Panama City FL Report Card, November 2007 Keller Williams Success Realty Sales number for Panama City, FL for November 2007The Panama City Florida market is still alive and well as witnessed by our sales numbers for the year.  To date, we have sold in excess of 1.5 BILLION dollars in residential real estate, not including commercial real estate.  Now is the time to buy in Panama City, while interest rates are low and prices have seemed to bottom out. Below are the November sales numbers: Sales: 336 closed unitsSales volume:  $72,325,340Average sale price: $215,254 To find out the value of your home in today's market:  www.panamacityhomevalues.comTo search ALL listings in Bay County or Panama City: www.knowpayneknowgain.com 12/10/2007

Cherokee Heights Report Card, Panama City, FL Keller Williams Success RealtyCherokee Heights continues to be a very hot subdivision in Panama City, Fl  Below are the number for the year to date:Sales   41 sales ranging from  $182,000 to $280,000   Pending or contingent sales   8                                                           Active properties   13Total number of homes  190To find out the value of your Panama City home, go to www.panamacityhomevalues.com or give us a call at 850-890-0132To view all of the Cherokee Heights homes go to www.knowpayneknowgain.com          12/10/2007

Looking to buy or sell real estate in Panama City, Florida. The Payne Group has your needs covered.  From first time home buyers to the "destination buyer", we have the tools to make your next real estate transaction smooth and trouble free.  Call us today at 850-890-0132Check out our website at www.knowpayneknowgain.com  Sellers: want to know what your home is worth in today's market? www.panamacityhomevalues.com Keller Williams Success Realty  12/05/2007

I have been a bit lazy about keeping up with our local market numbers lately.  Get too busy trying to list and sell and and don't make the time to keep up with the sales numbers.I just took a look at our residential sales in Panama City and Beaches in Bay County Florida.  The reason that  this is important to me is that I want to be able to tell the people that I meet that the market is not bad here.  So here goes, our local market has produced 5516 sales as of 11/18/07 with a grand total of $1,427,353,494 , yes that is 1.4 billion (with a B).  That to me is not the horrible market that many seem to think it is. What does your local market look like so far this year? 11/18/2007

Some background...We relocated from California to Panama City several years ago after owning a vacation home.  We loved coming here for vacation and decided Panama City was where we wanted to be.  We left our jobs in California, packed our bags, bought a new home and started a new business (Real Estate).One thing I miss terribly though is having a dog park in our neighborhood.  In California, there were many free dog parks in many communities and I loved taking our dogs to one close to our home.  It was a great opportunity to not only meet new people, but also to keep our dogs social and friendly.  And they loved it!I've only been able to find one dog park locally and it charges a fee for each dog.  I would think that an area as picturesque and rural as Panama City would have something ... 11/11/2007

ATTENTION SELLERS!!!!!!!!!!   The Payne Group is growing and we need listings.   We offer a free comparative market analysis at www.panamacityhomevalues.com .  Our team is comprised of specialist so we always have the right person for the job.  Our listing specialists know the market and know what it takes to get a quick sale in today's market.   We take the time to find out your wants and needs and tailor a marketing program around you.  Our buyer specialists only work with buyers.   They know how to ask the right questions, and how to find exactly what you want and need.  This saves you valuable time when searching for your home, time that you can spend doing the things you enjoy.  To start your home search go to www.panamacityhomeshopping.com and input your information or call 850-89... 10/31/2007

Wondering what your home is worth in today's market.  Despite all of the negative attempts by the media to kill the real estate market, you may be surprised that you do have equity in your home.  A few things to determine if you may have equity in the home.....  How long have you lived in the home?   If you have lived in the home less than 2 years, you probably don't have any equity.   Have you taken a second mortage on your home?  If so, you have already "cashed out" on the home.   We have a website  www.panamacityhomevalues.com  for those that are interested in finding the value of their home.  It is a free service that works hand in hand with our main site www.panamacityhomesource.com  .Buyers and sellers alike will benefit from www.panamacityhomevalues.com since both will want to kn... 10/29/2007

The Cherokee Heights neighborhood in Panama City is one of the best selling neighborhoods in Bay County.  There are just under 200 homes in Cherokee Heights.39 homes have sold, 5 are pending. 18 homes are currently for sale.Prices range from 199,000 to 265,000.The average home price is just over 227,000 and the average square foot price is 144.00.To find out more about this great neighborhood, go to www.panamacityhomesource.com or call 850-890-0132 10/28/2007

Know anyone moving to Tyndall Airforce Base in Panama City, FL.  Our buyer specialists and preferred lenders are very knowledgable in VA fianacing. We know the market and know the popular areas for military families.  You can view all of the Panama City listings at www.panamacityhomesource.com .  Give us a call at 850-890-0132.Our team is dedicated to assisting you with finding your home, assisting you with choosing the best lender for your VA financing, and providing you with all of the real estate information that you need to make and informed decision.  We know the neighborhoods convenient to Tyndall Airforce Base as well as shopping, restaurants and recreation to make your move as easy and stress free as possible.  Visit our other website at www.knowpayneknowgain.com for more inform... 10/17/2007

