Saratoga Condos and Townhomes for Sale | October 2014 Market ReportSaratoga is ranked by Forbes as one of the most educated small towns with top rated Saratoga schools. In addition to being a great place to live, you will find plenty of restaurants and shopping in and near Saratoga.     Saratoga Condo market snapshot for the month of October 2014 There were no active or sold short sales or foreclosures in October. Active Listings: 4 = 20.0% decrease from September which had 5 listings Median Price: $1,100,000 = 64.5% increase from September's median price of $668,500 Average Price: $1,100,000 = 46.0% increase from September's average price of $753,300 No. of Saratoga Condos Sold: 1 = 80.0% decrease from September with 5 condos sold Pending Properties: 0  and 0 pending properties in Sept... 11/21/2014

Saratoga Condos and Townhomes for Sale | September 2014 Market ReportSaratoga is ranked by Forbes as one of the most educated small towns with top rated schools. In addition to being a great place to live, you will find plenty of restaurants and shopping in and near Saratoga.     Saratoga Condo market snapshot for the month of September 2014 There were no active or sold short sales or foreclosures in September. Active Listings: 5 = 25.0% increase from August which had 4 listings Median Price: $668,500 = 9.4% decrease from August's median price of $738,000 Average Price: $753,300 = 14.0% increase from August's average price of $661,000 No. of Saratoga Condos Sold: 5 = 66.7% increase from August with 3 condos sold Pending Properties: 0 = 100.0% decrease from August which had 3 pending pro... 11/13/2014

 Saratoga CA Homes for Sale | September 2014 Market ReportThe City of Saratoga is one of Silicon Valley's most prestigious bedroom communities with top rated schools. This is one reason why residents are happy to pay the premium for a Saratoga 95070 home. Saratoga Homes market snapshot for the month of September 2014 There were no active or sold short sales or foreclosure homes in September. Active Listings: 43 = 10.4% decrease from August which had 48 listings Median Price: $2,126,000 = 8.9% increase from August which was $1,952,000 Average Price: $2,072,490 = 19.4% decrease from August which was $2,572,820 No. of Saratoga Homes Sold: 19 = 29.6% decrease from August with 27 sales Pending Properties: 10 = 16.7% decrease from August with 12 properties Sale vs. List Price: 108.8% = 8.1% i... 11/11/2014

VA Mortgage Loans in SaratogaCA and 100% financing on VA Loans - the best loan program and loan payment in the country! VA Mortgage Loans are one of the best mortgage loan programs available today for active duty and honorably discharged Veterans. Here are some of the main features of this great program: - 100% financing, no down payment required. - Monthly mortgage insurance is not tacked on to your payment. - More lenient credit qualifying standards than other types of mortgage loans. - Low rates compared to other loan programs. Here's how to qualify for a VA Mortgage Loan in Saratoga CA: You must first verify your eligibility. Eligibility is verified by ordering your Certificate of Eligibility or COE. An approved Saratoga CA VA loan lender can order your COE for you, or you can conta... 10/16/2014

Saratoga Condos and Townhomes for Sale | August 2014 Market ReportSaratoga is ranked by Forbes as one of the most educated small towns with top rated schools. In addition to being a great place to live, you will find plenty of restaurants and shopping.     The median and average price decreased as did the number of condos sold. The number of condos for sale increased in August compared to July 2014. Saratoga Condo market snapshot for the month of August 2014  Active Listings: 4 = 33.3% increase from July which had 3 listings Active Bank-Owned Homes: zero and zero active bank-owned homes in July  Active Short Sales: zero and zero in active short sales in July Median Price: $738,000 = 13.2% decrease from July's median price of $850,000 Average Price: $661,000 = 28.7% decrease from July's ... 10/08/2014

 Saratoga CA Homes for Sale | August 2014 Market ReportThe City of Saratoga is one of Silicon Valley's most prestigious bedroom communities with top rated schools. This is one reason why residents are happy to pay the premium for a Saratoga 95070 home. There was a slight decrease in the median sales price, an increase in the average sales price and a decrease in the number of homes sold in August compared to July 2014.Saratoga Homes market snapshot for the month of August 2014  Active Listings: 48 = 00.0%  from July which also had 48 listings Active Bank-Owned Homes: zeo and zero active REO's in July Active Short Sales:  zeo and zero active short sales in July Median Price: $1,952,000 = 2.4% decrease from July ($2,000,000) Average Price: $2,572,820 = 9.5% increase from July ($2,348,770)... 10/08/2014

Saratoga Condos and Townhomes for Sale | July 2014 Market ReportSaratoga is ranked by Forbes as one of the most educated small towns with top rated schools. In addition to being a great place to live, you will find plenty of restaurants and shopping.     The median price decreased slightly in July. The average price moderately increased. The statistical percentage of the number of condos sold may appear deceiving as shown in the market snapshot below. The same is true for the number of condos for sale. Saratoga Condo market snapshot for the month of July 2014  Active Listings: 3 = 40.0% decrease  from June which had 5 listings Active Bank-Owned Homes: zero and zero active bank-owned homes in June  Active Short Sales: zero and zero in short sales in June Median Price: $850,000 = 1.2% dec... 08/27/2014

