Looking for a great way to kick off the new year?  Come to one of these Women’s Council of Realtors® luncheons where I will be showing you how to earn more profit and keep more money in your pocket.  Discover low-cost tech tips and solutions vetted by top agents around North America.  Learn my 10-step SYSTEM to put your business on auto-pilot.Join us THR February 18th at Marina Village in San Diego.  Enjoy breath-taking bay views and gourmet food truck fun eats while mingling with the top agents and brokers in town.  Interested?  Send me a message and I’ll forward you the link as soon as registration opens.Just booked!  Join us at the Women’s Council of Realtors in Temecula on Tuesday March 1st for lunch and power-packed tips.  Southwest Riverside county has lots in store for you this y... 02/07/2016

My Personal Mission As your professional real estate advisor, I focus on client satisfaction. My business is about service and I am not happy until you are happy. My years in the business have provided me the experience to assist you with nearly every real estate need.I recognize the honor of military service and am proud to serve the San Diego community as a NAR Military Relocation Professional, MRP.I am dedicated to my clients through my personal service, market experience and support. 02/03/2016

Mortgage Backed Securities declined this morning following a rally in stocks and stronger than expected housing data.  Existing Home Sales came in above expectations.Compared to Thursday's closing, the market has opened with a 0.250 WORSENING to the Points/Credits associated with any given interest rate option.This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Professionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back over 2 years at www.JasonGordon.info whenever desired.  To make things easier, I have also posted a quick report on How To Read The Charts Below.Also, make sure to le... 01/22/2016

Located in the hills of San Diego, Bay Park is truly the type of neighborhood that welcomes residents from all walks of life. It's bordered by Bay Ho at the north and Clairemont to the east. With Pacific Beach along the west, it is within a matter of minutes to the warm waters of the ocean. Even better, it's right off I-5 making your commute into town or throughout the region very easy to do.Start here by browsing all Bay Park Homes For SaleBay Park Elementary, Longfellow K-8 School, and Toler Elementary are the schools of the area. Still, Bay Park is quite trendy and very much the distinct treasure in Tecolote Canyon. It's much more like Morena compared to other area neighborhoods, with numerous small shops and cafes to visit. There's always something fresh at Waters Fine Foods Cafe or... 01/09/2016

San Diego is one of the gems of California, with more than 17 miles of coastline and many cultural and academic past times to keep residents out and about. Mission Bay Park is one of the oldest neighborhoods of San Diego, located just north of the center of San Diego. It was originally subdivided in 1908 as one of the city's first suburbs, nestled between Hillcrest 92103 and Old Town. Over the years, famous architects have built along the canyon rims to add to the atmosphere of the neighborhood. Among the creative geniuses who have who have had a hand in the subdivision include William Templeton Johnson and John Lloyd Wright.Mission Hills boasts an eclectic variety of home styles, from the quaint bungalow to lavishly built Craftsman homes. Most of the homes in the area were constructed ... 01/08/2016

Buying A First Home, Location Is One Thing, But Preparation Is AnotherWe all know the old line about location, location, location. But buying a home, whether it's your first home or your twentieth home, also takes research and preparation.How much can you comfortably afford?After deciding that you do in fact want to purchase a home, the most important step is the Pre-Approval Process by a qualified (an ideally local) loan originator. This should entail a thorough analysis of your income and asset documentation as well as a credit check. Potential hurdles can be identified and worked out at this stage saving big headaches later on.  How much cash will you need to close?Different loan programs have different minimum down payment requirements.For example, VA eligible homebuyers can purchas... 01/07/2016

Managing your credit scores and keeping them high enough to qualify for a home loan can be easy if you have always had good credit, and challenging if you have had some blemishes.  Recent tallies show a third of U.S. credit scores are below 649. Many lenders will lend down to a score of 580 for FHA and VA, and 620 for Fannie/Freddie.However, acquiring a mortgage might be more difficult and more expensive at those lower levels than with higher scores. Here are the fundamentals to guide you in establishing and maintaining a healthy and legitimate credit score.The Somewhat Obvious: Borrow only what you can afford to pay Make all of your payments on time Avoid excessive requests or inquiries for credit Have an emergency account to pay for unexpected expenses Check your report annually to co... 01/07/2016

