Stockton CA – We received a lot of feedback from yesterday’s post. One agent said, “You obviously don’t know what you are talking about. Bank X won’t give us a response on the file and we have been waiting 5 months for an answer. How dare you suggest that I am incompetent because they haven’t replied?” (The bank was a large national bank whose name I changed for this post.) Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. First off, we are not saying that all agents are incompetent. However, we do see some agents with no experience with short sales attempting to sell them. Here is the issue. Banks do have responsibilities. In 80% of cases, the bank we negotiate with does not own the loan. That means they don’t take any of the loss from sho... 07/25/2011

Stockton CA – The Stop Foreclosure Institute recently received a question from John. Here is John’s Question. “I am trying to buy a short sale. I have been waiting on an answer to my offer for 6 months. The agent tells me we should have an answer any day. But, they’ve been saying that for a long time already. What should I do? John.” Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. John, I think you should run for the hills. We see a lot of agents quote 6-8 months for a short sale response. Those agents simply don’t know what they are talking about. We have processed short sales with the most difficult lenders in an average of 2-3 months. The key is aggress... 07/25/2011

Stockton CA – Are you looking to buy a short sale? Before you make an offer, you need to check and see how many mortgages are on the home. A short sale with only one mortgage is not that difficult. Even an inexperienced agent can often get these approved and sold. Get my Free, Step By Step Loan Modification Guide by clicking here. A short sale with 2 loans becomes much more difficult. You now have to lenders that have to agree with each other. However, an experienced short sale agent can get the two lenders to agree with each other on the short sale. However, when you have 3 or more loans and/or liens, everything just becomes way more complicated. Most first mortgages will only give $2,500 to $3,000 a second mortgage on a short sale. They don’t have any policies in place on what to give... 07/25/2011

Westbrook Real Estate Investments offers Stockton Real Estate Buyers Seller Financing on some properties. Seller financing can be the fastest way to sell a Stockton house fast that would otherwise sit vacant in today’s sluggish and glutted Stockton Real Estate market. Let’s face it; there is more Stockton Real Estate for sale on the market today than there are buyers that can qualify for a loan. Gone are the days where someone merely having the ability to fog a mirror can qualify for a conventional mortgage. Banks are turning down loans for people with excellent credit and sufficient income, but because of some other risk factor they deny the loan. For Stockton Real Estate investors to gamble on the banks continuing to loan money for Stockton area Real Estate to any particular buyer for... 07/13/2011

I spent the day on the California Delta for July 4th this year.  We were anchored off the shore with hundreds of other boats, waiting for the annual fireworks display to happen around 9:30ish.  We were at the mandaville cuts, in Stockton CA. The weather was awesome, up into the high 90's during they day...  Time to swim, listen to music, BBQ some hot dogs and hang with your friends.  We were moored up with 6 other boats ranging from 40 footers to 50+ footers.  During the day, the wakeboarder would dock up and hang as well. Have a happy Sunday! 07/10/2011

Do you need a Central Valley Short Sale Specialist?  If you have any questions or would like to discuss any real estate related issue please contact Pat Holkesvig at (209) 471-6516 or complete our Contact Form. Pat Holkesvig & Your Home Team specialize in Stockton short sales, Lodi short sales, Lathrop short sales, Manteca short sales, Elk Grove short sales, Mountain House short sales, Tracy short sales, Ripon short sales and Tracy short sales. Request a cost-free FREE MARKET EVALUATION for your home at the Valley's BEST homepage Homes-In-Stockton.com. Click hereto search all Central Valley homes for sale just like a realtor or click the following links to view homes available in your neighborhood or community. STOCKTON NEIGHBORHOOD SEARCHES: Brookside Brookside Golf Lincoln Village Li... 07/05/2011

The Mother and Daughter Realty Team - Report the Statistics for Zip Code 95206 for the Month of May 2011.  During the month of May 2011, there were 237 homes for sale in Stockton (95206 zip code) at the end of the month. This total includes 84 were sold, leaving a balance of 153 units (2.8 months' inventory) available for sale. Of course, we are all aware that pending status does not mean that the sale will close but we can only hope and check our stats for next month!     Interesting enough is that the median price for a home in this zip code area is $120,000 over all with the Short Sales ($130k) averaging higher than the REOs ($111k).  Noting also that there is a 6.8 inventory on hand for short sale and only a 1.6 inventory for REOs - and yet REOs are down in sales for the month of Ma... 07/03/2011

