Greetings Bob, I certainly understand your feelings about your offer being accepted. On one hand the emotional side says, "Hey, my offer got accepted over 7 others!" On the other hand, you're thinking, "Can I afford the payment?" This is very typical of first time home buyers; you are not alone. I've had the pleasure of successfully representing many first time home buyers over the years. Typically, their success is a direct result of taking action based upon sound and timely advise. When we bought our first home, I wasn't in the industry. As a matter of fact, we had much less money to put down than you, which required that we pay PMI (private mortgage insurance) on top of the normal PITI. The thing we enjoyed most about home ownership, aside from the financial benefits, was...
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