Whittington Court is gorgeous 107 unit townhome complex in Largo. The townhomes have fabulous floor plans. Each town home has the master suite on the ground floor, gorgeous balcolnies, elegant kitchens, and a two car garage. The homes have three bedrooms and 2 and a half baths. The square footage is 1865 to 2240 square feet.  Whittington Court has lush landscaping and vintage streetlamps to give the complex a unique feel. These homes show Bayfair's commitment to excellence by its quality design and construction. Residents will love the amenities of Whitington Court. They will be able to cool off in a resort style pool. The can enjoy a spacious outdoor gathering area with a fireplace. There is also a fitness center for those who wat to stay fit. The prices for these beautiful townhomes s... 08/12/2008

2/2 with attached 1 car garage in Largo Florida. All one floor, no stairs, directly accross from clubhouse. Quiet 55+ community close to everything. Visit PropCo Real Estate for more information. 07/01/2008

The Federal Housing Administration shook up Washington's mortgage and real estate leaders last week by announcing that it's shifting its entire production line to risk-based pricing -- starting this summer. FHA plans to abandon its 74-year policy of charging all borrowers the same insurance premiums and interest rates, and to move to a system where applicants who present high risks -- low credit scores and low downpayments -- pay higher premiums. Though private mortgage insurers have been using this approach since the mid-1990s, it's a big move for FHA. Currently the agency charges a standard one and a half percent up front premium, and a half percent annual renewal premium -- all of which are folded into monthly mortgage payments. Under the new system, applicants with FICO scores below... 05/19/2008

Here's a question which ought to cause some thought: Why is it -- if we're in the middle of a mortgage meltdown -- that interest rates are both low and falling? With fewer lenders, fewer loan products and tougher qualification standards you might reasonably expect nervous investors to want higher rates to compensate for more risk. Instead, we're seeing just the opposite. Freddie Mac reported that interest levels for 30-year fixed-rate financing dropped to 5.88 percent plus .4 points last week. This rate is not much above the historic levels reached during the summer of 2003 when fixed rates dipped to 5.21 percent with .5 points.  The one-year LIBOR rate hit 2.51 percent in March, according to HSH.com, a financial publisher. A year ago the index was at 5.32 percent.  The ever-conservativ... 04/16/2008

The Law of Attraction is potentially one of the most powerful tools you'll ever have as a Real Estate Agent. Why? Because it helps you to train your mind into a successful and prosperous mindset. In other words, if you practice the Law of Attraction you're always looking at the opportunities for growing your business rather than the obstacles. If you're not getting the results you want with the Law of Attraction, it's possible that you might be making these common mistakes: 1. Failure to switch focus It may be that when you start looking at what you don't like about your business, i.e. the difficult clients, the "fallen transactions," and the continual need to prospect, you may be focusing on what you "don't want," instead of what you do want. The Law of Attraction states that you get w... 04/15/2008

If you currently own a home in the Imperial Point Subdivision in Largo we would love to hear from you.  We currently have several buyers interested in this area.  Please contact us right away so we can begin marketing your property for you ASAP.  With the market conditions the way they are we can get your properties out to alot more people.  We hope to hear from you soon!  Call Lance at 727.776.9449 or Darrell at 912.682.4486 for more information. 03/21/2008

It's definitely one of the hottest subjects in Washington right now: Fannie Mae's and Freddie Mac's agreement last week to totally overhaul their appraisal practices, under pressure from New York Attorney General Andrew Cuomo. Cuomo had been investigating the two company's standards on appraisals in connection with widespread foreclosure losses on subprime and other mortgages. New York State filed a suit last November charging that an appraisal unit of First American Corp. illegally caved into pressure from Washington Mutual Bank to raise property valuations to allow loan deals to go through. Both firms denied the allegations. Some of the loans involved were intended for purchase by Fannie Mae or Freddie Mac, and that opened the door to Cuomo's probe into both companies' practices on ap... 03/10/2008