What interest rate changes can we expect in 2016? The market opened with an improvement due to concerns about the pace of economic grown in China and rising tensions in the Middle East.  Weaker than expected manufacturing data in China caused a selloff in Chinese equities which was followed by declines in other global markets.  In addition, Saudi Arabia cut diplomatic ties with Iran, increasing tensions in the region. Investors responded by shifting to safer assets.Compared to Thursday's closing, the market has opened with a 0.125 IMPROVEMENT to the Points/Credits associated with any given interest rate option.This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Professionals with factual data regarding where rates are at any given time and what trends... 01/04/2016

San Diego County FHA Loan Limits Increasing For 2016The FHA Loan Limits for 2016 were released this month and the maximum FHA loan limit for forward mortgages originated in 2016 has been increased for San Diego County.  San Diego County's FHA loan limit will match the recent Fannie/Freddie increase from $562,350 to $580,750 which is an increase of $18,400.   The new FHA loan limits apply to all loans with FHA case numbers assigned from January 1st, 2016 through December 31st, 2016. Other High Cost areas, such as Los Angeles and Orange Counties, are seeing their FHA Loan Limit stay at the current ceiling of $625,500 for one-unit properties.Out of the 3,143 counties and county equivalents in the United States, only 235 are considered High Cost counties. And out of those, there are only 39... 12/30/2015

San Diego High Balance Conforming Loan Limits Increasing for 2016  The Federal Housing Finance Agency (FHFA), which sets the San Diego loan limits for loans purchased by Fannie Mae (FNMA) and Freddie Mac (FHLMC), announce that the San Diego High Balance Conforming Loan Limit is increasing from $562,350 to $580,750 for loans closed on or after January 1, 2016.  This is an increase in the San Diego High Balance Conforming loan limit of $18,400.  The loan limits are established under the terms of the Housing and Economic Recovery Act of 2008 (HERA). Out of the 3,143 counties and county equivalents in the United States, only 235 are considered high cost counties. There a total of 39 counties affected nationwide by the 2016 increase and of those 39 counties affected, there are four in Califo... 12/30/2015

VA Home Loan Limits For 2016 Increasing for San Diego CA - The VA Zero Down Loan Limits for 2016 have been announced and San Diego County is seeing a slight increase from $562,350 to $580,750.  The new limits apply to all VA purchase and VA cash-out refinances closed from January 1, 2016 through December 31, 2016. The new VA Home Loan Limits will follow the recently announced Fannie Mae and Freddie Mac limits for 2016 as established by the Federal Housing Finance Agency (FHFA).  That announcement was closely followed by FHA. Out of the 3,143 counties and county equivalents in the United States, only 235 are considered high cost counties. For 2016, only 39 of those saw an increase.Does this mean that the maximum VA loan is only $580,750?  Absolutely not.  This just means that someone pur... 12/27/2015

This painful week continues to trend in the wrong direction for mortgage rates! Fueled by a stronger than expected Employment Report, yet another large decline in Mortgage Backed Securities has occurred. Against a forecast of 190K new jobs, the economy is reported to have added 271K jobs in October...the strongest reading of the year!Compared to Thursday's closing, the market has opened with a 0.375 WORSENING to the Points/Credits associated with any given interest rate option.This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Professionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating b... 11/06/2015

Scripps Ranch is a San Diego suburb located just east of I-15, north of Tierrasanta and south of Rancho Bernardo. If you live in this community, you have a 20 minute drive to the beach, downtown areas, and popular commercial areas.Scripps Ranch real estate is comprised primarily of houses and townhomes. There are only a few condo complexes in this community. Houses start at in the $600’s and work their way up to well over 1 million dollars. Townhomes offer a less expensive opportunity to move into a great neighborhood. These are priced as low as $450K. Condos in Scripps Ranch are typically in the $300’s range. Scripps Ranch is a family oriented community.  Here you will find good schools, a recreation center, library, and many parks including Miramar Lake. There are 3 distinct neighborh... 11/04/2015

Want to Buy a San Diego House for $500,000?For those who want to buy a San Diego House for $500,000, the prospects can be daunting at best. There are a few of your best options.Clairemont – was one of the original suburbs in San Diego. Located between the 5 and 805 Freeways, it is centrally located, and offers a reasonable commune. Clairemont real estate features detached houses built in the 1950’s and 1960’s. The average sq footage for homes at $500K is between 1,000-1,300 sq ft. Lot sizes tend to be approximately 5,000 sq ft.  College – Although most commonly associated with SDSU, the College area offers pockets of old world charm. In these areas, you can find a remodeled mid-century classic or Spanish style home. Rolando – feels like you stepped back in time. This community of 10 blo... 10/31/2015