LYNN HAVEN'S BEST KEPT SECRET!! This unique property is ideally located on Baldwin Road just west of Highway 77 and close to all in town amenities. These custom built townhomes are a one of a kind value in Bay County. All models feature beautiful hardwood floors, custom Cherry wood cabinets, granite countertops, ceramic tile floor, 9 foot ceilings and crown molding and a full kitchen appliance package. For those relaxing moments, there is a large screened in patio area out back. Community center is centrally located with a pool and a stocked pond. GREAT INVESTMENT OPPORTUNITY! This Lynn Haven development qualifies for rural development loans with 100% financing available. Call today for your private viewing. Pets are always welcome!!!!! We have several units available.2 bed, 2 .5 bath  ... 09/28/2007

 This is the latest article from the Airport authority on the new Bay County International Airport coming to Panama City Beach! This is what we have been waiting for!!!! NEWS RELEASE Panama City - Bay County International AirportMedia Contact:Randy CurtisAirport Executive Director(850) 763-6751 ext. 203 PANAMA CITY - BAY COUNTY INTERNATIONAL AIRPORT  RECEIVES FINAL FEDERAL PERMIT NEEDEDFOR AIRPORT RELOCATION   Airport Relocation Project Enters Construction Phase  Panama City, Florida - (August 16, 2007) - The Panama City - Bay County International Airport and Industrial District (Airport Authority) announced today that its airport relocation project is entering the construction phase now that the U.S. Army Corps of Engineers has issued the final necessary federal permit, completing the ... 08/16/2007

All of us need to stay healthy to to well and acheive success!    Everyday, we make dozens of small choices that affect the health of our body and mind.  By making smarte decisions daily if will payoff. 1. Eat Well       2.  Be Fit,   3.  Think positiveBe Healthy!!! 03/06/2007

This article gives great insight in my opinion to the market, we have seen an increase in home sales personaly over the past 3 months, Portfolio Strategy Housing Boom! Kenneth L. Fisher 02.26.07, 12:00 AM ET Don't buy it. For months now the debate has been over whether America will have a hard landing or soft landing, the answer hinging on how big 2007's housing disaster turns out to be. Well, there won't be any housing disaster. We won't have a landing at all, soft or hard. Right now the U.S. and global economies are both accelerating. You can see right through the housing crash story by looking at the prices of housing stocks. The market knows what the economic worrywarts do not, which is that the housing sector is already making a comeback. In the last six months housing stocks are u... 03/06/2007

 Homeowner's insurance Law should bring savings By David Royse The Associated Press TALLAHASSEE Homeowners could see average property insurance savings ranging from around 10 percent in the Panhandle to more than half the cost of their policy in South Florida because of a new law, state insurance officials said Thursday. Statewide, homeowners with private insurance will see cuts of about 24 percent on average because of the law, the Office of Insurance Regulation said. After two years of extensive hurricane damage, Floridians have seen their property insurance rates double and triple. That led the Legislature to pass a sweeping new law in January that seeks in large part to give insurance companies more access to cheaper backup coverage, with the savings to be passed on to customers. In... 03/05/2007

from Florida Realtor Magazine, March 2007 | page 64Hometown HeroMaking a Difference in a Child's LifeRealtor® serves as a court-appointed advocate for Bay County minors.When Jennifer Bowman delivered a huge bag of toys and gifts to several needy children at Christmastime, she realized that she got as much joy out of it as they did. She was thrilled that the youngest child got a bike-and pleased that the 17-year-old boy in the group wasn't left out."Not many people donate items for older kids," says Bowman, a sales associate with Shimmering Sands Realty in Panama City Beach. "One of the companies in town gave him a $250 gift certificate for the mall and a $125 Best Buy gift certificate."The holidays were especially happy for the 17-year-old, says Bowman. Her work was done. He would be le... 03/03/2007

Many people know that Real Estate investing can be lucrative. Yes it is risky but if you follow the notion of  "nothing ventured nothing gained" then real estate investing just may be the ticket for you. It is my passion and my job to help people find the perfect property on the panhandle. Whether you choose to purchase a beach-front condo or acreage for a development I will promise you that I will not stop until I help you find what you are looking for. I truly enjoy what I do and my enthusiasm shows. The next few paragraphs will give you an idea of where I live, work and play. I hope you enjoy! If you are new to investing let me share with you some information for you to read and later ponder. This article that was posted on CNNMoney.com was written by Business 2.0 magazine. http://mo... 12/26/2006