13501 Melissa Ln Poway, CA 92064 92064 Poway 4 Bedroom Custom Home Home Photo Gallery Virtual Tour Property Map Payment Info Request Showing Contact Me Larry Moderno Office: 858-748-2056 Website: Visit Website Price : $875,000 Bedrooms : 4 Bathrooms : 4 Square Foot : 3,242 County : San Diego Property Type : Detached Year Built : 1979 MLS Number : 110031387 click for more information and pictures Property Description View! Location! Privacy! Space! This custom home sits high above Poway with 180 degree views all over Poway. A solar system has been installed for complete energy use. 4 garages attached to the home with high ceilings in one of the garages. This is one great family home that includes work space for Mom and Dad. Features List Poway 92064 Custom Home 180 View Solar Privacy FH... 06/07/2011

With so many different banks, brokers and lenders to work with understanding FHA interest rates has become extremely important for today's home buyer. FHA can be an ideal way to purchase a home with underwriting that is far more relaxed than typical loans and requiring less cash out of pocket than most loans (as little as .5% of the purchase price). How many other loan products will allow you to buy a $300K home with $1500(+-) and a low mortgage payment that is even lower than rent in some cases? There is much to learn but one item that is important is the FHA interest rates. Not all companies offer the lowest rates and not all loan officers offer the same rate within their own company! In order to insure you get the best rate for your scenario you need to look for a professional mortga... 05/27/2011

If you are shopping for FHA Loan Poway, Poway, CA let 20 years experience work for you. Experience and new, young ideas count when helping you close your FHA Loan Poway. For your next home purchase or refinance consider Chris McBrearty Consider this when thinking about experience: Over $700 Million in closed loans 20 years experience Certified CA DRE continuing education trainer teaching Realtors and Lenders about FHA and HUD loans Top producer for more than half his career More than 2,000 happy customers If you are trusting the most important investment of your life you need to think about using a Certified Mortgage Planning Specialist (www.cmpsinstitute.org). Less than 1% of all mortgage professionals have even bothered to get themselves certified to serve you better. If you want acc... 05/18/2011

Here are some tips for a first time home buyer in Poway to use when buying a home. It is important to select an agent that has experience working with a first time home buyer in Poway and has a good understanding of the Poway area. Real Estate is a process of elimination not selection. At any given time there are 18,000 to 22,000 homes on the market in San Diego. It would be impossible to go through all of those homes to determine which one to buy. The key is selection a specific area or neighborhood and start driving around. Then focus on the specific homes on the market in that area. Next, select the top 5 to 10 to view and then go look. Most people don't know what they are looking for until they find it. A first time home buyer in Poway needs to identify what the most important thin... 05/05/2011

Mountain-Biking Home Inspector in Poway, CA Tackles Iron Mtn.     In between home inspections, one of the favorite things I enjoy is mountain biking. I recently had the opportunity to, once again, get the bike wheels rolling after a home inspection in Poway. I have driven by Iron Mtn. in Poway, CA countless times in my home inspection travels, and the place is always busy with hikers and bikers enjoying the great outdoors, but I had never stopped to see what all the interest was about.     This day, before leaving the office for my home inspection, I loaded my 27-speed GT mountain bike on the back of my vehicle and packed my riding gear. I was finished with my day's work by 3:00 pm, so I traveled east on Poway Rd. towards Iron Mtn.   The trail head for Iron Mtn. is at the junction of Ro... 05/01/2011

Poway Real Estate Market Snapshot (April-2011)  Market trends indicate that Poway home prices have hit the bottom in the $400,000 and below range. The key metrics below will provide some insight into the Poway single family home, condo/townhome market and a link to the most recent inventory of duplexes, triplexes and fourplexes to come into the market:                               Poway Single Family Homes April, 2011: Poway Homes for Sale: 275 (Active, contingent, and pending) April, 2011: Poway Months of Inventory: 9.1 March, 2011: Poway Median Home Price $460,000; 16% lower than March, 2010 March, 2011: Poway Homes Sold: 49; 32% higher than March, 2010 Poway Condos and Townhomes April, 2011: Poway Condos for Sale: 33 (Active, contingent, and pending) April, 2011: Poway Months of Inv... 04/14/2011

