For trusted loan modification services from an A+ BBB rated mortgage modification company CLICK HERE For free consultation & A+ BBB Accredited help, call (858) 581-1800 today! Call (858) 472-1836 for free expert help on nights and weekends. HOMEstart offers nationwide residential, investment and commercial property loan modifications, along with information to help you prevent foreclosure proceedings from beginning. California law prevents HOMEstart from performing any services to any borrower after foreclosure proceedings have begun -- that is once a Notice of Default (NOD) has been recorded against the borrower's property. HOMEstart is not a mortgage foreclosure consultant. Any reference to foreclosure on www.YourHomestart.com is solely in regard to preventing the commencement of fore... 09/26/2009

This is that wonderful one story home you have been looking for. Located in the desirable community of Whelan Ranch. This home sold in 2004 for $650,000. Situated on a large lot with unobstructed views of the surrounding hills, this home has 3 spacious bedrooms plus an office with built-ins in addition to a large bonus room which could easily be converted to a 4th bedroom. The family room is inviting with stone fireplace glass doors to the outdoor living area. There is an abundance of natural light, A/C, high ceilings and a well executed, open floor plan.  The kitchen has a large island with cook top, new stainless dishwasher and hot water circulation system.  Enjoy views from most rooms. Outside is a garden lovers paradise with raised beds, outdoor sink, greenhouse and lush colorful la... 09/13/2009

Ocean Hills Country Club in OceansidePremiere 55+ Community For buyers in the 55+ market (seniors) in the Oceanside real estate market, Ocean Hills Country Club in Oceanside California is the ultimate resort residential community for seniors housing. The Oceanside real estate market offers a number of senior communities in varying price ranges, styles and locations, however the Ocean Hills Country Club is quite possibly the most popular and expensive, in part given the types of homes but also the nature of the community and the many amenities.  READ MORE:  Oceanside California - A Growing and Changing Coastal San Diego Community  Ocean Hills Country Club is located less than 4 miles inland from the ocean and about 30 miles north of San Diego in a gated community (with 24 hour security) ... 09/10/2009

The Oceanside real estate market has undergone many shifts in the last several years and continues to evolve, especially with the number of distress sales. This report does not include any private sales nor manufactured or mobile housing; the numbers are derived from the MLS and are believed to be accurate but are not guaranteed.  Media reports speak in general terms, so information may not represent the reality of the local Oceanside real estate market. Having data from a knowledgeable agent about the local market conditions benefits you as the buyer or seller for making informed decisions about a purchase or as sale.  READ MORE: Oceanside California - A Growing and Changing Coastal San Diego Community  In August 2009 there were 182 homes sold in Oceanside's 4 zip codes (92054, 92056,... 09/09/2009

Hello and Welcome to ~Rancho del Oro~Oceanside California Foreclosure Auction, Bank Owned REO, Homes for Sale, Real Estate.   Understanding the foreclosure property auction (also known as Trustee Sale) process takes time, due diligence, and understanding.  Saavy Real Estate investors can find some of the best deals around buying at these auctions, but is it right for everyone.   We would like to help explain further about these auctions and the benefits and downsides of buying Real Estate at them. Understanding the process is the key, and here is how the process goes as an overview: Pre-Foreclosure (Also known as Notice of Default).  Pre-Foreclosure is usually when the current homeowner is 90 days past due on their Mortgage.  The current lender files with the County Recorders office a N... 08/28/2009

Hello and Welcome to ~Ocean Hills~Oceanside California Foreclosure Auction, Bank Owned REO, Homes for Sale, Real Estate.   Understanding the foreclosure property auction (also known as Trustee Sale) process takes time, due diligence, and understanding.  Saavy Real Estate investors can find some of the best deals around buying at these auctions, but is it right for everyone.   We would like to help explain further about these auctions and the benefits and downsides of buying Real Estate at them. Understanding the process is the key, and here is how the process goes as an overview: Pre-Foreclosure (Also known as Notice of Default).  Pre-Foreclosure is usually when the current homeowner is 90 days past due on their Mortgage.  The current lender files with the County Recorders office a Noti... 08/28/2009

Hello and Welcome to ~Fire Mountain~Oceanside California Foreclosure Auction, Bank Owned REO, Homes for Sale, Real Estate.   Understanding the foreclosure property auction (also known as Trustee Sale) process takes time, due diligence, and understanding.  Saavy Real Estate investors can find some of the best deals around buying at these auctions, but is it right for everyone.   We would like to help explain further about these auctions and the benefits and downsides of buying Real Estate at them. Understanding the process is the key, and here is how the process goes as an overview: Pre-Foreclosure (Also known as Notice of Default).  Pre-Foreclosure is usually when the current homeowner is 90 days past due on their Mortgage.  The current lender files with the County Recorders office a No... 08/28/2009

