The Daily Hot Sheet of Palm Beach Real Estate & FL Realtor News                                                      Monday, September 17, 2012 TODAY'S TOP STORIES New guidelines to help condos get FHA loans Condo buyers can't get FHA loans unless a building is certified. Less-risky rules should push more associations to apply. Read more. In Jan., short sales may carry hidden cost A law keeps IRS from taxing money a lender forgives on a short sale, but it expires Dec. 31 if not extended by Congress. Read more. New lender GFE rules: what to expect Once "loan estimates" from multiple lenders have the same format, websites will start creating side-by-side comparisons. Read more. 20% downpayment not a QM requirement The qualified mortgage (QM) rule won't force buyers to put so much down; ... 09/17/2012

  Simply Rosh Ha'shanahRosh Hashanah Happy and Healthy Jewish New Year ! I wish all my friends, and clients a Happy New Year. I found this great song and history lesson on YouTube to explain Rosh Hashanah in a simple delightful way. I hope you take the time to watch it and enjoy it Perhaps you will learn a little about Rosh Hashanah and the blessings of a New Year. 09/17/2012

  Sometimes the seeds to success are planted by someone else   I wrote this blog title: “Are you relentless in your approach to be noticed and win” back on September 4th, 2012. (Read and see photos from prior post). It was about a plant or really the pot we wanted at a yard sale. Fast forward now and see how the Elephant ears once again have taken over the pot and the other plant. Once thought to be gone forever, has come back to make its presence known in a big way. 09/16/2012

  The Fingerprints of God on his Day   I was sent this the other day and thought it had some amazing information worthy of sharing. Being raised in the church followed by my father being an organist with a degree in sacred music, facts like this always intrigued my interest. Where did we come from? Why are we here, and what is our purpose to each other? The clip shows it is by design from a power higher than our own. In addition no two people are alike. Share this day knowing you are special and can make a difference to someone’s life. 09/16/2012

  Goals, Guts, and Glory to 200,000 Active Rain Points Back on April 23, of this year I posted that I reached a small milestone of 100k points, (view here). I also made a goal to reach 200k points by 10/14/12. Well today, I exceeded that goal and this post will put me over that threshold. Currently, I have accumulated 693 blogs, 1422 comments received, 2842 comments left.     I made a new goal to reach 300,000 points by March 10th 2013. That of course is depending if the world survives past 12/21/12. Putting that aside I want to encourage and thank all of those that contributed on my behalf. 09/12/2012

  The Daily Hot Sheet of Palm Beach Real Estate & FL Realtor News Monday, September 10, 2012 TODAY'S TOP STORIES Citizens approves new reinspection program Owners who lost discounts now have options, including a free second inspection. Board approves $3.5M to remove policies. Read more. Home foreclosure jeopardizes rental properties Real estate Q&A: Lenders may be able to get a judgment against rental properties if foreclosing on owner's primary home. Read more. Census Bureau app has real-time stats "America's Economy" app for mobile devices checks 16 indicators, such as new-home sales and homeownership rate. Read more. Short sales, foreclosures do equal damage They ding a credit score the same - credit agencies claim short sale sellers just as likely to default in the future. Read more... 09/10/2012

  Real Estate Investing with a certified CIAS Agent: Making Money Today What is a CIAS? Smart real estate investing is the answer to the market's problems. A Certified Investor Agent Specialist™ (CIAS) finds, creates, and closes with residential real estate investors with the knowledge and tools earned through comprehensive education and experience. CIAS-designated agents can streamline the process of real estate investment to increase returns for investor clients. CIAS-designated agents help real estate investors navigate: Investment Strategies Self-directed IRAs 1031 Exchange Leverage Options Key Calculations Return-on-Investment Capitalization Rate Average Returns Cash Flow And much more! 09/09/2012

  The Daily Hot Sheet of Palm Beach Real Estate & FL Realtor News                                                          Friday, September 7, 2012 TODAY'S TOP STORIES Fla. OKs removal of 150K Citizens policies Insurance Commissioner says four private insurers will take policies; over 84,000 were removed earlier this year. Read more. Citizens to consider $300M loan program Change No. 2: Fla.-owned insurer wants to give private companies low-interest loans to take even more policies out. Read more. Medical debt bill would help credit scores If bill became law, it would remove medical debt from credit scores within 45 days of payment, qualifying more buyers. Read more. Average on 30-year mortgage slips to 3.55% Rates continue to hover close to record lows and have helped spark the housin... 09/07/2012