 Saratoga CA Homes for Sale | July 2014 Market ReportThe City of Saratoga is one of Silicon Valley's most prestigious bedroom communities with top rated schools. There was a moderate decrease in the number of Saratoga homes for sale in June. Both the median and average prices decreased slightly. The number of homes sold showed a slight increase. Saratoga Homes market snapshot for the month of July 2014  Active Listings: 48 = 20.0% decrease from June which had 60 listings Active Bank-Owned Homes: zeo and zero active REO's in June Active Short Sales:  zeo and zero active short sales in June Median Price: $2,000,000 = 7.1% decrease from June ($2,152,000) Average Price: $2,348,770 = 1.6% decrease from June ($2,386,850) No. of Saratoga Homes Sold: 37 = 5.7% increase from June (35 sales) Pend... 08/27/2014

VA Mortgage Loans in Saratoga CA and 100% VA Loans - the best loan program in the country! VA Mortgage Loans are one of the best mortgage loan programs available today for active duty and honorably discharged Veterans. Here are some of the great features of this fantastic program: - Up to 100% financing, with no down required. - No monthly mortgage insurance added to your payment. - Compared to other types of mortgage loans, easier credit-qualifying requirements. - Low fixed mortgage rates result in a low monthly payment. Here's how to qualify for a VA Mortgage Loan in Saratoga CA: You must first verify your eligibility. This is done by ordering your Certificate of Eligibility or COE. You can work with an approved Saratoga CA VA mortgage loan lender to order your COE quickly, or you can... 08/11/2014

 Saratoga CA Condos and Townhomes for Sale | June 2014 Market ReportThe City of Saratoga is one of Silicon Valley's most prestigious bedroom communities with top rated schools. The condo and townhome market realized significant increases in home prices in June. The increase in prices may likely be directly attributed to specific condo communities and not a reflection of the overall condo and townhome market. Saratoga Condo market snapshot for the month of June 2014  Active Listings: 5 = 150.0% increase from May with 2 listings Active Bank-Owned Homes: zero and zero active bank-owned homes in May  Active Short Sales: zero and zero active short sales in May Median Price: $860,000 = 39.8% increase from May ($615,000) Average Price: $796,667 = 25.0% increase from May ($637,200) No. of Sarat... 07/13/2014

 Saratoga CA Homes for Sale | June 2014 Market ReportThe City of Saratoga is one of Silicon Valley's most prestigious bedroom communities with top rated schools. Saratoga Homes market snapshot for the month of June 2014  Active Listings: 60 = 1.6% decrease from May which had 61 listings Active Bank-Owned Homes: zeo and zero active REO's in May Active Short Sales:  zeo and zero active short sales in May Median Price: $2,152,000 = 5.2% increase from May ($2,045,500) Average Price: $2,386,850 = 5.4% increase from May ($2,265,270) No. of Saratoga Homes Sold: 35 = 16.7% increase from May (30 sales) Pending Properties: 25 = 19.4% decrease from May (31 properties) Bank-Owned Homes Sold: 1 and zero REO's sold in May Short Sales Sold: Zero and zero short sales sold in May Sale vs. List Price: 10... 07/13/2014

VA Mortgage Loans in Saratoga California and 100%  VA Loans - the best loan program in California! VA Mortgage Loans are one of the best mortgage loan programs available today for both honorably discharged Vets and active duty military personnel. Here are some of the highlights of this incredible program: - 100% financing, no down payment required. - No monthly mortgage insurance added to your payment. - Easier credit qualifying compared to other types of mortgage loans. - VA Mortgage Rates are low compared to other types of home loans. Here's how to qualify for a VA Mortgage Loan in Saratoga California: The first step is to verify your eligibility. You can verify eligibility by ordering your Certificate of Eligibility or COE. An approved Saratoga California VA loan lender can order you... 07/03/2014

FHA 203k construction bidIt is interesting how a consultant turns in a bid specification to contractors to obtain the "contractor's" bid and then while going over it for "reasonableness" cuts the contractor's numbers considerably... Hey guys... wake up. It is our job to determine if it is reasonable not to tell the contractor what it has to be.What are your choices? Get more bids... you may find out that YOU were wrong and all of the contractors bid this job higher than you did. In any case it is there bid... either use it or don't use it but it is not up to you to determine their overhead and cost of doing business. If you cause a contractor to go bankrupt when they decide to use YOUR numbers instead of theirs... are you going to feed their family? I don't think so... Get more bids fro... 06/28/2014

The months of inventory, or absorption rate, in Saratoga, CA reveals that the market is not too unhealthy in this high-end community. While much of Silicon Valley is struggling with long months of inventory, the condominium and townhouse market & single family home market in Saratoga both remain at under 6 months. (The National Association of Realtors says that less than 6 months of inventory constitutes a sellers market, and more than 6 months a buyers market.) Read more of this post, view graph with aborption rates and find key data and trends:http://www.sanjoserealestatelosgatoshomes.com/market-update-aamp-absorption-rates-for-saratoga-ca-real-estate This post in its entirety is published on The Valley of Hearts Delight, a blog about Silicon Valley real estate, featuring information ... 06/23/2014