Tips to avoid mortgage fraud                                         Will Merritt    www.tampabayloanofficer.com                                                                                                where 20 minutes could save you 20 years  For Sellers:•·        Get references for real estate and mortgage professionals - and check them. Make sure they're licensed wit the state, county and city.•·        Be cautious about selling your property, especially if it's not currently on the market.•·        Read and understand everything you're asked to sign, and talk to an attorney if you need something explained.•·        Don't sign any documents with information left blank.•·        Don't agree to a price above your asking price, especially if you are asked to refund the difference ... 02/08/2008

The Pinellas County Folk Festival will take place this weekend at Heritage Village in Largo! This is always a great festival! There are a variety of folk performances with musicians playing everything from the mandolin and fiddle to the guitar. There is even music performed on a washboard! Talk about folk music!!! Amateur musicians are invited to bring their own instruments and perform along with the groups planned for the show. Naturally now folk festival would be complete without craft demonstrations and plenty of food and drink! You can watch blacksmithing demonstrations as well as pine needle weaving! There will be storytelling for the youngsters!For more information call 727-582-2123! 01/25/2008

Belleair Beach is one of 19 municipalities, along with unincorporated Pinellas County, that is giving seniors 65 and over and additional $15k homestead exemption. This is in addition to the existing $25k exemption. To qualify, at least one owner must be 65 or older, and total household income must be $24,214 or less (SS income is not included). For qualification info and applications visit the Pinellas County Property Appraiser. 01/19/2008

As of January 12, 2007 there are currently 18 Penthouse Greens units on the market. The average listing price is $165k and and average number of days on the market of 129. The per square foot listing price average is $109.During the past 6th months 6 units have sold, with an average selling price of $141k. The average number of days on the market was 104. The average per square foot sales price was $91.This information was obtained from the local board of Realtors. For more information about Penthouse Greens condos, or other property in Largo, or Pinellas County, call PropCo Real Estate toll free (888)499-5454.www.LargoBroker.com or www.PropCoRealEstate.com   01/14/2008

Penthouse greens is a condo community in Largo Florida located just off East Bay Drive. The quiet atmoshpere and convenient location make it a very popular condo for both full and part time residents. Shopping and restaurants are just around the corner. There are 6 lowrise buildings, some are designated 55+ and others have no restrictions. There are 1 bedroom, 2 bedroom, and 3 bedroom units. Some have pond views and views of East Bay Golf Club.  The property is nicely landscaped and there is a pool and clubhouse. PropCo Real Estate is your Penthouse Greens expert - we have successfully listed and sold several units here. Call us toll free at (888)499-5454 or visit www.LargoBroker.com. 01/14/2008

Looking for a Largo Condo?  Cordova Greens may be the place for you!  For only $133,000 you can buy a home now in Cordova Greens, a beautiful low maintenance fee community, that includes a community pool, your cable T.V., lawn maintenance, and trash removal.  Enjoy Covered parking in this extremely spacious 1,225 square foot condo, located just 7 miles from the gulf beaches.  Bayou Club Estates, is just minutes from this condo community and those condos start at $489,900 This Blog written for Kathy Mann, a new member of the Active Rain Community.  Invite someone to join active rain today, and then THANK the member that invited you.  Thank you Cyndee Haydon for helping me navigate the new age revolution of blogging and helping me write effective blogs, most importantly thanks for your fr... 12/17/2007

Feeling like Banks and Mortgage Brokers are disconnected and do not care about your needs and family situation?Will I ever own my Dream House?Will I ever have someone listen to my needs to get a mortgage that fits my families situation?Will anyone ever take to heart my wants with understanding and Willing to go the extra mile to get  us approved?Will there be someone that puts my family first and ahead of their own agenda?Yes I Will help you get that Dream House your family deserves.Yes I Will listen to your needs and custom tailor a mortgage the fits your families situation.Yes I am Willing to go the extra mile to understand and take it to heart to get you approved.Yes I Will put your family first and ahead of any agenda that I Will ever have. I understand what you are going through an... 11/15/2007

