Increased 203k Loan Limits for 2024This is for the Limited 203k, which allows self-help and up to 5 subcontractors. If the borrower wants or needs no structural work on the project, they are the contractor. You can update the kitchen and bathrooms, but you can't remove a bearing wall to "open up the floor plan." Instead of the old $35,000 limit, it is now $75,000, but it still has to cover the contingency reserve and costs and fees of the loan (typically about $800.00). Each lender may be different. The lenders don't have to require a contingency reserve, it is up to them. I still think a consultant should be the eyes and ears on the ground at these projects. Whenever a Limited 203k project exceeds $15,000, it is supposed to have an interim inspection. Many times, this is done by the le... 11/12/2024

We consult all over the USA. If you have ever had an issue finding an active consultant, we can do that for you so you aren't wasting your time and energy.  Just place an order by clicking on this link... PLACE ORDER. and we got your 6. Regardless of where the project is we will find a consultant for you. I had a call from San Jose a few years ago and the client said can you do the 203k consulting for a project in Felton, CA? I looked and we had 29 projects going from Santa Cruz to San Jose, Morgan Hill, with two in Felton on going at that time, I said "sure we can go there." And we did.We go where you need us. I had one in Alturas, CA about 40 miles from the Oregon border, and my lender was in Minnisota. I took the job because it wasn't any closer to anyone else and no one would have t... 09/24/2021

Fantastic opportunity in Carmichael! Don't miss out on this gorgeous 3 bed 2 bath home situated at the end of a court near Carmichael Park. This amazing home features a great layout which includes a spacious living / family room, formal dining area, a large & updated kitchen, and a luxurious master suite that boasts a huge walk-in closet, a double sided fireplace, a spacious sitting / office area, and a serene and private deck right off the master suite. Some of the amazing updates include new LED lights both inside and out, new siding and and paint, and french drains around the house. This home also includes a beautifully landscaped and low maintenance front yard, as well as a gorgeous backyard that features a large deck for seating, various fruit trees and gardening area, and plenty o... 11/05/2020

2404 Via Camino Ave, Carmichael, CA 95608You have to see this fantastic home in this adorable El Camino Casitas community. New carpet and paint throughout. This quaint community offers a clubhouse pool and is extremely well maintained. This home boasts a large master & large secondary room upstairs as well as 2 full baths up and a half bath down. Enjoy the spring and summer evenings under the covered patio outback. Close to freeways, shopping, and plenty of great restaurants.Jake DaRosa Cell#: 916-402-5786Email: jake@sacrealestatesearch.comBRE#: 01704082  03/25/2020

6307 Madison Avenue Carmichael, CA 95608Welcome to this charming 3 bed 2 bath family home situated on a frontage road in the heart of Carmichael. This immaculate and well maintained home features a spacious living room with a crackling wood burning fireplace, spotless kitchen with a cozy bar and extra dining space, beautifully done bathrooms with oversized walk-in shower, large bedrooms, stunning wood floors, dual pane windows, and newer paint and HVAC system. This home also boasts a gorgeous and well landscaped yard including a newer covered deck, reinforced fence, a good sized patio space, and a tool shed! Centrally located, this home is within walking distance of Del Campo High School and just a short distance from dozens of shops and restaurants. Within minutes to highway 80 you wil... 01/14/2020

5633 Angelina Ave Carmichael, CA 95608Welcome to this tastefully done ranch style home situated at the end of a private road in a charming and quiet neighborhood in the heart of Carmichael. This stunning home features an open and spacious floor plan with a gorgeous gourmet kitchen with a huge island bar, built in refrigerator, and stainless steel appliances, a beautiful master bedroom suite with a completely remodeled bathroom and huge walk-in closet, a beautifully done office addition giving you a quiet space to work or a potential 4th bedroom, and new paint throughout. You will enjoy countless evenings in the thoughtfully done back yard featuring covered patio with recess lighting, ceiling fans, and built in outdoor kitchen, a cozy fire pit with built in benches for seating, RV access... 01/06/2020

4782 Oak Twig Way Carmichael, CA 95608 Great opportunity for this beautiful ranch style home located in Crestview Estates, a highly sought out Carmichael neighborhood. This 4 bedroom 2 bathroom home offers a very rare 3 car garage, formal living room, dining room, over 2,000 sq ft, and great living spaces. Situated on a fantastic lot the backyard boasts a covered patio, private backyard setting, and plenty of mature trees. The current finishes on the home will allow you the opportunity to use your creative vision to customize this home just the way you want it. The location is great and within walking distance to schools and parks, and there is plenty of great restaurants and shopping nearby. Jake DaRosa - DRE # 01704082 Keller Williams Realty Folsom / DRE# 014006150Phone# 916-402-5786E... 11/18/2019

