Florida freclosures * Florida Bank Short Sales *              Cape Coral Florida Pool Homes * Reduced ! * Are You A Motivated Buyer?         Gulf Access* Pool Home !    2 bed 2 bath Pool Home !     Freshwater Pool Home! Move in condition $ 324,900    Bank Short Sale $159,900    Bank Short Sale $199,900Joe Kendall Realtor with Sandals Realty 239-560-0726 or email http://joek4realestate@aol.com  writes, There has never been a better time to buy a home in southwest Florida the variety,locations, styles as a buyer your possibilities are endless! These homes are all located in Cape Coral Florida, they have been reduced in price and are waiting for a motivated buyer! If you had yoiur choice? What pool what you choose? More information on these homes and hundreds of... 11/06/2007

Thriving on changeYour greatest risk isn't that you'll make mistakes that will cost you. Your greatest risk is that you'll miss opportunities. You need an entrepreneurial mindset, not an employee mindset. Don't be too concerned with the risk of loss - be more concerned with the risk of missed gains. It's what you don't know and what you don't do that will hurt you the worst. Blogging is cheap. Your expenses and financial risk should be minimal. Your real concern should be missing opportunities that would have made you money very easily. You need to develop antennae that can listen out for new opportunities.The blogosphere changes rapidly, and change creates opportunity. It takes some brains to decipher these opportunities and to take advantage of them before they disappear. If you hesit... 11/04/2007

Do you actually want to monetize your blog?Some people have strong personal feelings with respect to making money from their blogs. If you think commercializing your blog is evil, immoral, unethical, uncool, lame, greedy, obnoxious, or anything along those lines, then don't commercialize it.If you have mixed feelings about monetizing your blog, then sort out those feelings first. If you think monetizing your site is wonderful, fine. If you think it's evil, fine. But make up your mind before you seriously consider starting down this path. If you want to succeed, you must be congruent. Generating income from your blog is challenging enough - you don't want to be dealing with self-sabotage at the same time. It should feel genuinely good to earn income from your blog - you should be driven ... 11/04/2007

Joe Kendall Realtor with Sandals Realty 239-560-0726 writes, Pre-Foreclosure Short Sale in Cape Coral Florida , Southwest Florida ! Perfect home for the first time home buyer! Most of the upgrades have allready been done! This is a Pre Foreclosure /Short sale and is subject to 3rd party approval and may have time restrains. Great value in the Yacht Club Area! 2 bed 2 bath home featuring a wonderful pool with earth tone brick pavered pool deck! Great for entertaining! Seller has done lots of upgrades! New kitchen cabinets,tiled counters tops, tumble stone backsplash, new 18 tile thru out, just to name a few! To many to list! Located near shopping,beaches and all the amenities at the Cape Coral Yacht Club! ALL ASSESSMENTS ARE IN AND PAID! Make Your Best Offer today! Search hundreds of ho... 11/04/2007

                    The City of Cape Coral is gearing up for the 2007 Coconut Festival. The three day event has a lot to offer like fireworks Fri. & Sat. at 9PM, rides & crafts for the kids, games, live music and lets not forget coconuts! This year they will feature American country on Friday night with John Anderson, rock and roll on Saturday with Loverboy, Lou Gramm and dIG bADDY (a local Cape Coral band), and on Sunday music from the city's diverse cultures. So come and join the fun FRIDAY from 5PM to 12 Midnight, Saturday - 10am to 12 Midnight, Sunday - 10am to 9pm. You don't want to miss it!For more information and driving directions visit http://www.cocofest.com/index.htmlComing out of Town? Need a hotel? Hampton Inn, Casa Loma Hotel or Quality Hotel 11/03/2007

        Full Moon!  Can you catch the moon.  He sure did.   11/02/2007

   What would you do if you encountered this great big shark!  I would be high tailing back to shore. Maybe he did not see him yet!    11/02/2007

This is to close to a hurricane.  How would you like to be on this boat.    11/02/2007

Our local paper published an article that almost was positive. The article was giving the previous months new home sales vs. new home starts and the numbers showed that the inventory had gone down, only slightly but down. The article than went on to tell how foreclosures where going to flood our market. The following is my response, let's see if they print it.  Dear News Press Real Estate Desk,I'm writing this in response to your updated Real estate section.I'm glad to see that you are looking for the good in our market, there is a LOT. I read with interest your article on new construction sales, it started off very positive. Unfortunately you managed to put a negative twist on the story when you stated that in the near future our market is going to be flooded with foreclosures. While t... 11/02/2007

                                                             Southwest Florida, Cape Coral, Fort Myers  Bank Pre-forclosure /Short Sale Suggestions. Key points in getting a short sale done? Hardship letter from the Seller and Negotiate with Leverage!  The Hardship. I have received a lot of phone calls lately people asking about doing a short sale of their home. I always reply to the caller have you talked to the bank? Have you written then a Hardship Letter? Explaining why you are behind in the mortgage payments, what life events have lead you up to this point? I know it's not easy to write about the hardships you maybe having yet, If you want a bank to forgive your debt ? You better have a good reason besides I just don,t want the house anymore! When you provide this letter, along with... 11/01/2007

