MEET MY FAITH SHE WAS BOUGHT AT THE Animal Rescue IN ORLANDO,  MY HUSBAND NAMED HER FAITH SO I CALL HER FAITH.  BUT THEN HE CHANGED HER NAME TO KAY.  SHE ANSWERS TO BOTH NAMES,  SHE KNOWS WHEN I AM CALLING HER.  SHE ALSO ANSWERS TO KAY.  I CANT TELL YOU HOW MUCH I ENJOY HER, SHE BRINGS US LOTS OF JOY AND HAPPINESS. Today she jumped up so high off the ground with joy.  10/17/2007

     Joe Kendall Realtor with Sandals Realty 239-560-0726 writes;  Todays real estate market around the country has a lot of people facing foreclosure. Which I am sorry to hear and talk about this subject as I know it effects a lot of peoples lives, but I must say you may have some options. I have talked to several people over the last few weeks and everyone situation is different. But I believe in trying to sell your home before it goes to a foreclosure sale and it remains on your credit record. I would suggest you do everything in your power to avoid foreclosure and work with the banks toward a solution everyone can agree with. First of all let me explain a few terms that the banks refer to during the foreclosure process! Let me in real easy to understand terms, explain what a short s... 10/17/2007

DO YOU CRINGE?  WHEN SOMEONE ASK YOU ABOUT YOUR CREDIT.  WELL I AM HERE TO TELL YOU.  YOU DONT HAVE TO ANYMORE.  DONT MISS OUT ON OPPORTUNITIES THAT YOU DESERVE BECAUSE OF CREDIT.  CREDIT WILL GIVE YOU PURCHASING POWER AND I AM HERE TO TELL YOU ALL ABOUT IT.  AS YOU ALL KNOW HOW TO GET CREDIT AND BUILD UP CREDIT, SO I WILL SKIP ALOT OF I ALREADY KNOW THAT.LET GET DOWN TO BUSINESS:  STEP 1  : IDENTIFY THE PROBLEM  -  OBTAIN YOUR CREDIT REPORT. GO ON LINE AND REQUEST IT. SUCH AS TRUECREDIT.COM OR YOU CAN WRITE THE 3 CREDIT REPORTING AGENCIES. EXPERIAN CREDIT INFORMATION SERVICE   P.O. BOX 2002  ALLEN, TX  75013-2002  WWW.EXPERIAN.COM           EQUIFAX   P.O. BOX 740241 ATLANTA GA  30374-0241  WWW.EQUIFAX.COM             TRANSUNION LLC  P.O. BOX 1000 CHESTER PA   19022-1000        WWW.TRAN... 10/16/2007

With the market being slow I have taken the opportunity to participate in several seminars and refresher classes.  The other morning, as I was having coffee and feeling up-beat, I realized that most of the agents I enjoy being around are the ones either learning new methodes for deal with this market or implementing them into their daily routine.  We all know times are tough, but this is a perfect time to refresh ourselves and become creative.  Since I am not a creative thinker I cheat, I go to seminars and pick up my new ideas.  It's amazing how good a few new suggestions can make you feel, and how great you feel when they work; But best of all is how insulated I have become to the negative "the sky if falling" agents who are waiting for the market to shift and the "bidding wars" to st... 10/10/2007

  Joe Kendall Realtor with Sandals Realty phone 239-560-0726 www.viewswflorida.com writes, The Bank foreclosures and Sellers trying to sell their home thru a short sale continues to offer home buyers in Cape Coral Florida located in Lee County Florida, outstanding values on homes with pools! These pictures are homes in the foreclosure process and offer a varity of options and styles, even a few of these homes are waterfront property! Currently there are 56 homes priced from 150,000 to 200,000 with a pool! These pictures are from this list! Now is the time to buy a pool home in Lee County Florida ! Now is the time to buy your vacation home or investment property!  10/10/2007

       Joe Kendall Realtor with Sandals Realty 239-560-0726 www.viewswflorida.com writes, Sometimes you have to look at where we have come in the last two years in this real estate market in Cape Coral Florida before you have a clear understanding that Now is the Time to Buy. This always helps to get a clear understanding by taking a look at a single neighborhood sold prices then and now. Normally you look at the past and see how much lower the prices where two years ago(past history) and what prices the current market homes are currently selling. But I can tell you in Cape Coral Florida, We have the complete opposite in most places in the country! This example below is Cape Coral Florida, Sailboat, Gulf Access Property with the sold prices in 2005 compared to what the current sold pric... 10/08/2007

One for the girlsNow I lay me down to sleepI pray the Lord my shape to keep.Please no wrinkles, Please no bagsAnd please lift my butt before it sags.Please no age spots, Please no grayAnd as for my belly, Please take it away.Please keep me healthy, Please keep me young, And thank you Dear Lord, For all that you've done.LOL 10/08/2007

