Millennials Getting A Bad Rap? Or Are They Much Wiser Than We Think?   From being complacent and not wanting to work, to being dependent on their parents and living in their basements to not wanting to commit to marriage,  not wanting to buy homes and in many cases not even wanting to buy autos, Millennials are perhaps the single most brow beaten generation since the Hippies of the 60's-70's.   In fact some prognosticators feel they will be using Uber and Lyft more than they will be driving and owning their own vehicles. Personally I don't think it is necessarily a bad thing. Janis and I use them both quite a bit and find them easy, quick, economical and great to work with. BTW, you'd be amazed at how many drivers are those poor unproductive Millennials we're referring to.   However, la... 11/19/2016

Could "Tiny Houses" Finally Have A Clear Path of Acceptance? It's an odd coincidence that this new piece of legislation just came across my desk today as Melissa Zavala and I were just discussing the subject of "TINY HOMES" at our recent Fall Active Rain Meet Up.  But here it is fresh off the press. This will be a boon to the Tiny House and Manufactured Home Industry. I will keep you informed and up to date as I receive more information. In the meantime please feel free to contact me  anytime for additional information about how to proceed with the purchase and installation of an Accessory Dwelling Unit (ADU). You may  email me at onthelevel@cox.net or reach me on my cell anytime at 760 815-6977. STATE OF CALIFORNIA - BUSINESS, CONSUMER SERVICES AND HOUSING AGENCY EDMUND G. BROWN JR., G... 11/09/2016

 How The Coming El Nino Could Impact Your Home.  Part 3 As I sit at my desk this morning looking out of my window at the rain finally coming down for the first time in a very long time in our drought ridden State and watching the water accumulating and ponding thoughout our property I'm drawn to question whether this series of posts is resonating with the audience who happens upon it.  I surely hope so. But if not that's why companies like ours will continue to flourish when the damages on homes and structures start to mount and the insurance companies start calling us in to mitigate against further damage or, as the case usually is, to give them damage repair estimates which often are not covered by insurance. In order to make it easier for Real Estate Professionals, Lenders, Home Insp... 09/15/2015

EARTHQUAKE!You've Just Been "RED TAGGED" and "DISPLACED". Now What? In my first post: Shame On You! Shame On You! Shame On You! you were introduced to some pretty stark and sobering facts about what could possibly happen to you and your family should you become victims of an Earthquake or any natural or man made disaster for that matter if you were not adequately prepared.   In my second post: Earthquake's Are Real. Is Your Home "Green Tag Worthy" For A Disaster? we discussed the things you could do to protect your family and your home in the event of an earthquake.  In my third post: Earthquake Victims That Are Yellow Tagged Consider Yourselves Lucky  we discussed what happens to folks who suffered light to moderate structural damage but were given a window of time in which to make the... 01/15/2015

California receives U.S. funding for earthquake early-warning system   California has finally received congressional funding of up to 5 million dollars to initiate an EARTHQUAKE WARNING SYSTEM in 2015.    From its inception California's effort was hampered by funding problems, which slowed the installation and upgrades of hundreds of sensors that will be located throughout high potential earthquake zones that will instantaneously measure ground movement.   Earthquake Engineering specialists, Seismology Researchers and related members of the Scientific Community have designed a high tech computer system that will relay warnings faster than the actual speed of seismic earthquake waves traveling through the Earth's surface.    The system is currently up and running with San Francisco's BAR... 12/15/2014

FOUNDATION REPAIR INFORMATION for Homeowners and Engineers                                      PART 1          The following information is compliments of the   Ram Jack              This is the first of a multi-part series of the foundation repair and retrofit procedure. As you will see there are a lot of moving parts and it can be very complex for the average person to understand. This information has been very creatively written by RAM JACK so the average lay person, homeowner, buyer, seller, RE Professional with limited construction knowledge experience  can begin to comprehend what basic foundation dynamics are really all about.         Please feel free to share this with others in the Real Estate Industry as well as your clients, homeowners, buyers or sellers.                    ... 12/09/2014

