When buying a home, particularly if you're a first-time buyer, the home loan process can seem daunting. There are many things to consider, and if you haven't got previous experience, it could get confusing.We help you answer some of the most common mortgage questions.How Much Down Payment Will You Need?While it was traditionally a requirement to have a 20% down payment, that is no longer the case. In fact, if you qualify for the VA loans or USDA loans programs, you could buy a house with zero down. It is a good idea to save money for a downpayment regardless of how much you are putting down.FHA mortgage loans allow you to buy with only a 3.5% down payment, and even some conventional loans have a minimum of 3% down. However, there are some advantages to finding a larger down payment, lik... 10/07/2021

On September 16, 2021, California Association of Realtors (C.A.R) reported that homes values gained 0.9% to the price of $1,100,000 in August of 2021 from price of $1,090,000 in July of 2021, and rose 18.3% from price of $615,000 in August of 2020 in  County, California. While, homes sales declined 3.4% in August of 2021 from July of 2021, and down 5.6% from August of 2010 in  County, California.There were 1.6 months supplies of available inventory of homes in July of 2021, lower from 1.7 months in July of 2021, and decreased from 2.4 months in August of 2020 in  County, California.An average it took 8.0 days to sell a home in August 2021, up from 7.0 days in July of 2021, but dropped from 12.0 days in August of 2020 in  County, California.For complete more detailed information about th... 09/25/2021

If your employer offers the Dependent Care FSA and you are paying for daycare, take advantage! Check out this video to learn why, and how this works.  https://youtu.be/2PnvgRfQrks   Eataxresolutions.com   Anthony Fontana CPA 800-245-0596   #FSA #DependentCare #Tax 09/18/2021

We see many homeowners waste time trying to sell their houses. Some homeowners fail to sell their houses because they do not have the experience and the know-how.If you want to sell your house for fast cash, call We Buy Houses. We will give you an offer. If you accept our offer, we will pay cash for your house in a few days. How Can I Sell My House Quickly? We want to help you sell your house quickly. Firstly, use a qualified realtor. Realtors can sell your house quickly because they have the experience.We know reputable realtors have a good relationship with a lot of buyers. So, your realtor will sell your house quickly to one of these buyers. Secondly, you can use the internet to sell your house for fast cash. Some people are searching for a vacant house.And several online real estate... 09/15/2021

Ever wondered about the differences between the FSA or HSA? Well, check out the video to decide! https://youtu.be/X0zUj7w0Phg  #FSA #HSA #HSAvsFSA eataxresolutions.com Anthony Fontana CPA800-245-0596 09/06/2021

In this video, I explain what needs to be done if you owe back taxes. Check it out!https://www.youtube.com/watch?v=i33fOD58wnM&t=12s https://eataxresolutions.com/ Anthony Fontana CPA800-245-0596    08/30/2021

On August 16, 2021, California Association of Realtors (C.A.R) reported that homes values declined 4.2% to the price of $1,090,000 in July of 2021 from price of $1,138,000 in June of 2021, but rose 23.9% from price of $880,000 in July of 2020 in Orange County, California. While, homes sales fell 12.9% in July of 2021 from June of 2021, but up 1.1% from July of 2020 in Orange County, California.There were 1.7 months supplies of available inventory of homes in July of 2021, higher from 1.5 months in June of 2021, but decreased from 2.5 months in July of 2020 in Orange County, California.An average it took 7.0 days to sell a home in July 2021, unchanged from 7.0 days in June of 2021, but dropped from 16.0 days in July of 2020 in Orange County, California.For complete more detailed informat... 08/27/2021

In this video I will be explaining how to fill out the updated IRS form 656 for 2021. We will be going line by line through the form, to be sure you understand how to fill this out. The IRS form 656 is used to file an IRS offer in compromise. It’s the contract that lays out the terms of the tax settlement.https://youtu.be/DHbfhlul-vE Anthony Fontana CPA800-245-0596eataxresolutions.com #tax #IRS #offerincompromise  08/20/2021

If you are looking to settle you taxes with the IRS, then most likely you will need to fill out the IRS Form 433-A OIC. This video is a step by step guide on how to fill it out.  https://youtu.be/hy8c-iA9AD4   eataxresolutions.com   Anthony Fontana CPA 800-245-0596   #irsofferincompromise #IRS #Tax 08/12/2021

A popular description of Laguna Beach in coastal Orange County, California, is as follows:Seven miles of secluded coves and beautiful valleys surround the finest coastal resort in Southern California, Laguna Beach. All year round, we are a haven for art enthusiasts, outdoor explorers, beachgoers and romantics.Laguna Beach is home to a renowned artist colony, which is considered "one of Orange County's hidden jewels." Visitors may discover sea caves, tidal pools, ocean side bluffs, natural tide pools, and sandy beaches within municipal boundaries. It also boasts "the most oceanfront accommodation in the country." More than 20,000 acres of protected wilderness surround the city, making it an ideal place for adventurous exploration. We have world-class mountain bike routes for all skill le... 08/10/2021

The infamous IRS form W9. Well, here's how to fill it out. https://youtu.be/Dro10zR5-sQ #W9 #IRS #tax eataxresolutions.com Anthony Fontana CPA800-245-0596 08/10/2021

Newport Beach, located in Orange County, California, is typically described with outstanding and excessive hyperbole. . . . Learn about the refined appeal of Newport Beach, California. Once you've had a taste of the perfect life, you'll go back for more. Our activities range from sunset cruises and surf instruction to wine tastings and harborfront promenades. . . Newport Beach is made up of ten different communities, each with its own personality, natural beauty, and tale to tell. “Paradise is what we call it.”It sounds too wonderful to be true, doesn't it? See whether that is the case. . . Is it true or is it not true? Overview of Newport BeachOrange County's Newport Beach is known for its surfing, beautiful beaches, and recreational harbor. It is located nine miles southwest of Irvine... 08/10/2021

