How to Buy a New Home Before Selling Your Current One!!!  Living in a "crowded house" but can't find a way to buy that perfect new home before selling your existing one?  Don't dream it's over! There are mortgage programs that are specifically created to allow you to use proposed rental income from your existing home --- also known as a "departing residence" in this case --- to help with your mortgage qualification.  After all, most Americans are working hard enough to afford one mortgage payment, let alone two. If you've been told that you don't qualify for a new home until you sell your current home, but you otherwise have a down payment saved and ready to go, get in touch and let's see if a departing residence mortgage is a good fit for you. There is freedom within,  Rob SpinosaSVP o... 08/04/2022

How to Rock a 10% Down Payment!!!   Why go home to your grungy apartment when you can buy your first home instead?  Oh, what's that?  Haven't saved the full 20% down payment?  Live in a part of the country where home prices and loan sizes easily outpace the capacity of conforming, FHA and even VA loans? Let's learn how to rock the best of the 10% down jumbo mortgage options, some without PMI, and jam on why with a changing real estate market, you may be in luck with half the down payment you thought it might otherwise take. Jeremy's spoken,  Rob SpinosaSVP of Mortgage LendingGuaranteed RateNMLS: 22343 Cell/Text: 415-367-5959 rob.spinosa@rate.com Marin Office:  324 Sir Francis Drake Blvd., San Anselmo, CA  94960 *The views and opinions expressed on this site about work-related matters ar... 07/14/2022

EBMUD Certificates - Ready For You - Real Estate Agents - East Bay, CaliforniaEBMUD Certificates - Ready For You - Real Estate Agents - East Bay, California Rooter Solutions of California (RSC) was created after United States Environmental Protection Agency (EPA) and California Regional Water Control Board ordered East Bay Municipal Utility District (EBMUD) to phase in a Regional Private Sewer Lateral (PSL) ordinance... Get more info here ... https://rootersolutionsofca.com/ About Us EBMUD CERTIFICATES Rooter Solutions of California Inc. is an Oakland based company that specializes in obtaining EBMUD mandated sewer lateral upgrades. We have been successfully acquiring EBMUD certificates* since 2012. We work closely with realtors, investors, lenders and escrow officers and have many sati... 05/07/2022

Every person's and family's dream is to own a home. As a result, you've probably done a lot of homework on the neighborhood and the potential asking prices from local sellers. Are you aware of how many closing costs will cost you? The East Bay Realty Bay Group has put together a comprehensive guide on California homeownership for anyone interested in learning more about the state's housing market. What are closing costs?A property's closing costs can be defined as the charges incurred by either the buyer or seller over the selling price. Closing costs might amount to up to 15% of the sales price, depending on various factors. When it comes to closing costs, there are several variables to consider. Factors such as the selling price of the property, the location (neighborhood and state), ... 12/11/2021

In Oakland, you'll find something for everyone's interest. There are numerous advantages to coming to this thriving metropolis, which has a population of more than 400,000 people. Summers are warm, and the cost of living is significantly less than in other regions of the Bay Area. The city of Oakland in California indeed has a wide range of neighborhoods. Most importantly, in 2021, it will be one of the most sought-after places to live and work because of its diverse culture and booming economic landscape. You'll meet people from all walks of life and enjoy some of the best food in the city.Despite the fact that it is an exciting area to live and work in, it can be daunting if you aren't prepared. If you are used to living in a big metropolis, you'll feel perfectly at home in the city's... 12/04/2021

In Oakland, California, the microclimate is about 10 degrees warmer than San Francisco, making it a fascinating city feature. It is also worth noting that Oakland, California, has an excellent plan for those who are looking to buy their first home.There is fierce competition to buy the home of your dreams in this market, even though affordable does not necessarily mean cheap. That's why considering working with an experienced real estate agent and being prepared to seal the deal are essential first steps. Especially if you're a first-time homebuyer, you'll want to familiarize yourself with Oakland's unique characteristics.Top 3 Peculiar Factors for Owning a Home in OaklandWhen looking to buy a house in Oakland, there are several important considerations to keep in mind. A few of the mos... 12/03/2021

