Infórmese sobre los Vales de Opción de Vivienda (Sección 8) y busque un apartamento económico en su comunidad. Un asesor le puede ayudar a buscar su mejor opción. Para informarse más sobre estos recursos y otros disponibles, visite la  página de Ayuda de Alquiler. La agencia gubernamental FEMA o Ayuda por Catastrofes le ofrece toda la informacion necesaria en caso de que haya sido afectado por un huracan o desastre de la naturaleza. Aqui esta la pagina FEMA  Propiedades para Venta y Renta en Miami Florida- Doral- Kendall areas- y South Miami Dade County Maria Borci Keyes Realtors Cell 305 798-0706         09/10/2008

It’s taken me a few days to absorb what happened Sunday and read the articles by the ‘experts’ as to there take on the bailout of Freddie Mac and Fannie Mae. The consensus seems to be that the bailout will help stimulate the real estate market, albeit minimally. They seem to think that lower interest rates will help buyers on the fence get in the game. Although this may help, I feel their train of thought is skewed because high interest rates are not what are keeping buyers away. Affordability and tighten lending criteria are the true obstacles (As was always before the banks’ self imposed boon). Fear about decreasing property values is another important factor. The bailout does nothing to address these issues. The only ones thrown a life preserver are the investors (like they really ne... 09/09/2008

Something your stockbroker won't tell you-you can purchase the retirement home of your dreams with your IRA. Traditional and Roth IRAs can purchase all kinds of property, from single family homes to apartment complexes. By owning real estate, you diversify away from stocks and bonds and keep ahead of inflation. Returns for real estate average 14% a year, versus the 12% 30-year average for stocks. (According to Ibbotson Associates) Although banks and brokerage firms typically don't offer this alternative-it is costly to administer-it's easy to add a real estate strategy to your retirement plan. Reasonable allocation now: 25% of your retirement assets. Beware: If you buy a home for retirement, you can't live in it until you take its entire value as a distribution from your IRA after age 5... 09/07/2008

This question is asked more and more on a daily basis. It is advisable that before you rent, you should ask the landlord how long he or she has had the mortgage, and whether they have borrowed against it. If it is an old mortgage and the owner has not borrowed against it, chances are better that he is in a good financial situation.  It is also advisable to check the county clerk's records (for Miami-Dade County, www.miami-dadeclerk.com or for Broward County, www.Clerk-17th-flcourts.org) and see whether or not any foreclosure action has been filed against the landlord. Another idea, is to ask the landlord for his or her credit report. However, you can probably expect great reluctance on their part, since this is confidential information which may be abused by a potential renter who is no... 09/06/2008

Miami-Dade County wants you to be part of our Elections Team Earn up to $278 per election and help ensure the democratic process. We have various positions available for registered voters - and paid training is provided On Election Day, Poll Workers welcome voters, facilitate voting, conduct precinct operations in accordance with election law and defined procedures.  Many find it a rewarding experience and return year after year to serve. To become a Poll Worker, you must be a registered voter in Miami-Dade County and able to read and write in English. Poll worker selection is also available on your voter's registration form.   For more information, please contact the Electoral office in Doral- Supervisor of ElectionsAttn: Poll Worker Section2700 NW 87th AvenueMiami, Florida 33172(Fax) ... 08/20/2008

Grande Condo Dadeland: "The Grande condos are located at 9021 SW 94th Street in Kendall adjacent to Baptist Hospital and offer 71 residences in two and three bedroom floor plans ranging in size from 1,142, 1,145 and 1,347 square feet. The Grande is centrally located in the heart of Kendall and is just minutes from all the amenities Miami has to offer.Beds: 2 and 3Baths: 2Sq. Ft. range: 1,142 - 1,347Grande Condo Amenities:PoolJacuzziEnclosed gated communityGymFlexible floor plansWalking distance to Baptist HospitalSecured card entrance and camerasGrande Condo Unit Features:Spacious 2 and 3 bed Floor PlansGranite Kitchen Counter topsWood Kitchen CabinetsSeparate shower and Roman TubImpact Resistant WindowsEach unit features two balconies" 08/06/2008

