Saint Petersburg, FL Real Estate News

By Anne Hensel, Realtor - Broker - St. Pete Beach, Treasure Island
(South Beaches Real Estate Professionals)
 St. Petersburg, come out for a day at the museum and enjoy free admission. This will be a fun day in owntown St. Petersburg and it is free. Satuday, September 24, from 10 a.m. to 3 p.m. Participating museums include the Dr. Carter G. Woodson African American Museum, Florida Holocaust Museum, Museum of Fine Arts, St. Petersburg Museum of History and the Dali Museum. Other venues that offer special events, gift shop discounts and more include Florida Craftsment, Cakewalk Artists' Coop, The Royal Theater Boys & Girls Club, the Morean Arts Center, Creative Clay, Pier Aquarium and Progress Energy Center for the Arts' Mahaffey Theater. Also included are Downtown Walking Tours at 10 a.m. and noon, offered by St. Petersburg Preservation. Park downtown and ride the Looper to most locations for ...
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By Anne Hensel, Realtor - Broker - St. Pete Beach, Treasure Island
(South Beaches Real Estate Professionals)
St. Petersburg, guided Tram Tours in Boyd Hill Nature Preserve. Did you know that we have Tram Tours every Tues, Wed, Thurs, Fri and Sat.?Tues. through Sat.  1 p.m. and Sat. at 10 a.m. and 1 p.m Tram Tours. Boyd Hill Nature Preserve. 1101 Country Club Way S. This is a fun thing to do for the whole family. St. Petersburg, Boyd Hill Nature Preserve For more info www.stpete.org/boyd or 727-893-7326.
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By Anne Hensel, Realtor - Broker - St. Pete Beach, Treasure Island
(South Beaches Real Estate Professionals)
St. Petersburg, do you see orange ribbon round trees ? Have you see an orange ribbon around one of our St. Petersburg trees lately and ask yourself what on earth this is all about?  Well the city of St. Petersburg is participating in a tree inventory program funded by a grant from the Florida Urban Grant Forestry Program to help evaluate the benefits of St. Petersburg’s urban forest in parks and along city right-of-ways. The count will also include marking select trees and gathering information on species, size, health, location, possible concerns/hazards, site characteristics and historic/distinctive/gift trees St. Petersburg, do you see orange ribbon round trees ?
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By Barbara-Jo Roberts Berberi, MA, PSA, TRC - Greater Clearwater Florida Residential Real Estate Professional, Palm Harbor, Dunedin, Clearwater, Safety Harbor
(Charles Rutenberg Realty)
Stone Soup Cafe on 16th Street, just north of 38th Avenue N in St Petersburg Florida was my destination for lunch today. I was meeting with a dear friend, Natalie. We go back many years, from the days when I was teaching here in the Pinellas County School System. Natalie is a high school art instructor and this is her LAST day off before the new school year begins for the school board employees. It was great getting together and the Stone Soup Cafe is a place we both love! We started with the fish spread with crackers and cucumbers.........the fish spread comes from Indian Rocks Beach according to Natalie. It is always fresh and a wonderful beginning to any meal! Then I had the Stone Soup Salad which has mixed greens, sprouts, apples, dried cherries, feta and cashews. That is a fresh ba...
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By Anne Hensel, Realtor - Broker - St. Pete Beach, Treasure Island
(South Beaches Real Estate Professionals)
Here is another great service the city of St. Pete has to offer. Homeowners that are struggling with mortgage and loan problems and facing possible foreclosure are invited to a free Short Sale - Foreclosure Forum on Saturday, August 27 from 9:30 a.m. to 3:30 p.m. at the St. Petersburg Coliseum, 535 Fourth Ave. N. Presented by the St. Pete Bar and the city, this free information session is designed to answer questions homeowners have about the foreclosure process. Lenders and legal experts will be on hand to provide on-the-spot assistance. Act now before it's too late. For information and assistance, visit www.residentialmortgageforeclosure.com  This is a great event  for homeowners that want information about St. Petersburg Short Sales. St. Petersburg  Short Sales and Foreclosures and m...
