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Chico, CA Real Estate News

By Steve, Joel & Steve A. Chain
(Chain Real Estate Investments & Mortgage, Steve & Joel Chain)
Commerce Department - US Retail Sales Still Rising - January 2010 - Chico Real Estate The U.S. Commerce Department's Census Bureau today released retail sales data for January 2010. January retail sales increased 0.5 percent from December, exceeding expectations Retail sales rose 7.6 percent at an annual rate in the fourth quarter 2009,  This increase is up following the  6.4 percent gains in the third quarter. The Federal Government is still emphasizing the importance of new jobs                                       Buyers & Sellers Seeking Transaction Assistance With Chico Real Estate Please Contact: Phone: 530-370-1818                                                         Email: steve@chainenterprises.net                                               CHICO HOUSES SEARCH CHICO REAL...
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By Brandi Laffins
(Century 21 Jeffries Lydon)
    Brandi Laffins | Century 21 Jeffries Lydon | brandi@laffins.com | 530-321-9562 W. 3rd Avenue, Chico, CA Rare Avenues Find Near Enloe 2BR/1BA Single Family House   offered at $225,000 Year Built 1941 Sq Footage 923 Bedrooms 2 Bathrooms 1 full, 0 partial Floors 1 Parking 1 Car garage Lot Size 4,791 sqft HOA/Maint $0 per month DESCRIPTION Darling Charmer near Enloe. Nestled between Esplanade and Citrus school, this well maintained bungalow features coved ceilings, cozy kitchen nook, spacious living room, and central heat & air. Nice sized rooms and closet space. Great yard with sprinkler system, trees, covered patio, detached garage, off street parking and alley access. Wood floors under carpet! Don't miss the rare opportunity owning in this neighborhood.   see additional photos below ...
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By Steve, Joel & Steve A. Chain
(Chain Real Estate Investments & Mortgage, Steve & Joel Chain)
Chico Real Estate - CAL-VET Home Loans - Chico Houses California veterans in the market of Chico Real Estate should consider Cal-Vet and VA loans. Veterans  with and without wartime service maybe eligible for the program. Veterans are qualified according to income, but veterans with disablities are entitled to additional program benefits and reduced fees and downpayment requirements. Many Counties will waive property tax payments upon Veteran's request. Cal - Vet provides a unique hazard insurance policy included with the loan (mobile home insurance exc)              California Veterans Seeking Transaction Assistance With Chico Real Estate And A Cal - Vet Approved Loan Broker Please Contact: Phone: 530-370-1818                                                                   Email: ste...
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By Steve, Joel & Steve A. Chain
(Chain Real Estate Investments & Mortgage, Steve & Joel Chain)
Chico Real Estate Market Report - February 12, 2010 - CHICO HOUSES                  CURRENT ACTIVE Chico Real Estate MLS LISTINGS FOR SALE      115  HOMES PRICE RANGE MLS PENDING & ACTIVE                                   $4,500 - 799,000 CURRENT MLS PENDING SALES                                                        71 HOMES SOLD JANUARY 1, 2010, YEAR TO DATE                                             52 HOMES   Buyers and Sellers Seeking Transaction Assistance With Chico Real Estate Contract: Phone: 530-370-1818                                                                  Email: steve@chainrealestate.net   SEARCH CHICO REAL ESTATE                                                              SEARCH CHICO INFORMATION   Information deemed reliable, but not guaranteed   source: CalR...
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By Steve, Joel & Steve A. Chain
(Chain Real Estate Investments & Mortgage, Steve & Joel Chain)
President Opens Doors To Small Business February 2010-Chico Real Estate   President Obama states that Government cannot create jobs, but provide support for entrepreneurs to their open doors for business expansion and job creation.         Buyers & Sellers Seeking Transaction Assistance With Chico Real Estate Contact:   Phone: 530-370-1818                                                          Email: steve@chainrealestate.net   SEARCH CHICO REAL ESTATE                                               SEARCH CHICO INFORMATION
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By Steve, Joel & Steve A. Chain
(Chain Real Estate Investments & Mortgage, Steve & Joel Chain)
  HAMP Remodels Loan Modification Process, Chico Real Estate Home Affordable Modification Program – Program Update and Resolution of Active Trial Modifications Many homeowners are aware of the efforts of borrowers seeking to modify the terms of their mortgages with their lenders. You may also be aware of borrowers and servicers and their respective disappointments with the process. The Department of the Treasury issued a Supplemental Directive dated the end of January 2010 amending key features of the program. A significant program change is a requirement for full verification of borrower eligibility prior to offering a trial period plan.   The Treasury Department/HUD changes are scheduled to be implemented in June, servicers such as Wells Fargo are suggesting they will apply the change...
