Hypoluxo, FL Real Estate News

By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Veteran’s Home Loans for Hypoluxo FloridaIf you are reading this, you or a family member have likely served in our military.  First off, we would like to say a sincere “Thank You” for your service!  We recognize that not only do our Veterans sacrifice by serving, but their families do as well-, and we owe you all a debt of gratitude!One of the best benefits Veterans and their families receive due to their service to our great country is the VA home loan benefits.  We are going to outline just a few of these significant benefits in this article for you. Here are some of the major benefits you may receive by using your VA home loan benefits:*100% financing available- one of the very few loans available with no down payment!*Lower rates available than most loan programs- which saves you mo...
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By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
The Daily (112316) Hot Sheet Of Top Real Estate News Trending Now  Fla.'s housing market: Tight supply, higher pricesThe state's single-family home median price rose 11.7% over Oct. 2015; condo median price up 8.1%. NAR: Total U.S. home sales in Oct. up 5.9% year-to-year. Read moreTenant sues condo association over high feesA Miami condo assn. is being sued over what attorneys claim are excessive application and move-in fees that violate state law. It may the first of several class-action lawsuits brought against condo assns. over the issue. Read moreState rejects plan to drill for oil in EvergladesDEP denied a proposal for an exploratory well in 5 acres of Everglades near Miramar because the firm failed to show there was enough oil to justify the project. Read more.Affordable housing p...
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By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
The Daily (101916) Hot Sheet Of Top Real Estate News Trending Now  Forecast: 17M first-time buyers within 5 yearsA TransUnion study predicts a strong uptick in first-time buyers as aging millennials start families and wounds from the Great Recession continue to heal. Read more.Liz Weston: The best ways to build credit nowYounger buyers now have a way to build their credit score that helps them save money for a downpayment at the same time: With a credit builder loan, buyers borrow money to fund a personal CD or savings account. Read more.2016 YPN Leadership Summit kicks off next weekThe summit for "young professional Realtors and those young at heart" features speaker Chris Smith, a RE BarCamp and networking Oct. 25-26 in Hollywood, Fla. Read more.NAR buyer-seller surveys hit 35-year mi...
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By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
 The Daily (092616) Hot Sheet of Top Real Estate News Trending Now  Have a Yahoo email account? Change your password Information from at least 500M Yahoo accounts was stolen in 2014, making it easier for thieves to hack Realtors' email and pull off a common closing scam. Read more Should millennials delay ownership for student loans?An advice columnist for millennials suggests ways they can make their student loan debt more manageable - and clear the way for "a wedding, a downpayment and other trappings of adulthood." Read more Mortgage rate declines to 3.48%Low mortgage rates have combined with an improved job market to bolster demand from possible buyers - but drastically fewer sellers are coming into the market. Read more.Single-family rentals on the rise in South FloridaAlmost one i...
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By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
The Daily (092016) Hot Sheet Of Top Real News Trending Now  U.S. homebuilder sentiment hits one-year highNew-home builders have a rosy outlook about the future based on current trends and their projections for 2017. The monthly index rose 6 points to 65. Read moreNew rules cover harassment and domestic violenceHUD: New rules ban "hostile environment" and "quid pro quo" harassment in private and public housing, plus local laws that penalize victims for too many 911 calls. Read more.Study: Fla. needs to put more homes on less landUF researchers say 15 million more people will move to Fla. over the next 50 years, and the state should start to focus on building up rather than out. Read more.Study: Education reduces foreclosures 42%Research by Vanderbilt University's Peabody College finds th...
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By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
The Daily (091516) Hot Sheet Of Top Real News Trending Now  Household incomes see gain Census: It appears that Americans got fatter paychecks in 2015 - the first significant hike since 2007. U.S. median household income rose 5.2% to $56,516. Read moreCitrus land drop-off continues across Fla.U.S. Dept. of Agriculture: The citrus industry lost 4% of its grove land, 21,275 acres, over the past year. State industry leaders point to citrus greening - an incurable bacterial disease - as a major factor. Read more.Preserving existing stock key to affordable housingUrban Institute: With low-income rentals shrinking, preservation of existing affordable housing is likely to be more successful than new conventional construction. Read more.Don't put your clients on holdSurvey: People still want to ...
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By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
The Daily (072116) Hot Sheet of the Top Real Estate News Trending Now   Inflation and you: Rising prices and real estateRising home and rental prices impact inflation, but inflation, in turn, slows the real estate market as mortgage rates rise and necessities grow more expensive. Read more.Green energy boost: FHA to back some PACE mortgagesFHA says it will now approve purchase and refinance mortgage applications in states that treat clean-energy program (PACE) funding as a special assessment that homeowners pay like property taxes. Read more.Florida Realtors PAC announces supported candidatesOver 400 candidates have qualified to run for 160 seats in the Florida House and Senate; Florida Realtors PAC announced its initial list of supported candidates. Read more.Foreign investors no longe...
