The New Abnormal We've just turned the corner from March to April, but here in the San Francisco Bay Area, we are still sheltered in place (SIP).  Everybody in our home is making adjustments to our new abnormal and it's a good lesson for today's homeowner too.  We may not be able to move around or go out, but can we hunker down and tweak our financial situation so that it better positions us to weather the next few months? First, a little perspective.  Even if the health implications of the pandemic miraculously prove to be short-lived, my sense is that the economic ripples will reverberate well beyond that timeline.  Why?  Because in finance we tend to see credit capacity build slowly and steadily, but evaporate suddenly and even violently.  Even though we are in the early innings of d... 04/01/2020

Lock Watch for the Week of 4/29/2019 Volatility-O-Meter:FOMC meeting and announcement this week, but no rate change expected.  Still, watch the language and watch the employment report on Friday too. Economicalendar (all times are Pacific):Mon, 4/29:    Personal Income and Outlays (5:30am).Tues, 4/30:     Case-Shiller HPI (6am), Chicago PMI (6:45am), Consumer Confidence and Pending Home Sales (7am). Weds, 5/1:     ADP Employment Report (5:15am), PMI Mfg Index (6:45am), Construction Spending (7am) and FOMC Announcement (11am).Thurs, 5/2:    Jobless Claims and Productivity and Costs (5:30am), Factory Orders (7am).  Fed Balance Sheet (1:30pm).Fri, 5/3:        Employment Situation and Int'l Trade in Goods (5:30am), ISM Non-Mfg Index (7am). 10-Year Treasury History2.53%     Market Open2.58% ... 04/29/2019

Upgraded 5 bedroom, 4 1/2 bath home with huge granite/cherry/stainless kitchen, hardwood floors, designer carpeting, luxurious master suite with inviting bath, large secondary bedrooms, formal living & dining rooms, and incredible oversized .21 acre lot backing to open space with sweeping views of the hills! Represented buyers.  SOLD! 5058 Holborn Way San Ramon CA 94582 Overview Maps Photos Market Stats IDX Search $988,000 Single Family Home Main Features 5 Bedrooms4 Full BathroomsInterior: 4,185 sqftLot: 9,609 sqft Location 5058 Holborn WaySan Ramon, CA 94582USA Doug Buenz Venture | Sotheby's International Realty(925) 621-0680doug@680homes.comhttp://www.680homes.com   Our recent listings  Subscribe to our listing feed See more San Ramon, CA real estate for sale    SOLD LISTINGS Powered... 10/31/2018

SOLD! 2678 Twin Creeks Dr, San Ramon, CA 94583 Overview Maps Photos Market Stats IDX Search $1,015,000 Single Family Home Main Features 4 Bedrooms 2 Full Bathrooms Interior: 1,713 sqft Lot: 5,175 sqft Year Built: 1978 Location 2678 Twin Creeks Dr San Ramon, CA 94583 USA Doug BuenzVenture | Sotheby's International Realty (925) 621-0680 doug@680homes.com http://www.680homes.com          Listed by: Doug Buenz Our recent listings Desirable Single Story Livermore Home on Huge Corner Lot | $729,000 | Livermore, CA Fabulous Updated Ventana Hills Home with Amazing Views | $1,680,000 | Pleasanton, CA   Subscribe to our listing feed See more San Ramon, CA real estate for sale SOLD LISTINGS Powered by RealBird.com 05/15/2018

SOLD! 5576 London Way, San Ramon, CA 94582 Overview Maps Photos Market Stats IDX Search $1,440,000 Single Family Home Main Features 5 Bedrooms 3 Full Bathrooms Interior: 3,423 sqft Lot: 7,572 sqft Year Built: 2007 Location 5576 London Way San Ramon, CA 94582 USA Doug BuenzVenture | Sotheby's International Realty (925) 621-0680 doug@680homes.com http://www.680homes.com          Listed by: Doug Buenz Our recent listings Desirable Single Story Livermore Home on Huge Corner Lot | $729,000 | Livermore, CA Fabulous Updated Ventana Hills Home with Amazing Views | $1,680,000 | Pleasanton, CA   Subscribe to our listing feed See more San Ramon, CA real estate for sale SOLD LISTINGS Powered by RealBird.com 04/18/2018

