Saint Cloud, FL Real Estate News

By Allison Stewart, St. Cloud Fl Realtor, Osceola County Real Estate 407-616-9904
(St.Cloud Homes )
So You want to be a Kissimmee or St cloud Florida homeowner?... There are many benefits to owning a home.  Mortgage Loan Interest, Property Tax Deductions, Improvements which may be tax deductible,  Hazzard Insurance deduction are all some of the benefits.  Add in pride of ownership, stability, and sense of accomplishment that you have transitioned from renting to owning. Yes, there is added responsibility, but with home prices at all time lows, there is also future equity to be earned if you buy right, and make yourpayments on time. As e all know the current Real Estate Market prices and historically low interest rates make this an ideal time to enter the Housing Market. 3 Important things you need to know.1) If you are financing, the minimum credit score is 720. Financing is avilable ...
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By Allison Stewart, St. Cloud Fl Realtor, Osceola County Real Estate 407-616-9904
(St.Cloud Homes )
     Hurdicales: Are a combination of hurdles and obstacles. Imagine a relay race. Is what I tell Buyers and Sellers looking to buy or sell their Kissimmee St Cloud Florida homes. The first hurdicale is getting the proper loan Pre-Approval from a buyer. Because without that, you have a long gamut of obstacles to closing. Reluntant Buyers who are unable or unwilling to get a Letter of Pre-Approval make overcoming the other Hurdicales nearly impossible. This is especially true in the competitive area of Kissimmee St Cloud Florida where I sell homes. Imagine a relay race. There are several members to a team. The baton is the Pre-Approval Letter. We really get get running without one. So the Loan Officer is the first leg of the realy race. Once The Buyer passes off the Letter of Pre-Approva...
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By Allison Stewart, St. Cloud Fl Realtor, Osceola County Real Estate 407-616-9904
(St.Cloud Homes )
7 Reasons A Kissimmee St Cloud  Florida Home Should be on Your Holiday List. How about prices. Homes in St. Cloud are affordable. Thinking now may be a great time to relocate to Florida and pick up a great deal on a well priced St Cloud or Kissimmee Florida home? Moderately priced homes for Buyers, and investors. St Cloud Kissimmee Florida Buyers are getting a better selection. Search St Cloud Fl Kissimmee Homes for sale here for free Mortgage rates- still hovering around 4% Florida the last time I checked still has great weather, no hurricanes in 5 years. Average temperature in winter, 80 degrees. St Cloud Florida and Kissimmee Florida vacation homes are still very affordable.   GOLF. Need I say more? The real secret here is inexpensive courses are very good in Florida because grass gr...
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By Allison Stewart, St. Cloud Fl Realtor, Osceola County Real Estate 407-616-9904
(St.Cloud Homes )
LOOKING FOR SNOW IN FLORIDA?  We have it in Harmony Florida WINTER FESTIVAL AT HARMONY No Winter Festival would be complete without a few tons of Florida Snow! Harmony Florida is hosting a winter festival on December 17 from 10-2. Admission is Free.  Located off Hwy 192, just 7 miles east of Hwy 15 (Narcoosee Rd)            The "Town" of Harmony features a wonderful assortment of rides, foods, crafts, and a mountain of snow. Come for the day and you will want to live in Harmony- a beautiful community set on 11,000 acres featuring two fresh water lakes. Read More  Eco friendly and affordable homes are for sale here too. While there, you may want to plan on seeing some really well priced Harmony Florida Homes- we can even set up the showings for you in advance of your visit. Whether Buyin...
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By Allison Stewart, St. Cloud Fl Realtor, Osceola County Real Estate 407-616-9904
(St.Cloud Homes )
 Kissimmee-St Cloud Florida Homes- Why Buy Homes  Here? Why Buy  homes here?  Value is the main reason Kissimmee -St Cloud Florida Homes For Sale are selling. Kissimmee St Cloud is geographically convenient to all the attractions without the tourist traffic most locals dread. Located southeast or Orlando, and within close proximity to the Orlando International Airport. Yet it is near the hub of the attractions such as Disney, SeaWorld, The Wizzarding World of Harry Potter at Universal Studios, Beautiful sprawling, sun soaked sandy Beaches on the Space Coast, and within a short drive to St. Augustine America's Oldest City and Daytona for Nascar fans. St.Cloud Florida was established in 1909 as a City. There are still many St. Cloud Florida Historic Homes which dot the tree lined State St...