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By Steve, Joel & Steve A. Chain
(Chain Real Estate Investments & Mortgage, Steve & Joel Chain)
                California's Unsold Housing Inventory Shrinks To 5 Year Low-Chico Real Estate Existing, single-family home sales increased 4 percent in December to a seasonally adjusted rate of 558,320 units on an annualized basis. · The statewide median price of an existing single-family home increased 0.8 percent in December to $306,820, compared with November 2009.  C.A.R.’s Unsold Inventory Index fell to 3.8 months in December 09, compared with 5.6 months in December 2008. Numerous sources have suggested that a so called,"Shadow Inventory" would be "Dumped" on the market creating an increasingly large unsold inventory of homes.  As we previously suggested banks would infact "manage" and release these inventories in a measured and orderly fashion. This appears to be happening and is ...
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By Steve, Joel & Steve A. Chain
(Chain Real Estate Investments & Mortgage, Steve & Joel Chain)
Proposed $5,000 Tax Credits To Spur Small Business Investment & Expansion President proposes jobs bill creating Federal Tax Credits For Small Business. The Administration hopes to spur business investment and expansion with the Tax Credits. Employers will be given a $5,000 credit for each additional employee hired. Employers will also be granted credits on a dollar-for-dollar basis for payroll tax cuts for all raises above the rate of inflation. Credits will be paid every quarter. While the President admitted the job losses of the last 2 years he cited the recent report of 5.7% growth over the last 3 months. He noted this is the fasted growth rate of the last 6 years.         Buyers and Sellers Seeking Transaction Assistance With Chico Real Estate Transactions Contact: Phone 530-370-181...
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By Steve, Joel & Steve A. Chain
(Chain Real Estate Investments & Mortgage, Steve & Joel Chain)
CHICO REAL ESTATE, HAMP Ramps Up, 110,000 Permanent Loan Mods, CHICO HOUSES                                                  New December data demonstrates that there has been a measurable increase in the number of borrowers  approved for permanent modifications: 110,000 permanent modifications have been approved: (previous data stated 32,000-66,000) including 66,000 that borrowers have accepted 46,000 awaiting only the borrower's signature. As suggested in earlier posts we expected that the low initial loan modification results would not be allowed to stand. Our expectations have been met with some recent improved performance on the part of lenders. Presidential Administration Representatives: have actually been providing on site assistance to Mortgage Servicers to ensure that homeowne...
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By Brandi Laffins
(Century 21 Jeffries Lydon)
    Brandi Laffins | Century 21 Jeffries Lydon | 530-321-9562 1936 Wisteria Lane, Chico, CA Choose your floor plan! 4BR/2+1BA Single Family House   offered at $480,000 Year Built 2010 Sq Footage 2,410 Bedrooms 4 Bathrooms 2 full, 1 partial Floors 1 Parking Unspecified Lot Size .19 acres HOA/Maint $0 per month DESCRIPTION Follow the Green Line home. Long time, local Chico Builders of Shastan Homes present Solar and Environmentally friendly luxury homes! Nestled amongst the orchards of Chico these homes showcase gorgeous granite counters, top of the line appliances w/ Bosch Dishwasher & 5 burner gas stove, wine frig and loads of storage. In addition to the SUNPOWER smarter Solar features other amenities include satellite controlled sprinkler systems, central vac system, On Demand Water He...
