Home Buying Tips for Newlywed Couples in Ventura
By Dave and Patricia Zumbrun
(The "Z" Team 4 RE, Inc.)
According to wedding blog Maroo, California couples pay an average of $39,000 for their wedding. If buying a Ventura home falls next on your list, you need to save up even more money. For an $800,000 home, that means saving anywhere from $24,000 to $160,000 for your down payment alone. Tack on another 3% to 6% of the sale price for closing costs. That may feel a bit overwhelming. Keep these home buying tips in mind before you start looking for your newlywed pad for a smooth, successful transaction.Home Buying Tips for Newlywed Couples in VenturaWhat's the Score?Most lenders look for a credit score of at least 620 from their borrowers. This is the bottom line for a reasonable rate. However, scores of 740 or higher grant you access to the best terms and interest rates. So, you and your si...
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