•     LOAN OFFICER DUTIES AND RESPONSIBILITIESAs a loan office with our company you are ultimately responsible for all facets of a mortgage transaction including the following:  Prompt courteous customer relationsAccurately quoting mortgage programs, terms and closing costs as well as locking interest rates for specific periods of timeObtaining completed application packages which will meet or exceed all standards of legal and ethical industry complianceSubmitting neat, organized and well structured loan packages for completion by our processing staffMaintaining contact with that processor throughout that files  transition to final approval and subsequent "clear to close" Completion and review of the final fee sheet, interest rates, closing costs, prepaids and escrows being charged to y... 10/08/2007

Let's make a difference in kids lives, I believe we as mature grown-ups we should not only cater to the grown-ups but also pay attention to the teenagers who maybe reaching out for our help. Don't ignore teenagers that misbehave. Most likely they are begging for help, love , attention, and answers from us grown-ups. Don't you remember when you where a kid and you had lots of questions and wondered why there is so much violence and hatred and bad people. Well lets show our children, that is not always the case, I remember one day when I was walking to the convenient store, and a truck drove by and hit me with a beer bottle on my leg, thank God it didn't hit me in the head. I was able to get over it because I had God in my life and knew people loved me. We need to help our children, and t... 10/07/2007

AUTOSHOPS ARE VIEWING THE AUTOSHOPBLACKLIST TO CHECK YOUR CREDIT ABILITY TO PAY FOR YOUR CAR BEING REPAIRED .  YOU AS CONSUMERS ARE UNABLE TO CHECK THIS AUTOSHOPBLACKLIST.COM ONLY SHOP OWNERS ARE ABLE TO SIGN IN AND RETRIEVE AND POST THESE ITEMS.  I WOULD RECOMMEND YOU  TO GO TO YOUR LOCAL AUTO SHOP REPAIR SERVICE LOCATION AND LET THEM KNOW HOW THEY CAN CHECK FOR  YOUR NAME ON THIS SITE.  ONCE YOU ARE ON THIS SITE YOU WILL HAVE A HARD TIME GETTING YOUR NAME OFF THIS LIST.  SOME SHOPS ARE NOT REGISTERED BUT LET THEM KNOW ABOUT THE WEB-SITE SO THEY CAN HELP YOU KEEP YOUR NAME OFF WWW.AUTOSHOPBLACKLIST.COM   10/04/2007

It is good to know you have a team player on your side, someone with experience and with a big heart.  I don't often blog about other people, however Joe deserves some recoginition for his hard work and dilligence.  I am just throwing out some kudos to Joe Kendall and appreciate having him on my team at Sandals Realty.  Check out Joe's blogs if you are curious at all about the prime listings in Cape Coral or Southwest Florida.  He has his finger on the pulse of the market and will work hard for you!  Ask him about the opportunities at Sandals Realty!   10/03/2007

Headed down to one of the Local Bridges last night with Rob to do a little Nightime Bridge fishing. Rob had told me that they had done very well a few days last week so I was pretty stoked for a big fish. Arrived about 9pm and started to set up. Lowered a lantern hung on a rope down to the waters surface. This will attract bait fish and with the bait fish there we should expect to see some Game fish eating the bait. It was incredible to say the least. We caught our own bait with a dip style net and then used light action poles to catch some bait fish to use for the Big Girls. Landed up catching a few Lady Fish and tossed them out with the intentions of catching a Big Female Snook or two. I had the first bite which we think was a very large Snook, big powerful hit on the bait, which by t... 10/03/2007

THESE THREE PROPERTIES ARE CURRENTLY LISTED FOR SALE WITHIN YOUR NEIGHBORHOOD. AND, THE SELLERS ARE WILLING TO CONTRIBUTE TOWARDS PAYING SOME OR ALL OF THE CLOSING COST.SAMPLE HOUSE 1 : 199,000.00        SAMPLE HOUSE  2: 215,800.00       SAMPLE HOUSE 3:  235,700.00                          100%FINANCING                  SELLER PAYS CLOSING                            FHA FINANCINGCLIENTS ARE DRAWN TO YOUR LISTING AS A DIRECT RESULT OF THREE INCENTIVES OR THEY CHOOSE BETWEEN YOUR LISTING AND ANOTHER OF THE SAME PRICE, THEY WILL SELECT YOURS DUE TO THE SAVINGS IN REAL DOLLARS.  ENHANCING THEIR MARKETABILITY IS THE KEY. STOP PAYING RENT!YOU MAY FIND THAT THE MORTGAGE PAYMENTS FOR THESE HOMES ARE SIMILAR TO THE RENT YOU ARE CURRENTLY PAYING.  NOT TO MENTION THE POTENTIAL TAX BENEFITS AT THE ... 10/02/2007

