Just Sold in Tracy, CA! 4460 Cove Court$317,000 5 Bedrooms3 Baths3712 Square Feet3 Car Garage2-Story Home   If you or anyone you know wants to sell their California home,please contact The Silveria Team today! For a free instant online home or investment property valuation,please visit: FreeInstantHomeValue.com. 06/03/2010

Once upon a time in the town of San Mateo lived a Husband and Wife. They were so comfortable in their 800 sq. ft cottage, where everything neatly had a place. 12 years passed, and several homes later the Husband and Wife moved to the Town of Tracy, CA. They moved to Tracy so that the wife could stay home and raise their 4 rambunctious boys. The Husband as do most men in Tracy drove 50 miles each way to teach school in the San Francisco Bay area. They pay is better in the Bay Area, the home prices are better in Tracy. So the couple bought a large family home, boasting 5 bedrooms and 2500 sq ft. There would never be too little space in this new giant home. 3 years go by a daughter is added to the mix of boys, so their Russian Princess must surely have her own room. (And a Russian Princess... 06/01/2010

Some Gave All -- All Gave Some -- Memorial Day 2010 After viewing Bubba Sorenson's Memorial Rock, where these words are predominant I was inspired to provide this great song by Billy Ray Cyrus, written long before 9/11. I love this song, with a son in the Air Force.... take time to listen...........  PR: wait...  I: wait...  L: wait...  LD: wait...  I: wait... wait...  Rank: wait...  Traffic: wait...  Price: wait...  C: wait... 05/31/2010

Honor of Memorial Day.  Thank you to ALL who have Served to keep our Country great. I came across these photos of Memorial Rock in rural Idaho.  What started as a graffitti rock out side a rock quarry in rural Idaho has become one young man's tribute to our military and Veterans everywhere.  Be sure to check previous years. Amazingly enough this Bubba Sorenson paints over the previous years art work EVERY YEAR. Here a few images from 2010... When you see a Veteran today - Say THANK YOU!  I thought the flag was draped ON -- it's not....... it's painted on!  Amazing.  I love the song by Some Gave All by Billy Cyrus... Everytime I look at these photos I see something else incredible.  Amazing - thank you Bubba Sorenson - so much passion for a 19 year old man. You can watch Billy Ray Cyrus'... 05/31/2010

Is a Pre-Approved Short Sale in Tracy, CA fact or fiction?   First - Let's discuss what I consider to be an Approved Short Sale in Tracy, CA.   An Approved Short Sale is when the lien holder, seller and potential buyer all agree to the price, terms and conditions of the purchase contract. Frequently we see real estate agents pricing short sales at the "too good to be true" price.  Most often this is a real estate agent "panicking and fishing for an offer."  Then the real estate agent "submits this 'too good to be true' offer to the bank" HOPING for a counter.  Once the bank counters back at near market value, the buyer walks, and the real estate agent that listed the property for sale as a short sale now knows the amount the bank will accept.  The Real Estate Agent who has listed this s... 05/30/2010

The Folsom Zoo will be holding a Free Family Fun Day on Saturday, May 29, 2010 beginning at 10am.  The Folsom Mounted Patrol, The Stanford Home, The Blood Source, Folsom K-9 Units, Pony Tails the Clown and lots more interesting and fun groups will have booths set up giving out information and offering their services to participants.  Plenty of vendors will be on hand and you can even see a display of some very cool hot rods.  It's fun for the whole family and it's absolutely free.  Don't miss out on a great opportunity to enjoy fun with your entire family at the Free Family Fun Day at the Folsom Zoo! Frank Silveria and The Silveria Team, your Tracy real estate experts 05/27/2010

Just Sold in Tracy, CA! 2742 Dorset Lane$280,000 4 Bedrooms3 Baths2782 Square Feet3 Car Garage2-Story Home   If you or anyone you know wants to sell their California home,please contact The Silveria Team today! For a free instant online home or investment property valuation,please visit: FreeInstantHomeValue.com. 05/27/2010