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By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
A Letter Template For Short-Sale Business Want to start writing handwritten notes, but don’t know where to get started?Hand-copy this content into cards you can send to your sphere. Handwritten notes are an outstanding way to reach out because they are high-touch and more likely than any other form of marketing to be read.Dear (Insert Name),If you or someone you care about is living under the cloud of an unmanageable mortgage, you are well aware of the stress. Now is not the time to go it alone. Help is available and if you are concerned with avoiding scams—as you should be—keep this one fact in mind: help is free. Don’t trust anyone asking for an upfront fee.Enclosed are a few of my business cards. Please feel free to pass them on to anyone you care about who could benefit from the car...
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By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
The Daily (070716) Hot Sheet Of Top Real Estate News Trending Now  More home insurance companies look at credit scoresCredit scores don't just impact mortgage rates. More and more property insurers now quote cheaper property insurance rates to owners with high credit scores. Read more.Orlando Realtors support community, Pulse victimsAfter the Pulse nightclub shooting, Orlando's Realtors offered help to victims' families and promoted "OrlandoStrong" through billboards, social media and more. Read more.Florida Realtors E-Celebration brings convention homeCan't attend the Aug. convention or too busy to take in all the speakers? No problem. Nine sessions will come to you via the association's first-ever online convention. Read more.NAR international survey: Sales down a bit this yearHigh pr...
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By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
 The Daily (061616) Hot Sheet of Top Real Estate News Trending Now   Florida foreclosures decline by 41,435 in one year RealtyTrac: The state is still tops in the number of completed foreclosures with about 14% of the U.S. total, but the problem has subsided to 2007 levels. Read more. Technology: Realtors' top five complaintsWhat tech issues stress agents the most? Florida Realtors Tech Helpline put together the top five. Leading the list? A computer that's too slow followed by viruses, malware and adware. Read more High new-home costs: It's labor, not materialsThe cost of raw materials - asphalt, iron, steel and diesel - has fallen, but total new-home construction prices are up 1.8% because labor costs are soaring. Read more.Apple unveils 10 new software enhancementsReview: Apple's iPh...
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By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
The Daily (052616) Hot Sheet of Top Real Estate News Trending Now   Credit score problems still haunt AmericansThe first thing buyers should do? Check credit scores. CFPB says that a lot of consumers still complain about mistakes and trouble with getting them corrected. Read more.Website accessibility: Not just about the lawThe DOJ has made it clear that "public accommodation" for Americans with disabilities applies to websites, which should assist people with vision, hearing or other impairments. Read more.NAR pushes back against patent trollHow? It filed a petition with the U.S. Patent office challenging the validity of claims by the company threatening infringement lawsuits against real estate firms. Read more.Inside the real estate crowdfunding land rushCrowdfunding is a new way to ...
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By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
The Daily (042716) Hot Sheet Of Top Real Estate News Trending Now    Home prices rise at solid pace even with flat sales S&P/Case-Shiller: Home prices at the top of the market appear to be softening, but first-time buyers find competition, higher prices and very limited inventory. Read more.100 million Americans have a criminal recordLandlords that once banned ex-convicts must regroup after HUD suggested it could be a fair housing violation. The exact do's and don'ts aren't clear, but HUD advice to public housing managers offers some insights. Read more.Consumer confidence drops a bit in AprilWhile American consumers still feel fairly optimistic about present conditions, they continue to voice concerns about the not-too-distant future. Read more.Realtor.com to offer home renovation cost...
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By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
 In A Nut Shell Market Minutes For The Week Ending 4/15/16  Consumer prices rose less than expected in March and underlying inflation slowed, suggesting the Fed will remain cautious about raising policy rates. The labor market, however, continues to show signs of strength. Jobless claims remained below 300,000 for the 58th week, the longest stretch since 1973.  Oil prices have risen as traders look to Sunday's meeting of oil producing countries. If oil prices continue to increase, it could pressure rates higher. The spring market is heating up as purchase mortgage applications saw a sudden pick up last week. Apps to purchase new construction jumped by 17% in March. The "tiny house movement" is continuing to gain steam. Usually around 200 sq ft, these homes are becoming more popular amon...
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By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
What species is this?IT'S NOT A BIRD OR IS IT? And then this landed in my inbox. I could not resist sharing it. This parrot is in fact a female model who posed for Johannes Stötter, a fine art body painter.  Using breathable paint, he spent hours painstakingly turning this woman into the image of a parrot, brushstroke by brushstroke. The model's arm forms the parrot's head and beak, and her legs form the wing and tail feathers.  Remember: always take a closer look as things aren't always what they appear to be. Once you see her, the bird disappears!  