The Lowdown on Closing Costs for Beachfront Properties in Orange County, CA Closing fees for oceanfront homes in Orange County, California, are an expected but sometimes neglected element of the real estate arrangement.  But, in order to know how much you'll have to spend, you'll need to incorporate these charges into your calculations - on top of the down payment and other apparent upfront expenditures.The good news is that they aren't always irreversible. Closing expenses are generally determined by the property's location, the businesses utilized, and, of course, the property's selling price. Furthermore, certain parts of the costs are negotiable. Whether you're a buyer or a seller, you should be aware of the fees associated with closing; otherwise, you may end yourself spending cons... 08/05/2021

In this video we discuss the #1 reason why most IRS Offer in Compromises get reject. We go through the section of the IRS Form 433-A OIC where the misunderstanding is that causes the rejections. Hope it helps! https://www.youtube.com/watch?v=_DTcLgfc8XE eataxresolutions.com Anthony Fontana CPA800-245-0596 08/04/2021

On July 16, 2021, California Association of Realtors (C.A.R) reported that homes values higher 3.5% to an average price of $1,138,000 in June of 2021 from an average price of $1,100,000 in May of 2021, and rose 30.8% from $870,000 in June of 2020. While, homes sales gained 13.7% in June of 2021 from May of 2021, and jumped 61.6% from June of 2020 in Orange County, California.There were 1.5 months supplies of available inventory of homes in June of 2021 down from 1.6 months in May of 2021, and dropped from 3.5 months in June of 2020. An average it took 7.0 days to sell a home in June 2021, unchanged from 7.0 days in May of 2021, but declined from 20.0 days in June of 2020 in Orange County, California.For complete more detailed information about the California Association of Realtors’ Jun... 07/24/2021

On June 16, 2021, California Association of Realtors (C.A.R) reported that homes values unchanged 0.0% to an average price of $1,100,000 in May of 2021 from an average price of $1,100,000 in April of 2021, but rose 31.8% from $834,550 in May of 2020. While, homes sales fell 10.1% in May of 2021 from April of 2021, but jumped 130.9% from May of 2020 in  Orange County, California.There were 1.6 months supplies of available inventory of homes in May of 2021 up from 1.5 months in April of 2021, but dropped from 5.5 months in May of 2020. An average it took 7.0 days to sell a home in May 2021, unchanged from 7.0 days in April of 2021, but declined from 15.0 days in May of 2020 in Orange County, California.For complete more detailed information about the California Association of Realtors’ Ma... 06/25/2021

On May 17, 2021, California Association of Realtors (C.A.R) reported that homes values increased 7.3% to an average price of $1,100,000 in April of 2021 from an average price of $1,025.000 in March of 2021, and rose 27.8% from $861,000 in April of 2010. While, homes sales gained 16.2% in April of 2021 from March of 2021, and jumped 107.9% from April of 2010 in Orange County, California.There were 1.5 months supplies of available inventory of homes in April of 2021, down from 1.8 months in March of 2021, and dropped from 3.7 months in April of 2020 in Orange County, California.An average it took 7.0 days to sell a home in April 2021, up from 6.0 days in March of 2021, but fell from 10.0 days in April of 2020 in Orange County, California.For complete more detailed information about the Ca... 05/27/2021

On April 16, 2021, California Association of Realtors (C.A.R) reported homes values gained 3.0% to an average price of $1,025,000 in March of 2021 from an average price of $995.000 in February of 2021, and rose 16.2% from $882,000 in March of 2020. While homes sales jumped 39.3% in March of 2021 from February of 2021, and increased 30.4% from March of 2020 in Orange County, California.There were 1.6 months supplies of available inventory of homes in March of 2021, lower from 2.0 months in February of 2021, and decreased from 2.5 months in March of 2020. An average it took 6.0 days to sell a home in March 2021, down from 9.0 days in February of 2021, and dropped from 11.0 days in March of 2020 in Orange County, California.For complete more detailed information about the California Associ... 04/27/2021

Once you have navigated your way through the selling and home buying process, there is still the not inconsequential task of actually moving. Moving home is tough and physical work, that isn't for everyone. There are many steps before the move to keep you organized. Even if you are willing to do the work, you might still be better off hiring professional movers.Choosing to employ moving companies to move your stuff should make an already very stressful day quite a lot easier. Professional moving services can take care of all the important aspects of your move so that you have fewer things to worry about. You will want to organize your move as much as possible before packing up your possessions.Packing MaterialsWhen you hire moving companies, they will provide the moving boxes and packin... 04/01/2021

On March 16, 2021, California Association of Realtors (C.A.R) reported that homes values increased 2.5% to an average price of $995,000 in February of 2021 from an average price of $971.000 in January of 2021, and jumped 13.1% from $880,000 in February of 2020. While, homes sales gained 4.6% in February of 2021 from January of 2021, but rose 7.3% from February of 2020 in Orange County, California.There were 2.0 months supplies of available inventory of homes in February of 2021, unchanged from 2.0 months in January of 2021, but fell from 3.4 months in February of 2020 in Orange County, California.An average it took 9.0 days to sell a home in February 2021, lower from 10.0 days in January of 2021, and dropped from 17.0 days in February of 2020 in Orange County, California.For complete mo... 03/23/2021