Oops it Happened Again in Tracy, CA - Short Sale Sellers in Northern CA - CALL or EMAIL Someone! Opps it happened again in Tracy CA.  Short Sale Sellers in Northern CA, Call or EMAIL SOMEONE before you home goes to foreclosure! REALLY!  REALLY!  If you are NOT making your payments or you don't think you'll be able to make your payments in the FORESEEABLE FUTURE, CALL or EMAIL SOMEONE. I got a call from a seller that lives in Tracy, CA, only because I spoke to a mutual friend who also lives in Tracy, CA.  Scenario:  "Susan, I have not made a payment for 12 months, and I have a $30,000 2nd.  I just need to let my home go to foreclosure because it's too late for any help."    AUGHHHHHHHHHH!!   Don't DO THAT, in MOST CASES, that may not be your wisest decision. Yes I know the path of least... 05/25/2010

The annual Spring Wine Stroll takes place in Tracy, CA, tonight (May 21, 2010) from 6-9pm in the downtown Tracy area.  Residents who are 21 years and older have the opportunity to sample 37 different types of wine during the event.  Participating wine producers include Tracy's own Windmill Ridge, Lockeford's Greek Stama Winery and other wineries from Livermore.  But, wine isn't the only thing you'll be able to enjoy.  DaVinci's Deli will be providing catered food and live music by the Tracy Swing Band, Jeff Bordes and the Jazz Desperados and Jesse Christian Hendricks strumming his Spanish guitar.  The food is available in two separate areas: Tenth Street and Central Avenue.  Instead of purchasing wine glasses to sample wines, as has been the case in the wine strolls of the past, partic... 05/21/2010

Keller Williams Realty Associates may be taking the day off on Thursday, May 13, 2010, but it will hardly be a day of rest.  Over 25,000 associates across the United States and Canada will spend their day off by giving back as part of the company’s community service initiative: RED Day. Short for “Renew, Energize and Donate,” RED Day was created to unite Keller Williams Realty offices and associates in an international day of service.  During RED Day 2009, over 25,000 Keller Williams associates participated in activities ranging from food and blood drives to cleaning up trash in public parks, doing yard work for neighbors in need or revamping gardens at nursing homes.  Last year on RED Day, the company donated over 130,000 hours. As part of the RED Day effort, Keller Williams Realty of... 05/11/2010

  When you live in Mountain House you will hear residence talk about "Over the HILL!"  This is what you see when drive "over the hill" from Mountain House, CA. Altamont Pass separate the Livermore Valley from the Central Valley.  Mountain House is located on the "down side" -- EAST side of the Altamont Pass.  10 years ago Mountain House looked like the photo above, what is now Mountain House, a community of 2500 homes, was home to thousands of dairy cows.  Mountain House is a master planned community in 8 miles from Livermore to the West and Tracy to the East.  Many residence love Mountain House for the community atmosphere, the proximity to the San Francisco Bay area and the affodability of homes. Take a ride to Mountain House, if you want to really see the country side, get off Highwa... 04/29/2010

Do you wonder what utilities to turn on in Tracy, CA?  Have you purchased a new home in Tracy?  Do you know who to contact to turn on the utilities? Tracy Water Tower by City Hall Recently a first time home buyer looking to purchase a home in Tracy, CA asked me some question about the  utilities in Tracy, CA specifically the utility costs and schools.  (Schools will be the next post.) First.... PG & E handles the Gas & Electricity in Tracy CA.  Most homes are in the process of having ‘smart meters' installed.  Gas is used for some stoves and ovens, water heaters, furnaces, and fireplaces, especially in newer homes where wood burning fireplaces are prohibited. Electricity runs the lights in the house, the refrigerator, air conditioners, tvs, etc.  You can sign up for PG&E by visiting the... 04/28/2010

It's Here, it arrived in Tracy, CA - our Wells Fargo Short Sale Approval.     Complete original packet  was sent in April 2, 2010.  We have an approval.  3 weeks, I think that is a record for Wells Fargo. Kudos to Wells Fargo!  hooo hooo! A quick note - the original email I received from the negotiator THIS MORNING asked for $5000 from my sellers.  The email said, "I'm ready to submit this to the investor, however I'm going to need a $5000 contribution from the sellers." I immediately emailed her back to explain AGAIN the EXTREME hardship my sellers have been facing.  These are not sellers who's hardship is that the housing market shifted, no these are responsible sellers, who have always had 700-800 credit scores, who's world through a myriad of circumstances has completely collapsed.... 04/27/2010