From one place to another, the cost of living might vary substantially. In other words, the cost of living in one location may be utilized to calculate the cost differential in another. In order to have a better choice on whether or not you should relocate from your current location to Oakland, California, you must first learn about the cost of living in the area. Several variables, such as your profession, typical salary, and the real estate market in the region where you currently reside, might have an impact on the estimate.Located in the East Bay, Oakland is the most populated city in the region and the third-largest metropolitan area in the Bay Area. In 2020, the city will have a population of 440,646, making it the 45th most populated city in the U.S. and the 8th most populated ci... 11/18/2021

Have you ever thought you wanted to have another source of income, you certainly could have. Many people think we only work in areas where the price of homes is very low or in very poor neighborhoods. The photo above is an FHA 203k project we did a few years ago, as you can see some of these homes are in pretty nice areas. This one was in Fair Oaks, CA and the buyer was all over the 203k loan as it fit his needs most readily. Advantages to a contractor becoming a consultant include that you get to look at a property before most and you get to be paid to prepare a bid. Advantages to a Realtor is you get some cash up front while you wait for your commission on the sale. You also get to control the inspection. Conflicts of interest, well yea. Of course but you can make them go away by havi... 09/28/2021

If you want to know about the Sewer Lateral program, just click on the link below, at the end of this post.There is a $4,500 up front deposit for the owner of the home. If you are a realtor and sell a home that doesn't have the sewer lateral certificate, the buyers may be stuck with that fee. If you are the seller, you can, put in your sales brochure that this must be taken care of by the buyer(s). In any case if you choose to fix it or the new buyer(s) want to fix it you can use the FHA 203k to accomplish this. If that happens get hold of me as we have been granted, not guaranteed, a waiver provided your consultant includes wording in his or her write up. If you sell without disclosing this to the new buyers YOU may be liable for the fee. Just a heads up.https://www.eastbaypsl.com/Mike... 09/25/2021

7237 Skyline Blvd Oakland, CA 94611     With riveting views of the bay and city skyline, a designer-quality interior and a peaceful setting nearby some of the best hiking/biking trails the Bay area has to offer, this refined architectural home is a great opportunity. Taking full advantage of its prime hillside location, the home offers a well-conceived plan that allows for a completely flat, level entry, multiple outdoor living areas with unobstructed views, and many of the bedrooms privately set away from each other. Large windows, multiple skylights and an open staircase allow sunlight to disperse throughout the interior, a showpiece of contemporary design that features clean lines, bamboo and tile floors, elegant modern fixtures, custom paint and window treatments. Two family rooms, ... 07/21/2021

1243-1245 97th Avenue Oakland, CA Duplex Asking $1,000,000Updated and remodeled two story Duplex with a non conforming studio that has a kitchen and bathroom with a shower stall. Dark brown hardwood floor throughout, updated tile showers downstairs. Rental potential up to $8500 or more. 3 Bedrooms 2 bathrooms downstairs and 4 bedrooms 2 bathrooms upstairs. Downstairs Primary bedroom has a tile shower stall, wall, heaters, tankless water heater, recessed lighting throughout. 07/06/2021

As we celebrate our nation's freedom, we honor the courageous men and women dedicated to preserving it. Happy 4th of July! #IndependenceDay #Happy4thofJuly #celebrate 07/04/2021

Updated and remodeled two story Duplex with a non conforming studio that has a kitchen and bathroom with a shower stall. Dark brown hardwood floor throughout, updated tile showers downstairs. Rental potential up to $8500 or more. 3 Bedrooms 2 bathrooms downstairs and 4 bedrooms 2 bathrooms upstairs. Downstairs Primary bedroom has a tile shower stall, wall, heaters, tankless water heater, recessed lighting throughout. 07/01/2021

Jack London, Oakland, CA Community and Real Estate InformationThe Jack London district is located on the waterfront in Downtown Oakland, California, and is the southernmost part of the city. The area is located south of Chinatown and Old Oakland, and southeast of the Acorn Industrial District. The area is notable for its numerous commercial complexes, affluent residential structures, and the numerous seaside restaurants that line the city's southern shore. Residents and visitors alike may enjoy the area's upmarket eating and leisure enterprises, which include a variety of restaurants, pubs, theaters, and other activities. There are various marinas in the suburb's bayfront regions that provide docking services for those who prefer taking their sailboat out to sea on a regular basis. The ... 06/10/2021

