St. Cloud Florida Foreclosed Homes & Distress Sale Properties: Are you Really getting a bargain?  A new wave of foreclosed homes have recently crept back onto the market  without much fanfare. For months sales of existing homes in St. Cloud Florida has been struggling to make marginal gains in price appreciation. In a year over year comparison home values had risen 6%.  Making many people that housing market was posturing itself for a minimal recovery.  But with a five year inventory of foreclosed homes and as many as 1.2 million set to foreclose by years end; banks have begun releasing some of the inventory they have been holding pending the 25 Billion dollar settlement for alleged wrong doings in foreclosure processing and procedures. So what has changed?  The prices predominantly. Th... 03/13/2012

3 Bedroom 2 bath St Cloud Florida Homes under $100,000 are most popular. Contemplating buying a home? You are not alone. Baby Boomers, First time home owners, Pre-Retirement Planners, Vacationers, Empty Nesters, Returning Military Personnel, and second home buyers are all looking for the same thing; 3 bedroom 2 bath homes in St Cloud Florida under $100,000. Why are 3 bedroom 2 bath Kissimmee  St Cloud Florida homes under $100,000 so popular? Perhaps it is generational perception.  Modern day families average 2.4 children. A modest 3 bedroom home will fill that need, while still being economical. For first time home owners, a 3 bedroom 2 bath St Cloud Florida home, will provide adequate space, and the family is less likely to outgrow it as quickly. Cheaper to Maintain:  3 bedroom 2 bath ... 03/02/2012

  Real Estate may be local, but when your buyer isn't you may have a real problem.   In my area of Kissimmee-St Cloud Florida Realtors like me, know that the majority of our buyers are transplants , foreign, or from out of the immediate area. I am acutely aware of my long distance clients special needs.  And how I approach home buying for them is entirely unique and very successful.  However, now that the shoe is on the other foot, I find I may be walking a little funny. Things some Listing Agents take for granted that I as a St Cloud Kissimmeee Florida Home Buyers Agent make sure to include to appeal to buyers out of the area are the detailed photos illustrating the special features of a listing. Suggestion: If you talk about a homes features, it would be nice to actually take pictures... 02/14/2012

ST CLOUD FLORIDA  SILVER LINING RESTAURANT A GREAT PLACE TO EAT.  They say every cloud has a Silver Lining, and St. Cloud Florida is no exception. St.Cloud Florida's Silver Linings Restaurant is  Located at 1047 New York Avenue, St Cloud Florida 34769,   Silver Linings Restaurant is a real treat for the pallet and offers a wide variety or gormet culinary delights.   Located Adjacent to the Historic Hunter Arms Hotel,  Silver Linings is nestled right in the heart of the Historic District. Open Tuesday through Saturday from 11:30am-6pm, Owner Dean & Lori who relocated from New York City, combine gormet homecooked meals with a great ecclectic collection of mismatched tables, dishes and glasses.  The food is truly outstanding!  Meals are cooked fresh to order, so allow ample time. The resta... 02/14/2012

So You want to be a Kissimmee or St cloud Florida homeowner?... There are many benefits to owning a home.  Mortgage Loan Interest, Property Tax Deductions, Improvements which may be tax deductible,  Hazzard Insurance deduction are all some of the benefits.  Add in pride of ownership, stability, and sense of accomplishment that you have transitioned from renting to owning. Yes, there is added responsibility, but with home prices at all time lows, there is also future equity to be earned if you buy right, and make yourpayments on time. As e all know the current Real Estate Market prices and historically low interest rates make this an ideal time to enter the Housing Market. 3 Important things you need to know.1) If you are financing, the minimum credit score is 720. Financing is avilable ... 01/15/2012

     Hurdicales: Are a combination of hurdles and obstacles. Imagine a relay race. Is what I tell Buyers and Sellers looking to buy or sell their Kissimmee St Cloud Florida homes. The first hurdicale is getting the proper loan Pre-Approval from a buyer. Because without that, you have a long gamut of obstacles to closing. Reluntant Buyers who are unable or unwilling to get a Letter of Pre-Approval make overcoming the other Hurdicales nearly impossible. This is especially true in the competitive area of Kissimmee St Cloud Florida where I sell homes. Imagine a relay race. There are several members to a team. The baton is the Pre-Approval Letter. We really get get running without one. So the Loan Officer is the first leg of the realy race. Once The Buyer passes off the Letter of Pre-Approva... 01/09/2012

7 Reasons A Kissimmee St Cloud  Florida Home Should be on Your Holiday List. How about prices. Homes in St. Cloud are affordable. Thinking now may be a great time to relocate to Florida and pick up a great deal on a well priced St Cloud or Kissimmee Florida home? Moderately priced homes for Buyers, and investors. St Cloud Kissimmee Florida Buyers are getting a better selection. Search St Cloud Fl Kissimmee Homes for sale here for free Mortgage rates- still hovering around 4% Florida the last time I checked still has great weather, no hurricanes in 5 years. Average temperature in winter, 80 degrees. St Cloud Florida and Kissimmee Florida vacation homes are still very affordable.   GOLF. Need I say more? The real secret here is inexpensive courses are very good in Florida because grass gr... 12/16/2011