 The City of Largo Florida hosts the Largo Spooktacular each year in Largo Central Park. This event is well attended by families from Clearwater, Seminole, Largo and all over Pinellas County – they estimate over 30,000 people stroll through Largo park in the 5 hours the event takes place.So with 30,000 people - that = lots of trash. The City Largo promoted a Green Halloween with lots of opprtunities to recycle as seen below. In honor of Halloween, I thought I would share some of the photos and fun we had this past Saturday.    Wishing you Happy Halloween from Largo, Florida  My youngest loved this slide at this year’s Largo Spooktacular and must have gone down it 20 times while my older son worked the Carn”evil” Haunted House with the older Cub Scouts and Boy Scouts from Pack 455. Does ... 10/30/2007

Gee whiz, more depressing news about the housing market - I first heard it earlier today on CNN and then read the article in the NY Times.  According to the latest statistics, home prices continue to decline and there doesn't seem to be an end in the near future.  I haven't encountered any buyers willing to pay current fair market value and with the gloomy reports and predictions, no doubt their offers are bound to be even lower as they calculate the probable decline in value.    A few days ago, another article in the NY Times suggested the decline in housing is in part responsible for the lower sales revenues for major department stores.  I'm an optimist at heart but I must say, a person can tolerate only so much of constant doom n gloom before it starts getting to you.  Could it be th... 10/30/2007

Saturday, October 27th Heritage Village will celebrate it's 30th birthday! Located on 125th Street North in Largo (Pinellas County), there will be an enormous birthday bash that you don't want to miss!!! The Country Jubilee kicks off at 9:30 am and festivities run through 4:30pm - There will be 125 crafters and artisans, live entertainment, craft demonstrations, children's activities and birthday cake for everyone!!!Pinellas Counties pioneer family descendents, the McMullens and Coachmans will be on hand at the log cabins that bear their family names! They will share tales of the development of our county! There will be plenty of activities for the children, including face painting! And, of course, food galore!!! So don't miss this great event at Heritage Village in Largo, Florida!!!! 10/26/2007

New Listing in Largo Florida. Close to several Golf Courses and easy access to HWY 19 Click to Play Single Family Property: LAKE ALISON SUB PHASE II, Pinellas Cty.Built: 1979:(MLSID# T2277509) For more info please contact Marie Becklund -727-410-6229 or Theresa Townsend (727) 239-2536  This is a Great Home in good community. The home is located close to Hwy 19 and East Bay Drive in Largo.Palm Hills Golf Club and East Bay Golf clubs are nearby. The City of Largos New Recreation Complex is less than a mile from the front door as well as the local Lake view park. 10/23/2007

 President George W. Bush has anounced that HUD's Federal Housing Administration (FHA) will help  families avoid foreclosure by enhancing its refinancing program effective immediately. Under the new FHASecure plan, FHA will allow families with strong credit histories who had been making timely mortgage payments before their loans reset-but are now in default-to qualify for refinancing.In addition, FHA will implement risk-based premiums that match the borrower's credit profile with the insurance premium they pay-i.e., riskier borrowers pay more. This common-sense, risk-based pricing structure will begin on January 1, 2008. Many hard-working American families who were able to make their mortgage payments under the initial teaser terms of the exotic loan are now struggling to make ends mee... 09/24/2007

Largo Florida Home Buyer CelebrationsYesterday was a special day. One of our clients who bought a Largo Pool home recently had a house-warming party with friends and neighbors and invited us to be a part of it. We had worked with this family for over a year to find the perfect home.  Leah Ross, the best mortgage professional we know, also helped them with their Mortgage and did a great job and was at the party. As you can see even my 2 boys got to give the pool a test drive - they gave it two thumbs up.Getting to share moments like these are the really special parts of our job. As we have said before, we don't do closings - we do Celebrations. We are fortunate to build long-term relationships with our clients and they often become special friends -that is the case here. Knowing my famil... 09/09/2007