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Huntington Beach, CA Real Estate News

By Kurtis Kooiman
(Straightline Group, Inc.)
  So the question is, do you qualify for the any of the new mortgage programs? Since last week, I have been contacted repeatedly by clients, friends and family wanting to know if they qualify for any of the mortgage relief programs that have been signed into law over the past few weeks. More details have been released by Fannie Mae and Freddie Mac on how they will handle refinance transactions authorized by the Home Affordable Refinance program. The complete details of both programs can be found by accessing the program guides from Fannie Mae and Freddie Mac, but I will point out some of the highlights below to help answer your questions. Lenders and investors are in a holding pattern as they determine if and when and how they will accept these transactions. Even though this legislation...
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By Janet French
(Silverstar Finance Inc.)
So the question is, do you qualify for the any of the new mortgage programs? Since last week, I have been contacted repeatedly by clients, friends and family wanting to know if they qualify for any of the mortgage relief programs that have been signed into law over the past few weeks. More details have been released by Fannie Mae and Freddie Mac on how they will handle refinance transactions authorized by the Home Affordable Refinance program. The complete details of both programs can be found by accessing the program guides from Fannie Mae and Freddie Mac, but I will point out some of the highlights below to help answer your questions. Lenders and investors are in a holding pattern as they determine if and when and how they will accept these transactions. Even though this legislation h...
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By Dahl Real Estate Group, Scottsdale Luxury Homes
(Platinum Living Realty)
Key Realty Advisors CA announces the re-launch of its Orange County real estate website http://www.OCMLSHomeFinder.com.  The site offers the consumer the ability to search for all Orange County real estate, find the latest information on local foreclosures, information on short sales and other Orange County real estate information. Visitors to the site can search for all Orange County real estate listings, including condos, single family homes and multi-family properties.    They can also sign up for email alerts for the latest properties which meet their search terms. As well as the latest real estate listings, visitors have the ability to find the latest foreclosure information, thru the sites Foreclosure Hot List.  This allows the visitor to find the best foreclosures in each city, f...
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By Sharon Paxson, Newport Beach Real Estate
(Sharon Paxson, Realtor® EQTY Forbes Global Properties)
All photographs are taken and posted by Sharon Paxson, copyright© 2009.  All rights reserved. Photographs may not be copied, or reproduced without the express, written permission of Sharon Paxson, Realtor, Prudential California Realty, Newport Beach.. All rights reserved.  Contact Sharon Paxson for permission for use of photograph, and permission may be granted with implicit instructions.
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By Sharon Paxson, Newport Beach Real Estate
(Sharon Paxson, Realtor® EQTY Forbes Global Properties)
Huntington State Beach Lifeguard TryoutsMarch 7, 20099:00 amThis Saturday at 9:00 am, there are are try-outs for the Huntington Beach State Lifeguards. The tryouts begin promptly at 9:00 am, so if you are planning on competing in the event, be sure and arrive approximately one hour early for registration and instructions in the event. If you are a spectator, I would still suggest arriving early to park and walk down to the beach. The event will be held at Huntington State Beach Lifeguard Headquarters at Magnolia and Coast Highway.Some of the participants wear wet suits in the event, and some do not. As of today, the air temp is approximately 55 degrees, and the water temp is between 56 and 58 degrees. I have been told, swimming in a wet suit can be more constrictive.Here is a picture fr...
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By jason snyder
(Real Estate Marketing Genius)
It seems that the days of printed newspapers are winding down! Now I'm not telling you to stop using them for lead generation. I am telling you to track all of your ads and make sure that every ad you run pays for itself. I have personally moved away from printed media, with the exception of post cards, and now advertise mostly online. I use google, yahoo, msn and ask mainly...but there are a few other search engines that allow you to use geographic targeting. So when I find one of these types of search engines I test it out and if its profitable I put it to work! Start building a foundation for your business through proven marketing systems and techniques. It's easy to run a high level real estate business when you have big numbers of leads coming in. So now is the time to start genera...
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By jason snyder
(Real Estate Marketing Genius)
Jason Snyder specializes in helping agents grow their businesses to match their goals and expectations using his experience, technical expertise and marketing knowledge.   Jason is developing a marketing course for agents that need to generate more business. This marketing course will be mad available to 10 agents absolutely FREE. This includes a series of lead generation websites, automated follow systems and even have Jason himself create and manage your marketing budget and campaigns for 90 days.  To have an opportunity to get the course for free when its realeased simply visit this page: http://www.realestatemarketinggenius.com/survey/index.html     and tell us what your x-factor is that would help you take your business to the next level.   And as soon as this new course is availab...