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By Allison Stewart, St. Cloud Fl Realtor, Osceola County Real Estate 407-616-9904
(St.Cloud Homes )
6369 Bonnie Court-St. Cloud Florida  Florida Vacation Homes have never been so affordable. If boating or fishing is your passion. it will be easy to picture yourself, soaking up the sun in this lovely St. Cloud Florida home.  This gem is located on a cul de sac, with a view of East Lake Toho which is just steps away. It backs onto a canal, and has a private boat dock so fishing is at your fingertips. Beneath the majestic oaks, and year round summer skies, you will delight in the easy to maintain  3 bedroom 2 bath block home, which offers a large spacious floorplan, ceramic tile main walkways and flowing floorplan.     Dreaming of Your next Florida Home?   How about this wonderful St Cloud Fla waterfront home?   Love to fish?   Cast your line on this great home.   You own private St Clou...
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By Allison Stewart, St. Cloud Fl Realtor, Osceola County Real Estate 407-616-9904
(St.Cloud Homes )
What To Consider When Buying a Kissimmee/St Cloud Rehab Property When buying a Kissimmee/St Cloud rehab home the property location, condition, age and after repair value should also be considered. A higher end home will yield a greater return-even if the repairs needed are more extensive.   We sold this lovely 3/2 St Cloud Fl home featuring its ideal location. Just 2 blocks from the beautiful St. Cloud Lakefront.   The couple who purchased it, loved the location.  Over time, they remodeled the kitchen and the bathrooms.  The location is what sold them.  A good long term investment.   Lower end Kissimmee/St Cloud homes have a maximum value; regardless of how much money you spend, a low end home, may not yield the best return on investment. This an issue that Kissimee/St Cloud home buyers...
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By Allison Stewart, St. Cloud Fl Realtor, Osceola County Real Estate 407-616-9904
(St.Cloud Homes )
 The economic downturn has forced many homeowners to put off costly repairs, and even routine maintence due to lack of disposable income.  Often these simple things, are the ones that end up costing you thousands of dollars in terms of sales price; especially in hard hit Florida where housing values tanked and have been very slow to recover. SEVEN CHEAP AND EASY THINGS YOU CAN DO TO ENHANCE HOME VALUE RAKE OUT THE AREAS AROUND YOUR TREES.            Enhancing the overall curb appeal of your home, is a signal  to potential buyers that the home is well cared for.             This begins the moment they pull up to your curb.            Creating a circle around the base of the tree gives it a much more manicured appearance.  Mulch is less than $4.00 a bag and will enhance the homes appearan...
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By Allison Stewart, St. Cloud Fl Realtor, Osceola County Real Estate 407-616-9904
(St.Cloud Homes )
ARE YOU INHERITING A HOUSE OR A HEADACHE?  As babyboomers age; many have invested in Real Estate.  Most own their homes outright and are mortgage free. But when your loved one has departed are you inheriting a St.Cloud  Kissimmee florida house or a headache?     Estate have become more complex. The transfer of your Kissimmee-St.Cloud Florida home, if it is mortgage free is relatively simple.   Transfers prior to death, can be done by a Quit Claim Deed. Typically this is between family members; or in some cases a divorce.  The grantor relinguishes their rights to a specific property and conveys no guarantee of clear title to the receiving party (Grantee).   In cases where no mortgages exist and the transfer is between family members a Quit claim Deed will effectively transfer ownership s...
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By Allison Stewart, St. Cloud Fl Realtor, Osceola County Real Estate 407-616-9904
(St.Cloud Homes )
Bay Lake Ranch Real Estate-St. Cloud Florida 34771-   Nestled in the quiet countryside is perhaps Central Florida's best kept secret. Bay Lake Ranch in St. Cloud Florida.  This unique community, is comprised on Estate Homes on acreage, located just minutes from most major corridors and arteries leading to Orlando. Homes are all custom built. It is zoned for equestrian use (you can have a horse) and perhaps the best things about it is: No Homeowners Association.  Homes here are well kept.  The large lots (from 1-8+ acres) provide residents with ample room to roam.  Each property is distinctive. There are a variety of styles of custom built homes here as well.  It is a sprawling community.  Located on the east side of St. Cloud,Florida  away from the tourist hub, yet convenient to shops r...
