Foreclosure Stress Never Goes on Holiday If a foreclosure is threatening your happy holiday, you should know you're not alone. Millions of Americans are in the same situation, and it is my goal to help ease the stress that comes with the threat of foreclosure for as many as I can reach. As a CDPE-designated agent, I help struggling homeowners navigate the various options they have to avoid foreclosure. One possible option is a mortgage modification, which makes monthly payments more affordable. For more information regarding this and other solutions, please download the free report located on this site.   If you need immediate assistance, please feel free to contact me throughout the holiday. I'm here to help. Make financial stability your resolution for the New Year! 12/01/2010

Just arrived last week...(fun to look at @.@) Here is the link to the on-line version of the Fall issue of Windermere Homes & Lifestyles magazine. http://www.windermeresocal.com/home_magazine.asp   The printed magazines arrived Tuesday, Nov. 16th, 2010. Enjoy!! 11/23/2010

I am probably the only person who didn't know this!?  I'm sure not...but, I'm sure there are added benefits to having your listings on Active Rain...Anyone know what they are?  If you haven't posted your listings on Active Rain, please do!  It's an added benefit and looks like you can have more than one photo for each listing...it's effortless...Go to Listings under "My Home" menu and start entering away...it goes really fast. Another added AR Bonus...Love it... Got an Active Rain Listing SUCCESS Story?  Please share! From now on, all of my listings will be on here. 11/21/2010

Was She Asking For a Handout - Or Just a Hand? Alice Perley will never forget the day she met Michael Guess - and vice versa. In December 2002 just before the holidays, 48-year-old Alice wandered into a Tennessee investment office where Michael worked as a broker and told him she had an account with the company. Based on her disheveled appearance, Michael assumed that Alice was homeless. But rather than escort her out the door, he offered her a seat at his desk. He wanted to help her. Michael asked Alice a few questions. Her answers were vague; she focused on her belief that she had invested money at his company, perhaps through an out-of-state branch. When Michael and another employee offered her money, Alice politely refused it, insisting that she was a client and not a charity case. ... 10/27/2010

A Fair Exchange? Ever heard the story about the shoemaker and the restaurant manager? It's funny, and has some wisdom in it as well. It goes like this... There was once a poor shoemaker whose shop was next to a fine restaurant. Every day the shoemaker would take his simple lunch out to the back of his shop, where he took great pleasure in the mouth-watering aromas floating out of the restaurant kitchen next door. One day the shoemaker received an invoice from the restaurant for his lunches, and he went to speak to the manager about it. The manager said, "You are enjoying my food while you eat, so you should pay for it!" The shoemaker refused to pay and the restaurant sued him. The judge asked the restaurant manager for his side of the story at the hearing. The manager said, "Every day, ... 10/27/2010

When you or someone you know is pushed to the edge of foreclosure, it is vital to know that you have options. It is my duty as a real estate professional to reach out to distressed homeowners. As a CDPE designated agent, I have received extensive training to help homeowners avoid foreclosure. I created this site to provide a lifeline of information regarding alternatives. From short sales to loan modifications, I can provide information to help. For a free report on foreclosure alternatives, fill out the form below and click "Send." Take action today and avoid falling into foreclosure. I'm only a phone call or email away. 10/11/2010

Do you happen to know anyone who is having a hard time paying the mortgage? With more than one in seven mortgages not being paid today, chances are someone you know is either facing foreclosure or will be soon. I ask because I've committed myself to being a community resource on avoiding foreclosure and I have some important information to share. There are certain foreclosure alternatives, including short sales and deeds-in-lieu, that may help homeowners avoid the worst effects of foreclosure. One of the biggest benefits of these alternatives is their reduced impact on credit scores when compared to foreclosure. I've created a free report that explains the effects of each option, which you can download on my website: http://www.hosted.cdpe.com/Desertshortsales/ If you simply pass along ... 07/31/2010

Foreclosure Vs. Short Sale As a Certified Distressed Property Expert, I have devoted my career to helping homeowners who face difficult situations, taking them from uncertainty to resolution. Lately I've found a lot of conflicting information going around, especially concerning short sales, which you should know about. A short sale occurs when a lender accepts the selling price of a home, even if it is less than the full amount owed on the mortgage. For particular homeowners, this can be the best option to foreclosure. Yet, I still hear people suggest that short sales are basically the same as foreclosure. This is absolutely wrong! You need to have the CORRECT information. That's why I'm glad you're here. To help, I've prepared a free report-just for you-that compares the realities of f... 06/29/2010

Options and Solutions Thank you for visiting this site and taking the first step toward finding answers. I appreciate what it has taken for you to come here, and commend your efforts to get the facts about your situation. The current real estate environment can be frustrating, with misinformation and conflicting plans for how to proceed. As a real estate agent, what I often see in troubled homeowners is a belief that they are alone with their challenges. Regrettably, over 70% of homeowners in foreclosure proceed without ANY visible assistance. This is not acceptable for the communities I serve. That's why I've developed this site: to ensure you get the valuable resources that can reduce your financial strain and change your life for the better. As a CDPE I know the options for homeowner... 06/29/2010

Cash for Short Sales Short Sales are More Valuable Than Ever! Avoiding foreclosure is always a smart move, but now there are incentives that make it an even better one. Short sales and deeds-in-lieu are dignified solutions to foreclosure, and now the government is making them easier and quicker through the Home Affordable Foreclosure Alternatives Program, or HAFA, which also gives the homeowner $3,000 for participating. With the free report provided here, you can learn all the benefits of completing a HAFA short sale. Simply fill out your information below for details on the program and how you would benefit. Please read this report to learn the facts, and contact me to start exploring solutions. 06/18/2010

