Do you need a Central Valley Short Sale Specialist?  If you have any questions or would like to discuss any real estate related issue please contact Pat Holkesvig at (209) 471-6516 or complete our Contact Form. Pat Holkesvig & Your Home Team specialize in Stockton short sales, Lodi short sales, Lathrop short sales, Manteca short sales, Elk Grove short sales, Mountain House short sales, Tracy short sales, Ripon short sales and Tracy short sales. Request a cost-free FREE MARKET EVALUATION for your home at the Valley's BEST homepage Homes-In-Stockton.com. Click here to search all Central Valley homes for sale just like a realtor or click the following links to view homes available in your neighborhood or community. STOCKTON NEIGHBORHOOD SEARCHES: Brookside Brookside Golf Lincoln Village L... 12/16/2010

Do you need a Central Valley Short Sale Specialist?  If you have any questions or would like to discuss any real estate related issue please contact Pat Holkesvig at (209) 471-6516 or complete our Contact Form. Pat Holkesvig & Your Home Team specialize in Stockton short sales, Lodi short sales, Lathrop short sales, Manteca short sales, Elk Grove short sales, Mountain House short sales, Tracy short sales, Ripon short sales and Tracy short sales. Request a cost-free FREE MARKET EVALUATION for your home at the Valley's BEST homepage Homes-In-Stockton.com. Click hereto search all Central Valley homes for sale just like a realtor or click the following links to view homes available in your neighborhood or community. STOCKTON NEIGHBORHOOD SEARCHES: Brookside Brookside Golf Lincoln Village Li... 12/16/2010

Do you need a Central Valley Short Sale Specialist?  If you have any questions or would like to discuss any real estate related issue please contact Pat Holkesvig at (209) 471-6516 or complete our Contact Form. Pat Holkesvig & Your Home Team specialize in Stockton short sales, Lodi short sales, Lathrop short sales, Manteca short sales, Elk Grove short sales, Mountain House short sales, Tracy short sales, Ripon short sales and Tracy short sales. Request a cost-free FREE MARKET EVALUATION for your home at the Valley's BEST homepage Homes-In-Stockton.com. Click here to search all Central Valley homes for sale just like a realtor or click the following links to view homes available in your neighborhood or community. STOCKTON NEIGHBORHOOD SEARCHES: Brookside Brookside Golf Lincoln Village L... 12/02/2010

Do you need a Central Valley Short Sale Specialist?  If you have any questions or would like to discuss any real estate related issue please contact Pat Holkesvig at (209) 471-6516 or complete our Contact Form. Pat Holkesvig & Your Home Team specialize in Stockton short sales, Lodi short sales, Lathrop short sales, Manteca short sales, Elk Grove short sales, Mountain House short sales, Tracy short sales, Ripon short sales and Tracy short sales. Request a cost-free FREE MARKET EVALUATION for your home at the Valley's BEST homepage Homes-In-Stockton.com. Click here to search all Central Valley homes for sale just like a realtor or click the following links to view homes available in your neighborhood or community. STOCKTON NEIGHBORHOOD SEARCHES: Brookside Brookside Golf Lincoln Village L... 12/02/2010

Over the past four weeks comparing new homes market areas in San Joaquin County, the week-to-week trend seems to remain the same.  The only "blip" is in Mountain House.  Manteca has added two new projects during the month which increased available inventory.  Two weeks ago Mountain House added inventory which has been absorbed in sales within the two-week period. Traffic patterns for the area projects remain lackluster.  Site representatives tell us that few agents are registering clients with the projects.  Sales, while not "off-the-charts" have been remaining steady throughout all projects at 10 to 12 per week. The Wells Fargo Weekly Economic and Financial Indicator suggests that "if we continue to see improvement in retail sales numbers, it may signal stronger contributions to fourt... 11/18/2010

Do you need a Central Valley Short Sale Specialist?  If you have any questions or would like to discuss any real estate related issue please contact Pat Holkesvig at (209) 471-6516 or complete our Contact Form. Pat Holkesvig & Your Home Team specialize in Acampo short sales, Lodi short sales, Lathrop short sales, Manteca short sales, Elk Grove short sales, Mountain House short sales, Tracy short sales, Ripon short sales and Tracy short sales. Request a cost-free FREE MARKET EVALUATION for your home at the Valley's BEST homepage Homes-In-Acampo.com. Click here to search all Central Valley homes for sale just like a realtor or click the following links to view homes available in your neighborhood or community. ACAMPO NEIGHBORHOOD SEARCHES: Brookside Brookside Golf Lincoln Village Lincoln... 11/16/2010

