VA Mortgage Loans in Fort Dick CA and 100% VA Loans -the best loan program in the country! VA Mortgage Loans are one of the best mortgage loan programs available today for both honorably discharged Vets and active duty military personnel. Here are some of the great features of this fantastic program: - Up to 100% financing, with no down required. - No monthly mortgage insurance added to your payment. - More lenient credit qualifying standards than other types of mortgage loans. - Low rates compared to other loan programs. So how do you qualify for a VA Mortgage Loan in Fort Dick CA? The first step is to verify your eligibility. Eligibility is verified by ordering your Certificate of Eligibility or COE. You can work with an approved Windsor  CA VA mortgage loan lender to order your COE ... 06/30/2015

VA Mortgage Loans in Crescent  CA and 100% VA Loans -the best loan program in the country! VA Mortgage Loans are one of the best mortgage loan programs available today for both honorably discharged Vets and active duty military personnel. Here are some of the great features of this fantastic program: - Up to 100% financing, with no down required. - No monthly mortgage insurance added to your payment. - More lenient credit qualifying standards than other types of mortgage loans. - Low rates compared to other loan programs. So how do you qualify for a VA Mortgage Loan in Crescent  CA? The first step is to verify your eligibility. Eligibility is verified by ordering your Certificate of Eligibility or COE. You can work with an approved Windsor  CA VA mortgage loan lender to order your COE ... 04/13/2015

Fran Gatti - #1 in Sales in Del Norte County and Crescent City Since 2008. #1 in 2014 by volume and units sold*. What does it take to be a great agent? One who year in and year out continues to stay at the top of their game and #1 in their market? Why do some folks rise in their field while others barely hang on? I'm learning more and more each passing day that to stay at the top isn't that easy. You can never rest on your prior record. You must continue to do the things that got you to the top in the first place. In other professions, this may not be true, but it certainly is in real estate. My husband is the best teacher around. His students love him. They are engaged and enjoy learning and actually are bummed when summer comes because they will miss Mr. Gatti. He's been teaching for ... 12/11/2014

FISH, KAYAK, SWIM & RAFT THE WILD AND SCENIC SMITH RIVER     Fran Gatti | RE/MAX Coastal Redwoods | 707-218-8162frangatti@remax.net | 5455 S Bank Rd, Crescent City, CA 95531 Smith River Front Property in Del Norte County, CA Land (0.81 Acres)   $119,000 Lot Size 0.81 Acres Virtual Tour mysinglepropertyw... Website mysinglepropertyw... DESCRIPTION Riverfront .81 acre situated on the wild & scenic Smith River. Tall trees,wild azaleas & lush ferns. Just minutes to ocean & Redwoods. Close to Crescent City CA & Brookings OR. Nestled in the "heart" of the Smith River recreation area, famous for salmon & steelhead fishing, swimming, rafting, kayaking & more. Large area for your custom built home, it's a perfect place to enjoy the river all year long. Approx. 30 feet above river offering specta... 11/03/2014

Rural Housing Home Buyer Assistance Ready to Own Your Own Home? Low - Moderate Income Household? Live in a Rural Area? Rural Development May Be Able to Help Check out this special video USDA Rural Housing Loans ♦♦     No Down Payment Required ♦♦     No Pre-determined Purchase Price Limits*  ♦♦     Not Limited to First Time Home Buyers ♦♦     Flexible Credit and Qualifying Ratios ♦♦     30 Year Fixed Term ♦♦     No Cash Reserve Requirements ♦♦     All Appraiser-Required Repairs and Closing Costs Can Be Financed Based Upon the Appraised Value Above the Purchase Price ♦♦     Loans May be Obtained for Appraised Value plus Guarantee Fee ♦♦     Eligible Gift, Grant, Mortgage Credit Certificate (MCC), Buydown Allowed ♦♦     Single Family Residence, Condos & Planned Unit Developments (PUDs) Eli... 06/06/2014

Rural Housing Home Buyer Assistance Ready to Own Your Own Home? Low - Moderate Income Household? Live in a Rural Area? Rural Development May Be Able to Help Check out this special video USDA Rural Housing Loans ♦♦     No Down Payment Required ♦♦     No Pre-determined Purchase Price Limits*  ♦♦     Not Limited to First Time Home Buyers ♦♦     Flexible Credit and Qualifying Ratios ♦♦     30 Year Fixed Term ♦♦     No Cash Reserve Requirements ♦♦     All Appraiser-Required Repairs and Closing Costs Can Be Financed Based Upon the Appraised Value Above the Purchase Price ♦♦     Loans May be Obtained for Appraised Value plus Guarantee Fee ♦♦     Eligible Gift, Grant, Mortgage Credit Certificate (MCC), Buydown Allowed ♦♦     Single Family Residence, Condos & Planned Unit Developments (PUDs) Eli... 06/04/2014