Maria Borci P.A, ABR-TRC-ASP | The Keyes Realtors | 305-798-0706 11495 SW 60 Street, Miami, FL Great House in Britannia- Biggest Lot in Neighborhood 4BR/3BA Single Family House offered at $376,000 Year Built 1989 Sq Footage 1,832 Bedrooms 4 Bathrooms 3 full, 0 partial Floors 1 Parking 3 Car garage Lot Size 7,500 sqft HOA/Maint $123 per month DESCRIPTION NICE HOME IN BEAUTIFUL "BRITANNIA" COMMUNITY MINUTES AWAY FROM MILLER DR. AND SUNSET DR. THIS HOME HAS 4 BEDROOMS AND 3 FULL BATHS, LARGE MASTER BATHROOM WITH 2 CLOSETS. HUGE PATIO WITH COVERED TERRACE, GARAGE HAS BEEN CONVERTED INTO THE 5th BEDROOM WHICH CAN EASILY BE CONVERTED BACK . PRIME LOCATION, QUIET NEIGHBORHOOD, SECURITY GUARDS 24 HRS, POOL, CLUBHOUSE, VERY LOW ASSOCIATION FEES $123 AS PER SELLERS . see additional photos below ... 07/22/2008

The National Association of Realtors concluded a survey in which people looking for real estate services were asked if they had a choice, would they prefer to have all their services under one roof. Amazingly the response was in favor of having all their services handled at the same location by some of the same companies.Being one to react to the demands of my clients, here is a list of my preferred business partners; my one stop shop so to speak. Be sure to mention me when you contact them.Mortgage Consultation Services-State Lending CorporationBenny Garcia9835 Sunset Drive, Suite 108Miami, FL. 33172 Direct: (305) 598-4433 Fax:     (305) 598-7722e-mail: Bennyg@bellsouth.netMortgage Services-Countrywide Home LoansRoberto Riadigos 9130 S Dadeland Blvd #103 Miami, FL 33156 Direct: (305) 9... 06/01/2008

About Lakes of the Meadow FloridaLakes of the Meadow is a subdivision in Miami consisting of single-family homes. Several houses in Lakes of the Meadow are Mediterranean-influenced units that provide residents with walk-in closets, carpet and ceramic floors, wooden cabinets, garages, paved driveways, Mexican tiles, fenced yards, volume ceilings, open balconies, screened patios and lake front views. Several homes are on lots that are less than a quarter of an acre. The average price of homes for sale in Lakes of the Meadow ranges between $300,000 and $700,000. The amenities in Lakes of the Meadow include a clubhouse and a swimming pool. The community is located near many schools, shopping areas, Kendale Lakes Golf & Country Club and the Florida Turnpike. 04/28/2008

Recent activity at KINGS COURT WEST, Kendall, Florida.  Information was retrieved from the Multiple Listing Service and is deemed accurate but not warranted.New Listings8553 SW 113 Court3 Bedroom 2 bath1490$315,000 2/27/2008$211.40/sf8544 SW 115 Court3 Bedroom 2 Bath1580$309,900 12/14/2007$196.13/sf8448 SW 114 Place3 Bedroom 2 Bath1580$299,000 1/10/2008$189.24/sf8596 SW 115 Place2 Bedroom 2 Bath1100$284,500 12/5/2007258.63/sfSales8564 SW 115 Court3 Bedroom 2 Bath1550$280,000 1/8/2008$180.64/sf11435 SW 87 Terrace3 Bedroom, 2 Bath1490$289,000 10/31/2007$193.95/sf11457 SW 84 Lane2 Bedroom 2 Bath1100$295,000 15/11/2007$268.18/sfPrice Reductions11466 SW 86 Lane3 Bedroom 2.5 Bath1825$349,000 12/10/2007$191.23/sf8635 SW 113 Court3 Bedroom 2 Bath1490$325,000 12/27/2007$218.12/sf8575 SW 113 Cour... 03/25/2008

