic opportunity to stand out in the real estate market. With the right strategies and an understanding of local market dynamics, you can attract serious buyers and secure a great deal. Here are three must-have tips for selling your home this winter in Pensacola, Pace, and Gulf Breeze, Florida.1. Stay Ahead with a Market Update Potential sellers want to know what’s happening with home prices, especially in their local area. Pensacola, Pace, and Gulf Breeze each have unique market trends. For instance, the Pensacola housing market has seen steady demand, with median home prices rising by 7% over the past year. Gulf Breeze, known for its c... 01/13/2025

3 Must-Have Tips for Buying a Home This Winter in Pensacola, Pace, and Gulf Breeze, FloridaWinter can be an excellent time to buy a home in Pensacola, Pace, and Gulf Breeze, Florida. With cooler weather and potentially less competition in the market, you can secure the home of your dreams. According to the National Association of Realtors®, home inventory typically decreases by about 15% during winter, giving serious buyers an edge in negotiations. Here are three must-have tips to make your winter home-buying journey a success:1. Leverage Seasonal Market Trends While Florida’s real estate market is active year-round, winter brings slightly less competition than spring and summer. Fewer buyers mean you might have more room to negotiate on price or terms. Additionally, real estate data sh... 01/13/2025

Understand the Process Find a Property: Look for distressed properties or motivated sellers (e.g., financial issues, foreclosure, etc.). These properties are often well below market value. Secure the Property Under Contract: Negotiate a purchase price and sign a contract with the seller, granting you the right to assign it to another buyer. Assign the Contract: Instead of buying the property, find a buyer (typically an investor) and assign them the contract for a fee. Get Paid: The difference between the price you negotiated with the seller and what the buyer is willing to pay is your profit. Build Your Network Cash Buyers: Build a list of cash buyers, typically investors, who can purchase properties quickly without bank financing. Real Estate Agents and Investors: Network with professi... 01/08/2025

Pricing your home correctly is crucial when you're ready to sell, but it's not always easy to determine the right asking price. While you want to maximize your return, overpricing can lead to a stagnant listing and potentially less money in your pocket. As a homeowner, it's essential to recognize the signs that your property might be priced too high for the current market. Let's explore key indicators that suggest your home may be overpriced, helping you make informed decisions and adjust your strategy if necessary. By understanding these signs, you can ensure your home is competitively priced to attract potential buyers and secure a timely sale. The home is priced significantly higher than comparable properties in the neighborhood. The home's upgrades or unique features don't justify ... 01/08/2025

The Essential Role of a Realtor: Advocating for Clients Every Step of the WaySelling a home is more than just placing a "For Sale" sign in the yard—it's about strategy, communication, and understanding the market. A real estate agent's most crucial role is following up on leads. This involves reaching out to every potential buyer who has toured the property to gather feedback.Did they find the price reasonable? Were there features they loved or disliked? Could the home benefit from a few adjustments to appeal to a broader audience? These are critical questions, and a skilled real estate agent can constructively ask them.Obtaining this feedback can be challenging for homeowners attempting to sell independently—commonly referred to as For Sale By Owner (FSBO). Potential buyers are often h... 01/07/2025

The Rotary Foundation is a non-profit corporation that supports the efforts of Rotary International to achieve world understanding and peace through international humanitarian, educational, and cultural exchange programs. It is supported solely by voluntary contributions.The foundation was created in 1917 by Rotary International's sixth president, Arch C. Klumph, as an endowment fund for Rotary "to do good in the world." It has grown from an initial contribution of US $26.50 to more than US $1 billion. It has one of the world's largest and most prestigious international fellowship programs.Polio eradicationHumanitarian grants programsEducational programshttps://en.wikipedia.org/wiki/The_Rotary_Foundation Check it out and research CharityNavigator.com to see the rankings of your favorite... 01/07/2025

Why Buying a New Home with Charles Stallions in Pensacola, Pace, and Gulf Breeze is a Smart MovePurchasing a new home is one of life’s most exciting milestones. For buyers looking to settle in Pensacola, Pace, or Gulf Breeze, Florida, Charles Stallions is the trusted real estate expert who will make the journey seamless and rewarding. With years of experience and an intimate understanding of the local market, Charles offers unparalleled guidance, ensuring you find the perfect home tailored to your needs.Why Choose Pensacola, Pace, and Gulf Breeze?These picturesque communities offer something for everyone. With its beautiful beaches and vibrant downtown, Pensacola combines coastal charm with cultural richness. Pace, known for its excellent schools and family-friendly atmosphere, is perfe... 01/06/2025