 Saratoga CA Homes for Sale | May 2014 Market ReportThe City of Saratoga is one of Silicon Valley's most prestigious bedroom communities with top rated schools. Saratoga Homes market snapshot for the month of May 2014  Active Listings: 64 = 3.0% decrease from April which had 66 listings Active Bank-Owned Homes: 0 = 100.0% decrease from April with 1 active REO Active Short Sales:  1 and 1 active short sales in April  Median Price: $2,045,500 = 3.3% increase from April ($1,980,000) Average Price: $2,265,270 = 4.2% increase from April ($2,174,450) No. of Saratoga Homes Sold: 30 = 9.1% decrease from April (33 sales) Pending Properties: 22 = 22.2% increase from April (18 properties) Bank-Owned Homes Sold: Zero and zero REO's sold in April Short Sales Sold: Zero and zero short sales sold in A... 06/09/2014

Saratoga, CA Home Loans      Saratoga, CA is a city in Santa Clara county located just west of San Jose on the western edge of the Silicon Valley.  Ranked highly amongst the most well-educated and highest-earning towns in the country, residents of Saratoga enjoy many recreational activities, the benefits of some of the top ranked schools in the state, and the lifestyle of small town suburban living with the convenience of easy access to the bay area's major cities.      When buying a home in Saratoga, CA, buyers have many options for mortgage financing.  Since Saratoga is not a rural area, it is not eligible for USDA financing, however Conventional, FHA, VA, Jumbo, and Portfolio loans are all available to Saratoga home buyers & current residents.      In the calendar year 2015 there wer... 05/15/2014

 Saratoga CA Homes for Sale | April 2014 Market ReportThe City of Saratoga is one of Silicon Valley's most prestigious bedroom communities with top rated schools. Saratoga Homes market snapshot for the month of April 2014  Active Listings: 66 = 8.20% increase from March which had 1 listings Active Bank-Owned Homes: 1 and zero active REO's in March Active Short Sales:  1 and zero active short sales in March  Median Price: $1,990,000 = 2.2% decrease from March ($2,035,000) Average Price: $2,184,120 = 9.5% increase from March ($1,995,300) No. of Saratoga Homes Sold: 32 = 18.5% increase from March (27 sales) Pending Properties: 21 = 27.6% decrease from March (29 properties) Bank-Owned Homes Sold: Zero and zero REO's sold in March Short Sales Sold: Zero and zero short sales sold in March Sal... 05/10/2014

 Saratoga CA Homes for Sale | March 2014 Market ReportThe City of Saratoga is one of Silicon Valley's most prestigous bedroom communities with top rated schools. Saratoga Homes market snapshot for the month of March 2014  Active Listings: 61 = 13.0% increase from February which had 54 listings Active Bank-Owned Homes: 0 = 100.0% decrease from February with 1 foreclosure Active Short Sales:  Zero and zero active short sales in February  Median Price: $2,035,000 = 3.9% increase from February ($1,959,000) Average Price: $1,995,300 = 13.0% decrease from February ($2,294,000) No. of Saratoga Homes Sold: 27 = 68.8% increase from February (16 sales) Pending Properties: 29 = 38.1% increase from February (21 properties) Bank-Owned Homes Sold: Zero and zero REO's sold in February Short Sales Sold... 04/28/2014

VA Mortgage Loans in Saratoga California and 100% financing on VA Loans - the best loan program and loan payment in the country! VA Mortgage Loans are one of the best mortgage loan programs available today for both honorably discharged Vets and active duty military personnel. Here are some of the main features of this great program: - Up to 100% financing, with no down required. - Monthly mortgage insurance is not tacked on to your payment. - Easier credit qualifying compared to other types of mortgage loans. - VA Mortgage Rates are low compared to other types of home loans.   How do you know if you qualify for a VA Mortgage Loan in Saratoga California? First of all, you must verify your eligibility. You can verify eligibility by ordering your Certificate of Eligibility or COE. An appro... 04/08/2014

 Saratoga CA Homes for Sale | February 2014 Market ReportThe City of Saratoga is one of Silicon Valley's most prestigous bedroom communities with top rated schools. Saratoga Homes market snapshot for the month of February 2014  Active Listings: 51 = 30.8% increase from January which had 39 listings Active Bank-Owned Homes: 0 = 100.0% decrease from January with 1 foreclosure Active Short Sales:  0 = 100.0% decrease from January with 1 short sale  Median Price: $1,959,000 = 4.2% increase from January ($1,880,000) Average Price: $2,994,000 = 20.0% increase from January ($1,911,860) No. of Saratoga Homes Sold: 16 = 45.5% increase from January (11 sales) Pending Properties: 22 = 37.5% increase from January (16 properties) Bank-Owned Homes Sold: 0 = 100.0% decrease from January with 1 REO Sho... 04/01/2014