I've been some days out of the AR blog, and I admited I'd been very busy. I did not feel bad for not commenting and posting  after I read Carole Provenzale's post. If you missed it follow this link " When-LIFE-Takes-Over".When many of my co-workers complain about RE being slow I have nothing else to say how good is doing for me. Many calls and contact leads from the AR, even one to West Palm Beach scheduled for this upcoming March 18th. More new listings, more rentals, more price reductions and one Pending transaction  was lost.Advertising bi-monthly and targeting specific areas ( farming market reports) keeps me updating data and last sales prices in the area.Invitations received to join Qassia between other events. Two new business oportunities, a house and a kid to manage. Isn't that... 03/09/2008

Easy Staging guidelines for Success- Sell your home fast-- A staged home look better than competing homes for sale in your local market. This allow you to sell it faster and at a fair price. As a Realtor and an ASP ( Accredited Staging Professional) I'd like to seat and explain my clients easy tips to prepare the house and succeed. There are some advantages with Staging, one is being recognized by other realtors - they will show your home more than other homes not staged- staged homes are recognized by Buyers too. Staged homes will look better, brighter and with more curb appeal. When listing a house I do a free Staging consultation. A list is given in order to stage the property and win. Here is a basic list of staging strategies: .Clear all coffee tables and end tables just display 2 ... 02/20/2008

Kendall area is comprised between SW 40th Street (Bird Road) the Northern boundary SW 152 Street (Coral Reef Drive) the Southern Boundary SW 177 Avenue (Krome Avenue) the Western Boundary South Dixie Highway running angularly as the Eastern Boundary WEST KENDALL: Krome avenue to SW 107th Avenue andBird Road to Coral Reef Drive EAST KENDALL: 107th Avenue to South Dixie Highway andBird Road to Coral Reef Drive Single family homes are located within the areas of Continental Park, Dadeland Park, Baptist area, East Kendall, Kendall Grove, Galloway Estates, Killian Creeks Village, just few to mention.Located west of US1 Kendall falls close to  Florida's largest Macy*s, and more 185 specialty stores and restaurants like The Cheesecake Factory ( my fav!!) . New Dadeland Downtown holds Chili's, ... 02/17/2008

 Kendall area is comprised between SW 40th Street (Bird Road) the Northern boundary SW 152 Street (Coral Reef Drive) the Southern Boundary SW 177 Avenue (Krome Avenue) the Western Boundary South Dixie Highway running angularly as the Eastern Boundary WEST KENDALL: Krome avenue to SW 107th Avenue andBird Road to Coral Reef Drive EAST KENDALL: 107th Avenue to South Dixie Highway andBird Road to Coral Reef Drive Single family homes are located within the areas of Continental Park, Dadeland Park, Baptist area, East Kendall, Kendall Grove, Galloway Estates, Killian Creeks Village, just few to mention. Located west of US1 Kendall falls close to  Florida's largest Macy*s, and more 185 specialty stores and restaurants like The Cheesecake Factory ( my fav!!) . New Dadeland Downtown holds Chili's... 02/12/2008

Kendall is an unincorporated community in Miami-Dade County, Florida, located about 10 miles southwest of Miami along U.S. Route 1. Situated on the edge of the Florida Everglades, Kendall is home to the Kendall-Tamiami Executive Airport, one of the Miami metro area's general aviation airports. The community was named after an executive of the British Land Company, an organization responsible for mapping and surveying many parts of the state of Florida. Other nearby communities include Cutler Ridge (5 miles to the south) and Coral Gables (8 miles to the north).According to the US Postal Service, Kendall, its neighborhoods, and/or surrounding areas are also referred to as:Crossings (33186),Gables by the Sea (33156),Gables (33158),Palmetto Bay (33158, 33176),Snapper Creek (33176),Village o... 02/12/2008