LOOKING FOR SNOW IN FLORIDA?  We have it in Harmony Florida WINTER FESTIVAL AT HARMONY No Winter Festival would be complete without a few tons of Florida Snow! Harmony Florida is hosting a winter festival on December 17 from 10-2. Admission is Free.  Located off Hwy 192, just 7 miles east of Hwy 15 (Narcoosee Rd)            The "Town" of Harmony features a wonderful assortment of rides, foods, crafts, and a mountain of snow. Come for the day and you will want to live in Harmony- a beautiful community set on 11,000 acres featuring two fresh water lakes. Read More  Eco friendly and affordable homes are for sale here too. While there, you may want to plan on seeing some really well priced Harmony Florida Homes- we can even set up the showings for you in advance of your visit. Whether Buyin... 12/12/2011

 Kissimmee-St Cloud Florida Homes- Why Buy Homes  Here? Why Buy  homes here?  Value is the main reason Kissimmee -St Cloud Florida Homes For Sale are selling. Kissimmee St Cloud is geographically convenient to all the attractions without the tourist traffic most locals dread. Located southeast or Orlando, and within close proximity to the Orlando International Airport. Yet it is near the hub of the attractions such as Disney, SeaWorld, The Wizzarding World of Harry Potter at Universal Studios, Beautiful sprawling, sun soaked sandy Beaches on the Space Coast, and within a short drive to St. Augustine America's Oldest City and Daytona for Nascar fans. St.Cloud Florida was established in 1909 as a City. There are still many St. Cloud Florida Historic Homes which dot the tree lined State St... 12/08/2011

6369 Bonnie Court-St. Cloud Florida  Florida Vacation Homes have never been so affordable. If boating or fishing is your passion. it will be easy to picture yourself, soaking up the sun in this lovely St. Cloud Florida home.  This gem is located on a cul de sac, with a view of East Lake Toho which is just steps away. It backs onto a canal, and has a private boat dock so fishing is at your fingertips. Beneath the majestic oaks, and year round summer skies, you will delight in the easy to maintain  3 bedroom 2 bath block home, which offers a large spacious floorplan, ceramic tile main walkways and flowing floorplan.     Dreaming of Your next Florida Home?   How about this wonderful St Cloud Fla waterfront home?   Love to fish?   Cast your line on this great home.   You own private St Clou... 11/28/2011

What To Consider When Buying a Kissimmee/St Cloud Rehab Property When buying a Kissimmee/St Cloud rehab home the property location, condition, age and after repair value should also be considered. A higher end home will yield a greater return-even if the repairs needed are more extensive.   We sold this lovely 3/2 St Cloud Fl home featuring its ideal location. Just 2 blocks from the beautiful St. Cloud Lakefront.   The couple who purchased it, loved the location.  Over time, they remodeled the kitchen and the bathrooms.  The location is what sold them.  A good long term investment.   Lower end Kissimmee/St Cloud homes have a maximum value; regardless of how much money you spend, a low end home, may not yield the best return on investment. This an issue that Kissimee/St Cloud home buyers... 11/21/2011

 The economic downturn has forced many homeowners to put off costly repairs, and even routine maintence due to lack of disposable income.  Often these simple things, are the ones that end up costing you thousands of dollars in terms of sales price; especially in hard hit Florida where housing values tanked and have been very slow to recover. SEVEN CHEAP AND EASY THINGS YOU CAN DO TO ENHANCE HOME VALUE RAKE OUT THE AREAS AROUND YOUR TREES.            Enhancing the overall curb appeal of your home, is a signal  to potential buyers that the home is well cared for.             This begins the moment they pull up to your curb.            Creating a circle around the base of the tree gives it a much more manicured appearance.  Mulch is less than $4.00 a bag and will enhance the homes appearan... 10/16/2011

ARE YOU INHERITING A HOUSE OR A HEADACHE?  As babyboomers age; many have invested in Real Estate.  Most own their homes outright and are mortgage free. But when your loved one has departed are you inheriting a St.Cloud  Kissimmee florida house or a headache?     Estate have become more complex. The transfer of your Kissimmee-St.Cloud Florida home, if it is mortgage free is relatively simple.   Transfers prior to death, can be done by a Quit Claim Deed. Typically this is between family members; or in some cases a divorce.  The grantor relinguishes their rights to a specific property and conveys no guarantee of clear title to the receiving party (Grantee).   In cases where no mortgages exist and the transfer is between family members a Quit claim Deed will effectively transfer ownership s... 09/13/2011

