Largo, FL Real Estate News

By Cyndee Haydon, 727-710-8035 Clearwater, Beach Short Sales Luxury Condos &Homes
(Charles Rutenberg Realty)
Real Estate Market Trends for Largo Florida's Orange Lake Village Neighborhood  This Largo neighborhood is comprised of mostly 2 and 3 bedroom homes ranging from $120K's to $200ks. It has the benefit of a community civic center: Orange Lake Civic Center which has a pool, recreation center and more.   If you'd like to see homes in this neighborhood give me a call at (727) 710-8035. We've compiled 12 months of real estate information so you can get a true feel for the trends.                                              * This information is believed to be accurate, however, is not guaranteed and is based on the Pinellas Realtor Organization's Suncoast MLS; Check out our website www.ClearwaterHomeConnection.com  if you're looking to Buy or Sell real estate in the Clearwater, Clearwater Be...
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By Cyndee Haydon, 727-710-8035 Clearwater, Beach Short Sales Luxury Condos &Homes
(Charles Rutenberg Realty)
Largo Real Estate in Paradise  ~ Relocation is Easy ~ Home, Condo, Villa, Townhome ~  All Largo Property ***************************************************************************************About Largo, FL ~ Looking for something different to do in the Largo Area - Consider checking out the First annual Fine Artist Market being held in Largo Central Park from 9am-5pm on March 24-25th. This event was led my Sue Osborne of the Tampa Bay Newspaper and they have attracted some of the finest artists in the area.There is also a band shell that will feature many locally talented musicians so you can even hang out, listen to the music and relax under the oaks. It should be a "perfect" outdoor weekend. Jack and I were the guests of our friends at Old Harbor Bank last night at their Special Rec...
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By Cyndee Haydon, 727-710-8035 Clearwater, Beach Short Sales Luxury Condos &Homes
(Charles Rutenberg Realty)
Prime Real Estate in Paradise  ~ Relocation is Easy ~ Home, Condo, Villa, Townhome ~  All Largo Property ***************************************************************************************Good things are happening in real estate and in business in Largo, Florida; Not too long ago the City adopted the slogan "City of Progress". They focused on maximizing the benefits of Largo's area real estate and central location between Clearwater and St Petersburg. They worked on attracting new businesses and activities to downtown Largo. It has been an exciting process and hard work by lots of people and now we are seeing the landscape change and the results really pay off.Jack and I continue to be active in the Largo community and experience shows us that Largo continues to be a great place to ...
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By Cyndee Haydon, 727-710-8035 Clearwater, Beach Short Sales Luxury Condos &Homes
(Charles Rutenberg Realty)
Prime Real Estate in Paradise  ~ Relocation is Easy ~ Home, Condo, Villa, Townhome ~  All Largo Property  ************************************************************************************  My favorite Coffee & Tea shop in Pinellas County, Florida -  The Caffeine Gourmet came up with a unique way to Fight Breast Cancer...they created: Pink Ribbon Tea! The Caffeine Gourmet  specializes in life's fine indulgences like: premium coffees roasted right on the premises; over 50 custom teas; delicious baked goods made fresh daily and chocolates to die for. But what's finer than LIFE! I got a reminder last Friday when I stopped in to see the owners, Stewart & Stephanie Allen.   It was a rainy real estate day last Friday - and it's so rare we tend to get spoiled and I have to admit I'm not craz...
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By Cyndee Haydon, 727-710-8035 Clearwater, Beach Short Sales Luxury Condos &Homes
(Charles Rutenberg Realty)
Largo Home Market Analysis - Orange Lake Village has mostly 2 and 3 bedroom Largo, FL homes and the average size is @900 sq. ft. You can still buy a home here for under $120,000. There are homes that approach 1300 sq ft in size by usually having enclosed an original front porch/carport area.  As experts focused on the Tampa Bay real estate market people are constantly asking us, "What's happening now?" so let me give you a 9 month trend analysis for these Orange Lake Village homes in Largo,FL . Currently their are 35 homes for sale. Sellers are asking anywhere from $119,900 to $224,000 for their homes. When buying and selling real estate knowing what price home sellers are asking for is not as important as knowing what price homes in the area are CURRENTLY selling for. If you want a Rea...