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By Ron Holborn, Commercial & SFR, Anaheim CA, Real Estate & Short
(Short Sales, Foreclosures, Rentals, Income Real Estate)
My dog Olive is a five month old Maltese Terrier Australian Shepherd. She is full of energy even after running a couple miles down the riverbed with me. Me and my family needed to find a way to expel that energy. One way that we found very effective was taking her to the park but we couldn't keep up . Later we found out a bunch of the dogs in our neighborhood meet up around five at the park near by. Taking your dog to a dog park is great for not only expelling energy but also socializing them. socializing is very important and if it is started at the right time your dog will be very well behaved around other dogs. Which means no dog fights. My pup has been going there for quite a while now and cannot get enough. Olive loves chasing other dogs and wrestling them. Another thing Olive love...
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By Sharon Paxson, Newport Beach Real Estate
(Sharon Paxson, Realtor® EQTY Forbes Global Properties)
Huntington State Lifeguard Try-OutsMarch 7, 20099:00 am It is that time of year again when the lifeguard try-outs are going to be held in Huntington Beach for State lifeguard positions. The existing lifeguards re-qualify, and the applicants must pass a competitive swim, and a competitive run - swim - run. For more information, view the Huntington State Beach Lifeguard website. Lifeguards who are re-qualifying are not required to perform the run - swim - run, however must pass the competitive swim in 20 minutes.New applicants must compete in both events.The State Lifeguard Try-Outs are going to be held on March 7, 2009 at 9:00 am at Huntington State Beach. It is recommended to enter the beach right at Magnolia, and park there. Registration is held at lifeguard headquarters.The criteria i...
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By Janet French
(Silverstar Finance Inc.)
What Lenders Learned During Prior Refi Booms First off, what is happening with interest rates and reduced yield spread premium? 15 years ago it wasn't uncommon to see nice buy-up schedules on many products, with an increased yield spread premium being offered in return for a higher interest rate. But then along came the refinancing frenzy of 1993 and 1998, followed by the grand daddy refi bonanza of 2002 to 2003. As home loan rates dropped ever lower over the years, you can imagine how the investors felt as they watched loans turn around to be paid off in a relatively short time, as increasingly lower rates made it attractive for clients to refinance, sometimes multiple times in a year. These losses on loans were very costly to lenders. So...after learning their lesson many times over.....
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By Kurtis Kooiman
(Straightline Group, Inc.)
Quote of the Week:"The greatest thief this world ever produced is procrastination, and he is still at large." ~ Henry Wheeler Shaw, 1818-188, Humorist Good Afternoon Fine People! Well, a New Year and as of today, a new President,  is upon us...and not a moment too soon I might add! Let's face it, last year was ugly!  Yes, uuuuugly. And with the ugly, and with the confusion, and with the chaos has come a beautiful thing that lies within the ugliness of the numbers and that one thing is Opportunity.  Your opportunity is tremendous! Our opportunity to meet new clients and meet once again with existing clients is tremendous! NOW is NOT the time to Procrastinate! This thief called Procrastination is still at large and should have no part in your life!  It's time to fire him...and now!Why? Wa...
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By Janet French
(Silverstar Finance Inc.)
"A good goal is like a strenuous exercise- it makes you stretch." ~Mary Kay Ash For some reason, when we can't see the future clearly, we tend to see things as becoming worse rather than better. However, the optimistic attitude that gave us the world we now live in is what is needed to take advantage of the fantastic opportunities all the despair and market uncertainty is generating today. Attitude is Everything> Much of life is about striving to improve - whether that's in our relationships, our professional accomplishments, or in our financial well-being. But success does not come by accident. Decide to achieve your goals and then get the help you need to implement them and be successful! Read the full article =>> Attitude is Everything!
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By Kurtis Kooiman
(Straightline Group, Inc.)