You Deserve a Dignified Solution The economy today has been especially hard on homeowners. I meet people every day who thought they made a responsible decision on their mortgage loan, only to be hit with the unexpected. The first and best move to make in this position is to educate yourself on what your options are based on your financial situation. Avoiding foreclosure is always something worth pursuing if you can, and there really are dignified alternatives available. To get my free report on all the options and benefits of avoiding foreclosure, fill out the form below and click "Send". If you need immediate assistance, please contact me right away. I'm here to help. 06/18/2010

LinksVirtual TourPhoto GalleryDescriptionLowest priced detached pool home in Desert Princess CC! Vaulted ceilings in this lovely Tommy Bahama style 2 bedroom, plus small office, open floor plan. Custom tiled floors with accents, and fireplace make this home warm and inviting. Built-ins in Master closet. Lowest priced detached pool home in Desert Princess CC! Vaulted ceilings in this lovely Tommy Bahama style 2 bedroom, plus small office, open floor plan. Custom tiled floors with accents, and fireplace make this home warm and inviting. Built-ins in Master closet. Double garage with direct access into home. GOLF CART INCLUDED. Land lease extended to 2069! Sold Furnished as per sellers inventory. Just move in! Great patio and private pebble tec-salt water pool overlooking the 2nd fairway!D... 03/29/2009

What is Home Staging? So, exactly What is Staging? Let's say you want to sell your car for the most money possible.   · How would you do it? · What would you do? · Who would want to buy it? • How would you sell it?   Wouldn't you first make it look as beautiful as possible - by polishing it so it's so shiny you could see your reflection in it? Wouldn't you clean it, inside and out, so it was spick and span, and free from all the papers, spare change, kids toys, clothes and fast food wrappers we cart around every day (so you could actually sit in the seats and see the floors)? If a tire was flat, wouldn't you have it repaired? Then, once you've done all of that, how would you sell it? Wouldn't you market it by advertising? Well, that's what staging is, only we take it one step further..... 10/22/2008

10/22/2008

Daylight Saving Time ends Sunday, November 2.  We turn our clocks back and gain an hour, and the perfect way to spend that hour is replacing the batteries in your smoke detectors.  But have you thought about replacing your smoke detectors, as well?   The National Fire Protection Association urges homeowners to replace smoke alarms that are 10 years or older.  "Older smoke alarms are estimated to have a 30 percent probability of failure," the association states, adding that it's also a good idea to buy new alarms when moving.  "Unless you know that the smoke alarms are new, replacing them when moving into a new residence is recommended."   Also, according to a report by the American Journal of Public Health, pedestrian fatalities quadruple during the period just after Daylight Saving Tim... 10/21/2008

"Earn thousands of dollars a month from your home!"  We've all seen these types of ads posted on telephone poles and on the Internet.  It sounds great, but the Federal Trade Commission (FTC) recommends exercising caution when it comes to work-at-home opportunities.  Many of these companies don't deliver on their promises, warns the FTC.   What many of these ads don't disclose is that you may have to work many hours without pay, or front the money for the materials needed to accomplish the job such as envelopes, paper, stamps, or other supplies.  Many consumers have lost thousands of dollars to companies like these - not to mention their time and energy, says the FTC.   Before you accept a work-at-home job, ask questions like these to determine the legitimacy of the offer and the appropr... 10/21/2008

One day, the boss had had enough.  His people just didn't get it.  He grabbed two pieces of paper and   wrote "Think!" on them with a big fat magic marker, then posted his signs above the sinks in the   restrooms.  "They can't miss my message now," he thought to himself with satisfaction.    The next day the boss returned to one of the restrooms.  Below the sign he had posted, just above the   soap dispenser, was a new sign that read "Thoap!"   10/21/2008

While preparing Thanksgiving dinner, pass out slips of paper to those gathered for your feast.  Invite each person to list three things they're thankful for.  Then, while eating dinner, give each person the opportunity to read their list out loud.  Don't be surprised when your lists bring out many emotions (happy, sad, thoughtful, tears, smiles, laughter) but most of all, your love for one another.   10/15/2008

Two friends were walking through the desert.  As the day wore on and they became hotter and wearier, they had an argument, and one friend slapped the other one in the face.   The one who got slapped was hurt, but without saying anything, wrote in the sand, Today my best friend slapped me in the face.   They kept on walking until they found an oasis, where they knelt beside a pond, eager for a long, cool drink.  The one who had been slapped got stuck in the mire and started drowning, but the friend saved him.   After he recovered from the near drowning, he wrote on a stone, Today my best friend saved my life.   The friend who had slapped and saved his best friend asked him, "After I hurt you, you wrote in the sand and now, you write on a stone.  Why?"   The other friend replied, "When so... 10/15/2008

Do you sometimes hear a negative attitude coming out of your mouth, and wish it weren't so?   Can anything be done about a negative attitude?  In other words, can you change?  Of course you can.  If you're in need of a New Attitude for the New Year, here are some thoughts to keep in mind:   •Attitudes are not something we're born with - they're created, which means they can be recreated as well.   •Attitudes are infectious.  Try spending time around people who have good attitudes and who make you feel good.  When you're around a positive person you feel energized - not drained.   •Start your day on a positive note.  It might feel phony at first, but it will become second nature if you keep at it.  Change your clock radio to upbeat music instead of the news, give someone a small complime... 09/11/2008