Qué toma para comprar un hogar hoy y qué tomará el año próximo va a ser una diferencia enorme. A medida que la bolsa continúa teniendo problemas, las hipotecas caseras van a ser más duras ser aprobado prestamo. La primera vez que el comprador va a ser reestablecido. El criterior para ser pre-aprobado por un prestamista es mas dificil diario. Muchos de los compradores caseros potenciales fue calificado ayer pero no será aprobado hoy. Será incluso duro mañana. 08/13/2007

 What it takes to buy a home today and what it will take next year is going to be a huge difference. As the stock market continues to have problems, home mortgages are going to be harder to be approved for. The first time buyer is going to be re-established. The criterior for being pre-approved by a lender is tighting every day. Alot of potential home buyers were qualified yesterday but will not be approved today. It will be even hard tomorrow. 08/13/2007

Veo mucho "inversionistas" que buscan fuera de características del estado. Todavía creo que puedes crear un imperio en un mercado local, y no preocuparse si tu inversión se maneja a la derecha. Veo repartos subir casi diario. Hay tan cualquier hogar en el borde o en ejecución de una hipoteca. La mayor parte de estos hogares tienen equidad que no se pueda golpear ligeramente por el dueño del hogar. Conexión a  Luis@WalnutCreekHomes.com  para más información. 08/05/2007

  Compradores. ¿Cercas a jinetes, dónde te caes adentro? El Internet y ciertas publicaciones son un gran recurso para las respuestas a las preguntas al comprar o vendiendo un hogar. La diferencia entre un comprador y un "jinete de la cerca" es conocimiento. Cuando mirar las propiedades inmobiliarias en California una debe considerar eso que compra un hogar para la mayoría es una inversión a largo plazo. Hay dos tipos de mercados. Un comprador y un vendedor, sucedemos estar en el mercado de un comprador. La carta siguiente demuestra el índice de la vuelta según lo representado por la asociación de California de Realtors.. La única vez que cuando es el precio es una consideración cuando compra o vende. A este punto, la regla del pulgar es compra en el mercado y la venta de un comprador en... 08/05/2007

   Nunca he visto muestras mejores de los hogares del descuento que compraban en todas las áreas. La cantidad de ventas cortas y de ejecuciones de una hipoteca está escalonando. Esto sería un gran rato para un comprador responsable de comprar dentro de sus medios. Conexión a   Luis@WalnutCreekHomes.com  para más información.  08/05/2007

Necesidades de los compradores Para vender las propiedades inmobiliarias adentro del el Condado de Contra Costa que pienso que necesitamos conocer a nuestro cliente. El comprador es hoy en día lo que todos estamos intentando atraer. Hay asigna de los aspectos para que un comprador decida sobre comprar. Lo que sigue es lo que pienso son los diez factores que deciden superiores para los compradores.  1. Districto de la localización, de la vecindad y de la escuela. 2. Precio o gama de precio, más importantemente cuota. 3. Aspecto del hogar, súplica del encintado. 4. El flujo de su plan de la disposición o de piso. 5. Número de dormitorios y de cuartos de baño. 6. Cuánto trabajo necesita ser hecho para maximizar su potencial 7. Tamaño de la cantidad de la porción y del cuadrado de la casa. ... 08/05/2007

To sell Real Estate in Contra Costa County I think we need to know our client. Nowadays the buyer is what we all are trying to attract. There are allot of aspects for a buyer to decide on buying. The following is what I think are the top ten deciding factors for buyers. 1. Location, neighborhood and school district. 2. Price or price range, more importantly monthly payment.3. Appearance of the home, curb appeal.4. The flow of its layout or floor plan.5. Number of bedrooms and bathrooms. 6. How much work needs to be done to maximize its potential. 7. Size of lot and square footage of house.8.The timeline I have to move.9. Amenities and features10. Details about the community. These items , plus I am sure that some people have different wants and needs, hit most buyers. The only condition... 08/04/2007

This market is not for the faint of heart. The biggest challenges are for sellers and their agents. With very few exceptions, all sellers need to learn to adapt to market conditions. This is not the same market we had two or three years ago. A lot of sellers feel it might be easier to sell their house themselves  .  .  .  "Easier said . . .  then done". The challenges we all face with sellers is simple. A seller will logically want to cling to a home price when it was at its peak. As much as we would all like to sell for as much as the neighbor did a couple of years ago, we must follow the market trends. When doing a listing presentation the conversation of price comes up. The seller usually has an emotionally charged price in mind and I may have an educated researched alternative. If t... 08/02/2007

•1.      When shopping for a lender, compare not only interest rates, but other related fees and charges, as well. Lenders should provide this information so you can make comparisons.•2.      Consider requesting a credit pre-approval decision from your lender. It will determine how much you may be able afford, and can speed up the mortgage process once you find a home.•3.      Understand your credit. Be aware that your credit history may affect the interest rate charged, and the type of loan program for which you may qualify.•4.      Ask your loan officer if you may benefit from credit counseling services.•5.      The biggest challenge for most people may be saving money for down payment and closing costs. If this is true for you, ask your lender how you may be able to buy a home with m... 07/26/2007

July 13th, 2007 - Blackhawk, CAFriday the 13th is viewed by some as an ominous day, a day of superstition and mysticism. Not for 15 lucky college students who have already begun their quest for higher education.  At an awards ceremony for the Contra Costa Association of  Realtors (CCAR) Scholarship Foundation held at the Blackhawk Country Club Friday afternoon these 15 college students received scholarships totaling $47,500  The purpose of the scholarship is to help students whose intelligence and qualities of leadership make them assets for the future good of our community.  The scholarship assists students obtain a quality education and is designed to perpetuate high standards of professionalism in the real estate industry.To be eligible for the scholarship a student must:Have a serio... 07/23/2007