This Spacious Montecito 5 bedroom Home for Sale in Stonebridge, San Diego 92131 features 5 Bedrooms and 4.5 Bathrooms with 3564 Square Feet and a lot size of approx 10,333 square feet. The front of this Spacious Montecito Home for Sale in Stonebridge has lush mature landscaping and features a 3 car garage. The backyard of this 5 bedroom Montecito Home for Sale in Stonebridge features a beautiful view over the valley. 13046 Deer Canyon Court, Scripps Ranch, 92131 is located in Stonbridge which is in the Poway Unified School District, the High School is Scripps Ranch High School and the Elementary School is Top rated Creekside Elementary School. To view this home please click the “Find Out More” link or send me a text message to 858-405-5270. To schedule a private showing, or to get more ... 04/12/2011

San Diego Home Inspector Roof Inspection   I just finished conducting a home inspection for a client in Poway, CA near San Diego. I feel very blessed to be a San Diego home inspector where I never have to deal with snow or ice-covered roofs during a home inspection. I walk the roofs on 95% of the homes I inspect. The only time I will not go on a roof is when it is unsafe to do so, or if there are lightweight clay tiles installed (easily breakable). In that case, a limited roof inspection is done from the ground with binoculars, and/or from the roof eaves with a ladder. An experienced home inspector knows how to safely navigate a roof, and can do so without damaging the roof material.     A San Diego home inspector will find one of three types of roofing on 90% of the homes here in south... 04/11/2011

Home Affordable Foreclosure Alternatives (HAFA) $3,000 Cash Relocation Assistance Program For San Diego, CA Homeowners.  Exit Gracefully ​If homeownership is no longer affordable or the weight of homeownership has become too much to bear, MHA has a program that allows you to exit gracefully from the property with $3,000 in relocation assistance. The HAFA short sale program is designed to help underwater sellers either modify their loans or sell their homes as a short sale to avoid foreclosure. Through Home Affordable Foreclosure Alternatives (HAFA), you won't owe any more for the property after selling, and you will be free from the threat of foreclosure. The benefit of a HAFA short sale is that you are no longer responsible for the difference between what you owe on your mortgage and ... 04/10/2011

Are you having trouble keeping up with your mortgage payments? Have you received a notice from your lender asking you to contact them? Don't ignore the letters from your lender Contact your lender immediately or Contact The Watson Group Realty to speak with an (SFR) Short Sale & Foreclosure Resource Certified Specialist. For A FREE Consultation Call (281) 797-3841 or visit www.thewatsongrouprealty.com for more information. We Can Help! But remember time is not on your side. If you are unable to make your mortgage payment:            1. Don't ignore the problem.The further behind you become, the harder it will be to reinstate your loan and the more likely that you will lose your house.2. Contact your lender as soon as you realize that you have a problem.Lenders do not want your house. T... 04/03/2011

  If you owe more than your house is worth and can't afford your payments, you might be able to sell it for less than you owe -- without having to pay the lender the difference.   If you can no longer make your mortgage payments and your home is now worth less than you owe on it, foreclosure may not be your only option. A short sale, in real-estate terms, is a sale of a house in which the sale price is less than what the owner still owes on the mortgage. It is a procedure sometimes agreed to by lenders, who often would rather take a small loss than go through the lengthy and costly foreclosure process, in which the lender allows the sale of a home for less than it is worth and forgives the rest of the note. While there are some significant negative consequences to a short sale, an ever-... 03/26/2011

Poway home loan rates are down approximately 3/8% since cresting in early February.The key metrics below will provide some insight into the Poway single family home, condo/townhome market and a link to the most recent inventory of duplexes, triplexes and fourplexes to come into the market:                               Poway Single Family Homes March, 2011: Poway Homes for Sale: 294 (Active, contingent, and pending) March, 2011: Poway Months of Inventory: 9.1 February, 2011: Poway Median Home Price $478,000; 7% lower than February, 2010 February, 2011: Poway Homes Sold: 28; 27% higher than February, 2010 Poway Condos and Townhomes March, 2011: Poway Condos for Sale: 29 (Active, contingent, and pending) March, 2011: Poway Months of Inventory (Condos): 8.4 February, 2011: Poway Median Con... 03/21/2011