Hello and Welcome to ~Downtown~Oceanside California Foreclosure Auction, Bank Owned REO, Homes for Sale, Real Estate.   Understanding the foreclosure property auction (also known as Trustee Sale) process takes time, due diligence, and understanding.  Saavy Real Estate investors can find some of the best deals around buying at these auctions, but is it right for everyone.   We would like to help explain further about these auctions and the benefits and downsides of buying Real Estate at them. Understanding the process is the key, and here is how the process goes as an overview: Pre-Foreclosure (Also known as Notice of Default).  Pre-Foreclosure is usually when the current homeowner is 90 days past due on their Mortgage.  The current lender files with the County Recorders office a Notice ... 08/28/2009

Hello and Welcome to ~Arrowood~Oceanside California Foreclosure Auction, Bank Owned REO, Homes for Sale, Real Estate.   Understanding the foreclosure property auction (also known as Trustee Sale) process takes time, due diligence, and understanding.  Saavy Real Estate investors can find some of the best deals around buying at these auctions, but is it right for everyone.   We would like to help explain further about these auctions and the benefits and downsides of buying Real Estate at them. Understanding the process is the key, and here is how the process goes as an overview: Pre-Foreclosure (Also known as Notice of Default).  Pre-Foreclosure is usually when the current homeowner is 90 days past due on their Mortgage.  The current lender files with the County Recorders office a Notice ... 08/28/2009

RATE LOCK ADVISORY August 21 , 2009,  11:00 AM PST Rate Lock Advice:  LOCKMBS prices are down -16/32, far below 9:45 AM ET initial lender pricing of unchanged. Unfavorable repricing has already occured and may be a risk again. Stronger than expected Existing Home Sales data hurt MBS markets. RATE NOTESWhen MBS prices are up, yields (rates) are down.Lock advice can change throughout the day .Good economic news is Bad news for Rates. National Average Fixed Rate Mortgage Unchanged at 5.21% on Aug.21 Fannie Mae Mortgage Backed SecuritiesMBS Opened at 4.829% Down 0.047%. 10 Year Treasury currently 3.550% Up 0.13% DJI stocks 9,479.36, Up 129.31, 1.38% European and Asian Markets Up 1.077% Nymex Crude Oil currently $73.34 Up $0.36 Yesterday morning MBS prices began with small losses, but moved ... 08/21/2009

RATE LOCK ADVISORY August 20 , 2009,  2:45 PM PST Rate Lock Advice:  FLOATUS markets for MBS closed 4/32 above their 9:45 AM ET intitial lender pricing and on their high for the day. Jobless Claims came in higher than expected. When MBS prices are up, yields (rates) are down. NOTE: Lock advice can change throughout the day . National Average Fixed Rate Mortgage Down 0.01% at 5.21% on Aug.20 Fannie Mae Mortgage Backed SecuritiesMBS Opened at 4.877% Up 0.03%. 10 Year Treasury currently 3.430% Down -0.02% DJI stocks 9,350.05, Up 70.89, 0.76% European and Asian Markets Up 1.466% Nymex Crude Oil currently $72.99 Down $0.54 This morning MBS prices began with small losses, but moved higher after Claims data was released. Weekly Jobless Claims came in at 576K, above the consensus forecast of 55... 08/20/2009

VA Home Loans in Oceanside Bill Ladewig: My Experience is Your Advantage FHA and VA Specialist since 1970 FHA and VA Lender Consultant FHA and VA Mortgage Trainer FHA 203k Rehabilitation Loan Expert Certified CalVet Loan Officer Bill has been in the mortgage industry since 1970 as a loan originator, branch manager, Mortgage Company Owner, Mortgage Consultant and Instructor. During this time he has originated and closed several thousand home loans and Hundreds of loan officers and real estate agents have attended his mortgage classes. Bill also publishes a free Rate Lock Advisory every morning. The Adviser arrives before 7:00 AM PT and also provides a brief Rate Lock Advisory and market update designed for real estate agents and loan officers. If you wish to receive the morning market br... 08/20/2009

Like other local markets, the Oceanside real estate market has undergone many shifts in the last several years and continues to evolve, especially with the large number of distress sales. These data do not include any private sales nor manufactured or mobile housing; the numbers are derived from the MLS and are believed to be accurate but are not guaranteed.  Media reports speak in general terms, rather than local, so that information may not represent the reality of the local Oceanside real estate market. Having data from a knowledgeable agent about the local market conditions benefits you as the buyer or seller.  READ MORE: Oceanside California - A Growing and Changing Coastal San Diego Community  In July 2009 there were 262 homes sold in Oceanside's 4 zip codes (92054, 92056, 92057,... 08/10/2009