Mortgage Market Update: Pensacola, Pace, and Gulf Breeze, FloridaAs of today, the Federal Reserve’s recent decision to cut interest rates has sparked a noticeable shift in the housing market, particularly in areas like Pensacola, Pace, and Gulf Breeze, Florida. With mortgage rates declining, prospective homebuyers and current homeowners have a unique opportunity to capitalize on the current market conditions. In Pensacola, Florida 32514, here's what you need to know:Recent Fed Rate Cut and Its ImpactThe Federal Reserve’s recent interest rate reduction has directly impacted mortgage rates, making homeownership more accessible for many buyers. Lower rates can mean significant savings over the life of a loan, encouraging more activity in the real estate market.Affordability BoostOne of the... 01/06/2025

Why Ronald McDonald House?Historically, every year since we started doing so, Cantonment Rotary has continued to support the Ronald McDonald House. Why? An article in the Pensacola News Journal answered that question for me. Following are some excerpts from that article. I urge you to click on this link to view the heartwarming article: PNJ Article Fifty years ago, the first Ronald McDonald House opened its doors in Philadelphia on Oct. 15, 1974.(It reopened in another location nearby a few years later.) Today, more than 400 houses and 270 family rooms are in hospitals across the U.S. and worldwide.The PNJ article discusses one family’s experiences with “The House.” Inclosing, the article includes a comment from the Sanchez family.They’re grateful for the support they’ve gotten from Ron... 12/31/2024

We believe that every child deserves a party for their birthday. YOU can make it possible by donating to support our work in Northwest Florida and surrounding areas! Cantonment Rotary welcomes John Ham, Owner / Director of Animal Tales and Vice President of The Birthday Party. Two significant events at Cantonment Rotary every year, and for the past few years, at our annual Christmas Party, Cantonment Rotary gathers to give to The Birthday Party. As our newer members may not know, Rotary has always championed the value of Vocational Education/Training. The Rotary calendar has a month (January) designated explicitly for emphasis.Rotary was started by four business people who wanted to help the city of Chicago. It has morphed into a worldwide philanthropic organization, topped by no one or... 12/24/2024

Listed by TRAVIS LEWIS Brokered by GECKO REALTY, INC   House for sale $100,000 3bed 2bath 1,275sqft1,275 square feet     The C-Note is a short version of the monthly newsletter where we talk about all things real estate: investing, buying, selling, landlord, and tenant. We are Ambassadors for Pensacola, Pace, and Gulf Breeze, Florida. Whether you're a first-time guest or a frequent visitor, do as the locals do when you need to know something — whether about an excellent place to eat, job opportunities, or a real estate question. Call or text Charles Stallions at 850-476-4494 or email charles@charlesstallions.com. It's Who We "R."  Mortgage 101: Are you thinking of financing, refinancing, or just needing to understand how the process works? We squash the mortgage myths, and it all starts... 12/23/2024

On Wednesday, November 27, 2024, Cantonment will deliver complete dinners, including dessert, for over 300 families and over 900 family members.  As our newer members may not know, Rotary has always championed the value of Vocational Education/Training. The Rotary calendar has a month (January) designated explicitly for emphasis.Great news for vocational programs! According to a very informative article in the Pensacola News Journal on August 23rd, Navarre High School students enrolled in the welding program will not have to leave campus for classes starting next fall.Charlin Knight, Santa Rosa School District Workforce Education director, said the district will expand its Welding Technology Program to on-site training at Navarre High.“It’s a high-demand elective for our high school stu... 11/26/2024

How to Estimate Your Home's ValueIn this Article: What is an Automated Valuation Model (AVM)? AVMs vs. Real Estate Professionals 3 Tips to Make a More Accurate Estimate of Your Home's Value While I’ve found that online algorithms, known as Automated Valuation Models (AVMs), have undervalued my home, many have experienced the opposite. These AVMs sometimes yield higher home values than a real estate agent provides upon appraising for a potential sale.Now, if a computer tells you that your home should be priced at $250,000, but your real estate agent insists it couldn’t sell above $225,000 based on local market comparables, who are you most likely to believe? It’s tempting to trust the computer’s judgment.After all, aren’t computers objective? How could their calculations be wrong?What Is... 11/19/2024