Art San Diego 2015 is November 5 – 8 in Balboa Park, San Diego The premiere contemporary art show, Art San Diego, will be held November 5th through the 8th in famed Balboa Park at the Activity Center. In its 7th year, Art San Diego is a collection of established and emerging artists and fine art galleries (e.g., Sergott Contemporary Art Alliance in Rancho Santa Fe, and Alexander Salazar Fine Art in San Diego),  around Southern California, including from the growing San Diego art scene, as well as elsewhere in the US and internationally.  Paintings, glass, sculpture, and photography are just some of the venues exhibited at Art San Diego. Art San Diego is a juried contemporary art show, which means a review process was necessary in order for artists’ works to be included, leading to a col... 10/30/2015

OUCH! In the U.S., the first reading for the 3rd Quarter GDP was 1.5% which was slightly below the consensus of 1.6% (and down from 3.9% from Q2). The details of the report may reflect greater strength, however a decline in inventories held back 1.4% of growth during Q3 (meaning that GDP would have increased nearly 3.0% if inventory levels had simply held steady. Furthermore, Jobless Claims came in below forecasts.Compared to Wednesday's closing, the market has opened with a 0.250 WORSENING to the Points/Credits associated with any given interest rate option.This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Professionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given... 10/29/2015

It's with pleasure to announce another record breaking fall season for Todd Armstrong and Associates with Pacific Sotheby's International Realty.   His team continues to set the pace for luxury real estate in Mission Hills San Diego.  Check out the latest 2 listings that SOLD within days with multiple offers. 3433 Jackdaw St (pictured below) SOLD for $1,585,000 before it hit the market. Additionally,  2929 Union St SOLD for $1,700,000 within daysTodd's seller's have been blown away at the prices his listings are demanding and it can all be attributed to his video marketing campaign.  The age of posting photos online and the MLS and hoping for the best are OVER.  Todd says, "It was time to step up my game and really get my listings out to a global audience via my YouTube channel and www.... 10/20/2015

The word Posadas has a deep historical significance in Mexico and the birth of Jesus. Posadas at Santaluz might just carry some relation to the architecture and size, that of an Inn. Posadas in Santaluz are a very very desireable floorplan and it's hard to find a Posada For Sale in Santaluz that is not already going into escrow. "Posadas are an important part of Mexican Christmas celebrations. The word posada means "inn" or "shelter" in Spanish, and this tradition re-enacts Mary and Joseph's search for a place to stay in Bethlehem. Posadas are held in Mexico on each of the nine nights leading up to Christmas, from December 16 to 24th"     read more about Posadas http://gomexico.about.com/od/festivalsholidays/a/posadas.htm If you are looking for a home for sale in Santaluz in the Posadas... 10/16/2015

Haciendas Sur is a tract of homes in Santaluz that have all the right trimmings for the price. If you want to live inside the guard gates of Sanaluz and soak up all the finer things that living inside Santaluz has to offer, and need at least 4 bedrooms and 3500 sq ft, AND be under 2 million, then definintely HACIENDAS SUR REAL ESTATE IN SANTAZLUZ is for you.     Below I've made a screen shot of where this tract is located ( its split up in to two sections), so you get to know Santaluz Real Estate better. I'm DEFININELY THE ONLY REAL ESTATE AGENT IN SANTALUZ who PERSONALLY has built a site all about Santaluz Real Estate, outlining the different homes available in each subdivision.  Click the image below to search all Santaluz Homes For Sale in Haciendas Sur, or click here to search ALL S... 10/16/2015

Santaluz has a tract of little homes called "CASITAS", which literraly means little houses in Spanish.  The CASITAS AT SANTALUZ are located direclty next to the Santaluz Golf Clubhouse, including the Swim and Tennis, and Golf Range. This real estate in Santaluz is built in a U shape around Custom Homes in Santaluz and next to some Santaluz homes in The Sentinels. The  The CASITAS are mainly 3 bedroom homes around 2200 sq ft. Prices you can expect to pay for a Santaluz Home For Sale in The Casitas will range in the low 1 million dollar range. The main thing that will stand out about these Homes in Santaluz for the price will be the massive amount of green open space between these and other homes in Santaluz. Click the map to search all active listings for sale in CASITAS AT SANTALUZ.    ... 10/16/2015