  Are you relentless in your approach to be noticed and win?   A couple of years ago, my wife and I bought this green pot at a yard sale. What was in it was a plant that you see from the picture below, but the ones from two years ago have since died off and was replaced by another plant that is hidden. This would go on from time to time where new sprouts would appear only to die off again. This time however, it has come back out of the blue with a vengeance. The point of this story to take with you is this. Often times our businesses have the same results, with a lot of starts and stops. A consistent fight to show up and show yourself can and will make your- self known again in time. Just keep pressing through….   09/04/2012

   Daily Hot Sheet of Palm Beach Real Estate & FL Realtors® News Monday, August 27, 2012 TODAY'S TOP STORIES Fla. has 26% of all U.S. international sales According to just-released Fla. international profile, 19% of total state sales went to foreign buyers who paid cash. Read more. Insurance adjusters ready help assess damage State-owned Citizens to have 750 adjusters on hand. If impacted by Tropical Storm Isaac, make repairs and keep receipts. Read more. Throngs attempt to refinance Fla. tops in mortgage refinancing. In July 2012, number of Floridians applying for lower rate up 152% over July 2011. Read more. Better housing market improves finances Americans feel better than they have in nearly four years, according to a nonprofit credit counseling stress index. Read more. Locksmith sc... 08/27/2012

  City of Atlantis in Palm Beach Co., FL Market Stats for July 2012 Stats and facts about City of Atlantis, Florida, are out for the month of July 2012.  The report is packed with information about the county and the local city mentioned above. In a nut shell the inventory of single family homes available for sale are at a 7.6 month selling point which is down nearly 37.7% from a year ago. That’s a good sign things are loosening up and people are buying. Click on this link, for more graphs and stats. Whether you are buying or selling in this hot market of the County of Palm Beach, FL, choosing the right company will save you money, time and many sleepless nights. I not only have 28 years experience as a Realtor, construction was a passion of mine as well. This alone is worth so much mor... 08/26/2012

  Where do you rank? Making it to the Top 15 I started on this path several months ago and this post help me get to the Top 15 in all of Palm Beach county. I love the challenge and/or the  commitment and still feel the points and ranking was genius to keep us actively involved. It is somewhat a ritual to log-in like reading the newspaper. A thanks to all who have stop by. Good luck to everyone today.  NameScoreBlog PostsFeatured  #1 Steve Hoffacker - Sales Trainer/Coach, Sales Books Author, Photographer Real Estate Trainer 1,518,290 3,825 19   #2 Nestor & Katerina Gasset Realtors® Wellington Florida Homes For Sale Real Estate Agent 1,396,669 2,538 254   #3 Lou Ludwig CRB, CRS, CIPS, GRI, SRES, TRC, e-PRO, Real Estate Trainer 1,105,005 3,475 22   #4 Michelle Gibson REALTOR® Wellington Fl... 08/19/2012

  The Daily Hot Sheet of Palm Beach Real Estate & Florida Realtors® News Tuesday, August 14, 2012 TODAY'S TOP STORIES Budget impasse darkens outlook Economic survey: Things continue to improve, but the threat of a 2013 tax increase is scaring wait-and-see investors. Read more. Citizens' storm of reinspections, rate hikes State-owned insurer must make more money to be actuarially sound, but its solutions put some homeowners in a bind. Read more. NAHB more upbeat about 55-plus housing Index of builder attitudes about the older adult market more than doubled in the 2Q 2012 compared to a year earlier. Read more. Yelp's ad pitch gets bad reviews Some business owners say the site manipulates how reviews appear in order to coerce businesses to advertise. Read more. Hispanics majority of new ow... 08/14/2012