Rural Housing Home Buyer Assistance Ready to Own Your Own Home? Low - Moderate Income Household? Live in a Rural Area? Rural Development May Be Able to Help Check out this special video USDA Rural Housing Loans ♦♦     No Down Payment Required ♦♦     No Pre-determined Purchase Price Limits*  ♦♦     Not Limited to First Time Home Buyers ♦♦     Flexible Credit and Qualifying Ratios ♦♦     30 Year Fixed Term ♦♦     No Cash Reserve Requirements ♦♦     All Appraiser-Required Repairs and Closing Costs Can Be Financed Based Upon the Appraised Value Above the Purchase Price ♦♦     Loans May be Obtained for Appraised Value plus Guarantee Fee ♦♦     Eligible Gift, Grant, Mortgage Credit Certificate (MCC), Buydown Allowed ♦♦     Single Family Residence, Condos & Planned Unit Developments (PUDs) Eli... 06/02/2014

Rural Housing Home Buyer Assistance Ready to Own Your Own Home? Low - Moderate Income Household? Live in a Rural Area? Rural Development May Be Able to Help Check out this special video USDA Rural Housing Loans ♦♦     No Down Payment Required ♦♦     No Pre-determined Purchase Price Limits*  ♦♦     Not Limited to First Time Home Buyers ♦♦     Flexible Credit and Qualifying Ratios ♦♦     30 Year Fixed Term ♦♦     No Cash Reserve Requirements ♦♦     All Appraiser-Required Repairs and Closing Costs Can Be Financed Based Upon the Appraised Value Above the Purchase Price ♦♦     Loans May be Obtained for Appraised Value plus Guarantee Fee ♦♦     Eligible Gift, Grant, Mortgage Credit Certificate (MCC), Buydown Allowed ♦♦     Single Family Residence, Condos & Planned Unit Developments (PUDs) Eli... 05/30/2014

Rural Housing Home Buyer Assistance Ready to Own Your Own Home? Low - Moderate Income Household? Live in a Rural Area? Rural Development May Be Able to Help Check out this special video USDA Rural Housing Loans ♦♦     No Down Payment Required ♦♦     No Pre-determined Purchase Price Limits*  ♦♦     Not Limited to First Time Home Buyers ♦♦     Flexible Credit and Qualifying Ratios ♦♦     30 Year Fixed Term ♦♦     No Cash Reserve Requirements ♦♦     All Appraiser-Required Repairs and Closing Costs Can Be Financed Based Upon the Appraised Value Above the Purchase Price ♦♦     Loans May be Obtained for Appraised Value plus Guarantee Fee ♦♦     Eligible Gift, Grant, Mortgage Credit Certificate (MCC), Buydown Allowed ♦♦     Single Family Residence, Condos & Planned Unit Developments (PUDs) Eli... 05/28/2014

Rural Housing Home Buyer Assistance Ready to Own Your Own Home? Low - Moderate Income Household? Live in a Rural Area? Rural Development May Be Able to Help Check out this special video USDA Rural Housing Loans ♦♦     No Down Payment Required ♦♦     No Pre-determined Purchase Price Limits*  ♦♦     Not Limited to First Time Home Buyers ♦♦     Flexible Credit and Qualifying Ratios ♦♦     30 Year Fixed Term ♦♦     No Cash Reserve Requirements ♦♦     All Appraiser-Required Repairs and Closing Costs Can Be Financed Based Upon the Appraised Value Above the Purchase Price ♦♦     Loans May be Obtained for Appraised Value plus Guarantee Fee ♦♦     Eligible Gift, Grant, Mortgage Credit Certificate (MCC), Buydown Allowed ♦♦     Single Family Residence, Condos & Planned Unit Developments (PUDs) Eli... 05/23/2014

Here is my year end wrap up of the Del Norte County Real Estate Market. Sales for 2013 were record setting in the number of residential transactions at 292.  The Del Norte Association of Realtors MLS history goes back to 2008. The average sales price for 2013 was 26% lower than 2008. What this tells us is that if you purchased your home for $200,000 in 2008, you would be looking at a sales price today of approximately $148,000. Ouch!  The average  sale price did increase in 2013 over 2012’s average by approximately $3000. This may be the start of the upward trend in prices that homeowner’s are looking for, however one has to be cautiously optimistic with this news as interest rates are predicted to increase by many market experts as well as increasingly stringent guidelines for buyers ... 01/23/2014

    Looking for real estate in Crescent City/Del Norte County or to sell your Crescent City/Del Norte County real estate?  Fran gives prompt and professional service with superior market knowledge. Call Fran for the most up-to-date assessment of the Crescent City/Del Norte County real estate market BASED ON STATISTICS, DATA and Fran's insight. Fran puts her market knowledge, use of technology and professionalism to work for you.   Why move to Crescent City/Del NorteCounty ~ Although Del Norte County is one of California's smaller county's, it's big in what it has to offer.  The home of where the Redwoods meet the sea is where you want to relocate.  Let me give you a tour of our county and I'll show you why.  Del Norte County's traffic is minimal with an easy commute from home to office.... 08/29/2013

