The IRS offers a little talked about exception to the 10% penalty on early withdrawns from IRAs to help first time home buyers (which the IRS defines loosely as anyone who hasn't owned a primary residence in two years) use IRA funds without penalty. Of course, the regular tax would still apply, but it's an option to consider if it means the difference between getting into the real estate market while its low or watching the market come back up beyond your reach. A couple buying a house can use up to $20,000 of IRA funds to help with their down or closing costs ... read on ... From IRS publication 590: Even if you are under age 59½, you do not have to pay the 10% additional tax on up to $10,000 of distributions you receive to buy, build, or rebuild a first home. To qualify for treatment ... 06/23/2008

Why do Banks say they want to help troubled homeowners?  but they delay the buyer that could save the Seller and the Lender themselves. Lenders are taking much longer to react, respond - anything,  Give us a "Yes" or a "No'.  I have offers in on properties and still I am waiting for responses.  I had a response on a property we had an offer on three months ago and the response was Yes.  Guess what?  My client had already moved into a new home. What is a short sale?  Basically - homeowner who cannot keep up with their loan asks the lender can they sell their home for less than what is owed on the home's mortgage, and forgive the balance of the unpaid debt. So if a borrower has a mortgage balance of $450,000 and finds a buyer who will pay $400,000 , the lender then agrees on $400,000 and ... 06/22/2008

 Solarbuzz states that "solar energy demand has grown about 25 percent per annum over the last 15 years" and "the United States market showed a 33 percent growth in 2006". (Napa Valley Register, March 2008) Research firm Clean Edge sites that "worldwidesales specializing in biofuels, wind farms, solar panels and fuel cells grew 40 percent in 2007." (San Francisco Chronicle, March 2008) "5 to 10 percent of all housing starts by 2010 will be of green certified construction." (Napa Valley Register, March 2008) Sales of existing single-family homes are on the rise, modestly. Sales rose by 0.5 percent in January, compared to the previous month. This would translate to an adjusted annual rate of 4.34 million homes in January - up from 4.32 million in December, according to a report from the N... 05/30/2008

I ran across this video of the Anaheim Hills fire of last year and I was reminded of last year when living in Yorba Linda I could look South and see this fire or look North East and see the smoke from the Chino Hills fire. This fire got much closer than this video suggests. To the left of this area, the fire burned towards the 241 toll road and threatened homes there as well. Let's keep our fingers crossed. 05/29/2008

There are approximately twenty-eight 3 bedrooms 2 bathrooms homes for sale in Anaheim Hills. Their prices range from $299,000 to $849,900. How do we narrow it down? Price, that's a starting point. Location, let's refine it to a neighborhood. Living space, hey now were getting somewhere. Lot size is a big consideration. How about build date? This is not an all inclusive list, there are other factors to consider or less, it all depends on the individual considering the purchase as well as their real estate and more importantly life goals. A 3 bedrooms, 2 baths home average approximately 1,300 square feet with an average lot size of about 5,000 square feet and an average age of 30 years. What "price range" / "selling price"? Between $450,000 - $525,000. There are properties that advertise ... 05/28/2008

Have a GREAT Weekend Original Post 05/25/2008

  For all you GREAT Mothers out there Have a wonderful Day!   05/11/2008

In celebration of changing locations, the business has changed its name. Its now - Tamara's at The Studio located at 416 S. Anaheim Hills Rd., Anaheim Hills, CA 92808. Better , larger and quieter facilities with 31-stylists and 2-nail techs for hair and nails to compliment your fantastic skin 05/02/2008

