DATE: 01/27/09  VA/FHA 30 YEAR FIXED 30 DAY QUOTE  $100,000 & UP                  5.00%         0% Origination 0% Discount  CONVENTIONAL 30 YEAR FIXED 30 DAY QUOTE  $250,000-417,000             4.875%           0% Origination 0% Discount $175,000-249,999             5.000%           0% Origination 0% Discount $100,000-174,999             5.000%           0% Origination 0% Discount  Please call for loan amounts under $100,000 Please call for 45,60,90 & 120 day quotes Rates Subject To Change All rates quoted above are a guide.  The rate may be different depending on credit score.   Are you looking for a real estate professional who knows the FORT RUCKER and Enterprise Alabama Real Estate market and can get the results you desire? Let me put my knowledge, experience, and dedication to work... 01/27/2009

Hello,  Congratulations on being accepted to Flight School. I am Karina Morgan and I work as a realtor for Century 21 Regency Realty in Enterprise Alabama. I take a lot of pride in helping military families with their PCS moves to and from Fort Rucker; I understand the PCS  process and try to make your home search enjoyable.  The market here as of late is a buyer's market, as interest rates  are still low and you can buy, a nice garden home or Townhouse  cheaper than renting.  I would love to help you find your next home and help take some of  the stress out of you PCS move. Most Flight school students live  off post as the market and BAH allowance makes it convenient to  live in Enterprise. I work hard for my clients and appreciate if you stay with me through the process. I care about ... 01/27/2009

I work with a lot of flight school students, and newly assigned instructor pilots, some decide to buy town homes or garden homes, as most have pools and yard service included. Not a lot of free time during flight school. Then when they leave they either sell it or hang on to it as a rental investment. When we find the right home for you it still takes about approx 30 days to close. Sometimes this can go a little bit faster if you are already pre qualified for your loan amount. Some people come here a month early on leave and find the home do the paperwork and go on leave while they are waiting to close. Also the military can authorized a 10 day house hunting for your PCS move but you would have to get that approved from your present duty station. Need to ask for it on your DA 31 leave f... 01/27/2009

The 2009 Basic Allowance for Housing payment rates are now available. Basic Allowance for Housing (BAH) is based on geographic duty location, pay grade, and dependency status. BAH provides uniformed service members accurate and equitable housing compensation based on housing costs in local civilian housing markets, and is payable when government quarters are not provided. Since 2007 the BAH rates are now following the cost increases of the local rental housing markets. Although BAH rates will generally either remain stable or increase, there may be some areas that actually see a decrease in BAH rates. See what you can expect to get in 2009.      Moving to or from Fort Rucker ? Are you looking for a real estate professional who knows the FORT RUCKER and Enterprise Alabama Real Estate mar... 01/18/2009

Hello Home Owner, We are facing a difficult market, don't believe all of the Doom and GLoom you are hearing on the News. Our Enterprise and Wiregrass area is different from other markets, and we have slowed down.  Interest rates are at an all time low and qualified home buyers are still moving to and from the Fort Rucker area. Each home situation is different and to make a professional opinion on your home I need more information. I also need to take a look at the condition and features available with your home.   Are you looking for a real estate professional that knows the FORT RUCKER and Enterprise Alabama Real Estate market and can get the results you desire? Let me put my knowledge, experience, and dedication to work for you. Give me a call today, and I will immediately get to work... 01/18/2009

Hello,  Congratulations on being accepted to Helicopter Flight School. I am Karina  Morgan and I work as a realtor for Century 21 Regency Realty in Enterprise Alabama. I take a lot of pride in helping military families with their PCS moves to and from Fort Rucker; I understand the PCS process and try to make your home search enjoyable.  The market here as of late is a buyer's market, as interest rates  are still low and you can buy, a nice garden home or Townhouse  cheaper than renting.  I would love to help you find your next home and help take some of  the stress out of you PCS move. Most Flight school students live  off post as the market and BAH allowance makes it convenient to  live in Enterprise. I work hard for my clients and appreciate if you stay with me through the process. I ... 01/18/2009

Inaugural Rental Market Inaugural Rental Market Has ‘Gone Bust' Immediately following Barack Obama's victory on Election Day, word spread that visitors to Washington for inauguration week were shelling out top dollar for lodgings in the area, and home and apartment owners flooded the market with pricey rentals. But supply has now far outpaced demand, and the inaugural housing market "has gone bust in record time," according to The Washington Post. "I'm blown away by how little demand there is," Tania Odabashian, vice president at Corporate Apartment Specialists in Northern Virginia, told the paper. "Initially we were flooded with calls from people looking for housing. For about four or five days, the phone would not stop ringing." Rentals in those early days were going for as much as $1... 01/11/2009