Bay Lake Ranch Real Estate-St. Cloud Florida 34771-   Nestled in the quiet countryside is perhaps Central Florida's best kept secret. Bay Lake Ranch in St. Cloud Florida.  This unique community, is comprised on Estate Homes on acreage, located just minutes from most major corridors and arteries leading to Orlando. Homes are all custom built. It is zoned for equestrian use (you can have a horse) and perhaps the best things about it is: No Homeowners Association.  Homes here are well kept.  The large lots (from 1-8+ acres) provide residents with ample room to roam.  Each property is distinctive. There are a variety of styles of custom built homes here as well.  It is a sprawling community.  Located on the east side of St. Cloud,Florida  away from the tourist hub, yet convenient to shops r... 08/31/2011

WONDERING WHAT TO DO IN ST.CLOUD FLORIDA FOR THE 4TH OF JULY? The early morning hours are the perfrect time to start your 4th of July Celebration at the fabulous St. Cloud Florida lakefront- Drift above the sparkling waters  of St. Cloud Florida's  East Lake Toho- an 11,000 fresh water lake and the center of activites for the 4th of July Celebrations. There will be classic cars, carnivals rides, food vendors, a beer garden, and plenty of fun for all. While therem sign up fo rthe wife carrying race- or how about the bed races? St. Cloud Florida fireworks are local favorite you will not want to miss them! 07/02/2011

WHY IS THIS BUYER SMILING? SHE KNOWS THE  5 THINGS THAT WILL GET THE HOME YOU WANT AT A PRICE THAT IS FAIR in a tough competitive market.  1) Have your financing in order prior to looking at homes. 2)Work with A Qualified Local Real Estate Professional 3) Ask for comparisons of homes similar to the ones you like which have recently sold. So you have a thorough understanding of the current market prices and price trends. 4) Be prepared to Act fast when you find the one you want-write an offer right away. 5) Follow through on the conditions of the Contract promptly.  Inspections, surveys, and other conditions to financing.   FINANCING: Most buyers begin looking before they know what they are really afford.  Most banks have loan officers who will help you for free in determining what you b... 06/22/2011

WHY PRICING IS NOT RANDOM-  LOOKING CLOSELY AT ST CLOUD FLORIDA HOMES - When contemplating a home purchase it is important to analysis how the previous sales will impact your purchase price.   The typical question a buyer will ask is:  "How much do you think it is worth?"  Value is subjective. And value changes with market conditions. In a rising market we saw "values" jump at abnormally high intervals without justification other than extraordinary buyer demand. This was the "boom".  Subsequently values began to decline sharply when buyer demand diminished.  In the period following the boom rapid declines were measured leading to the Real Estate Bust St Cloud Florida Homes show: How much a property is worth is measured by Previous Sales, Buyer Demand, and Number of  Recent Sales. In the... 06/15/2011

A PIECE OF PARADISE-BAY LAKE RANCH UNIQUE EQUESTRIAN ZONED COMMUNITY- ST. CLOUD FLORIDA 34771 OSCEOLA COUNTY REAL ESTATE. What makes Bay Lake Ranch Unique?  There are very few equestrian communities remaining in Osceola County Florida-particularly in the St. Cloud-Kissimmee Area. A community of custom built homes, with no home owners association, which is well kept, peaceful, yet close in proximity to the Lake Nona Medical College, Orlando, Melbourne, and Disney. THE UNIQUESNESS OF BAY LAKE RANCH IS MORE ABOUT WHAT IT IS NOT: It is NOT your typical subdivision.  There are no sidewalks, community fitness center, community pool, or clustered living.  If you are looking for a cookie cutter community- this is not it.  If you are looking for an overbearing and super restrictive Home Owners A... 06/13/2011

A LOOK AT VACANCY RATES IN MY MARKET OF KISSIMEE ST CLOUD FLORIDA TELLS AN INTERESTING STORY.  Vacancy rates are up, over the past few weeks, evident by the incentives complexes are offering to attract potential renters.   This time of the year often signifies changes in the rental market. With the end of school looming just around the corner and snow birds retreating back to the home states, it is not unusual to see more competition in the rental market this time of the year.  The median price for a 3 bedroom home for rent in St. Cloud Florida  is $950-$975 or about .67 cents per square foot. Apartments Vs Homes as Rentals It really depends on your lifestyle.  Rental homes generally offer more ammenties such as a private yard, porch, or private pool.  STYLE IS AN INDIVIDUAL PREFERENCE ... 05/31/2011

HOME WARRANTIES- WHY SHOULD YOU HAVE ONE?  3 GREAT REASONS - There is a lot of mystique surrounding Home Warranties. Truth is most buyers underestimate their value greatly. At the time you purchase a home; you have 30 days following the purchase to consider adding an additional layer of protection to your home.  A Home Warranty. Important Components are generally covered; including:  Electrical,  Heating & Cooling  Roofing   Plumbing.  A good home inspection will let you know if those components are in proper functioning order; but they in no way, are predictors of future problems entirely. Anything can happen at anytime...then what? That is where the added layer of protection a Home Warranty provides comes in. Most have a reasonable deductible, and will cover all major repairs or repla... 05/21/2011