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By Brandi Laffins
(Century 21 Jeffries Lydon)
    Brandi Laffins | Century 21 Jeffries Lydon | 530-321-9562 1944 Wisteria Lane, Chico, CA Build your solar home! 4BR/2BA Single Family House   offered at $440,000 Year Built 2010 Sq Footage 1,928 Bedrooms 4 Bathrooms 2 full, 0 partial Floors 1 Parking Unspecified Lot Size .16 acres HOA/Maint $0 per month DESCRIPTION FOLLOW THE GREEN LINE HOME. LONG TIME, LOCAL CHICO BUILDERS OF SHASTAN HOMES PRESENT SOLAR AND ENVIRONMENTALLY FRIENDLY LUXURY HOMES! NESTLED AMONGST THE ORCHARDS OF CHICO THESE HOMES SHOWCASE GORGEOUS GRANITE COUNTERS,TOP OF THE LINE APPLIANCES W/BOSCH DISHWASHER & 5 BURNER GAS STOVE, WINE FRIG AND LOADS OF STORAGE. IN ADDITION TO THE SUNPOWER SMARTER SOLAR FEATURES. OTHER AMENITIES INCLUDE SATELLITE CONTROLLED SPRINKLER SYSTEMS, CENTRAL VAC SYSTEM, ON DEMAND WATER HEATER...
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By Steve, Joel & Steve A. Chain
(Chain Real Estate Investments & Mortgage, Steve & Joel Chain)
 Chico Houses - Buyer's Agent; What Is A Buyer's Real Estate Agent? Chico Real Estate Properties listed for sale with Real Estate Agents have a contractual relationship that establishes a fiduciary responsibility on behalf of the Seller. Before a Purchase Offer Agreement is created all Real Estate Agents are contractually obligated to the Seller to fulfill that fiduciary responsibility. A clear exception to this arrangement can be created through the completion of a Buyer Representative Agreement. Otherwise Buyers looking for a new home have no representation established until a purchase offer is made. Many Buyer's maybe unaware that this agreement adds NO ADDITIONAL COST to the purchase process. Buyers essentially acquire a package of additional benefits WITHOUT ADDITIONAL EXPENSE by e...
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By Steve, Joel & Steve A. Chain
(Chain Real Estate Investments & Mortgage, Steve & Joel Chain)
CHICO REAL ESTATE - Marketplace Fundamentals Of Affordablity - Right Price, Right Now -CHICO HOUSES   Real Estate values long term are always driven and supported by factors of affordability.  As can be noted from the chart below national home prices are back more in line with trends dating back to 1999. Some experts may want to report with a loud alarming voice regarding precipitous losses in real estate values. Interestingly enough California home prices presently allow 64% of the state's population to own a home. That is evidence of a market in line with it's fundamentals of affordability. The short term meteorical rise in home prices driven by speculation could not be supported by real marketplace fundamentals, long term. While the gleam of get-rich-quick strategies can be enticing ...
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By Sandi Bauman, Chico CA Realtor
(Chico Homes Real Estate)
By guest writer Tara Taylor, “Buyer and Foreclosure Specialist” On the surface, it can seem that a real estate agent's "job" is fairly simple: Write the offer, negotiate the terms, collect a paycheck. However, sometimes there is so much effort beyond the paperwork that goes unseen, and often unappreciated. I have spent the last week navigating an auction bidding website that had their grips on a condo that my clients really loved. I wasn't terribly concerned about offering on an auction property, but then I read the fine print on the site. Realtors are known to have a case of RDR (Realtors don't read) ...not this agent!! I sorted through all the legal schmegal language until I found what I was looking for. The fact is I didn't know what I was looking for. All I knew was that I needed to...
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By Steve, Joel & Steve A. Chain
(Chain Real Estate Investments & Mortgage, Steve & Joel Chain)
CHICO REAL ESTATE - Marketplace Fundamentals Of Affordablity -CHICO HOUSES Real Estate values long term are always driven and supported by factors of affordability.  As can be noted from the chart below national home prices are back more in line with trends dating back to 1999. Some experts may want to report with a loud alarming voice regarding precipitous losses in real estate values. Interestingly enough California home prices presently allow 64% of the state's population to own a home. That is evidence of a market in line with it's fundamentals of affordability. The short term meteoric rise in home prices, due to investor speculation, could not be supported by real market place fundamentals, long term. While the gleam of get-rich-quick strategies can be enticing the fact of the matt...