Imagine a pristine contemporary home with designer upgrades throughout. Imagine an elegant living and dining room perfectly suited for entertaining. Imagine cooking meals in a modern, open kitchen. Imagine relaxing and watching TV next to the cozy fireplace in the family room. Imagine a luxurious master suite with soaking tub, separate shower, and huge walk-in closet. Imagine enjoying easy access to all commute options. Welcome Home!  SOLD! 38 Terrace Hills Way, San Ramon, CA Overview Maps Photos Description Neighborhood Market Stats IDX Search $800,000 Single Family Home Main Features 4 Bedrooms 2 Full Bathrooms 1 Half Bathroom Interior: 2,100 sqft Lot: 3,874 sqft Year Built: 2001 Location 38 Terraced Hills Way San Ramon, CA 94583 USA Doug BuenzVenture | Sotheby's International Realty ... 03/09/2018

Gorgeous Gale Ranch Home! Gourmet kitchen upgrades including Stainless Steel appliances, slab counters and center island. Upgraded 20×20 tile flooring and hardwood floors, recessed lighting, plantation shutters, ceiling fans, inside upstairs laundry, alarm and charming patio area. Represented buyers. Call Doug Buenz at 925-621-0680 to get your home sold!  SOLD! 1000 Zebrina Way San Ramon CA | San Ramon Homes for Sale Overview Maps Photos Market Stats IDX Search $775,000 Single Family Home Main Features 3 Bedrooms 2 Full Bathrooms 1 Half Bathroom Interior: 1,744 sqft Lot: 4,158 sqft Year Built: 2006 Location 1000 Zebrina Way San Ramon, CA 94582 USA Doug BuenzVenture | Sotheby's International Realty (925) 621-0680 doug@680homes.com http://www.680homes.com          Listed by: Doug Buenz Ou... 03/09/2018

Beautifully updated home in Twin Creeks neighborhood. 4 Bedrooms, 3 Bathrooms, 2,113 sq ft, huge 15,400 sq ft lot (.35acres). Sparkling Pool, over-sized pie lot, court location, wood/tile/carpet flooring, dual pane windows, newer HVAC, updated bathrooms, vaulted ceilings, wood burning fireplace, light/bright kitchen, inside laundry, 3 car garage. Represented Buyers of this home. Call Doug Buenz at (925) 621-0680 to get your home sold!    SOLD! 53 Dos Rios Ct, San Ramon, CA 94583 | San Ramon Homes for Sale Overview Maps Photos Features Market Stats IDX Search  $982,000 Single Family Home Main Features 4 Bedrooms 3 Full Bathrooms Interior: 2,113 sqft Lot: 0.35 acre(s) Year Built: 1970 Location 53 Dos Rios Ct San Ramon, CA 94583 USA Doug BuenzVenture | Sotheby's International Realty (925) ... 02/06/2018

Gorgeous Gale Ranch Home located across from Quail Ridge Park. 3 Bedrooms, 2 Full Bathrooms, 1 Half Bathroom, 1,930 sq ft, 3,460 sq ft lot. Beautiful hardwood floors, recessed lighting, gourmet kitchen with stainless steel & granite, views of t. Diablo, private patio & community pool (HOA). Represented Buyers of this property. Call Doug Buenz at (925) 621-0680 to get your home sold!  SOLD! 4298 Astor Hollow St, San Ramon, CA 94582 | San Ramon Homes for Sale Overview Maps Photos Features Market Stats IDX Search  $863,500 Single Family Home Main Features 3 Bedrooms 2 Full Bathrooms 1 Half Bathroom Interior: 1,930 sqft Lot: 3,460 sqft Location 4298 Astor Hollow St San Ramon, CA 94582 USA Doug BuenzVenture | Sotheby's International Realty (925) 621-0680 [email protected] http://www.680homes... 01/26/2018