 Karina Morgan  Company CENTURY 21 Regency Realty E-mail Contact Karina Morgan (CENTURY 21 Regency Realty) Website www.RuckerPCS.com Office Phone (334) 347-0048 Cell Phone (334) 477-2694 Fax (334) 393-6388   Address :CENTURY 21 Regency Realty, 531 Boll Weevil Circle, Enterprise , Al, 36330   Description:Fort Rucker military relocation specialist, Retired Army Wife of Helicopter Flight Instructor.I understand the Army PCS move, and the needs of people just like you and me.   About Us: Are you looking for a real estate professional who knows the FORT RUCKER and Enterprise Alabama Real Estate market and can get the results you desire? Let me put my knowledge, experience, and dedication to work for you. Give me a call today, and I will immediately get to work for you - satisfying your real ... 01/11/2009

Hello,  Are you looking for a real estate professional who knows the FORT RUCKER and Enterprise Alabama Real Estate market and can get the results you desire? Let me put my knowledge, experience, and dedication to work for you. Give me a call today, and I will immediately get to work for you - satisfying your real estate needs.  As you move towards a possible decision on selling your home, or purchasing a new home in the Wiregrass Area, I hope you'll contact me. Let me know if I can be of further help in the process. VIRTUAL TOURS ON ALL MY LISTINGS, Ask me about Cyber Advertising. Please forward to anyone who may be moving to Fort Rucker in the future. Please forward to anyone who may be moving to or from, Fort Rucker in the future. Click the Link Below  http://audiopostcard-003.com/Y.... 01/11/2009

THINKING OF LISTING YOUR HOME IN THE FORT RUCKER AREA (edit/delete) Sunday 04, 2009   Mrs. & Mrs. Smith 4140 Maple St Small Town , AL 36330   Dear Mr. and Mrs. Smith:   There is something important you should know about me if you are still thinking about selling.   Part of my marketing program is to find qualified and motivated buyers.  But I also network with all the other active real estate agents in the area because you never know which agent will have that one perfect buyer we'll need to get your sale happily CLOSED.   This is a very important part of my marketing program. I use Broker Open Houses, hot sheets, fliers, web, and emails, and Virtual Tours, to ensure that your home stays at the top of all the agents' minds.  It also lets them know that I don't mind sharing the brokerage... 01/04/2009

Buyer's Checklist There is no way to guarantee a "smooth" path from an approved contract to the settlement table, but doing your part is at least half the job. Expect minor problems and delays along the way. On the seller's side, title problems are a common cause of postponed settlements. On your side, bureaucratic snags such as extensive credit checks and slow appraisals can bog things down. In many cases, there isn't much you or the seller can do but wait. While you're waiting for completion of all the processes now in motion, you should: Apply for homeowners insurance on your new home. Get an exact accounting settlement cost, and make sure the money and necessary documents will be there at closing. Select a date for the final walk-through of the house. Contact utility companies abou... 01/03/2009

  Please forward to anyone who may be moving to or from, Fort Rucker in the future.    Click the Link Below http://audiopostcard-003.com/Y.asp?7189970X1166    Stay in touch, feel free to call with any questions, anytime 24/7. Sincerely,Karina Morgan REALTOR, ABR, GRICentury 21 Regency Realty, Inc.(334) 477-2694www.RuckerPCS.com   We Support Our Troops   www.ruckerpcs.com www.c21Rucker.com www.RUCKERHOMESALES.COM www.DALEVILLEHOMES.COM www.SELLINGENTERPRISE.COM www.RUCKERMOVE.COM www.C21ENTERPRISE.COM 01/03/2009

How To Avoid Home Buying Mistakes 1. Not doing your homework. Enter the market well-prepared by researching location, school district, deed restrictions and taxes.   2. Trying to make a shrewd investment. Focus on finding the best place for you and your family to live rather than trying to predict the real estate market.   3. Choosing a poor location. Consider what part of town you would like to live in and avoid homes located on busy streets.   4. Overlooking an inferior floor plan for an attractive exterior. Choose a great floor plan over a great exterior because you'll spend far more time inside the house than outside.   5. Overlooking how the home will function for your family. Consider features that are most important to your family and choose a home that will meet those needs.   ... 12/14/2008

      Daleville Alabama "Gateway to FORT RUCKER" Local Upcoming Events August 2008            The Daleville Public Library is having a bake, book and rummage sale.  The Daleville Library is located on Donnell Boulevard in Daleville.  The Event will be September 5-6 from 10 am until 3 pm.   The Lower Alabama Veterans Alliance (LAVA) will hold its regular monthly meeting at 11 am on August 16 at the Daleville VFW, Post 6020.  The guest speaker will be Alabama State Representatvie Jay Love.  For more information on this organization call Fred Griffin at 334-445-1683.   The Fort Rucker Community Spouses' Club is having a membership drive on Thursday, August 21 from 10 am until 1 pm at Aviators' Landing.  CSC is seeking new members for 2009.  All spouses of retired and active duty military ... 08/14/2008