Downtown Roseville (Roseville, CA)
By Kaye Swain, Your Roseville Real Estate Agent
(Keller Williams Real Estate Roseville CA)
Roseville California is a grand city in the greater Sacramento CA area. It has an approximate population of 127,035 as of 2013 and per Wikipedia, "it's the largest city in Placer County, California, United States, located in the Sacramento metropolitan area."  I like to tell people that here in Roseville CA we get to enjoy "small town living with big city conveniences!" And that goes double for all the fun seasonal and holiday activities we enjoy here. Including lovely Christmas trees and decorations throughout our delightful town.Those trees start at our Downtown Square. Nowadays, we get to enjoy a ginormous Christmas tree in the Historic Old Downtown Square that is usually up throughout the Thanksgiving and Christmas season. (Barring extreme weather issues, of course.) It has cute box...
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By Bob & Leilani Souza, Greater Sacramento Area Homes, Land & Investments
(Souza Realty 916.408.5500)
Roseville, CA - New Bank Owned Foreclosures (July 16-20, 2012) Here is a list of foreclosures in Roseville, California (Placer County) that became bank owned during the week of July 16-20, 2012: 730 Main Street, Roseville, CA 95678 (5/2, 2426 sq. ft. built in 1925) In comparison, there were 7 properties in Roseville, California that went back to the bank last week. This REO property may soon be listed on the market, so consider this a sneak preview of a future foreclosure listing in Roseville, California! Please contact Bob Souza at (925) 513-3400 or Leilani Souza at (916) 408-5500 if you are interested in buying foreclosures through Souza Realty and would like to be notified when a particular foreclosed property becomes available for sale.  
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By Bob & Leilani Souza, Greater Sacramento Area Homes, Land & Investments
(Souza Realty 916.408.5500)
Roseville, CA 95678 - Denio's Market Denio's Market in Roseville, CA is an auction yard, flea market or swap meet and a farmer's market all rolled into one. They are open on Friday from 10am to 3pm, Saturday from 7am to 3:30pm and Sunday from 7am to 5pm. Denio's Market is located at 1551 Vineyard Road, Roseville, CA 95678. Entrance to Denio's Market from the parking lot  For those of you who are looking for exotic fruits and vegetables that may not be available at the local supermarkets, stop by Denio's Market in Roseville and chances are you will probably find what you're looking for! Here is an example of some Asian (Filipino) produce offered by one of the many vendors at Denio's Market: Banana Hearts (upper right), Long String Beans (lower right)  Denio's Market 1551 Vineyard Road, R...
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By Bob & Leilani Souza, Greater Sacramento Area Homes, Land & Investments
(Souza Realty 916.408.5500)
Roseville, CA - New Bank Owned Foreclosures (June 4-8, 2012) Here is a list of foreclosures in Roseville, California (Placer County) that became bank owned during the week of June 4-8, 2012: 225 Live Oak Circle, Roseville, CA 95678 (3/2, 1430 sq. ft. built in 1985) 813 Grove Street, Roseville, CA 95678 (3/3, 1191 sq. ft. built in 1956) 211 Wesley Court, Roseville, CA 95661 (4/4, 4133 sq. ft. built in 2001) In comparison, there were 2 properties in Roseville, California that went back to the bank last week. Some of these REO properties may soon be listed on the market, so consider this a sneak preview of future foreclosure listings in Roseville, California! Please contact Bob Souza at (925) 513-3400 or Leilani Souza at (916) 408-5500 if you are interested in buying foreclosures through S...
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By Bob & Leilani Souza, Greater Sacramento Area Homes, Land & Investments
(Souza Realty 916.408.5500)
Are First Trust Deeds Basically Seller Financing? I just wrote a blog post entitled: Should I Invest In Rentals Or 1st Trust Deeds / Notes / Private Money? and I received a couple of comments from DeeDee Riley and Jane Peters wanting to know: "Are first trust deeds basically seller financing?" To answer that question, not all first trust deeds are seller financing, but most of the time, sellers who offer seller financing will do so using a first trust deed as a security instrument. There are occasions where sellers carry a small second trust deed, but I do not recommend investing in second trust deeds for obvious reasons. The first trust deeds I was referring to as another way to invest in real estate (besides buying rental property) is offering private money loans on real estate (homes...
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By Bob & Leilani Souza, Greater Sacramento Area Homes, Land & Investments
(Souza Realty 916.408.5500)
Should I Invest In Rentals Or 1st Trust Deeds / Notes / Private Money? With more and more people looking towards investing in real estate, the debate between rentals vs. first trust deeds is a frequently asked question that definitely should be considered. There are advantages and disadvantages to both types of investments and it really depends on what makes better sense for the individual investor. Here are some comparisons between investing in rentals vs. first trust deeds: Rental income is determined by market rents; first trust deed income is determined by the prevailing "private money" interest rate (which is currently around 10%).  There can be many expenses for rentals (such as property taxes, HOA dues, repairs and maintenance, utilities, management fees); there are typically no ...
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By Bob & Leilani Souza, Greater Sacramento Area Homes, Land & Investments
(Souza Realty 916.408.5500)
How Much Money Do I Need To Buy My First Investment Property? The answer to this frequently asked question by newbie investors depends on many factors, such as: Will you be paying all cash or financing the purchase? How much cash reserves do you have for rehab and holding costs? Do you have another source of income besides this investment? Are you buying it to hold as a rental or to flip for a quick profit? How many investment properties do you plan on acquiring? Even though there has been no better time to invest in Southwest Placer County real estate than it has been these past couple of years, not everyone can be a successful real estate investor. Many newbie investors lose money on their first investment because they rushed into buying before doing their due diligence. Some of the r...
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