 Causes of Foundation Failure   In a previous post we discussed Warning Signs of A Foundation Problem. In this post we will discuss the Causes of Foundation Failure. Not all sellers even realize they have foundation issues and not all home inspectors discover them. But even worse the unwary buyer usually doesn't have a clue until it's too late.   However, the person/s that usually gets the pointed end of the sword is the Real Estate Professional who should have known but didn't. In other words it can be a very ugly, sad, frustrating and costly experience for all parties concerned when fingers start pointing and law suits start flying.   We hope you find this information useful.   Call On Us Anytime To BE Your Go To Guys For   Information & Knowledge About   FOUNDATION RETROFITTING & REP... 12/05/2014

American Building Innovations Knows The Value of Giving Back   Another reasons TAG Real Estate Sales & Investments, On the Level General Contractors INC and Chad of All Trades INC are partnering up with American Building Innovations (ABI)  is because of their respect and concern for our environment their commitment towards giving back.   You can only earn so much money before acquiring and conspicuous consumption turns to greed. Our philosophy has always been that of giving back and when we found out about American Building Innovations wonderful program we were all the more convinced that we had made the rignt choice in partnering up with them.       Let American Building Innovation and our team of experienced field technicians help you design and build your dream home.    This is an ex... 11/14/2014

 Designing, Purchasing & Building Your Home The Easy Way     As we stated in a previous post the beauty of "Factory Built Kit Homes" is there overall versatility of size, style and detail. In this post we will feature an Accessory Dwelling Unit (ADU) aka "Granny Flat" on an existing property. This is fast transitioning from a once "Cottage Industry" (pun intended) to a full blown Nationwide "Growth Industry" and it looks like the tip of the iceberg as 77 million "BABY BOOMERS" will be looking at myriad living accommodations and overall lifestyle changes to live out their lives.   NOTE: Before you even attempt to go down this road be sure you first check with your local building & zoning jurisdictions to find out what the parameters and restrictions are in your neighborhood.   Ever wante... 11/12/2014

Another Idea For A Tiny House. Accessory Dwelling Unit "ADU"     In my previous post I shared a floor plat of a 20x40  800sf 2 bedroom 2 bath fully contained interior spaced . "Granny Flat". In this I'm going to show you a Factory Built HUD Manufactured Doublewide 20x40 800sf Granny Flat but with a factory built deck included.      Not everyone is a handy man nor do they want to be. So for those of us who would prefer to let someone else do the building while we contend with other responsibilities or pleasures here's a floor plan with a different twist. A built in deck.   However, please bear in mind that this approach while easier for you as the owner/tenant/resident you what you gain on outside and airy openness will result in a net loss for you on interior living space.    This is OK... 11/07/2014

The Beauty and Versatility of Computerized Pre Fab Panelized Housing   The World of Computer Aided Design (CAD) continues to grow and expand into every corner of the construction industry at an accelerating rate.   Wait until you see what you can do in a Factory setting with the aid of CAD and the most advanced and sophisticated automated construction and assembly machinery and equipment in the World. We have recently partnered with American Building Innovation because we see them as the new PARADIGM in factory built construction and consider it a very timely opportunity to be part of the building future.     Take a few moments to peruse their wonderful website and by all means definitely watch the many videos that they have so openly shared with us. This is the future and you need to b... 11/02/2014

    Olivenhain is located east of Encinitas, south of La Costa, and northwest of Rancho Santa Fe. Most residents rely on Olivenhain as a great location to raise a family within a convenient drive to all the activities and services necessary for daily needs.  There is a Trader Joes grocery store close by and the nearest beach is Moonlight Beach State Park in downtown Encinitas; a mere   miles away. The school system is part of the Encinitas Unified School District and there are plenty of physicians close by with several medical parks within a short 10 minute drive.   The single family detached structure sales numbers for last August 2013 as compared with the sales numbers for recently past August 2014 as compiled from the Sandicor MLS, indicate the following: ·         The median sales p... 09/16/2014

