FHA’s Mortgage Insurance Premium for the Reverse Mortgage…Why do I need it? The Mortgage insurance premium (MIP not PMI) is mandatory on Reverse Mortgages and it’s the main reason the closing costs are as high as they are.  Below is why it is a “necessary evil” so to speak, and is a huge benefit to the Reverse Mortgage borrower and their heirs.   MIP: This guarantees that no one can kick you out of your home, no one can ask you to make payments (until you turn 150 years old, ha ha ha, seriously), and your mortgage amount owed can never be more than your value.  This means if there is a loss when you sell or when your heirs sell, FHAs insurance covers it.  Hence the term, the balance can never be higher than the value.   If you want more info you can see the official links below.  I also... 01/18/2011

    Leaving a voicemail message is like making a short public speech with a distinct objective. Here are some tips to help you convey the right message to your audience:          Plan Your Message: Consider the points you want to make and jot down a few key words. Limit the points to one or two per message.  Get to the Point: A stream of consciousness approach doesn't work. Begin with a purpose. "The reason I am calling is..."  Be Brief: The Octel voicemail system will allow users to leave a three-four minute message (depending on which plan you select) but a voicemail message that is more than one minute is TOO LONG. Try to respect people's time and aim for a 15-30 second message.  Speak Slowly: The listener needs time to process information and write it down. Be sure to pause as you s... 01/17/2011

01/16/2011

Are you interested in purchasing real estate in Royal Oaks? There are great looking properties at very attractive prices. Buying real estate today is much better that it was in 2005 or 2006! You have the time to pick and choose... Miami Lakes is offering wonderful communities for you to consider and Royal Oaks is one of them.   If you need a mortgage to buy your home in Royal Oaks, then you should contact a local mortgage professional. There are a few mortgage brokers or banks locally in Royal Oaks that know the area and properties. Real Estate is a local business. We recommend that you work with professionals that are doing transactions in Miami Lakes. They know the area.   You can start searching today to find the home of your dreams in Miami Lakes can be very easy, visit our company ... 12/29/2010

Now is super time to buy a homes in Royal Oaks located in the city of Miami Lakes. You can find distressed properties which are in foreclosure brand new or resales that offer terrific values. Miami Lakes has a nice option of lovely communities that offer condos, townhomes and single family homes.     Are you going to buy with a Mortgage?.... Interest rates that are very very low. If you would like to obtain a mortgage, we propose that you contact a local mortgage professional that knows the Royal Oaks market. We would be happy to to propose a mortgage professional that can assist you.     Consult with Interinvestments Realty  and we will make your real estate transaction a more pleasant one. Giving the best service is what we strive for and we invite you to contact out offices and test ... 12/22/2010

  Property Information: 6426 Milk Wagon Lane Miami Lakes, FL 33014 Located in Windwill Gate Listing Price $245,000 - Sales Price $225,000 I AM PROUD TO SAY THAT GREEN REALTY'S VERY UNIQUE 4 BED-3BATH LARGE WATER FRONT LISTING IN DESIRABLE MIAMI LAKES WINDMILL COMMUNITY HAS A HAPPY NEW OWNER! I had the pleasure to work with: Incredible sellers who were engaged throughout the entire process. Nydia Marrero with Goodwill Realty who represented the Buyer; Assurance Title LLC handled the closing for the sellers Marianna - Green Realty's Transaction Coordinator.   More pictures and information about this home on the home's exclusive page: 6426 MilkWagon Lane   12/21/2010

Mortgage Bankers of Florida is a Full Mortgage Lender.  A few years back I was between mortgage companies when I received a call from someone by the name of Michael “Mike” Camus.  He is the owner of MCM Holdings, a Wholesale Mortgage Lender dba Mortgage Bankers of Florida, and was trying to recruit me to work for him.  I wasn’t interested because I had just committed to another company, but we kept in touch over the next couple of years. Mike invited me yet again to join his office in June 2008 and made me an offer to get leads, which no one in the industry was offering at the time.  This was the best move I could have made.  Had it not been for joining his company, I don’t know if I would still be in the mortgage business. Mike, Hader “Moodi” Mahmoodi, and I took this program called th... 12/21/2010