Here are some good visual stats and accompanying data to show you what the Walnut Creek Housing Market is doing right now (well, thru June).  This is the single family housing market and history.  Its a great visual to see the trends, how it compared to last year, the number of months of inventory, days on the market, average and median home prices and much more.  If you are a consumer, and would like more specific trend reporting sent to you, just contact me by going to my website: www.diablovalley.net .  Let me know what city, county, price range or what period of time, and I'm happy to send it along to you.  I can also look at condos and townhomes too.Here is 2006-2007.  See below to compare it to the year immediately preceding this period of time... my what a difference a year makes... 07/19/2007

I have never seen better signs of buying discount homes in all areas. The amount of short sales and foreclosures is staggering. This would be a great time for a responsible buyer to buy within their means. 07/11/2007

I still see a lot of Sellers keeping to a particular price for their listing. In a buyers market, Sellers should know that they have to adjust price for market trends. If you are trying to sell a home at a top price, it better be in great shape. In my area if you have not sold in 90 days you need to adjust price. Many Realtors are afraid to have that conversation with their client. 06/26/2007

There were lots of great properties presented at the Contra Costa Realtor's in Motion meeting this week.  Here are several that qualify for down payment assistance.  Please contact Nate Ellis for more details on the programs.888-808-NATE (6283) Price            City   Bed/Bath Psbl Ast*  Address        Brokerage Listed By" $158,000 " Concord  1/1 "$62,240" 4260 Clayton Rd #44 Pacific Auction Exchange " $235,000 " Walnut Creek  1/1 "$54,500" 1315 Alma Ave "Alpine Alma Development, LLC" " $258,000 " Concord  2/1 "$65,240" 1013 Mohr Lane #1 J. Rockcliff Rich Martin" $307,000 " Concord  2/1.25 "$66,710" 2055 Sierra Rd Keller Williams Linda Walker" $354,000 " Concord  3/2 "$68,120" 2043 Sierra Rd #9 J. Rockcliff Sue DiGirolamo" $359,950 " Martinez  2/2 "$18,299" 186 Farm Ln Re/Max Accord Nan... 06/26/2007

Well, we knew it would happen, and so here we go...  Walnut Creek is increasing their parking meter rates effective August 20th, 2007.  In fact, they're not just going up, the rates at parking meters in Downtown Walnut Creek  are DOUBLING!  I don't know about you, but I have in fact, paid my fair share of meter fare AND parking tickets. . . parking in Downtown (most areas) is just horrendous during certain times of the day.  I work at the Alain Pinel Realtors office at the corner of Locust Street and Civic and with the addition of Katy's Kreek, the popularity of the Lesher Regional Center for the Arts, the excellent services provided by John Muir's Womens Health Center and all the other area dining and shopping - parking near my office is a luxury.  Its not always convenient to park in ... 06/22/2007

I see alot of "Investors" looking for out of state properties.  I still believe you can create an empire in a local market, and not worry if your investment is managed right. I see deals come up almost everyday. There are so any homes on the verge or in foreclosure. Most of these homes have equity that can't be tapped by the owner of the home. 06/18/2007

Take a look at the charts.. they tell an interesting story. Walnut Creek is staying strong this springtime season, inventory has lowered, homes are selling faster, prices are going up. Whereas nearby areas of Concord, Pleasant Hill and Martinez are still struggling with high levels of unsold inventory. You can see the direct result on these charts, of high inventory and longer market times, the prices are adjusting. Are they historically falling lower? I don't think so. When you have several years in a row of multiple offer scenarios, some homes selling 5-10%+ over their listing prices, that can't be sustained. So are the prices really lower, or are they adjusting to a more normal and steady appreciation rate over time? I think so. 06/17/2007

Every time I pick up the newspaper, I read conflicting reports about Real Estate. I feel it irresponsible that a newspaper one day can state a decline in the sale of homes, and the next, a leveling off of the market. As a Realtor, it is very important to my family and me what the true market trends are.I know that a couple of things to be true there is a" Buyers" and a "Sellers" market. These conditions are dictated by Economic terms like supply and demand. We also have established times of a year that are inherently better than others to sell a home are. Between May and September is better than November and January. It seems that headlines are gotten if you can shock the public. It is a "Buyers" market but there are other contributing factors to home buying and selling. Interest rates,... 06/15/2007

The Shell Ridge Open Space is the largest open space within the bounds of Walnut Creek. Shell Ridge is a great place to ride your bike, go for a hike, or take your dog for a walk. Just being in nature is one of the best parts of the Shell Ridge Open Space. Walking along the trails it is not uncommon to see squirrels, reptiles, and other wild creatures. In the midst of the Open Space is an extreme sense of calm from experiencing the beauty around you. Here is a map of the Shell Ridge Open Space. 06/12/2007

A saying that I have jokingly adopted in life is: "Paying retail is for suckers".   I remember running into my Heating Ventilation and Air Conditioning (HVAC) contractor at a Target in Walnut Creek, Ca. one night and he asked me how the electrical was coming along for my remodel.  I told him that I am just getting quotes and nothing has been done yet.  Then he gave me this bit of advice that I am going to pass onto you that can save you money almost instantly when you receive a quote from your contractor.  He said that when the quote is given, no matter what it is, that I should physically and audibly wince, sucking the wind in through my teeth as if I just pricked my finger on a rose bush, and finish with a sigh.  This sound alone can cause a contractor to quickly, and without thinking... 06/04/2007