Meticulously kept home in the desirable community of Windemere. Located close to schools and park, this two-story cozy home features light and bright interiors, an open floor plan, a fully equipped kitchen, large bedrooms, spacious yard and a splendid view of the San Ramon Valley. Call Doug Buenz at (925) 621-0680 to get your home sold!  SOLD! 713 Birdwood Ct, San Ramon, CA 94582 | San Ramon Homes for Sale Overview Maps Photos Features Market Stats IDX Search  $941,000 Single Family Home Main Features 3 Bedrooms 2 Full Bathrooms 1 Half Bathroom Interior: 1,949 sqft Lot: 0.09 acre(s) Location 713 Birdwood Ct San Ramon, CA 94582 USA Doug BuenzVenture | Sotheby's International Realty (925) 621-0680 [email protected] http://www.680homes.com          Listed by: Doug Buenz Our recent listings... 01/26/2018

Adorable home in highly desirable Bent Creek Estates. Sweeping staircase, updated kitchen with beautiful granite island & counters opens to family room. Large lot with in-ground pool. Best location in estates on quiet court across from creek and close to the park. Represented Buyers of this home. Call Doug Buenz at (925) 621-0680 to get your home sold!  SOLD! 804 Bent Creek Ct, San Ramon, CA 94582 | San Ramon Homes for Sale Overview Maps Photos Features Market Stats IDX Search  $1,282,000 Single Family Home Main Features 5 Bedrooms 3 Full Bathrooms Interior: 3,443 sqft Lot: 0.20 acre(s) Location 804 Bent Creek Ct San Ramon, CA 94582 USA Doug BuenzVenture | Sotheby's International Realty (925) 621-0680 [email protected] http://www.680homes.com          Listed by: Doug Buenz Our recent li... 01/25/2018

SOLD! 25 Portsmouth Ct, San Ramon, CA 94582 Overview Maps Photos Market Stats IDX Search $1,180,000 Single Family Home Main Features 4 Bedrooms 3 Full Bathrooms Interior: 3,123 sqft Location 25 Portsmouth Ct San Ramon, CA 94582 USA Doug BuenzVenture | Sotheby's International Realty (925) 621-0680 [email protected] http://www.680homes.com          Listed by: Doug Buenz Our recent listings   Subscribe to our listing feed See more San Ramon, CA real estate for sale SOLD LISTINGS Powered by RealBird.com 12/31/2017

This beautiful San Ramon CA home consists of 4 bedrooms, 2 full baths with a total of 1,993 sqft.   SOLD! 54 Dos Rios Ct, San Ramon, CA 94583 Overview Maps Photos Market Stats IDX Search $1,080,000 Single Family Home Main Features 4 Bedrooms 2 Full Bathrooms Lot: 1,993 sqft Location 54 Dos Rios Ct San Ramon, CA 94583 USA Doug BuenzVenture | Sotheby's International Realty (925) 621-0680 [email protected] http://www.680homes.com          Listed by: Doug Buenz Our recent listings   Subscribe to our listing feed See more San Ramon, CA real estate for sale SOLD LISTINGS Powered by RealBird.com 12/13/2017

UPDATE:  POLICE GOT HIM! ActiveRain - Can We Make Someone Famous?      At 5am this morning, this "gentleman" decided it would be a good idea to rob a few businesses within our building.  Unfortunately, we were a target.  He broke in, stole several personal items from employees (including cash and bags) and laptops.  Thankfully, the laptops are the equivalent of expensive bricks at this point since our security measures allow us to remotely wipe them clean.  So there's not a potential for a lot of damage, but I'm sure those who lost personal items and cash (one of my colleagues had a substantial amount of cash stolen) would love to see this person meet up with the police very soon.      Police are involved, and thanks again to our security measures, we've got a pretty nice shot of the gu... 08/29/2017

Fabulous updated Twin Creeks home with 5 bedrooms, 2 1/2 Baths, and a huge park like private yard! Custom tile entry, remodeled granite & stainless kitchen with gas range and center island, spacious family room with hardwood flooring and cozy fireplace, formal living & dining rooms, downstairs bedroom/office, luxurious master suite upstairs with remodeled bath featuring cherry vanities, huge walk-in marble shower, built-in wardrobes, skylight, and more! Many designer touchesthroughout. This home in San Ramon CA has a huge private park-like .25 Acre lot with expansive lawn area and total privacy. 3 car garage, side access for boat parking, and awesome location close to community pool, parks, and schools! A commuter's dream with easy access to I-680 and BART!  SOLD! 2548 Toltec Cir, San R... 07/14/2017