Hello and Welcome to Oceanside California Foreclosure Auction, Bank Owned REO, Short Sales, and Homes for Sale. July 20th, 2009 Understanding the foreclosure property auction (also known as Trustee Sale) process takes time, due diligence, and understanding.  Saavy Real Estate investors can find some of the best deals around buying at these auctions, but is it right for everyone.   We would like to help explain further about these auctions and the benefits and downsides of buying Real Estate at them. Here are some of the latest statistics from Foreclosure Radar hot off the press for June 2009.  If you are unfamiliar with some of the following terms please read below for further explanations. Notice of Defaults for California rose by 11.8% to the second highest level on record at 45,691 f... 07/20/2009

Interested in owning a waterfront home in Oceanside California? There are a number of options, depending on your budget. ***************************** Subscribe in a reader If I can provide more information about Oceanside real estate and surrounding areas, or the housing market in general, or otherwise assist you in your homes search, please contact me by phone or text at (760) 840-1360 or email me at JDowler@remax.net. All content copyright © 2009 Jeff Dowler Carlsbad Homes and Real Estate Tidbits 07/19/2009

Buyers interested in acquiring waterfront homes in Oceanside California, the most northerly San Diego Coastal community, have a number of options. What you buy, of course depends on budget, primarily, with a range of choices if you prefer a detached home or an oceanfront condominium. The Oceanside real estate market is the least expensive, on average, of the coastal communities, but despite that waterfront homes in Oceanside are still fairly pricey but less so than comparable waterfront homes in the other beach towns of Carlsbad, Encinitas, and Cardiff just to the south.  Waterfront home buyers can choose from both attached (condos) and a good number of detached waterfront homes, depending on price range and location along the Oceanside coastline, with homes along Pacific and The Strand... 07/18/2009

Hello and Welcome to Oceanside Foreclosure properties. During the recent down turn Oceanside home prices have experienced declines due to the overwhelming number of foreclosures and the tightening of credit. The region also faces pressure due to the recent rises in unemployment. So the question to ask, Is there opportunity to buy in this market? We believe the answer is Yes, but only with the right approach. The potential silver lining and opportunity here is the following: According to Dataquick, in the month of May, 2009 there were 3,094 sales in San Diego county which represents a 8% increase in sales volume over May of 2008. The median home price for San Diego has actually increased by 15,000 over the last 3 months from a low of 280,000 to 295,000 in May. The median home prices in ... 07/13/2009

Like other local markets, the Oceanside real estate market has undergone many shifts in the last several years and continues to evolve, especially with the large number of distress sales. These data do not include any private sales nor manufactured housing; the numbers are derived from the MLS and are believed to be accurate but are not guaranteed.  Media reports speak in general terms, rather than local, so that information may not represent the reality of the local Oceanside real estate market. Having data from a knowledgeable agent about the local market conditions benefits you as the buyer or seller. In June 2009 there were 190 homes sold in Oceanside's 4 zip codes (92054, 92056, 92057, 92058), as compared to 219 in May (a decrease of 13%). Here's the breakdown of overall activity.... 07/09/2009

Oceanside California Foreclosures, Bank Owned REO, Short Sale, and Homes for Sale June 29, 2009 Real Estate Silver lining or still too early to tell? Lets look at the numbers... May 2009 Foreclosure, REO, and Short Sale update. According to Foreclosure Radar (A service which tracks every single foreclosure daily in the state of California) in the month of April Foreclosure notices in the state of California saw a decline while foreclosure sales rose in the state of California. Sales at the actual foreclosure auction rose by 32 percent overall.  According to estimates foreclosure sales sold to third party investors at an average of a 28% discount from estimated market value. Notices of default dropped by an estimated 4.2% from the record level set the prior month.  Notices of Trustee sal... 06/29/2009

  Like other local markets, the Oceanside real estate market has undergone many shifts in the last several years and continues to evolve, especially with the large number of distress sales. These data do not include any private sales nor manufactured housing; the numbers are derived from the MLS and are believed to be accurate but are not guaranteed. READ MORE:   Oceanside: A Growing and Changing Coastal San Diego Community Media reports speak in general terms, rather than local, so that information may not represent the reality of the local Oceanside real estate market. Having data from a knowledgeable agent about the local market conditions benefits you as the buyer or seller.  In May 2009 there were 219 homes sold in Oceanside's 4 zip codes (92054, 92056, 92057, 92058), as compared t... 06/14/2009