Relay for Life in Tracy, CA is May 1 & 2, 2010 at Tracy High School. CANCER  - HELP BEAT THE MONSTER!  Donate $1.00 No pretty photos - just read!  Relay for Life is the largest fundraiser for the American Cancer Society whereby funds raised go towards research and groundbreaking treatment.  It is imperative that we all work together to obliterate the "MONSTER".   Too many of our friends and family have had to endure the words "YOU HAVE CANCER".  As we have discussed many times, "if you put a face to a cause, the money just comes". Who is your Face to the Cause, we all have at least one? Our goal for 2010 is to have 110 teams, 350 survivors and to raise $312,500.   Currently we have 92 teams - 18 SHORT, and we have over 700 people who have agreed to participate as a "relayer'.  A Relayer... 04/26/2010

A picture is worth a Thousand Words - I'm a day late on Wordless Wednesday.  So Deep Thought Thursday it is --- (Anyone remember Deep Thoughts from SNL)   If you've ever wondered if God had a sense of humor, isn't this rainbow ending at the pot of gold?  Black Gold, Texas Tea?  I just happened to get lucky one day while I was driving around Tracy CA.   It's always fun to see what the rain, the sun and the skies do, and when you've got a camera always poised and ready to shoot.  FUN STUFF 04/22/2010

ALL Tracy Properties Showing Active 353 Active Short Sale ONLY 85 Active Short Sale Contingent ONLY 175 Pending 302 Sold Past 30 Days 108 Sold Last 7 Days 19       Median LIST Price $219,900 Median SOLD Price $225,000 Median Days on Market 21         04/19/2010

HEY!  I GOT to PAY taxes again this year. Yes, I GOT to pay taxes since that means I MUST have made money. The Obama's earned $5.5 million and paid $1.25 million in taxes.  Funny I thought the President only got paid $400,000 a year.  How'd he have time to make an additional $4.5 million dollars? If the Obama's were in the 32% tax bracket they would have paid $1.7 million.... What I learned how much I will need to pay when I make $5.5 million in GCI. April 9th - was TAX FREEDOM DAY.  Do you know what that is?   Tax Freedom day -- all money you made up to this date goes to the government.  After that the money is your's to keep.   Parting thought..... When you put the words "The" and "IRS" together, it spells "THEIRS."  Happy Tax Day until NEXT YEAR! 04/15/2010

Quick look at Stats for Tracy CA Real Estate Total ACTIVE Homes For Sale 350 Active w/ short sales non contingent 181 Active short sale contingent ONLY 169 PENDING 302 SOLD PAST 30 DAYS 104 Median LIST Price $229,000 Median SOLD Price $230,000 If you want a video of this data - click here. PR: wait... I: wait... L: wait... LD: wait... I: wait... wait... Rank: wait... Traffic: wait... Price: wait... C: wait...       04/12/2010

What is a Short Sale? A Short Sale is used to describe the sale of a home in which the homeowner owes the bank more than the home is worth. The bank agrees to allow the home to be sold for less than what is owed (AKA “Short Sale”). Short Sale does not in any way indicate the amount of time it may take to close this transaction. Will I qualify for a Short Sale? We don’t decide if you qualify for not. This is the bank’s decision. It is not our job to decide if you have a hardship that is for the lien holder to decide. That being said, most short sale candidates have no equity in their home and owe more on their home than they can sell if for to pay off their debts. If you owe more on your home that it can sold for. If you don’t have assets and can’t or won’t bring cash to the table to ma... 04/11/2010

There are two types of credits which will be available.  The New Home Credit is for buyers of never occupied new construction.  The First-Time Buyer Credit is for first time homebuyers who have not owned a primary residence in the last three years.  Here are the highlights:   New Home Credit ·         Application for the tax credit must be received ON or AFTER May 1, 2010. ·         This credit can be reserved on or after May 1, 2010 by submitting an executed purchase contract and a reservation form. ·         The purchase contract must be entered into prior to December 31, 2010 and must close by August 1, 2010.     First-Time Buyer Credit ·         Application for the tax credit must be received ON or AFTER May 1, 2010. ·         The application must be submitted AFTER escrow closes. ... 03/31/2010