San Diego, CA Real Estate News

By Brian Brady, 858-777-9751
(San Diego VA Home Loans/858-777-9751)
Tonight I released the beta version of our new website about trust deed investing.I built it through register.com with their 5-page now website kit.  I have no doubt that it looks amateurish to all of you e-pros out there but I got it upand running within 2 hours.  I had nothing before.I spend a lot of time on the phone and in person networking with investors and brokers to build my private money lending business.  Now I have something to show people.  It may not be perfect but you all know the old saying..."An imperfect plan today is better than a perfect plan tomorrow (or whenever we get around to it) I'm not a tekkie.  I'm a mortgage broker.  I'll appreciate any comments you folks might have.www.SoCalDeeds.com 
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By Roberta Murphy, Carlsbad Real Estate and Homes
(San Diego Previews Real Estate)
For those times when you would like to bypass computer-managed calls and SPEAK TO A REAL PERSON without having to tap through a maze of options, keep this site handy. It is a personal favorite, but keep it under wraps because I'd hate to see the companies change their codes:Get the codes! 
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By Roberta Murphy, Carlsbad Real Estate and Homes
(San Diego Previews Real Estate)
For almost two years now, there have been serious rumblings and grumblings about Option ARM and interest-only loans that could put a number of buyers in default. I initially gave the issue detached interest, because our clients tend to be a conservative lot when it comes to borrowing. We deal with few real estate speculators and most of our clients are solid buyers of primary and secondary homes. My interest in these "instant gratification" loans is no longer a detached one, because the fallout from these ARMs is contributing to market weakness. Our conservative clients are seeing their San Diego home values stagnate or decline, in part due to these lending practices.   It has been reported that 7 out of 10 option arm borrowers are sticking to the minimum payment schedules--and in so do...
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