I must say... I am pleased to announce I have seen the light at the end of the tunnel. The Miami area real estate market price has stabilized.  Yes...You heard it here first... Now, it is your turn... I am in aw over several recently performed appraisals from unrelated companies, returned to me this month with the great news.  Even some had the greatest news a buyer would want to hear... Your property has appraised higher than the purchase price. Okay let me just tell you... I was already advising my customers of the current market conditions based on what I was experiencing and witnessing in the area.   I would advise them that despite what the media reports we are in balance with the amount of active sales and buyers, stabilizing the home prices.  I have had several individuals ask me... 12/08/2010

Your browser may not support iframes. Please contact embedhelp@retradio.com 11/10/2010

  As of 11/5/2010 Rates on 30-year fixed mortgages edged up this week to an average of 4.24 percent, still close to their lowest level in decades. Rates fell last month to 4.19 percent, the lowest average on records dating back to 1971. The average rate on 15-year fixed loans fell to 3.63 percent this week from 3.66 percent a week earlier.   Rates on five-year adjustable-rate mortgages fell to their lowest level in at least five years. They averaged 3.39 percent, down from 3.41 percent a week earlier. It is the lowest rate on records dating back to January 2005.Please note: The rates do not include add-on fees, known as points. One point is equal to 1 percent of the total loan amount.The average fee for 30-year fixed loans in Freddie Mac's survey was 0.8 point. It was 0.7 point for 1-y... 11/08/2010

  Guess what it is that time of the year again for the Miami Lakes Pumpkin Patch. Pumpkin Patch Opens:  October 9 - 31, 10am - 9pm Where: Miami Lakes United Methodist Church           14800 NW 67th Ave.          Miami Lakes, Fl 33014 The truck containing over 2,000 pumpkins of all sizes and the pumpkins weigh over 43,000 lbs arrives on Friday, 10/8/10 and Friday, 10/15/10 the whole community is welcome to join in an unload the trucks.  Call ahead to let them know you are coming to help 305-821-7274         The whole community is invited for fun and photo opportunities and, of course, the opportunity to purchase pumpkins! The fall festival always has lots of activities for the kids. Last year there was a bounce house, pony rides, face painting, crafts, hamburgers, hotdogs and ice cream.... 09/25/2010

Are you interested in Buying real estate in Miami Lakes, Florida? Have you considered the development called La Hacienda. You can find very nice deals in La Hacienda. This is your chance to make purchase at a fantastic low price. The real estate market in 2005 - 2006 took a dive and it has taken 4 years to stabilize. In many developments / communities in Miami Lakes prices at record lows, in some cases lower than what they have been for 10 - 15 years ago.     Are you going to buy with a Mortgage?.... Interest rates that are very very low. If you would like to obtain a mortgage, we recommend that you contact a local mortgage professional that knows the La Hacienda market. We would be delighted to recommend a mortgage professional that can assist you. Please contact of our real estate Ass... 09/22/2010

Looking to purchase a property in Florida Tropical Estates ?? Are you interested in buying for your personal use, the other is for investment. There are many buyers that are buying today that the prices in Miami Lakes are low and renting them out. Florida Tropical Estates is offers are great location and properties that are desirable. The key is buying at the right price.     Are you going to buy with a Mortgage?.... Interest rates that are very very low. If you would like to obtain a mortgage, we recommend that you contact a local mortgage professional that knows the Florida Tropical Estates market. We would be delighted to recommend a mortgage professional that can assist you. Please contact of our real estate Associates at Interinvestments Realty.  Tel. 305-220-1101     Consult with ... 09/22/2010

Eagle Nest is an great community to live in. You can take advantage of the low real estate prices in Miami Lakes and find a super deal right now. How can you get access to these buying opportunities? The first step is to educate yourself. You can consult with a local realtor. Our agents at Interinvestments Realty  can assist you.   If you need a mortgage to purchase your property at Eagle Nest you need to get pre-qualified, in addition the Bank needs to prequalify the development.. You can get this pre-qualification over the phone. Speak to your Florida bank that is familiar with Miami Lakes. If you are a foreigner and you wish to obtain a mortgage, then we can refer you to a couple of lenders that specialize in financing to foreigners.  But again, make sure that they will finance a pro... 09/22/2010