Mortgage pricing has slightly improved in early trading this morning.  On average, the points/credits associated with each particular interest rate are 0.125 - 0.250 better thus far. This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back over 2 years at www.JasonGordon.info whenever desired.  To make things easier, I have also posted a quick report on How To Read The Charts Below. Also, make sure to learn THE TOP 10 THINGS TO KNOW ABOUT MORTGAGE RATES (to help understand the relationship between rates & fees/credits) along with ... 12/27/2013

Today's early economic data has caused some additional volatility in the Mortgage Backed Security markets, which have moved lower ahead of tomorrow's employment report.  Prices are on average 0.500 worse in points/credits than where we closed yesterday. This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back over 2 years at www.JasonGordon.info whenever desired.  To make things easier, I have also posted a quick report on How To Read The Charts Below. Also, make sure to learn THE TOP 10 THINGS TO KNOW ABOUT MORTGAGE RATES (to hel... 09/05/2013

Stronger than expected manufacturing data in Europe has hurt global bonds, including Mortgage Backed Securities (MBS) this morning.  Favorable New Home Sales data pushed MBS even lower.  As a result, pricing opened +/- 0.375 worse today. There will be a 5 Year Treasury Auction later this morning.  This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back over 2 years at www.JasonGordon.info whenever desired.  To make things easier, I have also posted a quick report on How To Read The Charts Below. Also, make sure to learn THE TOP 1... 07/24/2013

Jobless claims came in below forecasts at a 5 year low.  Mortgage Backed Securities prices opened a little lower after up and down day yesterday.  Pricing is on average roughly 0.125 worse than where the market closed yesterday. This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back nearly 2 years at www.JasonGordon.info whenever desired.  To make things easier, I have also posted a quick report on How To Read The Charts Below. Also, make sure to learn THE TOP 10 THINGS TO KNOW ABOUT MORTGAGE RATES (to help understand the relati... 05/02/2013

CPI Inflation was a little lower than expected, while Housing Starts came in higher than the consensus.  Mortgage Backed Security prices are down this morning but in a fairly tight range.  Prices are roughly 0.125 worse in fee today as a result. This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back nearly 2 years at www.JasonGordon.info whenever desired.  To make things easier, I have also posted a quick report on How To Read The Charts Below. Also, make sure to learn THE TOP 10 THINGS TO KNOW ABOUT MORTGAGE RATES (to help unde... 04/16/2013

Although the market is closed today in observance of Good Friday, a market summary is listed below. This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back nearly 2 years at www.JasonGordon.info whenever desired.  To make things easier, I have also posted a quick report on How To Read The Charts Below. Also, make sure to learn THE TOP 10 THINGS TO KNOW ABOUT MORTGAGE RATES (to help understand the relationship between rates & fees/credits) along with THE TRUTH BEHIND MORTGAGE QUOTES (to better understand the relationship between u... 03/29/2013

The Producer Price Index (PPI) matched expectations, while stronger than expected Jobless Claims data has hurt Mortgage Backed Security prices this morning. There will be a 30 year Bond Treasury Auction later this morning. Prices opened roughly 0.125 worse in fee this morning as a result. This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back nearly 2 years at www.JasonGordon.info whenever desired.  To make things easier, I have also posted a quick report on How To Read The Charts Below. Also, make sure to learn THE TOP 10 THING... 03/14/2013

An early rally yesterday morning gave promise to what might end up being a banner day for mortgage rates. Sadly, the jubilation was short-lived, with the day ending exactly where it began. This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back nearly 2 years at www.JasonGordon.info whenever desired.  To make things easier, I have also posted a quick report on How To Read The Charts Below. Also, make sure to learn THE TOP 10 THINGS TO KNOW ABOUT MORTGAGE RATES (to help understand the relationship between rates & fees/credits) alo... 02/21/2013