So what do I mean or why would anyone care if the buyers wear tennis shoes or not?  What I mean by wearing tennis shoes could be the difference in a serious buyer that has short sale processing patience or it could mean that the buyer has put in several offers and may the best one win! Tennis shoes are worn for track meets, for running or a fast get away! If you in a situation of the latter.... you need to be prepared to get you a back up offer and have it marching in line.  Buyers will say that they are serious but really they are not and some don't even have a clue of what it really means. Most of the time you cannot blame a buyer that waits and will reply and respond and agree to what they are serious about - if this is done in good faith you cannot blame the buyer. The lenders are t... 06/29/2011

Let's talk about Back on Market listings.  Usually when a property is put back on the market it means that it was either put in Short Sale Contingent or it in straight Pending status and it fell out and is now available for another buyer/offer.  The Mother and Daughter Realty Team - properties that are BACK ON MARKET: 3591 Quail Lakes Drive #203, Stockton, CA  95207 (Click on link): Lender approved $35,000 and will not pay the upfront HOA fees (seller and buyer will have to split) estimated about $600.  Lender min. expected closing costs $3400. 902 Kate Linde Court, Stockton, CA 95206 (Cick on link): Back on Market because the buyer walked. After waiting for months... the lender finally countered $107,535 and the buyer did not want to wait to see if the investor was going to approve.  W... 06/29/2011

Do you need a Central Valley Short Sale Specialist?  If you have any questions or would like to discuss any real estate related issue please contact Pat Holkesvig at (209) 471-6516 or complete our Contact Form. Pat Holkesvig & Your Home Team specialize in Stockton short sales, Lodi short sales, Lathrop short sales, Manteca short sales, Elk Grove short sales, Mountain House short sales, Tracy short sales, Ripon short sales and Tracy short sales. Request a cost-free FREE MARKET EVALUATION for your home at the Valley's BEST homepage Homes-In-Stockton.com. Click hereto search all Central Valley homes for sale just like a realtor or click the following links to view homes available in your neighborhood or community. STOCKTON NEIGHBORHOOD SEARCHES: Brookside Brookside Golf Lincoln Village Li... 06/28/2011

  Do you need a Central Valley Short Sale Specialist?  If you have any questions or would like to discuss any real estate related issue please contact Pat Holkesvig at (209) 471-6516 or complete our Contact Form. Pat Holkesvig & Your Home Team specialize in Stockton short sales, Lodi short sales, Lathrop short sales, Manteca short sales, Elk Grove short sales, Mountain House short sales, Tracy short sales, Ripon short sales and Tracy short sales. Request a cost-free FREE MARKET EVALUATION for your home at the Valley's BEST homepage Homes-In-Stockton.com. Click hereto search all Central Valley homes for sale just like a realtor or click the following links to view homes available in your neighborhood or community. STOCKTON NEIGHBORHOOD SEARCHES: Brookside Brookside Golf Lincoln Village L... 06/28/2011

 Homes for sale in Central California http://www.central-california-homes-for-sale.info Better Home Less Money is expanding the markets we serve and provide home search tools.  Our new website will allow home buyers in central California, specifically including Stockon, Modesto and Merced to search and find property listing information from the local MLS. The new website is... http://www.central-california-homes-for-sale.info/ So you can find homes for sale in Stockton, Modest and Merced at any time you are ready.   http://www.central-california-homes-for-sale.info http://www.stockton-home-search.info     06/24/2011

  Do you need a Central Valley Short Sale Specialist? If you have any questions or would like to discuss any real estate related issue please contact Pat Holkesvig at (209) 471-6516 or complete our Contact Form. Pat Holkesvig & Your Home Team specialize in Stockton short sales, Lodi short sales, Lathrop short sales, Manteca short sales, Elk Grove short sales, Mountain House short sales, Tracy short sales, Ripon short sales and Tracy short sales. Request a cost-free FREE MARKET EVALUATION for your home at the Valley's BEST homepage Homes-In-Stockton.com. Click here to search all Central Valley homes for sale just like a realtor or click the following links to view homes available in your neighborhood or community. STOCKTON NEIGHBORHOOD SEARCHES: Brookside Brookside Golf Lincoln Village ... 06/20/2011

Immaculate Home in North Stockton Overview Maps Photos Features Market Stats $189,000 Single Family Home Main Features 4 Bedrooms2 BathroomsInterior: 2095 sqftLot: 0.14 acre(s) Location 10345 Big Oak Cir.Stockton, CA 95209USA To get updates on open home dates and other property events, please click the "Like" button below: Randy Elliott Realty World Premier Associates(209) 712-9473homes@RandyRealtor.nethttp://www.LodiAreaHomes.com Listed by: Realty World Premier Associates Our recent listings Nice Home on Horse PropertyImmaculate Home in North Stockton Subscribe to our listing feed Nearby properties for sale 06/04/2011