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By Anne Hensel, Realtor - Broker - St. Pete Beach, Treasure Island
(South Beaches Real Estate Professionals)
Absolutely stunning estate like home in Old Pasadena for Sale Overview Maps Photos $1,100,000 Single Family Home Main Features 4 Bedrooms3 Bathrooms1 UnitInterior: 3589 sqft Location 7325 3 Ave SSt Petersburg, FL 33707USA To get updates on open home dates and other property events, please click the "Like" button below: Anne Hensel South Beaches Real Estate Professionals(727) 410-7777annesouthbeaches@gmail.comhttp://www.SouthBeaches.info Listed by: annesouthbeaches@gmail.com Our recent listings Absolutely stunning estate like home in Old Pasadena for SaleSeminole Isle condo for sale, gorgeous corner unit2/1 fully furnished condo for sale in St Petersburg Florida2/2 Condo-Hotel unit for sale in Treasure IslandDirect Beach Front Corner Unit for Sale in Treasure Island Subscribe to our lis...
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By Jason Hands, Purchase Specialist - www.jasonhands.emmloans.com
(E Mortgage Management )
ResMac Mortgage is a direct lender in Tampa. We offer the best rates and fees in the industry with in house underwriting and processing, allowing us to close loans in 21 days or less. We are a full service direct lender with no lender overlays with Stated Income loans, Conventional, Jumbo, FHA, VA, USDA, HUD Homes, My Community, Home Path and Hard Money to 70%.I also have access to Down Payment Assistance Programs in most Counties.• 600 Mid Score on FHA Financing, 620 Mid Score on Conventional, VA & USDA Financing, 640 Mid Score on HomePath, also Stated Income Loan Program• REO, Short Sale, Foreclosure & Probate Purchase's• Up to 100% Financing On VA & USDA• Up to 97% Financing On HomePath• No Monthly Mortgage Insurance Payments (HomePath, VA & USDA)• Fixed Rate, ARM & Interest Only Opt...
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By Anne Hensel, Realtor - Broker - St. Pete Beach, Treasure Island
(South Beaches Real Estate Professionals)
I have this awesome doctor that I go to for years and next week she has another one of her Nutritional Seminar . If you ever wanted to understand how your body processes food this is a great oppotunity for you. It is free. August the 9th at 5.30 pm Here is the contact info and a link to her website. Katarzyna M. Ostrzenska, M.D.Bay Medical CenterMedical Director7001 Central Avenue, Suite 3Saint Petersburg, FL  33710Tel: (727) 343-6606 | Fax: (727) 341-0121 | www.baymedical.com
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By Anne Hensel, Realtor - Broker - St. Pete Beach, Treasure Island
(South Beaches Real Estate Professionals)
St Petersburg Isla del Sol Paradiso luxury waterfront condo This unique waterfront condo complex in St. Petersburg Isla del Sol was built in 2006.   It sits on a piece of prime waterfront right next to the Isla Del Sol Yacht and Gold Club. The Paradiso is a small complex with only 16 waterfront condos. The Paradiso allows pets and has a 30 day rental policy.  The Paradiso waterfront condos feature a state of the art kitchen, high ceilings, granite countertops, secured keyless entry covered parking and much more. The water views from these condos are simply amazing. You have a perfect view over the open Boca Ciega Bay.  The location, right on the water and right on a Golf course while next to the yacht club is a very rare find.  Within a few minutes you can get to the interstate, famous ...
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By Jim Poole, Zero Down, USDA Purchase Loans, FHA 203(K) Rehab & VA Streamline Loans
  Which Government Backed Home Loan Is Best Suited For Purchasing My New Home? If you want a loan with a No Money Down Option then you must be a veteran or you must purchase a home in a HUD Approved Area for Rural Housing. The VA and USDA Loan are the only type loans that offer the No Down Payment Option for buying a home. The FHA loan is the most popular type loan at this time because the down payment requirement is only 3.5% compared to the Conventional Loans which require 5% down. Both require the added cost of Mortgage Insurance any time less than 20% down is used. The VA and USDA Loans do not require mortgage Insurance but have a funding fee that is financed into the loan. The USDA funding fee is currently 3.5% but expected to rise with the growing number of defaults. The VA fundin...
