If you know of a Home owner with a Chase mortgage here is the website if they need help because they can no longer afforded there mortgage payments. You download the forms and follow the instructions. https://www.chase.com/chf/mortgage/keeping-your-home 11/09/2009

I am on my way out to show houses.  This first time home buyer has been actively looking for a house for over 2 months in a 5 mile radius of Palm Bay. She has realistic expectations.  She and her husband aren't looking for a home that is out of the ordinary. She'd like a 3 bedroom, 2 bath, 2 car garage about 1500 square feet of living. In the under $125K price range she should be able to find what she is looking for. She is an FHA buyer, so to stay within FHA guidelines the home she chooses must have a newer roof, newer A/C unit, some type of heat, a stove, no broken windows, and if it has a pool it can't look like a swamp monster lives in it.  Easy right? Well, maybe not right now. We have looked at every house in her price range in the area she would like to live.  Many are short sale... 10/31/2009

    Teal is the New Green: EXIT Realty Announces Alliance with EcoBroker® International EXIT-EcoBroker designation denotes "green" expertise for consumers The green real estate movement is today's mantra for everything from energy-efficient appliances and toxin-free building materials to all-natural cleaning supplies or water-saving products.  Everywhere we turn, marketing screams for our lives to "go green!"  Whether it's the bag you pack your groceries in, separating recyclables before putting out the garbage or checking the tags on what you buy to ensure it's organic, day-to-day living centers around being - or quickly becoming - eco-friendly. With that in mind, EXIT Realty Corp. International announced today the launch of its green initiative, "teal is the new green",  which include... 10/05/2009

WOW!!!  Mortgage rates are at there lowest levels in THREE Months.  A 30-year fixed-rate mortgage average 5.12%. Last week the average was 5.29%. This time last year a 30 year Fixed-Rate- Mortgage averaged 6.47%. The 15-year Fixed- Rate mortgage averaged 4.56% down from 4.68% from last week. A year ago at this time the 15 fixed-rate-mortgage averaged 6.00% Low mortgage rates are helping to reinforce the housing market. New construction on single-family homes rose for the fifth consecutive month in July 2009. This is the most since October 2008. This is great information for all buyers and sellers currently in the market place. Buyers need to buyer at these great mortgage rates and sellers will be able to sell faster with great mortgage rates. Everyone is a winner!!!!! 08/24/2009

 Most  consumers are afraid of finding out there credit score for fear of it being bad. To understand what drives your credit score take this short quiz. This will help you understand your credit profile. 1. To have a credit score you must have at least one creditor reporting activity on your credit report for :      a) 3 months  b)  12 months  c) 6 months 2.  What is the top contributing factor to a good credit score?       a) Amount you owe  b) Payment history  c) Length of credit history 3.   What can a credit score tell a lender?       a) Tell if I make my payments  b) Predict the likeliness that I will repay my loan on time       c) Compare me to other 4. To have the best credit profile impact what is the maximun amount of your monthly credit line you should use?       a) 25%    b)... 07/13/2009

I hope that today families are spending time together this Memorial Day. It's a reminder that summer is almost here. The weather here is gorgeous, and we are looking forward to a wonderful couple of months. There are so many things to do here in Brevard County Florida and in the surrounding areas. Florida is full of theme parks; Walt Disney World's Magic Kingdom, Animal Kingdom, MGM Studios, Epcot Center, Universal Studios, Islands of Adventure, Wet 'n Wild, and the list goes on and on.  These are located in Orlando, just about 40-50 minutes from Melbourne.  We have beautiful beaches on the east and the west coast of the state, with water skiing, jet skiing, parasailing, surfing, swimming, and fishing. There are so many great reasons to come to Florida for your summer vacation. We cert... 05/25/2009

Here in Brevard County its estimated we have in excess of 9000 foreclosed homes on the market.  I can't help but wonder, if one's credit is bad due to the foreclosure, where do you go, and how are you able to pass the credit check if you're going to become a renter?  I can only imagine the stress upon people, who are not only losing their "home" but also losing the roof over their heads.  It can't be pleasant nor easy to hit the road and start looking for a place to go, knowing your credit has been damaged.  I wish only the best to the people who find themselves in this situation.  And hope, that the mortgage companies will finally come to their senses, and try to work with their clients to keep them in their homes.  Its a win win for both sides, but so far the banks haven't been intere... 02/28/2009