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By Allison Stewart, St. Cloud Fl Realtor, Osceola County Real Estate 407-616-9904
(St.Cloud Homes )
WONDERING WHAT TO DO IN ST.CLOUD FLORIDA FOR THE 4TH OF JULY? The early morning hours are the perfrect time to start your 4th of July Celebration at the fabulous St. Cloud Florida lakefront- Drift above the sparkling waters  of St. Cloud Florida's  East Lake Toho- an 11,000 fresh water lake and the center of activites for the 4th of July Celebrations. There will be classic cars, carnivals rides, food vendors, a beer garden, and plenty of fun for all. While therem sign up fo rthe wife carrying race- or how about the bed races? St. Cloud Florida fireworks are local favorite you will not want to miss them!
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By Allison Stewart, St. Cloud Fl Realtor, Osceola County Real Estate 407-616-9904
(St.Cloud Homes )
WHY IS THIS BUYER SMILING? SHE KNOWS THE  5 THINGS THAT WILL GET THE HOME YOU WANT AT A PRICE THAT IS FAIR in a tough competitive market.  1) Have your financing in order prior to looking at homes. 2)Work with A Qualified Local Real Estate Professional 3) Ask for comparisons of homes similar to the ones you like which have recently sold. So you have a thorough understanding of the current market prices and price trends. 4) Be prepared to Act fast when you find the one you want-write an offer right away. 5) Follow through on the conditions of the Contract promptly.  Inspections, surveys, and other conditions to financing.   FINANCING: Most buyers begin looking before they know what they are really afford.  Most banks have loan officers who will help you for free in determining what you b...
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By Allison Stewart, St. Cloud Fl Realtor, Osceola County Real Estate 407-616-9904
(St.Cloud Homes )
WHY PRICING IS NOT RANDOM-  LOOKING CLOSELY AT ST CLOUD FLORIDA HOMES - When contemplating a home purchase it is important to analysis how the previous sales will impact your purchase price.   The typical question a buyer will ask is:  "How much do you think it is worth?"  Value is subjective. And value changes with market conditions. In a rising market we saw "values" jump at abnormally high intervals without justification other than extraordinary buyer demand. This was the "boom".  Subsequently values began to decline sharply when buyer demand diminished.  In the period following the boom rapid declines were measured leading to the Real Estate Bust St Cloud Florida Homes show: How much a property is worth is measured by Previous Sales, Buyer Demand, and Number of  Recent Sales. In the...
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By Allison Stewart, St. Cloud Fl Realtor, Osceola County Real Estate 407-616-9904
(St.Cloud Homes )
A PIECE OF PARADISE-BAY LAKE RANCH UNIQUE EQUESTRIAN ZONED COMMUNITY- ST. CLOUD FLORIDA 34771 OSCEOLA COUNTY REAL ESTATE. What makes Bay Lake Ranch Unique?  There are very few equestrian communities remaining in Osceola County Florida-particularly in the St. Cloud-Kissimmee Area. A community of custom built homes, with no home owners association, which is well kept, peaceful, yet close in proximity to the Lake Nona Medical College, Orlando, Melbourne, and Disney. THE UNIQUESNESS OF BAY LAKE RANCH IS MORE ABOUT WHAT IT IS NOT: It is NOT your typical subdivision.  There are no sidewalks, community fitness center, community pool, or clustered living.  If you are looking for a cookie cutter community- this is not it.  If you are looking for an overbearing and super restrictive Home Owners A...
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By Allison Stewart, St. Cloud Fl Realtor, Osceola County Real Estate 407-616-9904
(St.Cloud Homes )
A LOOK AT VACANCY RATES IN MY MARKET OF KISSIMEE ST CLOUD FLORIDA TELLS AN INTERESTING STORY.  Vacancy rates are up, over the past few weeks, evident by the incentives complexes are offering to attract potential renters.   This time of the year often signifies changes in the rental market. With the end of school looming just around the corner and snow birds retreating back to the home states, it is not unusual to see more competition in the rental market this time of the year.  The median price for a 3 bedroom home for rent in St. Cloud Florida  is $950-$975 or about .67 cents per square foot. Apartments Vs Homes as Rentals It really depends on your lifestyle.  Rental homes generally offer more ammenties such as a private yard, porch, or private pool.  STYLE IS AN INDIVIDUAL PREFERENCE ...