  LOOK AT THIS DEAL!   SFR Attached RES Active 5700 E Hudson Bay Dr Anaheim Hills (AH) Price $529,000* Anaheim Hills (77) Zip 92807-4745 TGNO 770E4 Orange County (OR) XSTS IMPERIAL HWY/HUDSON BAY Aerial Map S523106 Builder Tract Crown Pointe (CRPT) Bed 3 Model (0) Baths 2 Style Traditional Stories One Level Floor View No View HOA Dues $ 204 + $ 40 Land Lse/Yr $ ASqFt 1,423 Assessor YrBlt 1985 Assessor Land Fee ALotSize 7,800 Assessor Dim Acres 0.18 Prkng Direct Garage Access, Driveway Garage 2 Rem Spc Cprt RV Acc Range $: No ABSOLUTELY CHARMING SINGLE STORY ATTACHED HOME WITH A NEIGHBOR ONLY ON ONE SIDE!! NESTLED BESIDE GORGEOUS GREENERY WITH LOVELY PRIVATE BACKYARD IN THE FABULOUS ANAHEIM HILLS AREA, THIS COZY HOME BOASTS NUMEROUS EXCELLENT FEATURES INCLUDING: 3 SPACIOUS BEDROOMS!! DUA... 04/02/2008

"No way!" is the answer I hear from 90% of the people I ask. The other 10% wisely answer that it depends on their interest rate. Here's a simple example.$500,000 mortgage with a 5.5% fixed rate for 30 years = $2,839 monthly paymentLet's say prices drop 10%, BUT interest rates go up just 1% ... $450,000 mortgage with a 6.5% fixed rate for 30 years = $2,844 monthly paymentIn other words, the mortgage payment is essentially the same with a 10% price decline coupled with a 1% interest rate increase. So if you are still sitting on the fence, hoping to perfectly time the market, you may want to consider that NOW is the PERFECT time because the moment the general public agrees with you ...Interest rates will go UPPrices will go back UPSelection will do DOWNI don't know about you, but I'd rathe... 03/16/2008

Clarisonic MD® Skin care brush has been used in my facial protocols for nearly 2-years with excellent results.This particular brush is available only through skin care professionals like me.  Now, just in time for holiday gift giving, Oprah and I have declared this brush one of our 20 favorite things for the holidays.  Here’s why –   Oscillating back and forth at a sonic frequency of more than 300 movements per second the two dynamic zones of the Clarisonic® skin care brush work with the skin not against it cleaning deeply and gently. Scientific tests have proven the Clarisonic® twice as effective as traditional methods:Removing 6 times more makeup; Clearing the pores of environmental toxins, makeup and bacteria;Increasing product absorption by more than 60%;Helping to reduce oily area... 11/24/2007

7303 Calle Durango, Anaheim Hills Open House Open House - Sunday, November 25 from 11 a.m. - 3 p.m.Great Sized Pool House - $729,000!Seller found their replacement home! Just reduced $46,000 after just 2 weeks on the market!If you've been looking for the needle in the haystack ...Great neighborhood - close to Starbucks, Restaurants, Freeways and Shopping!Hosted on Sunday by Nancy Moeller. Come say hi!Todd & Nancy Moellerhttp://www.theocexperts.com/Admin@TheOCExperts.comNancy Direct: 714 276-7006Todd Direct: 714 404-9540Serving Orange County, California, Anaheim Hills based 11/24/2007

As Anaheim Hills agents, we are often asked about our local foreclosure market. Based on our company's most recent market update, here are the percentages of foreclosure or bank owned properties in Anaheim Hills and our surrounding cities:Anaheim Hills - 37 properties - 12%Orange - 120 properties - 16%Yorba Linda - 50 properties - 10.8%Placentia - 38 properties - 14.8%Fullerton - 101 properties - 15.7%For a list of bank owned properties in any city Orange County, just send us me an email at Nancy@TheOCExperts.comHave a terrific day!Nancy Moeller, CPA, REALTOR®Nancy@TheOCExperts.comDirect: (714) 276-7006http://activerain.com/action/blogs_admin/www.TheOCExperts.comServing Orange County Real Estate, Anaheim Hills Based 11/10/2007

Don't miss this exceptional house located at 5886 Treehouse Lane in Anaheim Hills. It's priced to sell NOW and could go for as low as $750,000! Plus, we have another one just 1/2 mile away with a pool!You can also view this unique home's website and music video at www.5886treehouselane.infoCall Todd Moeller at 714 404-9540 for details or stop by and meet Nancy from 10 a.m. - 1 p.m. Saturday!Hope to see you on Saturday!  Take care, NancyCurious about the OC Real Estate Market? Visit http://www.ocmarketupdate.com/Are bank owned properties more your cup of tea? Visit http://www.ocbankdeals.com/Have a terrific day!Nancy Moeller, CPA, REALTOR®Nancy@TheOCExperts.comDirect: (714) 276-7006www.TheOCExperts.comServing Orange County Real Estate, Anaheim Hills Based 11/08/2007