Tall Ships are in Crescent City Harbor today. Be there at 4:00 for a tour of the ships for a small donation.  The weather today is delightful with a breeze in the harbor so bring a sweatshirt or sweater and have a great time. Call Fran Gatti at 707-218-8162 for all your Del Norte County Real Estate needs. www.FranGatti.com 04/23/2013

  Really Big Weekend!!! My daughter, Elizabeth Gatti, graduated from University of Redlands. I can't begin to say how proud we are of our oldest daughter. She stuck it out and made it to the end despite giving birth to her two daughter's along the way.   Liz has a degree in Economics and is now in the job market. She is considering a career in real estate (I'm bribing her to come on board with me), however Crescent City is a long way from her current location so we will see if a move is in her families future. Of course it took the support of a good man to make it all happen. We are blessed beyond measure. Thank you Ben, for hanging in there with Liz. Congratulations to all four of you.   04/22/2013

Two boxers, a male and a female, were running loose around the outside of our fenced yard this morning, driving our dogs crazy. We have a fenced area at the back of the house, and were able to corral them there with loving words and treats. THIS IS SO SAD. Although they have very sturdy collars, there is no identification on them. The male boxer is very protective of the smaller female boxer, and she is very loving to the male, but very shy. He followed my friend into the large enclosure, and they have not tried to dig out. They also seem to be very relaxed unless something sets them off. The male dog has a major scar on this back, but old and jaggedly healed. He does seem to have a medical problem. The female boxer has a slight limp. They may have jumped out of a traveling car or truck... 04/20/2013

Buyers are showing up again looking for vacant lots here in Del Norte County, California. And the ones who call, want to start construction right away. Many investors purchased their oceanfront or oceanview lots before the downturn of the market. At that time, it was hard to find a home, much like some other markets around the country, so they purchased these lots, hoping to build their dream homes for their retirement.  Today: Although we still have homes for sale and at excellent prices, most of them are older and come with problems. They also have outdated kitchens, bathrooms, etc. Today's vacant lot buyers want to build their dream homes to their specifications, and want to take advantage of low interest rates. Although I feel sorry for the sellers who purchased their property at th... 04/19/2013

There are quite a few bank owned properties (REO's) that need a bit of work done. For example, owners started to do upgrades, ran out of money, and lost the home. Most investors here in Crescent City, Del Norte County California buy low priced properties and fix them up themselves, then turn them into rentals. One particular client of mine only buys multi-unit properties but those don't come on the market much now. But there are great buys in single family homes under $100,000 and sometimes quite a bit under that. These are properties that need CASH TO CLOSE. There's one for sale right now that looks very promising: - 3 bedrooms, 1 bathroom - 1974 square feet - on .33 acres - built in 1974 - renovations were started but not finished This property started out at $102,900 NOW FOR SALE AT ... 04/17/2013

Although we hear that this is a seller's market and that multiple offers are the norm, here in Del Norte County, California we still see some bank owned (REO) homes and short sales. These are slowing down, however, therefore I urge first time home buyers to get in touch with me before even this inventory has dried out. HERE IS HOW I CAN HELP YOU GET THE BEST PRICE: There are quite a few provisions in a Purchase Agreement that can save keep buyers from buying an overpriced home. Now, I know this is becoming a seller's market, but not all buyers have cash in the bank to cover the difference between the home's value as appraised and what the sellers want. That is why I always have two contingencies in the Purchase Agreement: 1. The loan contingency to stay in effect until the designated lo... 04/15/2013

I found a spring phenomena I have never seen before, a baby pine cone! Normally I don't pay attention to pine cones until they start dropping out of the tall trees here in the fall.  Once I start taking photos, especially on a beautiful sunny spring day, it's hard to stop. My dogs and I first went up the hill on our normal late afternoon walk where I talk some wildflower photos.  Our neighbor has a lot of fruit trees on their huge property, the ones which attract wild animals in the fall like bears and deer. All of them are in full bloom and I've included some here. Rhododendrons are flowers in Del Norte County that bloom everywhere, a beautiful wild flower. I also spotted some of them and added a couple here. Another thing we have lots of up in the land of the mighty Redwood tree, are ... 04/11/2013

It happened again, a lady called me from out of town and wanted to know where to stay during their vacation here in Crescent City, California. She wanted somewhere quiet and nice. She knew I was a real estate broker, but hoped that I would recommend a hotel. SO WHAT MADE HER THINK I COULD HELP HER? When I first came to Crescent City, California and started in real estate, my marketing plan included putting up several websites and these included: 1. www.crescentcitylighthouseinn.com 2. www.crescentcityaccommodations.com On them I listed all the hotels and motels in the area. THE ONLY Realtor® ON THIS WEBSITE IS ME. Nowadays, I still get between 400 and 600 UNIQUE VISITORS to the websites every month. Obviously they don't all call me, they click through to the hotel(s) that appeal to them... 04/06/2013