The city of Poway remains one of the hottest real estate markets in Southern California.  Known for its great family environment and top-notch school districts, Poway continues to be a coveted area to own property.   Lake Poway, Poway, CA A summary of recent home sales in Poway, CA shows 45 property sales in the month of January, 2011.  Although the median list price was $585,000, successful Buyers managed to secure these properties at an average median price of $502,600 (which is still down about 6% from 12 months ago). The interactive chart below is provided by www.zillow.com and features recent median sales prices Poway Median Sale Price Poway Home Values - Interactive chart With any home purchase, knowing the city demographics of a particular area may prove useful in making an educa... 03/21/2011

Mortgage rates started the morning slightly worse than yesterday and is currently remaining level.  News about Libya halting military action helped rally the stock market adding pressure to bonds which causes mortgage rates to rise. Signs of an improving economy is always bad for mortgage rates and vice versa. Current mortgage rate trends for those seeking mortgages in Poway San Diego are looking good if buying a home or refinance an existing home. I would suggest you take any improvement as a chance to get in during a lull because rates are headed higher. If you plan on locking in the next 7 days I suggest you float cautiously. If more than 7 days I suggest you lock. Offering FHA, jumbo, conventional and VA mortgages in Poway San Diego and throughout the state of California. We are one... 03/18/2011

Homes for Sale in Poway Poway is a great inland area with a famous school system - Poway Unified School District that attracts families year after year.  There are over 100 homes for sale in Poway and you can see them all simply by moving your cursor over the icons. If your looking for a Poway home for sale this is great way to see them all, see the location of the home in the community and see all the Poway area parks, roads and landmarks. Click on the house icon and the asking price will appear, click again and all the details of the listing will pop-up.  Poway is an area with both condos, track homes and custom estates.    My favorite quote of the day comes from Warren Buffett, widely regarded as one of the most successful investors in the world.  Warren Buffett's advice: "Be fearful... 03/12/2011

  Poway Home for Sale, San Diego, Ca. Over $60,000 of upgrades in this four bedroom home.  Upgraded windows, carpet, tile, paint, granite counters, cabinets, appliances ; stove, microwave, dishwasher, French doors, indoor laundry, new, new, new Open House Sat and Sun 12 -4pm Come see this Poway home for sale.  Investor owned, vacant and ready for a new family Part of the Poway Unified School District - Poway High, Meadowbrook Middle and Valley elementary Poway Home for sale 13738 Carriage Road.     Don't miss seeing this Poway home for sale this weekend.  Use your extra hour from Daylight savings time and stop by 13738 Carriage Road.  Shop now for all the best deals and be in a new home in less than a month. Call Janet McCarthy Keller Williams Realty North County   03/11/2011

Poway Home for Sale – Open House  Four bedroom Poway home for sale Open House this weekend,  Sat and Sun 12-4pm.  Investor owned, vacant and upgraded throughout with new windows, new carpet, new paint, new granite, cabinets, appliances; microwave, stove and dishwasher, large family room with a corner fireplace and ceiling fan.   This lovely Poway home for sale is located across from Starridge Park. Starridge Park has playground swings, slides and equipment, basketball courts, BBQ grills, walking paths and lots of green, green grass.  Poway Unified School district schools are - Poway High, Meadowbrook  Middle and Valley elementary     Come visit my Open House 13738 Carriage Rd. this weekend; Sat. and Sun. 12 -4pm.    See all the homes for sale in San Diego  Free List of San Diego Forecl... 03/11/2011

Like The Heritage Golf Community in Poway?  The Heritage is Poway's most luxurious and prestigous community. Contact us about buying or selling in The Heritage at 760 207 7245 or realestatequestion@yahoo.com See The Heritage Homes in Poway Here with multiple photos or search The Heritage Golf Homes By Map The Heritage is an exclusive luxury home community in Poway. Homes in The Heritage are some of the finest Homes in Poway one will find. See these beautiful Homes in Poway here 02/22/2011

Exploring THE HERITAGE COMMUNITY in Poway?  The Heritage is Poway's most luxurious and prestigous community. Contact us about buying or selling in The Heritage at 760 207 7245 or realestatequestion@yahoo.com See The Heritage Homes in Poway Here The Heritage is an exclusive luxury home community in Poway. Homes in The Heritage are some of the finest Homes in Poway one will find. See these beautiful Homes in Poway here 02/22/2011

Check out these luxury properties in Poway in GREEN VALLEY ESTATES. Homes in Green Valley Estates are LARGE... See all these Homes in Poway Here 02/22/2011