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By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
The Daily Hot Sheet Of Top Real Estate News Trending Now February 26, 2016  Average rate on 30-year mortgage falls to 3.62%Global anxiety continued to benefit homebuyers this week as the average FRM fell to 3.62% from last week's 3.65%. Read more. Study: Fla. costliest state for property insuranceNational Association of Insurance Commissioners says Floridians pay highest U.S. home insurance premiums at $2,115 yearly - an increase from $2,084 one year earlier. Read more. Fla.'s Canadian homebuyers becoming big sellersThe exchange rate once favored Canadians who could afford a big Fla. home, but a strong U.S. dollar now allows them to sell and maximize profit. Read more. Facebook emoji may help when 'like' won't doThe simple "like" clicks have expanded to include "love," "haha," "wow," "s...
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By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
Daily Hot Sheet of Top Real Estate News Trending Now Friday, December 4, 2015   Dec.: The best month to land a great home sale dealAfter a yearly peak price in Aug. and Sept., home prices generally decline by 0.51% for January closings that went under contract in Dec. Read more.Redfin challenges Zillow with own home-value estimateThe company says that "Redfin Estimate" is more accurate than non-brokerage websites because it taps directly into MLS data to offer the most current facts. Read more.Average rate on 30-year mortgages slips to 3.93%FRM rates dropped marginally lower for the third week in row - but most experts (69%) polled this week predict they'll soon start going back up. Read more.Half-priced homes from HUD: What to knowA little publicized program allows police, teachers, fi...
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By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
    THE BACK NINE   I FIRST STARTED READING THIS EMAIL & WAS READING FAST UNTIL I REACHED THE THIRD SENTENCE. I STOPPED AND STARTED OVER READING SLOWER AND THINKING ABOUT EVERY WORD. THIS EMAIL IS VERY THOUGHT PROVOKING. MAKES YOU STOP AND THINK. READ SLOWLY!     AND THEN IT IS WINTER     You know ... time has a way of moving quickly and catching you unaware of the passing years. It seems just yesterday that I was young, just married and embarking on my new life with my mate. Yet in a way, it seems like eons ago, and I wonder where all the years went. I know that I lived them all. I have glimpses of how it was back then and of all my hopes and dreams.     But, here it is... the back nine of my life and it catches me by surprise...How did I get here so fast? Where did the years go and w...
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By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
Daily Hot Sheet of Top Real Estate News Trending Now Wednesday, November 25, 2015   U.S. new-home sales rebound in Oct.Commerce Dept.: After a drop in Sept., sales are now up 10.7% to a seasonally adjusted rate of 495,000 in Oct., indicating a return to stability in the market. Read more.Fla. consumer sentiment ticks up in Nov.Just in time for holiday sales, Floridians are feeling more positive about the economy. The latest UF consumer index rose more than two points to 91.5. Read more.What is going on with homebuilders?That's the question posed by NAR's chief economist in a recent Forbes column, who says the ongoing shortage of homes on the market is hurting first-time buyers. Read more.Miami could lose billions from coastal floodingA new CBRE report says no U.S. region is more vulnera...
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By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
Do You Want To Sell Your House Faster, Use This GuideWhat do you notice when you visit a model home in a new development? Often, you’ll find wonderfully furnished and decorated rooms that anyone could live in.   The operative word here is “anyone”. Sure, there might be a computer screen on a desk in the den, or a child’s Raggedy Ann doll sitting in a corner, but for the most part, all the rooms are anonymous. There is a sense of family, but no specific family… the feeling of personality, but no specific person. The professionals who set up a model home make it anonymous for a reason. They want buyers to view it as their potential home, not someone else’s. And these professionals know — based on decades of experience — that this strategy helps sell houses faster and for a better price. W...
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By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
RATES DROP ON DISAPPOINTING EMPLOYMENT NUMBERS Two-hundred thousand has been the magic number. If the economy could continually create 200,000 or-more new jobs per month, then it could withstand higher interest rates. September’ saw only 142,000 jobs created, the second-consecutive month of sub-200,000 job growth.  Now, everyone is pointing to December. Fed Chair Janet Yellen has said a rate increase is still on the table this year. Traders are pricing fed funds rate futures contracts for a 36% chance of a rate increase in December.  The recent drop in mortgage rates, combined with the TILA-RESPA regulatory change from October 3rd, have sent mortgage activity skyrocketing. Refinances were up 24%, and purchases were up 27%. Mortgage lending activity points to higher home sales for Septem...
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