Los vendedores pueden mejorar su  casa sin gastar mucho. El mercado tiene un inventario grande, y el competir con otros listados es importante no solamente en precio, pero en estilo.Intente conPintura -es una manera costosa pero eficaz- cambiar y restaurar la mirada de las áreas vivas y sociales enteras más importantes esté en Familia-Vivir-Cenar de la orden y el dormitorio principalIntente agregar el moldeado como molde del techo o de paredes  con diseños con barandilla simples el mejor.Agregue una escultura o  un vaso alto con poles de bamboo. También una fuente grande del agua exhibida en el foyer hará el truco.Agregue un throw colorido o  almohadillas del acento en un sofá sólido que usted necesita realzar colores sólidos oscuros en la vida o el cuarto de la familiaAgregue  plantas ... 02/10/2008

Do you know the difference between the "I'm feeling Lucky" and "Google Search" button? When you use the button by entering a keyword  and hitting the "I'm Feeling Lucky" button, Google sends you  to the very first webpage in their results that matches that keyword.Here is my personal example when I enter the keyword "Real Estate Agents in Doral" Google Search-Real estate blog entries tagged with real estate agents doral by ... - All the blog entries on the ActiveRain Real Estate Network tagged with real estate agents doral by Maria Borci, ABR-ASP-TRC Kendall FL (Real Estate and ...activerain.com/blogs/mbpa/tags/real%20estate%20agents%20doral - 17k - Cached - Similar pages - Note thisReal Estate Blog - Find out if 2008 is a good year for you - Find FL real estate agents and Doral real es... 02/04/2008

 When listing your house for Sale you need to think like a Buyer. The first thing buyers do is drive up and look at the exterior-front of the house. Follow these three simple and inexpensive guidelines to improve the look of your house:1- Fix up the front of your home first- then the interior- repair the gate- reattach rain gutters-put away toys or other loose objects in the pathway.2- Focus on the " curb appeal" cleaning up trash and clutter and eliminate bad smells or pet dishes with old food.3- if you have to choose always spend money on what you can SEE. These can make a big difference in the eyes of prospective buyers.As a Realtor and Staging Proffesional when you list your home for Sale you receive a free consultation and how to improve the look of your house to sale it fast. Mark... 02/04/2008

Finding the right real estate agent can be the difference between a happy experience or an unhappy, stressful experience. You NEED an agent  ready and able to make a full-time commitment to you. I can HELP you.  I have an impressive knowledge in Marketing and Internet sales.Follow simple steps to be taken when searching to buy a home:STEP 1: FIND A MORTGAGE COMPANY YOU CAN TRUST.  STEP 2: PULL YOUR CREDIT REPORT AND CORRECT ANY ERRORS.STEP 3: DECIDE HOW MUCH YOU CAN AFFORD.STEP 4: DECIDE WHERE YOU'D LIKE TO LIVESTEP 5: FIND A REAL ESTATE AGENT. STEP 6: FIND THE HOME STEP 7: MAKE AN OFFER. STEP 8: FOLLOW WITH APPRAISAL & INSPECTIONS STEP 9: APPLICATION AND DOCUMENTATION. STEP 10: PROCESSING & UNDERWRITING. STEP 11: CLOSING & FUNDING. Maria Borcimariaborci.comKeyes  RealtorsMiami Fl  01/31/2008

HUD-1 Statement : A document that provides an itemized listing of the funds that are payable at closing. Items that appear on the statement include real estate commissions, loan fees, points, and initial escrow amounts. Each item on the statement is represented by a separate number within a standardized numbering system. The totals at the bottom of the HUD-1 statement define the seller's net proceeds and the buyer's net payment at closing. The blank form for the statement is published by the Department of Housing and Urban Development (HUD). The HUD-1 statement is also known as the "closing statement" or "settlement sheet." 01/30/2008