  The Daily Hot Sheet of Palm Beach, Real Estate & Florida Realtors® News Monday, August 6, 2012 TODAY'S TOP STORIES Florida Realtors updates, renames FAR-9 On Aug. 20, the CRSP-12 and CRSP-12 Addendums debut. Forms update has major and minor changes. Read more. Consumer agency probes PMI deals Did lenders steer borrowers to a favorite provider for private mortgage insurance? If so, it could be a RESPA violation. Read more. Closing costs dropped 7% over past year In Fla., closing costs averaged $4,395, according to Bankrate.com - about 17% more than they did nationally. Read more. U.S. home prices find their footing Fiserv Case-Shiller forecast: Stable home prices and a recovering market in 2012, with a 5% price increase by 2014. Read more. Buffett's housing bet pays off Investment guru... 08/06/2012

  City of Atlantis, FL Market Stats for June of 2012 Stats and facts about City of Atlantis, Florida, are out for the month of June 2012.  The report is packed with information about the county and the local city mentioned above. In a nut shell the inventory of single family homes available for sale are at a 7.6 month selling point which is down nearly 37.9% from a year ago. That’s a good sign things are loosening up and people are buying. Click on this link, for more graphs and stats. Whether you are buying or selling in this hot market of the County of Palm Beach, FL, choosing the right company will save you money, time and many sleepless nights. I not only have 28 years experience as a Realtor, construction was a passion of mine as well. This alone is worth so much more than the aver... 07/29/2012

561-352-3056 – www.treugroup.com – Your Palm Beach County Real Estate Agent, The Treu Group of Keller Williams Realty offers information for Palm Beach County buyers and sellers including Short Sale Information in Palm Beach County, how to avoid foreclosure in Palm Beach County, how to buy a great deal in Palm Beach County, how to get a home sold in Palm Beach County, what the Luxury Market in Palm Beach County, buy a great deal in Palm Beach County, what the Luxury Market in Palm Beach County is doing and so much more.    The Atlantis, Florida single family real estate market stats are out for June and there is some interesting news.  Inventory of available homes are at 7.6 months which is down 37.9% compared to last year.  The definition of a balanced market is a 6 month inventory fo... 07/25/2012

Travelling to 150 Active Rain Miles an Hour   Of the many goals I set for myself, it is challenging who I will overtake for the week and eventully the month. Dedication is the key to everything in life especially the important things. Sometimes I am tired and it’s late to sit and right about things, when I should be fast asleep. However, the incentive I set for myself gives me the added boost. This week I have reached another milestone which is ranking 150 in all of Florida. I’m not sure the exact count of Realtors at this moment, but I know in our county alone, there are thousands. Thanks to all of you that have boosted my count as I will do the same for you. #101 Boca Raton Florida Homes for Sale David Serle Real Estate Agent 226,718 514 13   #102 Karina Kfuri Leal, Delray Beach Broke... 07/22/2012

  Sunday Shot of the day (7/22/12) in Atlantis, Florida This Sunday was not really eventful other than a few huge birds roaming the outer banks I call it. I’m sorry for not taking the super close-up shot for he was across on the other side. If you notice he has green legs from walking through the canal looking for his meal.   07/22/2012

  Wildlife Shot of the Day (071912) in Atlantis, Florida   As I approached my home office window and looked outside, I saw? First, was a tree lizard climb up my Gumbo Limbo Tree. As I watch further as he climbs the tree, here comes this other tree lizard walking on the top of the bushes. Quietly, I was able to approach the friend and he allowed me to take these shots. 07/19/2012

  Daily Hot Sheet of Florida Realtors® News   TODAY'S TOP STORIES Citizens criticized for raising premiums State-run insurer could triple rates for sinkhole coverage and charge new owners more. Public forum unleashes anger. Read more. Builder confidence rises six points in July NAHB's survey of builders' attitudes about business conditions had its largest one-month gain in over a decade. Read more. Fla. Realtors convention: Will you be there? Pres. Greene: A "can't-miss-this opportunity for every Realtor in Fla." Aug. 8-12 event has education, business tips. Read more. 'Lost generation' of buyers may reappear While young adults no longer consider homeownership a sure way to make money, most still see it as a smart investment. Read more. Fed: Economy may need stimulus - but not yet Chair... 07/17/2012