Check out the latest Guide to Selling Your Home.Sell Your Home: Step-by-Step In Pensacola Pace or Gulf Breeze, whether trying it on your own as a "for sale by owner" or with a "realtor." our guide will give you marketing ideas, negotiating tips and more Call or Text FSBO or REALTOR to Charles at 850-476-4494 to get your FREE REPORT NOW. Are you looking to sell your home? Click here for a Free Appraisal and a Guide on Selling Your Home in the current market where selling myths are debunked.Do you need to sell your home before you buy, and are you concerned about managing two payments? Click here to receive an instant offer today and see if it suits your needs.We charge a 1% Commission with no hidden fees or gimmicks—not the average 5, 6, or even 7% charged by others. This saves the avera... 11/16/2024

Official Tourism Website of Pensacola, Florida                 Visit Pensacola https://www.visitpensacola.com         Discover nearly 500 years of history, unique shopping, and luxurious places to stay when you plan a trip to Pensacola, Florida. The cost of living in Pensacola, Florida, is 11% lower than the state average and 13% lower than the national average. Pensacola, FL, housing is 25% cheaper than the U.S. average, while utilities are about 11% pricier.   About Description Pensacola is a city in the Florida Panhandle in the United States. It is the county seat and only city in Escambia County. It is the principal city of the Pensacola Metropolitan Statistical Area, which had 511,503 residents in 2020.   Housing stats    What Is My Home Value?  The C-Note is a short version of th... 11/12/2024

Mortgage 101: Are you thinking of financing, refinancing, or just needing to understand how the process works? We squash the mortgage myths, and it all starts here. We research whether you need a VA, FHA, conventional, or non-traditional owner-financing loan. We can help simplify the process and remove the challenges. Call or Text "Mortgage 101" to Charles at 850-476-4494 for our FREE INFO PAK. How to Get Mortgage Info and a FREE Credit Report"Explore our latest inventory of homes or conduct your search at your convenience.Check out the latest Guide to Buying a Home.Check out the latest Guide to Selling Your Home.Are you looking to sell your home? Click here for a Free Appraisal and a Guide on Selling Your Home in the current market where selling myths are debunked.Bottom Line: "We 'R' ... 11/11/2024

More Information On Rotary Cantonment Rotary recognizes community members who go above and beyond what is expected of ordinary citizens through our Service Above Self awards. Today, we realize Escambia County Fire-Rescue Lieutenant Darren T. Snipes. He is assigned to Station 4, Cantonment District. Lt. Snipes has been a career firefighter for 24 years and a full-time Escambia County Fire Rescue employee for 20 years. Lt. Snipes has been a fire officer for the past 10 years and holds specialties as an EMT, Hazardous Materials Technician, and Water Rescue. Lt. Snipes has been assigned to B-watch Station 4 for three years.Being assigned to Station 4 is not an easy assignment, as this district requires Lt. Snipes to be proficientwith the numerous pieces of equipment and be highly reliable d... 11/05/2024

Hi Folks, I'm Charles Stallions, CREI, CSE, CRS, CSP. Since 1995, I have helped over 3,177 folks make educated and right decisions regarding their next move. In 2003, Charles Stallions set out to change how real estate was to be done. He created the 206-step Home Selling System. Check out the latest Guide to Selling Your Home.At Charles Stallions Real Estate Services, we utilize our TRI-merge System, known for its impeccable accuracy. We integrate data from the MLS, Zillow, Tax Rolls, and an appraisal evaluation system, RPR, to determine your home's value. Are you looking to sell your home? Click here for a Free Appraisal and a Guide on Selling Your Home in the current market.We charge a 1% Commission with no hidden fees or gimmicks—not the average 5, 6, or even 7% charged by others. Th... 11/05/2024

Choosing the wrong type of paint finish could mean a do-over that costs twice as much.There’s a basic rule of thumb when choosing paint sheens: The higher the sheen, the higher the shine—and the higher the shine, the more durable the paint will be.Flat paint has no shine; high-gloss is all shine. In between are eggshell, satin, and semi-gloss, each with a practical and decorative job. Here’s how to choose the right paint sheen for your painting job. From Spotlight: Paint to Go from Blah to Ooh La La!The C-Note is a short version of the monthly newsletter where we talk about all thingsreal estate: investing, buying, selling, landlord, and tenant.  Bottom Line: "We 'R' The Realtors For That." Sign up for our Monthly Real Estate NewsletterWe are Ambassadors for Pensacola, Pace, and Gulf Br... 10/25/2024