  Do you need a Central Valley Short Sale Specialist? If you have any questions or would like to discuss any real estate related issue please contact Pat Holkesvig at (209) 471-6516 or complete our Contact Form. Pat Holkesvig & Your Home Team specialize in Stockton short sales, Lodi short sales, Lathrop short sales, Manteca short sales, Elk Grove short sales, Mountain House short sales, Tracy short sales, Ripon short sales and Tracy short sales. Request a cost-free FREE MARKET EVALUATION for your home at the Valley's BEST homepage Homes-In-Stockton.com. Click here to search all Central Valley homes for sale just like a realtor or click the following links to view homes available in your neighborhood or community. STOCKTON NEIGHBORHOOD SEARCHES: Brookside Brookside Golf Lincoln Village ... 06/03/2011

    Do you need a Central Valley Short Sale Specialist? If you have any questions or would like to discuss any real estate related issue please contact Pat Holkesvig at (209) 471-6516 or complete our Contact Form.   Pat Holkesvig & Your Home Team specialize in Stockton short sales, Lodi short sales, Lathrop short sales, Manteca short sales, Elk Grove short sales, Mountain House short sales, Tracy short sales, Ripon short sales and Tracy short sales.   Request a cost-free FREE MARKET EVALUATION for your home at the Valley's BEST homepage Homes-In-Stockton.com.   Click hereto search all Central Valley homes for sale just like a realtor or click the following links to view homes available in your neighborhood or community. STOCKTON NEIGHBORHOOD SEARCHES: Brookside Brookside Golf Lincoln V... 05/31/2011

  Do you need a Central Valley Short Sale Specialist? If you have any questions or would like to discuss any real estate related issue please contact Pat Holkesvig at (209) 471-6516 or complete our Contact Form. Pat Holkesvig & Your Home Team specialize in Stockton short sales, Lodi short sales, Lathrop short sales, Manteca short sales, Elk Grove short sales, Mountain House short sales, Tracy short sales, Ripon short sales and Tracy short sales. Request a cost-free FREE MARKET EVALUATION for your home at the Valley's BEST homepage Homes-In-Stockton.com. Click here to search all Central Valley homes for sale just like a realtor or click the following links to view homes available in your neighborhood or community. STOCKTON NEIGHBORHOOD SEARCHES: Brookside Brookside Golf Lincoln Village ... 05/31/2011

Do you need a Central Valley Short Sale Specialist?  If you have any questions or would like to discuss any real estate related issue please contact Pat Holkesvig at (209) 471-6516 or complete our Contact Form. Pat Holkesvig & Your Home Team specialize in Stockton short sales, Lodi short sales, Lathrop short sales, Manteca short sales, Elk Grove short sales, Mountain House short sales, Tracy short sales, Ripon short sales and Tracy short sales. Request a cost-free FREE MARKET EVALUATION for your home at the Valley's BEST homepage Homes-In-Stockton.com. Click hereto search all Central Valley homes for sale just like a realtor or click the following links to view homes available in your neighborhood or community. STOCKTON NEIGHBORHOOD SEARCHES: Brookside Brookside Golf Lincoln Village Li... 05/31/2011

Allergies & Showing homes...do they go together? I have the worst seasonal allergies.  I look like a little kid with a red chaffed nose & I am carrying my box of kleenex around.  Allegra, Singulair & Qvar are all in my system constantly and I am still a sniffly sneezy girl.  I am like a few of the seven dwarfs all in one.  It's hard to be a realtor with allergies but the show(ings) must go on.  lol  If I could hide in the house thru this season I would, but I can't so I won't.  So today, I drove to Stockton to show 4 properties in the windy rain (while sneezing my brains out).  I sound whiny (cause I am).  It went well, we didn't buy anything yet, but they are thinking about it. If you have bad seasonal allergies, would you go out & show property?  that's my million dollar question (176... 05/28/2011

Do you need a Central Valley Short Sale Specialist? If you have any questions or would like to discuss any real estate related issue please contact Pat Holkesvig at (209) 471-6516 or complete our Contact Form. Pat Holkesvig & Your Home Team specialize in Stockton short sales, Lodi short sales, Lathrop short sales, Manteca short sales, Elk Grove short sales, Mountain House short sales, Tracy short sales, Ripon short sales and Tracy short sales. Request a cost-free FREE MARKET EVALUATION for your home at the Valley's BEST homepage Homes-In-Stockton.com. Click here to search all Central Valley homes for sale just like a realtor or click the following links to view homes available in your neighborhood or community. STOCKTON NEIGHBORHOOD SEARCHES: Brookside Brookside Golf Lincoln Village Li... 05/12/2011