Don’t Overextend Yourself: Smart Advice for First-Time (and Any!) HomebuyersBuying a home is an exciting milestone, but it’s crucial to avoid a common pitfall that can turn your dream into a nightmare: overextending your budget. Just because you qualify for a certain loan amount doesn’t mean you should borrow it. Let me explain why staying within a safe budget is key to financial peace of mind.The Danger of OverextendingHistorically, your debt-to-income (DTI) ratio—what you spend on debt compared to what you earn—should be around 28% when purchasing a home. However, some lenders approve DTIs as high as 50%. While this might seem like good news, it can spell trouble for buyers.Here’s why: Hidden Costs Add Up: Many assume their mortgage payment will remain steady, but rising property valu... 11/30/2024

Why Builders Love Flat Paint: The Secret Behind New Home FinishesHave you ever moved into a new home and wondered why the walls are painted with flat paint instead of eggshell? It’s a choice builders make for a reason—several, actually!Here’s why builders prefer flat paint: Easy Touch-Ups: Contractors often have to go back in to touch up scuffs, dents, and dings left from construction work. Flat paint is perfect for touch-ups because it blends seamlessly, unlike eggshell, which can show touch-up marks. Cost-Effective: Flat paint is often cheaper than eggshell. Builders save on costs, especially when covering large areas, and that savings can be passed on to you. Durability During Construction: With all the traffic in a newly built home—contractors, electricians, plumbers—walls take a be... 12/01/2024

Coffee Mornings or Backyard Parties? Imagine starting your day with a steaming cup of coffee in a serene backyard, surrounded by privacy and peace. Or picture hosting unforgettable summer cookouts with friends and family, grilling out in a spacious outdoor retreat made just for moments like these.The backyard I recently featured in my latest video is a dream space for any lifestyle. With a privacy fence, ample room to entertain, and the perfect spot for a grill, it’s a blank canvas waiting to fit your vision. Whether you’re the “coffee and a book” type or the “party planner extraordinaire,” this outdoor space offers endless possibilities.Why Choose Me as Your Realtor?Finding a home that matches your lifestyle is my passion! I don’t just help you buy or sell a home—I help you envision yo... 12/04/2024

How Many Visits to a Home Under Contract Are Enough?Once a home is under contract, buyers often wonder how many times they should visit the property. Is a home inspection and final walkthrough sufficient, or should buyers return for additional reasons, like taking measurements or introducing the home to family and friends?While it’s natural to be excited about your new home, frequent visits can create stress for sellers. Many are busy packing and preparing for their move, and they may feel pressured to keep the home in “show-ready” condition—even when it’s filled with moving boxes and chaos.Balancing Excitement with RespectHere’s a simple guideline to consider: Necessary Visits: The home inspection and final walkthrough are essential visits for due diligence. Additional Visits: If you n... 12/02/2024