Joe Kendall Realtor with Sandals Realty 239-560-0726 writes, When you hear people talking that nothing is selling? Well guess again! I am here to tell you that some people have adventured out and found themselves a great waterfront home with gulf access for unbelievable prices! Sometimes you have to see it in writing to believe it!  Here are just a sample of the homes you can buy at the lowest prices on gulf access waterfront Call ro email me today for more information! We have hundreds of waterfront homes on the market ! Now is the time to buy! Property Type: ResidentialStatusDOM  StatusDateListing#PriceAddressCityGEO Area  BD  BALot SizeLiving AreaSold323  08/31/07200666881290,000 5349 Darby CtCape CoralCC11 - cape c220.2301541Sold127  08/17/07200711553298,850 4521 SE 1st AveCape Cor... 09/30/2007

                  Joe Kendall Realtor, waterfront specialist/buyers agent with Sandals Realty 239-560-0726 or www.viewswflorida.com  writes, The current real estate market in CAPE CORAL FLORIDA continues to show excellent values for the money on waterfront homes. Several homes are currently in the foreclosure and bank short sale process, offering today's pickiest home buyers many choices of waterfront homes with a variety of water views, styles, locations and the sunsets are free! Discover waterfront living on a freshwater home, gulf access home, or maybe even a large lake or intersecting canal location where the daily boat traffic is free! Call or email today for a complete list of waterfront homes prices start at $199,900 Now is the time to buy waterfront Real estate!                 ... 09/24/2007

My first night as a bartender at Ariani restaurant www.chefdario.com, my first guests at the bar, I meet a Realtor couple team on thier way to a showing.   We chatted a bit about the market and the changes it's been going through, they said I was brave to get in now.   So I told them my firm specalizes in negotiating short sales, foreclosure or pre-forclosures, and that most of our buyers are coming from other realtors.We created an excellent synergy as they, like many realtors, don't want to deal with short sales and would love to refer them to a specalist.   I in turn will keep them informed of our new offerings, many of which don't hit the MLS at all.Any one who would like to be added to my hotsheet list, please shoot me an email at mikeurbinato@gmail.com and I'll get you in the loop... 09/20/2007

 This should be a Fun day for all Dog Owners, come out and meet other area Dog / Animal Lovers, you never know, you just might make some Friends. There will be all kinds of Dogs to see. 1st Annual SWFL AKC Responsible Dog Ownership Day. Saturday September 22nd at Jaycee Park 11:00 - 4:00 ALL FRIENDLY DOGS WELCOME!!! www.swfloridalabclub.com  09/19/2007

Century 21 Birchwood Realty Inc - will be having a Buyer / Seller Appreciation Day on Saturday September 22nd 2007 from 10 am - 3pm.Free Hot Dogs & Hamburgers Grilled by the Agents and Mgmt StaffFree Bounce House for the KidsFree Old Time Car Show with some very nice carsSnow Cones, Soda, Water ect also all Free.Would be a Great Place to stop for some Local Real Estate Information, or just to stop by for some free food and fun for all. For info or questions, Please call Jay LaGace 239-443-8795   09/19/2007

     Joe Kendall Realtor with Sandals Realty www.viewswflorida.com  or direct line 239-560-0726 writes;  Home builders in southwest Florida are offering great savings on home purchases of homes out of inventory or brand new construction homes on your own lot. The current prices for vacant land located on and off water in Lehigh acres and Cape Coral remain very attractive. Dry lots in Lehigh Acres are selling for around 9,000 to 12,000 for a very nice build-able lot! Cape Coral dry lots are in the high 20,000 to low 30,000 and waterfront lots starting around 50,000 and gulf access around 95,000 asking! Builders are adding lots of upgrades to their standard home packages! I strongly incourage you to give me a call or email me on referral to Quality Home Builder that I have worked with in ... 09/18/2007

New Florida Home - Breathtaking Views! Lowest Price Ever! Builder Short Sale - No delays on closing! Cape Coral, Fl. NEW 2007 Luxury Golf Course Home with Built-in Pool & 5 Jet Therapy Outdoor Spillover Built-in Spa offers breathtaking rear panoramic views on the Championship Coral Oaks 18-Hole Golf Course, overlooking the 4th Tee with 2000 ft. private nature views, without the fees! You will love the huge entertaining room sizes in this 3BR/2BA, built for master living throughout! Don't settle for low-level new construction upgrades. Reward yourself with the very best in this premium luxurious upgraded model home, showcased with fabulous model home features all included in this home. This stunning model home, built as a speculated model is loaded with top of the line everything! Origin... 09/17/2007