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By Allison Stewart, St. Cloud Fl Realtor, Osceola County Real Estate 407-616-9904
(St.Cloud Homes )
HOME WARRANTIES- WHY SHOULD YOU HAVE ONE?  3 GREAT REASONS - There is a lot of mystique surrounding Home Warranties. Truth is most buyers underestimate their value greatly. At the time you purchase a home; you have 30 days following the purchase to consider adding an additional layer of protection to your home.  A Home Warranty. Important Components are generally covered; including:  Electrical,  Heating & Cooling  Roofing   Plumbing.  A good home inspection will let you know if those components are in proper functioning order; but they in no way, are predictors of future problems entirely. Anything can happen at anytime...then what? That is where the added layer of protection a Home Warranty provides comes in. Most have a reasonable deductible, and will cover all major repairs or repla...
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By Allison Stewart, St. Cloud Fl Realtor, Osceola County Real Estate 407-616-9904
(St.Cloud Homes )
RELOCATING TO KISSIMMEE-ST.CLOUD, FLORIDA, ST.CLOUD HOMES & LAND, LLC  Relocating to Florida? Kissimmee-StCloudflHomes.com is a great resource for useful information in making your transition an easy one.  Newcomers to Central Florida, need special assistance getting their bearings. St.Cloud Homes & Land, LLC offers a FREE resource guide containing all the important phone numbers you will need to get settled in beautiful Kissimmee-St.Cloud Florida.  Contact our office and ask for your FREE Guide to Osceola County, Florida or visit our website at www.kissimmee-stcloudflhomes.com and we will be happy to assist you. Florida attracts over two million national and international vistors a year. With beautiful pristine beaches, the Florida Space Coast, Disney, Universal, Seaworld, Epcot, Anima...
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By Allison Stewart, St. Cloud Fl Realtor, Osceola County Real Estate 407-616-9904
(St.Cloud Homes )
LEARNING THE ROPES OF HOME BUYING- Most first time home buyers are not sure where to begin; but 87% of them will start on the Internet. Another 30% drive through various communities, and make call sign calls to various agents on homes they see are for sale.   Few agents use "Sale Pending" signs at least in my area of St.Cloud Kissimmee Florida. First time home buyers often find out too late the home they liked on the drive by is already off the market or "pending" which mean it has a contract on it. Knowing how the Real Estate business works can save you lots of headaches down the road and help you avoid conflicts between agents and agencies.  Real Estate is a commission based profession. LEARNING THE ROPES OF HOME BUYING  1) "KNOW BEFORE YOU GO" Getting Pre-Approved for a Home Loan.   ...
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By Allison Stewart, St. Cloud Fl Realtor, Osceola County Real Estate 407-616-9904
(St.Cloud Homes )
IS BANKRUTCY REALLY THE BEST OPTION IN A SHORT SALE?  A Short Sale occurs when a property owner suffers a hardship, preventing them from keeping current on making their mortgage payments. There are several reasons a financial hardship can and does occur. Loss of employment, divorce, reduction is wages, or medical expenses are just a few.  More times than not, the property is no longer worth what is owed against it.   A Short Sale can be applied for; based on the hardship. If the home is your primary residence some lenders may qualify you for depending on your particular set of circumstances. There has been major attention focused on lenders and new legislation put in place which may benefit you. But in cases where the property is an Investment Property most often the Lender's Investor w...
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By Allison Stewart, St. Cloud Fl Realtor, Osceola County Real Estate 407-616-9904
(St.Cloud Homes )
TO FEE OR NOT TO FEE- SHOULD REAL ESTATE BROKERAGES PAD THEIR COMMISSIONS?  THAT IS THE QUESTION.  Real Estate business models vary widely.  Some large nationwide franchises do in fact add additional fees which are passed along onto customers.    They go by different names such as "Legal Compliance fee" or "Administrative Fee" or "Transaction Fee" but in almost all cases provide no real benefit to consumers.   They do however add additional cost.  Depending on the individual franchise, the fee can range from $225.00-$295.00 per transaction. OUCH! It is not illegal- but, do consumers really understand what they are contracting for?    In most cases the answer is "No". A disclosure is generally provided to the party hiring a brokerage which charges additional fees; outlining the cost of t...
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