Denise Shockey | RE/MAX Absolute | 321-446-4994 3585 SE BAYSIDE LAKES BLVD Palm Bay FL Bayside Lakes Commercial District Building for Sale Retail/Commercial offered at $1,489,000 Year Built Unspecified Sq Footage 10,034 Floors 1 Parking Uncovered spaces Lot Size Unspecified Maint $0 per month DESCRIPTION Fabulous Location. Multiple possiblities. This building is located in the heart of the Bayside Lakes Commercial District. Portion of building was Snapper's Seafood Restaurant. Some restaurant equip remains, inventory list available upon request. Other portion of building currently a shell finish. see additional photos below PROPERTY FEATURES Use: Entertainment , Food/Drink , Office , Retail 50 Parking Spaces LOCATION FEATURES Main Street Near Golf Course ADDITIONAL PHOTOS Seller contac... 01/08/2009

Have you just moved, or are you thinking of relocating to Palm Bay Florida with your pets?  We met some really great people at Double R Discount Pet, Farm & Ranch Supply.  Palm Bay Florida has many areas for horses and other farm animals to roam, so Michelle's discount prices will be a benefit.  One thing that stood out to us about Double R Discount Pet, Farm & Ranch Supply is that they are a local family owned business, and they want to help meet your needs.  They have a really nice online catalog that you can look at here.  The store is located at 5156 Minton Road NW, Palm Bay Florida. Call Michelle for advice or questions at 321-837-1625, or toll free at 866-325-7779.  She would love to help you with your pet needs! We love to partner with and support our local businesses, and hope y... 12/06/2008

Goode Park is located here in Palm Bay Florida. It is a breathtakingly beautiful place to spend a Saturday afternoon.      Bring your boat!   Bring your fishing pole and your sunscreen. Bring your camera.   And remember to slow for manatees.   Goode Park is located at 1300 Bianca Drive NE In Palm Bay Florida There are picnic tables and grills and restrooms also available at the park.   11/04/2008

Homes Just Sold in Palm Bay Florida This home was a Fannie Mae owned property that the new buyer recently purchased for $79,000 here in Palm Bay Florida. This is a 3 bedroom, 2 bath home, approximately 1300 square feet of living.  It has 2 separate driveways, a separate work/storage area and a swimming pool. Homes in Palm Bay are becoming more and more affordable in today's competitve real estate market.   Note: This home was offered through sale through the Melbourne Area Association of Realtors Multiple Listing Service through a company here in Brevard County Florida.  Our company, M & M Real Estate, brought the buyer to this transaction.   Visit my website at www.SandyShoresMelbourne.com   10/26/2008

Today in Palm Bay Florida here in Brevard County there are currently over 1000 houses sitting empty. Most have been foreclosed on.  Many of these are providing excellent buying opportunities for smart, savvy customers.  Some are being purchased at pre-2005 prices.  Others are just sitting, empty.  Some are eyesores and are creating a neighborhood nuisance. Brevard County has been give $10.55 million and the City of Palm Bay gets about $5.28 million of those funds. The hope is to help move some of these properties off the market, and into the hands of caring new owners or new tenants. Brevard County Housing and Human Services believes that the need lies in more single family rental homes being made available to those that have lost their homes due to foreclosure. The funds have been appr... 10/15/2008

MLS#  310670882 WATEROAK DR NEPALM BAY, FL 329054689Offered at: $750  882 WATEROAK DR #882, PB Bermuda Walk - Beautiful and conservative little neighborhood. HOA Tenant application and approval mandatory (Additional $75). Two pets are permissible with an increase in the security deposit. Rent: $750 for 1-year, $950 for 6-mo Steve Neville Broker-Property Manager Aamerican Property Management 144 Ocean Terrace Indiatlantic Fl, 32903 Cell-321-693-8026 Fax-321-724-5380 Email Me 09/14/2008