Check out this corner lot pool home in Beautiful Anaheim Hills! http://www.7303calledurango.info/ 4 bedroom, 3 bath, approx. 2348 square feet, approx. 8700 square foot lot PLUS a pool!  Wow Beautiful corner lot, pool home ready for the most value oriented buyer. This beautiful home features the most sought after floor plan in the community. Clean, open and ready for your personal touches. Child proof pool. Central AC. Don't miss this value.  We live and work within minutes of this fine home. Value Priced at $700,000 JUST REDUCED ON JUNE 28, 2008 Call Todd Moeller at (714) 404-9540 for details! http://www.theocexperts.com/ http://www.ocmarketupdate.com/ Orange County Foreclosure Specialists Have a terrific day! Nancy Moeller, CPA, REALTOR® Nancy@TheOCExperts.com Direct: (714) 276-7006 ht... 11/06/2007

      I do know who the Canyon High School Girls Golf Team is though !! That's my #1 daughter in the middle, Rachel.  Id' like to congratulate all the girls, they came in third place in the Century league !!  Great job to a wonderful coach Jan !!!!! Look out Villa Park and Brea high school next year Canyon has some talented girls. 11/06/2007

Despite the high level of inventory, it's still tough to find the perfect house for every buyer.  If you have a property in Anaheim Hills, Orange (near Anaheim Hills only) or Yorba Linda with the following features, I have a client that may be interested. Cities: Anaheim Hills, Yorba Linda, Orange (near Anaheim Hills)Must haves: POOL (already in) and newer construction or updated to 1995 plus standardsView: Nice view (not from the front or 2nd level), but a real view. Exception: If the grounds are tropical, they may be willing to make an exception. Size: 2000 sf and largerPrice Range: up to $800,000 in list priceNote: If you're an agent and its already on the MLS as of November 1, 2007, I've either seen it or eliminated it for some reason - thanks!  Thank you!Nancy Moeller, CPA, REALTOR... 11/01/2007

Join us to sample some exquisite products, receive a complimentary arm treatment and special product pricing! A special event sponsored by Tamara's Skin Care, Pavé Salon and Spa & Issimo International will be held on Saturday, November 3, 2007 from 10 am to 2 pm at Pavé Salon & Spa, 751 S. Weir Canyon Rd., Suite 175, Anaheim Hills, CA 92808. Visitors will be treated to complimentary arm treatments with Issimo scrubs, mousses, muds by Lorenzo, from Issimo International. They will also be able to enjoy the pleasant aromatherapy of all 6 of the soy candles in their line. This will be a great time to sample this product line and to stock up for the holidays. If you like chocolate you'll love this line says Tamara, owner of Tamara's Skin Care. One of the popular scrubs in this line is the C... 10/27/2007

Don't miss this exceptional house located at 5886 Treehouse Lane in Anaheim Hills. It's priced to sell NOW and could go for as low as $750,000!Call Todd Moeller at 714 404-9540 for details or stop by and meet Nancy from 11 a.m. - 4 p.m. tomorrow.You can also view this unique home's website and music video at www.5886TreehouseLane.infoHope to see you tomorrow!  Take care, Nancy 10/26/2007

As a rule, credit card interest is not deductible. But many business owners and investors who are struggling with cash flow, use their credit cards and pay interest to tide them over tough financial times. Hopefully, this is a last resort!Nevertheless, IF you paid credit card interest (or even interest on a different type of loan) on purchases you made for otherwise tax deductible expenses related to your business or investment property, it may be deductible.As always, this is not tax or legal advice. If you think this could apply to you, be sure to check with your tax advisor and see if you qualify for this deduction.Have a great day!Nancy Moeller, REALTOR®, CPAwww.TheOCExperts.com714 276-7006 10/09/2007