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By Brandi Laffins
(Century 21 Jeffries Lydon)
    Brandi Laffins | Century 21 Jeffries Lydon | brandi@laffins.com | 530-321-9562 1940 Wisteria Lane, Chico, CA Choose your color palate. Ready to build for you! 3BR/2BA Single Family House   offered at $415,000 Year Built 2010 Sq Footage 1,804 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 1 Parking Unspecified Lot Size 6,840 sqft HOA/Maint $0 per month DESCRIPTION FOLLOW THE GREEN LINE HOME. LONG TIME, LOCAL CHICO BUILDERS OF SHASTAN HOMES PRESENT SOLAR AND ENVIRONMENTALLY FRIENDLY LUXURY HOMES! NESTLED AMONGST THE ORCHARDS OF CHICO THESE HOMES SHOWCASE GORGEOUS GRANITE COUNTERS,TOP OF THE LINE APPLIANCES W/BOSCH DISHWASHER & 5 BURNER GAS STOVE, WINE FRIG AND LOADS OF STORAGE. IN ADDITION TO THESUNPOWER SMARTER SOLAR FEATURES. OTHER AMENITIES INCLUDE SATELLITE CONTROLLED SPRINKLER SYS...
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By Steve, Joel & Steve A. Chain
(Chain Real Estate Investments & Mortgage, Steve & Joel Chain)
CHICO Real Estate-How To Avoid Buyer's Greed Syndrome ?-Chico Houses   Every market whether a Buyer or Seller's market shows some form of greed. It's a fairly common problem. The purpose of this post is not to blame, but rather seek to overcome an obstacle to successful real estate transactions. There seems to be quite a bit of what I would call "extreme desire" to capture that ever illusive good deal.  When is enough enough?  Savy marketing agents leverage this desire to the Seller's advantage. You've seen the REO listing that is 50% below Current Market Pricing. It's the Too-Good-To-Be-True-Price.  The listing attracts buyers that believe they can ACTUALLY PURCHASE the home for that price. Then the multiple bids come flying in and the home sells for At-Or-Above the Current Market Pric...
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By Brandi Laffins
(Century 21 Jeffries Lydon)
    Brandi Laffins | Century 21 Jeffries Lydon | 530-321-9562 1932 Wisteria Lane, Chico, CA Solar and Environmentally Friendly Home 4BR/2BA Single Family House   offered at $410,000 Year Built 2010 Sq Footage 1,707 Bedrooms 4 Bathrooms 2 full, 0 partial Floors Unspecified Parking Unspecified Lot Size .14 acres HOA/Maint $0 per month DESCRIPTION FOLLOW THE GREEN LINE HOME. LONG TIME, LOCAL CHICO BUILDERS OF SHASTAN HOMES PRESENT SOLAR AND ENVIRONMENTALLY FRIENDLY LUXURY HOMES! NESTLED AMONGST THE ORCHARDS OF CHICO THESE HOMES SHOWCASE GORGEOUS GRANITE COUNTERS,TOP OF THE LINE APPLIANCES W/BOSCH DISHWASHER & 5 BURNER GAS STOVE, WINE FRIG AND LOADS OF STORAGE. IN ADDITION TO THE SUNPOWER SMARTER SOLAR FEATURES. OTHER AMENITIES INCLUDE SATELLITE CONTROLLED SPRINKLER SYSTEMS, CENTRAL VAC SYS...
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By Steve, Joel & Steve A. Chain
(Chain Real Estate Investments & Mortgage, Steve & Joel Chain)
CHICO REAL ESTATE, Charming - NEW home - PRICED UNDER APPRAISAL $189,900!!CHICO HOUSES Overview Maps Photos Features Description $189,900 Single Family HomeFor Sale Main Features 3 Bedrooms2 BathroomsInterior: 1118 sqftLot: 0.11 acre(s) Location 1421 Martin StChico, CA 95928 Joel Chain Chain Real Estate(530) 592-6587joel@chainrealestate.nethttp://www.chainrealestate.net Listed by: Steven Chain Our recent listings Charming - NEW home - PRICED TO SELL!!Commercial Corner Property - Downtown Main Street Healdsurg Subscribe to our listing feed See more Chico, CA real estate for sale
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By Steve, Joel & Steve A. Chain
(Chain Real Estate Investments & Mortgage, Steve & Joel Chain)
    CHICO REAL ESTATE - National Housing Inventory Report - Chico Houses   The following information begins to bring some perspective to the present real estate market: A healthy housing inventory is generally considered a 3-6 month supply. The convergence tough of inventory and price  indicate a continued trend toward a normal balance between the two. While "real estate is local" the national housing picture can provide a good indication of the direction of our economy.                                                                Note: Shaded areas are periods of economic recession.   Buyers and Sellers Seeking Assistance With Chico Real Estate Transactions Contact: Phone 530-370-1818                                                                   Email: steve@chainrealestate.net S...
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