Palm Bay Palm Bay is a growing community of approximately 100,000  that sits just south of Melbourne and in the Southeast portion of Brevard County or , “The Space Coast.”  It includes large tracts of land both east and west of I-95, some frontage on the Indian River Lagoon (which is the ICW or Intracoastal Waterway), and on the east shades into adjoining (and currently more rural) residential areas of Malabar, Grant, and Micco extending south to Sebastian.   The whole area is basically new and is growing at a rapid pace. It’s a young city with an average age of 37 and an average household income over $40,000. New home construction at affordable prices is popping up everywhere.  As of August 2005 there are some new homes and condos for under $200,000. Palm Bay represents not just good r... 09/14/2008

Did you know that Palm Bay Florida is the 25th fastest growing city in the United States? Palm Bay, here in Brevard County has reached the 100,000 resident mark!  These numbers are determined by the number of utility hook ups in the city. Palm Bay's population is reviewed on a monthly basis, so the city can determine what additional services are needed.  Currently, they are working on road widening projects to help making getting around a bit easier. Palm Bay is one of Brevard County's largest and continually growing communities. Spanning from the Indian River to far west of Interstate 95, Palm Bay covers 65 miles and is Florida's sixth largest city. More than 88,500 residents call this community home. In addition to being one of the largest cities in Florida, Palm Bay also is home to o... 09/08/2008

Melbourne Home Staging, LLC Call today for the best prices in Brevard with the most experienced Home Stager in Brevard Once you have placed your home on the market, it now becomes a product. While on the market, some Realtors say "House Sweet House" instead of "Home Sweet Home".It is still just a house for sale, a new buyer hasn't fallen in love with it yet. You need to show the potential of it being their home. This is where Melbourne Home Staging, LLC begins. We clean, declutter, and rearrange furnishing and decor, showing all the best features of your listing. We only use todays most popular NEUTRAL COLORS. We make you home appeal to the broadest market using correct lighting and furniture placement. Full Service Inventory Affordable Pricing Certified, Licensed, Insured   08/31/2008

Palm Bay Florida is one of Brevard County's largest and fastest growing communities. It is located just south of Melbourne.  It covers land from Indian River to west of Interstate 95. Palm Bay is Florida's sixth largest city. More than 88,500 residents live in Palm Bay. Palm Bay Florida is home to one of Brevard's largest employers - Harris Corporation. Due to Harris' location, many other technology related companies are located here in Palm Bay. Palm Bay has movie theaters, strip malls, convenience stores, and family attractions all within a few minutes drive, Palm Bay has great amenities, like fishing, boating and swimming in the Indian River.  Do you like golfing? Well Palm Bay has that too. Palm Bay has numerous elementary schools, middle schools, and two high schools - Palm Bay Hig... 08/18/2008

My dog, Bailey the Boxer, loves the fresh air of being outside.  So, we let him out every chance we get.  He is very social and loves to meet other dogs.  We take him in the car for regular rides, as he doesn't like to be left out of the family fun.  We love to exercise and play with him.  Then, he's happy! For those of you dog lovers here in Palm Bay Florida, Palm Bay Regional Park has a dog park where you can take your dog to socialize with other dogs.  It is 40,000 square feet of fenced off section, with one area for small dogs and one for large dogs.  Here you can let your dog off leash.  All dogs that enter the park must have a current Brevard County license, with vaccinations up to date.       08/05/2008

I love the smell and fresh air that an upcoming thunderstorm brings. It's almost as if you can feel the entire sky shifting, while taking on a new form.  I prefer to not be on the roads when it's raining or a storm is looming.  Curled up, in the evening with a great movie is the best time for a storm.  I was recently finishing up a day of showing houses in Palm Bay Florida and had to pull over to take pictures of the incredible sky. The sky and the land were completely separated by a black line of threatening clouds.  08/04/2008

Just the thought of selling your home can be mind boggling.  So many things to do, but you're probably wondering, where should I start? Well, let me try to make it a bit easier for you. 1. Get Pre-Approved for a new Home Loan Know where you're going before you consider moving. Research the housing market in the area where you wish to live so that you have a good idea how much it will take to buy a replacement home. Then, find a lender you trust and get pre-approved for another home before you start the selling proces. Start researching at www.SandyShoresMelbourne.com. I can provide you a list of homes or you can search the entire MLS. 2. Check Your Mortgage Payoff Call your lender to find out the payoff for your current home mortgage. 3. Determine How Much the House Is Worth Determine y... 08/03/2008