Do you need a Central Valley Short Sale Specialist?  If you have any questions or would like to discuss any real estate related issue please contact Pat Holkesvig at (209) 471-6516 or complete our Contact Form. Pat Holkesvig & Your Home Team specialize in Acampo short sales, Lodi short sales, Lathrop short sales, Manteca short sales, Elk Grove short sales, Mountain House short sales, Tracy short sales, Ripon short sales and Tracy short sales. Request a cost-free FREE MARKET EVALUATION for your home at the Valley's BEST homepage Homes-In-Acampo.com. Click here to search all Central Valley homes for sale just like a realtor or click the following links to view homes available in your neighborhood or community. ACAMPO NEIGHBORHOOD SEARCHES: Brookside Brookside Golf Lincoln Village Lincoln... 11/16/2010

  Do you need a Central Valley Short Sale Specialist?  If you have any questions or would like to discuss any real estate related issue please contact Pat Holkesvig at (209) 471-6516 or complete our Contact Form. Pat Holkesvig & Your Home Team specialize in Stockton short sales, Lodi short sales, Lathrop short sales, Manteca short sales, Elk Grove short sales, Mountain House short sales, Tracy short sales, Ripon short sales and Tracy short sales. Request a cost-free FREE MARKET EVALUATION for your home at the Valley's BEST homepage Homes-In-Stockton.com. Click here to search all Central Valley homes for sale just like a realtor or click the following links to view homes available in your neighborhood or community. STOCKTON NEIGHBORHOOD SEARCHES: Brookside Brookside Golf Lincoln Village... 11/16/2010

Over the past four weeks comparing new homes market areas in San Joaquin County, the week-to-week trend seems to remain the same.  The only "blip" is in Mountain House.  Manteca has added two new projects during the week which increased available inventory.  Two weeks ago Mountain House added inventory which has been absorbed in sales within the two-week period. Traffic patterns for the area projects remain lackluster.  Site representatives tell us that few agents are registering clients with the projects.  Sales, while not "off-the-charts" have been remaining steady throughout all projects at 10 to 12 per week. The following information has been extracted from New Homes Sales and Marketing reporting companies and on-site visits for the week ending 11/07/10: Focus on Stockton: Total Pr... 11/12/2010

Renovation loans are here to stay in Stockton CA And everywhere else. From low cost housing to middle range, the economy is coming back slowly.... okay NOT. But there are lots of homes that need repair and some of the asset managers are finally getting it. We  are now providing bids on run down properties so the potential buyers can get a feel for the amount of work that it will take to get these homes fixed up. We have been asked to provide two 203k feasibility analysis on each home. One is for the bare bones buyer who just wants to get into the house for the lowest possible amount that meets the FHA MPS (Minimum Property Standards)  The second one is to fix this home with an updated kitchen and bathrooms or what the typical buyer might want to do. This is a great way to market those "... 11/05/2010

New Homes are still selling in Stockton and San Joaquin County - weekending 10/17/10 Stockton tops production with an average of .67 sales per project followed closely by Tracy/Mountainhouse with .60 sales per project.  However, Manteca continues to lead the new housing parade in San Joaquin County with 12 reporting projects.  Builders are continuing to struggle, both Regionally and nationally with a buying public that seems uncertain about homeownership markets, both new and resale. Single family permits continue a 5-month decline and are running under the current volume of construction.  The Wells Fargo Weekly Economic and Financial Commentary suggests that the "starts" figure will linger at the current level for many months to come. The following information has been extracted from ... 10/31/2010

Don't make the mistake of pricing your house too high or low for the market.  Learn how to set the most effective price for the quick sale of your house at the highest potential profit.  SPECIAL REPORT:Get the Best Price for the Sale of Your House in North Stockton CA.It is a big decision to make.  Now that you have made the decision to sell how do you get the most money for your home in North Stockton CA.First you want to find other homes on the North Stockton CA real estate market, that are similar in age and size that have recently sold in your neighborhood.  This is called finding comparables for your home.You want to find at least three homes in North Stockton CA that have the same number of bedrooms and bathroom, as well as similar square footage.  The closer the properties that h... 10/18/2010

There are currently 60 Brookside homes on the market with an average of 113 days on market and an average price per square foot of $240.27.  Of those 60 homes, over half (31) are short sales.  Short sales are becoming more and more popular as declining values are putting people upside down on their mortgages.  Short sales are more difficult because the lender must be persuaded to take less than the outstanding balance for the sale to be successful.  Be sure to work with a Realtor that is experienced and certified in foreclosure alternatives. For more information on foreclosures go to www.stocktonforeclosurehelp.com   Over the last 30 days 4 homes have sold.  Two of them were on the market for less than 30 days, one was on the market for 67 days and one for 148 days.  The average sales p... 10/18/2010