You can adquire a wonderful property today in Dunnhill Cove at greatly reduced prices. Who would have imagined that that property values in Miami Lakes would be so low? An important number of the transactions are either foreclosures or short sales in Miami Lakes. You have real opportunity to find your new home Dunnhill Cove.   If you need a mortgage to buy your home in Dunnhill Cove, then you should contact a local mortgage professional. There are a few mortgage brokers or banks locally in Dunnhill Cove that know the area and properties. Real Estate is a local business. We recommend that you work with professionals that are doing transactions in Miami Lakes. They know the area.   You can start searching today to find the home of your dreams in Miami Lakes can be very easy, visit our com... 09/21/2010

You can adquire a wonderful property today in Celebrity Point at greatly reduced prices. Who would have imagined that that property values in Miami Lakes would be so low? An important number of the transactions are either foreclosures or short sales in Miami Lakes. You have real opportunity to find your new home Celebrity Point.   If you need a mortgage to buy your home in Celebrity Point, then you should contact a local mortgage professional. There are a few mortgage brokers or banks locally in Celebrity Point that know the area and properties. Real Estate is a local business. We recommend that you work with professionals that are doing transactions in Miami Lakes. They know the area.   Interinvestments Realty has a team of real estate professionals in Miami Lakes that are ready to wor... 09/20/2010

In today's market conditions there are fantastic buying opportunities in purchasing a property in Celebration Point. This is one of Miami Lakes finest communities. The housing inventory has started diminish, and the recovery has started. I have an optimistic perspective. I see it in our office, Interinvestments Realty.  We are selling double than we did last year. There are more buyers in the marketplace.      If you need mortgage to purchase your property in Celebration Point, then you first step is contact your local Florida bank. It is much easier to obtain a mortgage of a single family home verses a condo. If you are in the market for a condo, then your lender needs to check which are the developments that are approved for Fannie Mae or FHA financing. If you do not have a Lender tha... 09/20/2010

Looking to purchase a property in Celebration Point ?? Are you interested in buying for your personal use, the other is for investment. There are many buyers that are buying today that the prices in Miami Lakes are low and renting them out. Celebration Point is offers are great location and properties that are desirable. The key is buying at the right price.     Are you going to buy with a Mortgage?.... Interest rates that are very very low. If you would like to obtain a mortgage, we recommend that you contact a local mortgage professional that knows the Celebration Point market. We would be delighted to recommend a mortgage professional that can assist you. Please contact of our real estate Associates at Interinvestments Realty.  Tel. 305-220-1101     Interinvestments Realty's website ... 09/16/2010

Angelic Point is an great community to live in. You can take advantage of the low real estate prices in Miami Lakes and find a super deal right now. How can you get access to these buying opportunities? The first step is to educate yourself. You can consult with a local realtor. Our agents at Interinvestments Realty  can assist you.   If you need a mortgage to purchase your property at Angelic Point you need to get pre-qualified, in addition the Bank needs to prequalify the development.. You can get this pre-qualification over the phone. Speak to your Florida bank that is familiar with Miami Lakes. If you are a foreigner and you wish to obtain a mortgage, then we can refer you to a couple of lenders that specialize in financing to foreigners.  But again, make sure that they will finance... 09/16/2010

Anchorage at Miami Lakes is an great community to live in. You can take advantage of the low real estate prices in Miami Lakes and find a super deal right now. How can you get access to these buying opportunities? The first step is to educate yourself. You can consult with a local realtor. Our agents at Interinvestments Realty  can assist you.   If you need a mortgage to purchase your property at Anchorage at Miami Lakes you need to get pre-qualified, in addition the Bank needs to prequalify the development.. You can get this pre-qualification over the phone. Speak to your Florida bank that is familiar with Miami Lakes. If you are a foreigner and you wish to obtain a mortgage, then we can refer you to a couple of lenders that specialize in financing to foreigners.  But again, make sure ... 09/14/2010