Gorgeous 1 bedroom 1 bathroom in luxury gated community in Canyon Lakes. Totally upgraded kitchen and bath with designer finishes. Large living room w/ stone wood burning fireplace. Upgraded kitchen with stainless sink and appliances, slab granite counters, custom maple wood cabinets. Inside laundry with stack washer/dryer. Sparkling community Pool, Spa, Tennis Courts, Clubhouse, and gym. This condominium in San Ramon CA has covered assigned parking place too. Welcome Home! SOLD! 333 Eastridge Dr, San Ramon, CA 94582 OverviewMapsPhotosFeaturesDescriptionMarket StatsIDX Search Contact us for pricing Condominium Main Features 1 Bedroom1 Full BathroomLot: 730 sqftYear Built: 1988 Location 333 Eastridge DrSan Ramon, CA 94582USA Doug Buenz Venture | Sotheby's International Realty(925) 621-06... 06/05/2017

Adorable home in highly desirable Bent Creek Estates. 5 bedrooms and 3 baths (one bedroom and full bath downstairs). Sweeping staircase. Updated kitchen with beautiful granite island and counters, opens to family room. Best location in the Estates, across from creek and close to hilltop park. Check this home for sale in San Ramon CA.   SOLD! 804 Beaver Creek Ct San Ramon, CA 94582 Overview Maps Photos Features Description Market Stats IDX Search $1,282,000 Single Family Home Main Features 5 Bedrooms3 Full Bathrooms1 UnitLot: 8,510 sqftYear Built: 1993MLS #: 40732645 Location 804 Beaver Creek CtSan Ramon, CA 94582USA Doug Buenz Venture | Sotheby's International Realty(925) 621-0680[email protected]http://www.680homes.com          Listed by: Doug Buenz Our recent listings SOLD! 8267 Molle... 05/05/2017

Light and bright 2 Bedroom, 1 Bath condo in premium West San Ramon location. Large open living room with vaulted ceiling, spacious kitchen with tile counters, gas range/oven, double sink, and Bosh dishwasher. 2 large bedrooms, one with walk-in closet. Functional bath with shower/tub combo. Once car attached garage with laundry hookups. This condominium in San Ramon CA has a great location in rear of complex away from the road. Great commute access to I-680. Award winning San Ramon schools!  SOLD! 610 Sutter Creek Ln San Ramon, CA 94583 Overview Maps Photos Features Description Market Stats IDX Search $500,000 Single Family Home Main Features 2 Bedrooms1 Full Bathroom1 UnitLot: 871 sqftYear Built: 1996MLS #: 40770364 Location 610 Sutter Creek LnSan Ramon, CA 94583USA Doug Buenz Venture |... 05/05/2017

The San Ramon CA Real Estate Market is active.  There were 20% more listings in February than January with 53 and there were 49 Pending sales.  It is a great time to sell, the buyers are out there and ready to purchase.  0:00: Hi, I’m Doug Buenz, San Ramon California Real Estate agent, with the 680 Group at Ventures Sotheby’s and this is a quick market update on the San Ramon California market on March 2nd, 2017. 0:14: The market is humming, we’re starting to enter the spring market, we’re starting to see some more inventory. We’re starting to see more sales for sure. There’s worth 53 new listings in February, and that’s up 20% over January, not a huge surprise there. As we usually don’t see a lot of inventory at least turning in January. 0:36: But the good news is we had 49 listings go... 03/28/2017

3.5% down for small commercial buildings?Are you looking for your niche'? If you already specialize in small commercial and mixed use buildings then you have been missing the boat for, how long? If you haven't used the FHA 203k loan for these mixed use buildings or hard to sell light commercial buildings then you have been asleep at the wheel. I used to purchase quite a bit of commercial property and it always required a 35-40% down payment. I wish I had known about this program back in the 80's and 90's. How sweet it could have been. Well, it may not be too late for you in many cases.Lets say you have a store with living units above... it's a 203k loan.How about offices with living area above... maybe it might works in places like "two worlds" in Pleasant Hill. Who knows?How about a sm... 03/01/2017