Uptown, Oakland, CA Community and Real Estate InformationUptown is the city of Oakland, California's northwesternmost portion within the Downtown District. The region southeast of the John B Williams Freeway and San Pablo Avenue is included in the neighborhood. The suburb is bordered on the south by 14th Street, on the west by Brush Street, on the east by Broadway, and on the north by W Grand Avenue. Within the Uptown neighborhood, you'll discover historic landmarks, residential projects, office buildings, and other affluent attractions. The neighborhood serves as one of the region's key entertainment and economic districts, with multiple structures lining Oakland's skyline. If you want to live in the city center, near to everything that Downtown Oakland has to offer, Uptown Oakland sho... 06/10/2021

Bushrod, Oakland, CA Community and Real Estate InformationBushrod is a primarily residential area in Oakland, California's northern district. Adeline Street and Martin Luther King Jr Way go through the suburb on the west, the Grove Shafter Freeway on the south, Telegraph Avenue on the east, and Woolsey Street on the north. Along its main thoroughfares, the region is well-developed, with a variety of residential structures and several commercial establishments. Please contact us if you are interested in purchasing a house in the Bushrod area. We'd be delighted to show you around the nicest properties for sale in the area. Like others in North Oakland, the area is made up of a mix of suburban single-family houses and multi-family housing. Several remodels and rebuilds in the community hav... 06/10/2021

Clawson, Oakland, CA Community and Real Estate InformationClawson is a mixed-use neighborhood in the city of Oakland, California's West Oakland region. The suburb is bounded by Hoover – Foster, McClymonds, and Prescott to the southwest of the MacArthur Freeway and San Pablo Avenue intersection. The neighborhood was dubbed Dogtown because of the large number of stray dogs that roamed the streets in the early 1980s. There are now large proposed developments for industrial, live-work, and residential projects in the community. The area, located in West Oakland, is a short distance from many of the region's major corporate and industrial districts. To the north, the Pixar Animation Studios are located, to the west, the Oakland Harbor is located, to the south, Acorn Industrial is there, and ... 06/10/2021

Temescal, Oakland, CA Community and Real Estate InformationTemescal is a neighborhood of Oakland, California, located in the northern section of the city. Between the Grove Shafter Freeway and Broadway, the suburb is bounded on the south by 40th Street and on the north by 51st Street. Many residents in the neighborhood are active members of the Friends of the Rockridge Temescal Greenbelt, or FROG Organization, which is intimately linked to adjacent Rockridge. Homeowners play an active role in the region's development and participate in a variety of facets of the community, including politics, education, and more. The various restaurants and business facilities along Telegraph Avenue, Broadway, and the Rockridge Shopping Center provide residents with convenient access to all they need. E... 06/10/2021

Rockridge, Oakland, CA Community and Real Estate InformationRockridge is a large suburb of Oakland, California, located to the north of the city. The area is located 15 minutes north of the city's central core, north of the St. Mary Cemetery. Upper Rockridge, South Rockridge, West Rockridge, North Rockridge, Rockridge Terrace, and Rockridge Boulevard are among the subdivisions that make up the Rockridge district. The neighborhood is primarily residential, with premium neighborhoods and well-developed commercial districts. There are several restaurants, shops, and grocery shops in the suburbs, providing families with a variety of locations to visit near to home. The Rockridge Shopping Center and the main thoroughfares of College Avenue and Pleasant Valley Avenue are the focal points for ... 06/10/2021

Glenview, Oakland, CA Community and Real Estate InformationGlenview is a beautiful neighborhood in Oakland, California. The neighborhood, like many other suburbs in the city's eastern reaches, is mostly used as a bedroom community for professionals working in the area. Residents in the neighborhood benefit from the convenience of being nearby to everything they require. Homeowners can stroll to neighboring parks, businesses, restaurants, and the school, thanks to the area's pedestrian-friendly characteristics. Your children will have access to outstanding schools in and around the area. On the other hand, Diamond Park provides a superb leisure and leisure center for people wishing to spend a beautiful day outside with family or friends. If you're searching for a family-friendly neighbor... 06/10/2021