203k loans are doing well in San DiegoWhere do you go for an FHA 203k loan in San Diego County? Many times the new guys in town can close loans faster than the old timers as they don't have all that bureaucracy to deal with. So, who is the "new guy in town"?https://www.jpotts.com/Give them a try and tell them Mike Young Sent you ORDER YOUR CONSULTATION     downtown 3-11-2023 09/15/2022

This is a very important part of the home buying process.  You will need to order a home inspection and other reports.  Based on the results of the home inspection, the report may recommend that you conduct other inspections, such as a roof inspection, the foundation inspection, a plumbing inspection, or electrical inspection.  Here in California, we also request a pest control report to determine if there is termite damage in the home. You can select any licensed vendor of your choosing.  However, it is a good idea to ask your REALTOR® for names of home inspectors who have conducted good inspections with other buyers.  She should be able to give you a list of 3 good home inspectors so you can select 1 that you like.  Hire a great home inspector, someone you can trust, who has an excell... 10/28/2016

When you're viewing homes for purchase, write down obvious defects with the property and any questions.  If you see problems or defects, point these items out to your REALTOR®.  If you have any questions, ask your agent.  Keep in mind that she may not have the answers and she may have to ask the listing agent.  So be sure to write down your questions or issues so they can be addressed later on.Remember you will have the opportunity to request that the seller repair things at their expense.  That’s another reason to write down any possible defects with the property.Read more in our book, "Buy Your First Home", http://tinyurl.com/dy2wjx4. 12/17/2015

Both the yard and the house should beckon residents and  guests to “come on in”.  Here are some simple ideas to help you create an inviting home.  Other ideas can be found on HGTV (Home & Garden Television) shows such as “Curb Appeal”.1. Paint.  Decide on a paint scheme — a main color for the house and a complimentary color for the windows, porch railing, rain gutters, and other trim.  Choose a classic color scheme that will remain in style for many years.  Remove peeling paint and repaint all exterior surfaces.  For added punch, paint the front door a bright, contrasting color.2. Windows.  Make windows sparkle by cleaning windows and screens.  If the windows are older, update them with new vinyl-trimmed windows.  Clear away shrubs and plants blocking the windows.  Add a homey touch by ... 05/20/2014

You want an agent who reflects your values.  What is more important than the integrity of a business professional with whom you share your intimate financial details?  You will recognize the integrity of the people you work with because they will always put your interests first, ahead of their own.  A real estate agent who is highly respected in his community will have a great reputation for service.  When you meet a real estate agent, you can determine his or her level of professionalism by his appearance.  You will soon know if this is someone you can count on.What are the agents’ colleagues saying about them?  One great place to check is ActiveRain, which is a top blogging site for real estate agents and vendors across the United States.  Another place to check references is on Linke... 09/22/2013

There is an important calculation that you should do when deciding if you should continue renting or buy a house.  That is called a Rent versus Buy calculation.  Visit the Ginnie Mae website for some great online calculators at www.GinnieMae.gov/ypth including buy versus rent estimate, affordability calculator, and loan estimator calculator. A blank form has been included in the Appendix of this book, http://tinyurl.com/cs4724e. What is great about America? It is the American Dream, of course. It is the idea that we are in control of our own destiny, free from harsh government sanctions as in some other lands.  It is the rights and the freedoms that so many other countries do not have. Sometimes we take our basic values for granted, including home ownership, which is a luxury not afford... 05/10/2013