Quote of the Week: Victims "No man is ever whipped until he quits in his own mind." ~ Napolean Hill, Author New Conforming Loan Limits and Other Sources of Borrower Confusion Just what is the conforming loan limit is on single-family homes and condos in Southern California? It was raised last year to $729,750 in designated high-cost areas under the Economic Stimulus Act of 2008 -- has been a continued source of confusion because it varies throughout our region. And for 2009 it changed again... Under the previous federal rules it was simple. Fannie Mae and Freddie Mac couldn't buy loans larger than $417,000, the limit for conforming mortgages. Any loan greater than that was considered a riskier jumbo, or nonconforming, loan, and borrowers paid a higher interest rate on it. For 2009, the ...
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By Kurtis Kooiman
(Straightline Group, Inc.)
Quote of the Week:You Are Your Word/ Travel Light"White lies always introduce others of a darker complexion." ~ William S. Paley,  Television Executive This quote reminds me of  those who have been calling and emailing me lately about what the rates are doing. It seems as though everyone has been seeing those magical and white lied ads popping up all over the place. Oh yes, you know the ones...uh oh... the popular "no point" loan advertisements coupled with ridiculously low rates that seem just a bit too good to be true. If you are in the market to refinance or purchase right now (and most of you should be), and if you are curious what the average rate is nationwide is for mortgage rates, the very best place to get this information is to go to: ==> www.freddiemac.com. Why waste your tim...
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By Janet French
(Silverstar Finance Inc.)
I was in the process of recording a video this week but I'm loosing my voice and the video was just not turning out so great. So ....Continuing on from "Why Houses Make Great Investments"...that I wrote to you about a couple of weeks ago. What a GREAT environment we're in for buying real estate....yep that's right, I said "Great". I'm sure you've read or heard by now how fantastic interest rates are, hopefully you read my email from last week. =) And...you know that homes are on sale and investment earnings are down. So, how does this affect your plan? People who are self-employed who will not be getting a pension from their employer, myself included, need do some extra planning to put money aside for our retirement. And now, especially in today's income and investment environment, it's...
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(TeenAutoClub.com- Online Drivers Ed Courses )
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By Janet French
(Silverstar Finance Inc.)
Happy Thanksgiving!! I know there is a lot to be thankful for this year and definitely in the coming year at least in the opportunities the current housing market is presenting. If you want to buy investment property or a beautiful home to live in, there are significant discounts and benefits that you wont want to miss out on. Peter Drucker said this..... "The only thing we know about the future is that it will be different." This applies now more than ever. Each day we are getting new "exploding" news about this bank or that institution, who are we bailing out today, who is going under today... etc. etc. etc. All we hear about is the negative, there is a lot of positive too, you just need to know where to see it or hear it. Hint....these emails and our daily market update, Silverstar B...
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It sure is crazy what's happening out there and I completely understand many of the concerns I've been hearing from you. That's why I spend my time studying the market everyday and proactively staying on top of the changing landscape in the lending industry, so I can help you make great, well-considered choices for you and your families future. So Why Buy Real Estate Now? Many people are struggling to decide if it's the right time to buy real estate. Although we haven't seen the bottom yet, who knows exactly when that will happen? I don't have a crystal ball, do you? But what do we know for certain? There are Two Ways to Make Money with Real Estate Buy a property for less than it is worth. Either buying it below the market or buying it on better than market terms. Then you can rent it a...
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By Janet French
(Silverstar Finance Inc.)
This past year, I became a member of the Huntington Beach Kiwanis, hbkiwanis.org/ and this has been one of the best decisions that I have ever made. Not only are our members fun, energetic, giving and passionate about what Kiwanis stands for but it feels great each day knowing that I get to help someone less fortunate in our community. So who are these Kiwanians anyway? We are women and men of our community from all walks of life who spend lunchtime once a week with their fellow members to hear informative programs. A former mayor of our city, business owners, civic and charitable-entity leaders are active members. There are doctors, attorneys, service business owners, and retired industry executives and public servants. Our main reason for joining the Kiwanis family is a desire to give...
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FUNDS TO CLOSE for FHA As the up and downs continue, many of my clients call wondering how they are going to get the funds needed to purchase a home. There are many alternatives available depending on their own particular situation but FHA may be the answer they are looking for. ***Some of these FHA guidelines may have additional investor and industry restrictions so verification per loan is necessary. After today's election, I believe that many people are wondering if the market will return to "normal". Personally I think we are in for a very long hall in regards to the ups and downs of not only the real estate market but the economy in who. Regardless of anyone's personal views, it is always prudent that to meet with your client to determine how much and from where they are going to g...
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