Carmichael California Real Estate Agent Jesse Coffey | Remodeled Carmichael Single Story Home With RV Parking | Sold | 5342 Nyoda Way, Carmichael, Ca 95608 | SOLD! This remodeled single story home is located in Carmichael California and is a short drive from Highway 80, Highway 50, Downtown Sacramento, and Roseville. The home was built in 1978 and it is located in a quiet neighborhood in a desirable Carmichael location. The list price was $409,900. We sold this home in 17 days for $410,000. 5342 Nyoda Way, Carmichael, Ca 95608 View all Carmichael California homes for sale. How much is your Carmichael California home worth? Sold! Check out this remodeled single story home with RV parking and an oversized driveway! Over the the last two years the owners have thoughtfully updated this hom... 08/27/2019

Remodeled Carmichael Single Story Home With RV Parking | Pending Sale | Carmichael California Real Estate Agent Jesse Coffey | 5342 Nyoda Way, Carmichael, Ca 95608 | PENDING! This remodeled single story home is located in Carmichael California and is a short drive from Highway 80, Highway 50, Downtown Sacramento, and Roseville. The home was built in 1978 and it is located in a quiet neighborhood in a desirable Carmichael location. The list price is $409,900. 5342 Nyoda Way, Carmichael, Ca 95608 View all Carmichael California homes for sale. How much is your Carmichael California home worth? Check out this remodeled single story home with RV parking and an oversized driveway! Over the the last two years the owners have thoughtfully updated this home which has 3 bedrooms, 2.5 bathrooms, ... 08/05/2019

5342 Nyoda Way, Carmichael, Ca 95608 | Remodeled Carmichael Single Story Home With RV Parking For Sale | Price Reduced | Carmichael California Real Estate Agent Jesse Coffey PRICE ADJUSTMENT! This remodeled single story home is located in Carmichael California and is a short drive from Highway 80, Highway 50, Downtown Sacramento, and Roseville. The home was built in 1978 and it is located in a quiet neighborhood in a desirable Carmichael location. The new list price is $409,900. 5342 Nyoda Way, Carmichael, Ca 95608 View all Carmichael California homes for sale. How much is your Carmichael California home worth? Check out this remodeled single story home with RV parking and an oversized driveway! Over the the last two years the owners have thoughtfully updated this home which has 3 bedr... 07/31/2019

5342 Nyoda Way, Carmichael, Ca 95608 | Remodeled Carmichael Single Story Home With RV Parking For Sale | Carmichael California Real Estate Agent Jesse Coffey JUST LISTED! This remodeled single story home is located in Carmichael California and is a short drive from Highway 80, Highway 50, Downtown Sacramento, and Roseville. The home was built in 1978 and it is located in a quiet neighborhood in a desirable Carmichael location. The list price is $419,000. 5342 Nyoda Way, Carmichael, Ca 95608 View all Carmichael California homes for sale. How much is your Carmichael California home worth? Check out this remodeled single story home with RV parking and an oversized driveway! Over the the last two years the owners have thoughtfully updated this home which has 3 bedrooms, 2.5 bathrooms, open... 07/17/2019

5901 Ashworth Way Carmichael, CA 95608 Welcome to your new home! Come see this gem located in a quiet neighborhood in the heart of Carmichael. This quaint home boast a beautifully redone kitchen, new flooring, and new paint throughout. Perfect for buyers of all kinds, your family will enjoy the great room concept, smart layout, and comfortable living space. This home also includes a sizable yard complete with a tool shed / workshop, RV & boat access, and a carport. Conveniently located near shopping, restaurants, freeway access, and Eugene H Anther Park, you are a short drive or walk to any activity you would want to do or place you would want to go. Act fast and make this awesome home your very own. Michael Brown | DRE # 02065385KW | DRE # 01406150916-282-9130 04/02/2019

Oh, I remember this scene like it was yesterday. There I was, standing in the pouring rain, squeezed under an eave with my back flat against the wall to stay somewhat dry. Although, I was also splattered with mud, pretty much head to foot, due to riding ATVs in the rain and mud of Hilo. Trying to talk on my cellphone to a disgruntled agent in my company about why a listing that was on the verge of canceling was no longer canceling.In what seemed to me like an attempt to strong-arm, the agent had insisted his client, a lawyer (like who cares?) had told him the sellers could cancel the transaction and sell to him instead for $5,000 more. First, the buyers had signed the cancellation, delivered it, and then withdrew it. There was no meeting of the minds. The sellers had not yet signed the ... 01/17/2019