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By Jim Poole, Zero Down, USDA Purchase Loans, FHA 203(K) Rehab & VA Streamline Loans
  Non-Occupying Co-Signers Are On The Increase for Purchase Transactions In Tampa Non-Occupying Co-Signers - FHA allows a direct family member to co-sign with the buyer and still live at another property even if it is located in another State. This allows individuals who are directly related to buyers with high Debt-To-Income Ratios to Co-Sign and add additional income to the application in an effort to bring the ratios in-line with the lenders guidelines. The Non-Occupying Co-Signer can also gift the buyer the money for the down payment or simply pay it out of their own funds. A Non-Occupying Co-Signer has been a popular sales tool for my Realtors who cater to younger first time buyers who's incomes are still fairly low but who's parents are more then happy to help their children quali...
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By Barbara-Jo Roberts Berberi, MA, PSA, TRC - Greater Clearwater Florida Residential Real Estate Professional, Palm Harbor, Dunedin, Clearwater, Safety Harbor
(Charles Rutenberg Realty)
Craftsman House Gallery in downtown St Petersburg Florida has so  much breathtakingly beautiful art for sale that I had to share some more photos! Located at 2955 Central Avenue in St Petersburg Florida, this is a must-see if you are looking for unusual gift ideas! It is amazing, how manu beautiful items you can find here! I was telling my friend, Natalie, that I could easily spend tons of money here! I really love pottery! The biggest problem I had was deciding which piece was THE piece I would actually take home! So many wonderful choices................ Talk about something for every taste and decor, this is certainly the place to go! After spending a wonderful afternoon here I know it won't be long before I return once again! And as you can see, there are some marvelous wooden bowls...
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By Anne Hensel, Realtor - Broker - St. Pete Beach, Treasure Island
(South Beaches Real Estate Professionals)
St. Petersburg, things to do, I love my Groupon e mails. I am not a coupon person, I do not look for them in newspapers, do not cut them out or do not open my mail with solicitation BUT this Groupon deals are really great. The savings are huge and it is stuff that I really use. One of my favorite restaurants in St. Pete had a 50% off deal the other day; I bought a facial for 60% off and Belly dance classes in downtown St. Pete for 70% off. Right now the Café Vienna, the European restaurant in St. Petersburg has a 50% off deal on their food. I just checked and 635 coupons were already sold. I do not think that the owners expected that many sales. Love when they have the clock ticking and show you how many hours you have left to buy this deal. St. Petersburg, things to do, I love my Group...
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By Barbara-Jo Roberts Berberi, MA, PSA, TRC - Greater Clearwater Florida Residential Real Estate Professional, Palm Harbor, Dunedin, Clearwater, Safety Harbor
(Charles Rutenberg Realty)
There is so much to see in the Craftsman House gallery & studios in downtown St Petersburg Florida that I had to write another blog post about it! The amazing art that is there just has to get out to the general public so people know where to head when in need of an amazing gift or to simply add an item of beauty to the home. Located at 2955 Central Avenue in downtown St Petersburg Florida, I don't know how this treasure has remained an unknown location to me for so many years. Perhaps it is because I live in north Pinellas County and just don't get down to the center of St Petersburg often enough! That is one mistake that is definitely going to change! It is well worth the 40 minute drive to get there when you see what awaits you! And as you can see from these photos, not all of it is ...
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By Barbara-Jo Roberts Berberi, MA, PSA, TRC - Greater Clearwater Florida Residential Real Estate Professional, Palm Harbor, Dunedin, Clearwater, Safety Harbor
(Charles Rutenberg Realty)
The Craftsman House is an art gallery, studio AND a wonderful cafe all in one! It is located at 2955 Central Avenue in downtown St Petersburg Florida. That was my destination today for a wonderful lunch meeting with my sister/friend Natalie. We walked around the gallery and I took a ton of photos which will grace the pages of my blog from time to time. We also had a wonderful lunch - a chicken wrap - and I had an iced skinny vanilla latte - all food is served in pottery that you can also purchase! We ate out on the front terrace, where we could enjoy the summer breezes. The food was excellent and healthy! Beside having wonderful, healthy breakfast and lunches, there are also wonderful treats as you can see in the photo below! If you are looking for a wonderful place to spend a couple of...