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By Cyndee Haydon, 727-710-8035 Clearwater, Beach Short Sales Luxury Condos &Homes
(Charles Rutenberg Realty)
Largo,FL  - the City of Progress continues to grow and be a great place to own a home, live and work. It is currently home to over 75,000 residents and 5,000 businesses. Largo is conveniently located south of Clearwater, FL and north of St. Petersburg, Fl and just minutes east of Indian Rocks Beach and the Gulf of Mexico.   It's an easy commute to Tampa ~ about 30 minutes. Largo has a wide range of housing options and the city even offers a Downpayment Assistance Program for First Time Home buyers. Largo has lots of lovely homes in quite neighborhoods. With the recent change to a local Buyer's market in Largo, Homebuyers can now get into a 2/1 Single Family Home for around $120,000  ~ that would have been almost impossible to find a year ago. This has been helpful for local businesses l...
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By Kristen Alford
(Credit Builders, LLC.)
FAQS......What is a credit score? A credit score is an indicator of how likely you are to default on a loan or credit card in the next 24 months. This info is used by credit grantors when evaluating your credit approval. Your credit score is based soley on information in your credit file maintained by the credit reporting agencies.How are scores calculated? Your credit report is the basis of your FICO score. The FICO analyzes information from the trade line, inquiry, public record and collection sections of your credit report. A FICO score evaluates 5 main catagories:1. Payment History- 35% of your score2. Amounts Owed- 30% of your score3. Length Of Credit History- 15% of your score4. New Credit- 10% of your score5. Types Of Credit In Use- 10% of your scoreThe types of info that are NOT...
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Managing Your Credit Wisely Improves Your Chances of a Good MortgageWhether you're a first-time buyer or a seasoned homeowner looking to move up to a bigger or better house, how you have managed your consumer credit rating can have a real impact on both the amount and terms of your next mortgage.Naturally, if you have kept your credit use reasonable and always paid your bills on time, you will most likely have very few difficulties obtaining a mortgage loan. But what if you are one of the many Americans whose credit report is less than perfect?Contrary to popular belief, it is not impossible to obtain a mortgage with an imperfect credit rating. After all, mortgage lenders are in the business of providing loans, and have it in their interest as well as yours to find an appropriate way t...
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By Kristen Alford
(Credit Builders, LLC.)
How Trade Lines Affect a Mortgage. Trade Lines are any credit or installment loans that reflect a balance, payment and monthly agreement on your credit report.In addition to tradelines, most lenders will like to see your credit lines open for 12 - 24 months. They will also typically require a minimum amount extended out to you. Check with your mortgage professional to find out their requirements.It is always best to get a free copy of your credit report once a year, and then show it to a mortgage professional. They will tell you if it would be in your best interest to open other trade lines, or if you will be able to qualify with what you have.If you want a conforming loan you must have a minimum of 3 but preferable of 5 active tradelines. They need to be established and at least one m...
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By Kristen Alford
(Credit Builders, LLC.)
Your Consumer Rights with Debt Collectors With consumer credit leaping by $19.8 billion in November 2001 to a record $1.65 trillion, one shouldn’t be surprised by the trend toward aggressive debt collections. The nation’s surprising debt load comes at a time of high unemployment rates and an economic recession, making it harder for consumers to pay their debts. The result: more bankruptcy filings and loan delinquencies. Collection Rules If collectors begin calling you, it pays to know the limits of what third-party collection agencies can and cannot do. The Fair Debt Collection Practices Act (FDCPA) provides consumer protection, and lets you know how to set limits the debt collector must respect and abide by. The FDCPA prohibits harassment and misrepresentation in cases of collections o...
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