Thinking about a Short Sale? "Short Sale" seems to be the talk of the town these days. With many homeowners in unfortunate situations at the present time they are searching for alternative ways out. Some may have read about a short sale online or in the newspaper. But most homeowners don't have all of the information about a short sale to make an informed decision. Below I will address the top concerns & questions I'm hearing from homeowners & my advice to them. Do I qualify for a Short Sale? To answer this take a look at your financials. Are you unable to continue on your current path? Are you paying more out each month than you are bringing in? Have you borrowed money from credit cards, family, other property, etc to continue to pay your mortgage? If you have & do not have the means t... 10/30/2007

Florida Property Tax Reform There is good news out of Tallahassee Florida this morning.  The House and Senate have been able to devise a plan to send to the voters on January 29th, 2008. While the plan has many pros and cons there are provisions to provide property tax relief to not only primary residences, but also second home owners and business owners.  This is something that our seasonal and vacation population has been needing for many years. The new plan has the following provisions: • Portability of SOH Exemption Dollars: Homesteaders could take up to $500,000 of Save Our Homes protections to a new home purchase. Those who downsize would take a pro-rated portion of their tax protections.  This applies to all property taxes.  This will allow people who live in Homesteaded properti... 10/30/2007

Just hope everyone can help.  Food Drive will be pick up the second week of November.Thank you for those that already participate and be Bless for helping.Read email received by Dave Moreland Christian ChamberFirst Capital Lending Corp Moreland, Dave [mailto:Dave.Moreland@morganstanley.com]  Christian Chamber Christian Outreach Food DriveGreetings Food Drive Participants! Thank you all for your willingness to help us collect food for those in need in our community this holiday season.  You may or may not know, but all of the food collected will be to benefit the Fort Myers Soup Kitchen.  They have been helping people with food for over 30 years and were grateful recipients of our efforts last year.  We wanted to send out an email reminder to you as representatives that your role is crit... 10/29/2007

Who is waiting to buy REO, bank owned, foreclosure properties in the Cape Coral Florida area?Yes, check the Lee County court calendar; it's sometime 20 Lis Pendens per day. Will the lenders put the on the real estate market for next to nothing as the real estate investors are hoping?Many banks are working with people to try to help them stay in their homes. As far as spec homes, it's another story.If your a qualified buyer looking to buy a brand new home as a short sale, REO, bank owned, foreclosure home, call me 239 292 1358 or email me bklare@comcast.net  10/28/2007

Click on the link below and play a Halloween version of hang man. Grap the kids and there friends. It's pretty funny. I find myself playing it when I should be working. I also find my kids playing it when they should be doing there home work. Have Fun and happy HalloweenScotthttp://dedge.com/flash/hangman/hangman.swf?a=300 10/26/2007

This is so neat and could help everyone so much!  (But it won't help if the candidates change their positions once in office!) The following is an interesting exercise.... You answer a few questions then click the "find your candidate button" and the program selects the candidate who's position on the issues is most like your own... And how the rest rank according to your preferences.  You may be surprised at what you find... I was.... Click the link below.... http://www.wqad.com/Global/link.asp?L=259460 10/26/2007

  Affordable housing returns to Southwest Florida. These homes are located in Cape Coral Florida.           Asking    $104,900                      Asking  $114,900                     Asking  $114,900   Cape Coral Florida Bank Pre-foreclosure short sale property located in Cape Coral Florida.  Hundreds to choose from! www.ViewSWFlorida.com Joe Kendall Realtor with Sandals Realty www.viewswflorida.com 239-560-0726 your Foreclosure and short sale specialist Joe Kendall writes: The real estate market in Cape Coral Florida has brought new life into affordable housing! Currently there are over 50 homes listed for sale under $120,000 in Cape Coral Florida. Some of these homes do need some attention more then others and some are move in condition! Now is the time to buy a vacation home, real ... 10/25/2007

As some of you may or may not know in addition to my work as a REALTOR® and Mortgage Broker, I also serve my community fulltime as a Firefighter Paramedic. With October being Fire Prevention month the Engine Company that I'm assigned to spent the morning at an elementary school talking about fire safety.  We had originally gone to do what we call a "Truck Demo."  Basically this is where we open all the doors and compartments and walk the kids around the Fire Engine showing the children the various tools, equipment and gear needed for Firefighters to do their jobs. I like to take the "Truck Demo" a little bit farther and ask the children a few simple questions about fire safety.  Much to my amazement I was somewhat disappointed in the knowledge that these elementary school children had s... 10/24/2007

As we enter into another tourist season in Southwest Florida, I keep asking myself and my co-workers what are we doing to highlight the benefits of our market? Are we using all avenues available to advertise our great buyers market? I have gone back to the basics in our business. I'm using the 3 foot rule. Anyone within 3 feet will know what a great buyers market we are in and that I am a REALTOR. All my listings will once again have color brochures advertising the benefits of the home for sale. I have partnered with a lender and advertising the great loan programs available, and the great rates that are also available. If I'm speaking with you on the phone, I will ask what type of buyer are you working with and offer you my listings that might work. I'm using the new technology availab... 10/24/2007

Are You Ready to Purchase a Cape Coral Short Sale? With an influx of Short Sale properties entering the market throughout Lee County, foreclosures are on the rise throughout Cape Coral, Fort Myers, Lehigh Acres there are plenty of properties available for purchase... but are you as the consumer prepared to buy such a property. The first step is to not only be pre-qualified which is a quick look at your credit score, your income, and your debts, but I would highly recommend a pre-approval and loan commitment from your lender prior to even starting to look at a property whether it's a short sale or not.  This means you have already gone through underwriting with your loan file and the only conditions left to clear on your loan file would be the review of your appraisal. The second step is... 10/23/2007