4809 Arden Way Carmichael, CA 95608  Come check out this highly sought after Arden Area with a beautifully updated ranch style home. This home offers a beautifully updated kitchen. A large backyard perfect for families and hosting summer BBQ's. Plenty of natural lighting and a large shed in the backyard. It's in the heart of Carmichael close to grocery stores and restaurants in a charming little community in the Arden area.  Mark Green | DRE # 02055458BKCO Real Estate Team | DRE # 01406150916-710-5655 01/03/2019

I find it is far more enjoyable to sell certain homes when the listing agent absolutely loves the home. Such is the case with this pool home in the wonderful Carmichael neighborhood of Shelfield Estates. This home features a highly desirable layout, with two fireplaces (family and living rooms), a skylight and open kitchen. It could use a few updates to be more modern, but that is reflected in the price. Further, buyers can obtain a renovation loan that is combined with the purchase mortgage, if they so desire.Although the home is perfectly fine the way it is. Nestled in a quiet cul-de-sac, this home features 4 bedrooms, 3 baths, a single story with a huge private back yard and a pool. Most of all, a buyer can enjoy the fabulous view of the yard from the master suite! You can read more ... 11/30/2018

Quite excited to be listing a home for sale in Carmichael. I met with the sellers yesterday to explain how I do business and what I can do for them, and they hired me practically on the spot. Always very happy when that happens. It means we have made a connection. And while a connection is not always necessary in a real estate transaction, it certainly doesn't hurt to like the clients, and I prefer it that way.Perhaps the defining moment was when they mentioned to me there was a large water stain around the dining room window. It was puzzling. They could not figure out how it happened. There was no leaking from the roof, and the window itself did not manage to leak. I stared at the window. Over the top and down the sides hung a heavily crocheted drape of sorts. If the seller had washed ... 10/04/2018

When we closed escrow on the home in Del Dayo yesterday, the seller seemed very relieved. She was happy and said an odd thing, not something that I have not heard before because I certainly have; just did not think it applied particularly to this transaction. What she said was, "You are a bull dog." Well, I prefer to think of myself as an Afghan Hound, with long silky hair.It was a bit contentious at the end since we did not close on time due to a snag with the buyer's lender. We woke up Friday morning believing it would close, and it didn't. That is not a good position to be in, having to explain to a seller why she has no place to live. In fact, I cannot recall a concurrent closing from the past EVER not closing. Not in 44 years. You can read more in my personal blog today at this lin... 08/07/2018

203k allows you to be creativeHere are a few of our projects to show you some creative ideas  I just love watching as these "sometimes forgotten" homes fulfill someone else's dreams,.    Here is another one that the listing just sits there. There seems to be no marketing taking place on this home whatsoever, it is a perfect 203k project and no one sees it's potential.Any Realtor that takes this listing and doesn't take advantage of the 203k program with 3.5% down and include the money for repairs. The sad thing is that these type properties are all over the country and they just sit and deteriorate more This was a single story home and the second story was added with the FHA 203k program.  The borrowers refinanced this home and go the additional money for the addition at the same time i... 08/06/2018

Sometimes, buyer feedback can drive a Sacramento listing agent crazy. Over and over buyer's agents sent feedback saying either home was too big or it had too many levels. Because, this particular home, guess what? Exceeds 5,000 square feet, which was right there in MLS for all to read. And it is a tri-level, also in MLS for all to read.However, nobody reads MLS listings. Not agents. Not buyers. Maybe they look at the virtual tour, thumb through photos, and note price and property address. Not much else. Further, low inventory drives agents to throw darts at the board. Nothing to show, so they hop on every new listing, hoping it might fit or buyers might change parameters. Which must be upsetting for buyers to view homes they don't want.A potential buyer called yesterday about a pending ... 07/06/2018

5116 Walnut Garden Ct Carmichael, CA 95608  Beautifully remodeled 4 bedroom, 2.5 bath home with a 3 car garage!!! This home boasts a great room concept with plenty of natural light and is situated on a huge lot at the end of a cul de sac. The updated kitchen and master bathroom along with many energy efficient features makes this home a must see. Great backyard to enjoy during those spring evenings. This home has the perfect layout for a family and entertaining guests. Come see it today you won't be disappointed.  Mark Green | DRE # 02055458BKCO Real Estate Team | DRE # 01406150916-710-5655 06/27/2018