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By Jim Poole, Zero Down, USDA Purchase Loans, FHA 203(K) Rehab & VA Streamline Loans
Loans for Commercial and Multi-Unit Properties in Saint Petersburg Florida The process for obtaining a Commercial Loan begins with the entry of an EXECUTIVE SUMMERY FORM.  The form covers several important areas of information that are used to conduct a search of available lenders and their Rate and Terms for a particular loan type. 1) Contact Information 2) Property Description 3) Additional Collateral 4) Borrowers Desired Loan Terms 5) Personal Information Via Resumes, 1003's and Financial Statements for all borrowers 6) If it is income producing then a Rent Roll or Profit and Loss Statement is needed 7) Credit Files all borrowers 8) Property Appraisal 9) Use of Funds Statement 10) Transaction Description and Exit strategy  
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By Jim Poole, Zero Down, USDA Purchase Loans, FHA 203(K) Rehab & VA Streamline Loans
The Pro's and Con's of FHA/VA/USDA Home Loans In Saint Petersburg Florida If you want a loan with a No Money Down Option then you must be a veteran or you must purchase a home in a HUD Approved Area for Rural Housing. The VA and USDA Loan are the only type loans that offer the No Down Payment Option for buying a home. The FHA loan is the most popular type loan at this time because the down payment requirement is only 3.5% compared to the Conventional Loans which require 5% down. Both require the added cost of Mortgage Insurance any time less than 20% down is used. The VA and USDA Loans do not require mortgage Insurance but have a funding fee that is financed into the loan. The USDA funding fee is currently 3.5% but expected to rise with the growing number of defaults. The VA funding fe...
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By Jim Poole, Zero Down, USDA Purchase Loans, FHA 203(K) Rehab & VA Streamline Loans
Loans for Commercial and Multi-Unit Properties in Pinellas County Florida The process for obtaining a Commercial Loan begins with the entry of an EXECUTIVE SUMMERY FORM.  The form covers several important areas of information that are used to conduct a search of available lenders and their Rate and Terms for a particular loan type. 1) Contact Information 2) Property Description 3) Additional Collateral 4) Borrowers Desired Loan Terms 5) Personal Information Via Resumes, 1003's and Financial Statements for all borrowers 6) If it is income producing then a Rent Roll or Profit and Loss Statement is needed 7) Credit Files all borrowers 8) Property Appraisal 9) Use of Funds Statement 10) Transaction Description and Exit Strategy  
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By Anne Hensel, Realtor - Broker - St. Pete Beach, Treasure Island
(South Beaches Real Estate Professionals)
  St. Petersburg Pinellas County, first mistake homeowners make when doing a Short Sale   A lot of sellers wait way too long before they start the Short Sale process here in St. Petersburg Pinellas County. Keep in mind, the bank is not waiting forever to start your foreclosure process. The moment you realize that you won’t be able to make your mortgage payments anymore, do 2 things. A - Call your local Short Sale Realtor and get a free, no strings attached consultation and a comparable market analysis. This is very important, you need to know how the Short Sale process works and you need to know what to expect.   B – Call your bank and see if you qualify for a loan modification.   I understand that we all think, it is going to get better soon, I am just having difficulties this month, I...
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By Jim Poole, Zero Down, USDA Purchase Loans, FHA 203(K) Rehab & VA Streamline Loans
Florida Small Business Loans require several documents and disclosures in order to obtain an approval. Here is a list of those Items needed. 1) Personal Financial Statement for Clients - SBA FORM 413 (10-08) OMB Approval # 3245-0188 2) Tax returns for last 3 years with ALL supporting schedules     A) Borrowers Personally     B) Any company listed on Schedule E     C) Corresponding W-2s and K-1s for each year     D) Sign and date a 4506-T form for each entity in 2A above as well as borrowers personally.          Contact Jim Poole at 813-205-7958 to aquire 4506-T forms  3) Year to Date Profit/Loss Statement and Balance sheet for ALL entities in 2A above 4) Business Debt Schedule for ALL companies listed in 2A 5) Completion of Business Questionnaire - Call Jim Poole 813-205-7958      
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