Good negotiation skills can make the difference between a successful deal and an unsuccessful deal. It can be the difference between getting a bargain and being ripped off. Here are some negotiation tips for getting the best deal on a property in North Stockton CA.Tip #1 - Position Yourself as the ChooserIt's been said that whoever cares about the result less in a negotiation is likely to come out on top.If you're making an offer, the more it seems like you could take it or leave it, the more likely the seller is to acquiesce to your terms. The reverse is true as well.Tip #2 - Have Reasons to Back Up Your OfferIf you make a low offer on a property, back it up with reasons.Let's take an example of a property that's worth $100,000 and you wanted to offer $80,000. Which example is more com... 10/17/2010

Aesthetics play a huge part in a successful sale. A large part of a buyer's decision to buy a house is based on emotions. Aesthetics have a powerful ability to affect emotions. In this article, we'll go over some of the top aesthetic mistakes sellers in the North Stockton CA area make, so you can avoid these mistakes and fetch a higher price for your house.Mistake #1 - Poor LightingLighting is crucial when showing your house to a buyer. A brightly lit house with natural light seems bright and inviting. A dark house seems dark and gloomy.Open all the windows and pull back all the curtains. If the house is naturally poorly lit, get some extra lights in the house to help with the lighting.Mistake #2 - Lack of Attention to ScentThe subtle taste of how your house smells has a big impact on t... 10/17/2010

A HUD home is a home that had an FHA loan that has defaulted and ultimately acquired by HUD.  HUD disposes of these properties through and action process and uses registered brokers and agents to facilitate the process.  Hud homes can be viewed on the internet at www.hudpemco.com by anyone but you must use a registered agent to submit your offer.   I will use my most recent HUD auction purchase to illustrate the steps and timelines involved.  I met my new buyers, Mark and Sara, at the office of Mike Erickson of Academy Mortgage in Stockton to determine what purchase price Mark and Sara would qualify for.  Mike did an excellent job of gathering the information and was able to give them a pre approval for a loan up to $130,000.  With our price range established Mark and Sara began, with m... 10/17/2010

As a new agent in the PMZ Real Estate family, today I experienced why PMZ is number 1 in the Central Valley.  The company treated all the agents to a free one day training seminar on FORECLOSURE ALTERNATIVES.  Training like this usually costs $100 or more to attend, I know I've paid for plenty of them! There had to be 300 to 400 agents there, all I can say is "What a Company!" (in the style of Yakov Smirnoff's famous line, "What a Country!").    Michael Zagaris addressing the crowd   We learned about mortgage backed securities, delegated and non delegated authority, pooled mortgage insurance and why these factors are key to understand when negotiating with a loss mitigator.  We left the training with the FACS certification (Foreclosure Alternatives Consultant) and I think we all left be... 10/17/2010

While Manteca continues to top the list in number of project (12) and available inventory (98), Stockton pushed the bar with registered sales (6) this week.  Even with four of the projects not reporting traffic, counts increased over last week.  For 2010, traffic to contract ratios is 28:1 in San Joaquin County with average weekly visits to projects sitting at 18.7.  The unsettled foreclosure debacle and seller hesitation in short sales makes the new homes market a clearer opportunity. The job market continues to feel downward pressure and according to the Wells Fargo Weekly Economic and Financial Commentary, much of that pressure is from municipalities alleviating strain by downsizing.  The following information has been extracted from New Homes Sales and Marketing reporting companies... 10/16/2010

"Dow Jones' reporter Jared Favole writes: "White House Press Secretary Robert Gibbs said Tuesday that the White House supports getting to the bottom of problems in the foreclosure process but is wary of 'unintended consequences to a broader moratorium.' Such a ban on foreclosure proceedings could threaten the housing recovery, Gibbs said." While the article continues with a collection of words with no clear meaning, it is apparent that the White House does not have a mortgage on it ... except the one that is tied to the future financial security of our nation's children and grandchildren.  The problem for me at the moment ... should there be a "For Sale" sign on the front lawn? One might further wonder, exactly what "unintended consequences" means.  Are they concerned for the homeowners... 10/13/2010

In 2005 the Streamlined "k" came on board as a new renovation product that was intended to make the process easier to use. I've heard it referred to as a 203k - Light. Like it was on a diet or something but that is about what you have with this product. What made it appealing was the fact that you don't have to have a "203k Consultant" to create the work write up, instead you can get a contractor bid or actually up to five different sub contractor bids each for their own specialties of course. No contractor wants to be on the same job at the same time as four other contractors for liability issues that could easily arise. By having the different trades each doing their own specific job you have resolved that potential conflict for most subs.  There are some other issues that remain unre... 10/13/2010