Recent Blog Posts

The amazing members of ActiveRain produce hundreds of blog posts every single day of the year.  There is a wonderful mix of all things real estate and beyond for your reading pleasure.

This board rolls all day long with the newest blog posts to our site. You’ll find some diamonds in the rough on this page, so check back often to peruse the blog roll and learn from our committed community of real estate professionals.

The newest blog posts on ActiveRain

By Brian England, MBA, GRI, REALTOR® Real Estate in East Valley AZ
(Vacasa)
🧳Vacasa Vacation of the Week - Backyard Delight  ☀️For ALL of Your East Valley AZ Real Estate Needs📞Call Brian at 480-773-2370🙋‍♂Text Brian at 480-773-2370📨Email Brian at brian@bke12.com Dog-Friendly & Spacious Home w/Free WiFi, Private Pool, Central AC, Washer/Dryer An exceptional stay awaits at this tranquil, dog-friendly home. Highlights include a spacious open layout with an updated kitchen and an expansive backyard patio featuring a private pool and an enclosed yard. You'll love being centrally located near all the area's best shopping, entertainment, dining, and more. This home is also close to Luke Air Force Base, Surprise Spring Training, Theaters, and Wildlife World Zoo, Aquarium & Safari Park, and there are lots of golf courses to choose from as well. ☀️For ALL of Your East Va...
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By Kathy Streib, Home Stager - Palm Beach County,FL -561-914-6224
(Room Service Home Staging)
Motivational Monday...Words The other day I was thinking about words and how misused, underused, overused and not-at-all used they are in today’s world. I’m not sure when the saying “my bad” came about but when someone says that to me I ask “Your bad what?”  Or when they say “Just sayin’” I ask “You’re saying what?” Yes, I may be a jerk about it...but perhaps you can chalk it up to being raised and reared in a school system and family that accepted nothing less than good grammar. In the movie Fred Claus starring Vince Vaughn, Vince’s character tells D.J. Donnie to use his words after D.J. starts hitting him.                                                                    In the last few years, I’ve looked up ghosted, woke, sus, twerk, and crickets.   What’s happened to words we can u...
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By Victoria Carter Guaranteed Services, TwoMoveYou
(TwoMoveYou Guaranteed Real Estate Brokered by Century 21 Percy Fulton Ltd., Brokerage)
Kirk Rickman, Sales Representative, and Victoria Carter, Broker with Century 21 Percy Fulton Ltd., Brokerage, also known as TwoMoveYou (Two Realtors MOVE You), located in Brighton, Ontario, also servicing Northumberland, Quinte West, and Durham Regions.  Selling your home doesn't have to be a nightmare!  Kirk and Victoria are very experienced with getting you the most money for your home!  Interview Victoria and Kirk to see how they make the entire selling your home process smooth and easy!  Happy Halloween!www.TwoMoveYou.com647-697-7709  
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For those who are thinking about buying a house in the near future, they want to make sure that they get the best mortgage rate possible. At the same time, if people who want to reduce the interest rate on their mortgage, then they need to do everything you can to make yourself as attractive as possible to lenders. When they are negotiating for a better rate on your mortgage, they need to keep a few important points in mind. Make A Larger Down Payment If people want the lender to reduce the interest rate on your mortgage, then borrowers need to think about making a larger down payment. By doing everything they can to reduce the risk they present to the lender, they will be rewarded with a lower interest rate. If borrowers are willing to put more money down, then that is less money that...
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There are lots of people who have heard that one of the top ways to ensure the best mortgage rate possible is to refinance. At the same time, it is critical to make sure that this process is planned out accordingly. Therefore, there are a few steps that everyone has to follow to make sure they are able to handle the mortgage refinancing process in a smooth manner that leads to the best rate possible. Ask If A Refinance Is The Right Step There are a lot of people who assume that a mortgage refinance is a financial win; however, it is important to keep the added costs in mind. For example, the refinancing process is going to lead to another closing. When this happens, there are going to be closing costs that must be considered. Therefore, the refinancing process could lead to a higher mo...
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When people are looking for a home, this is an exciting process. There is always something fun about looking at potential homes and envisioning a future there. This is a big decision. At the same time, it is just as important for people to think about how much of their money they should be spending on their mortgage. There are a few rules of thumb that people should keep in mind.  The 28 Percent Rule One of the most common rules that financial advisors and lenders are going to talk about is going to be the 28 percent rule. This rule states that people should not be spending any more than 28 percent of their pre-tax income on their monthly housing payments. This includes not only the mortgage but also any potential homeowners association fees, real estate taxes, and home insurance payme...
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Last week’s economic reporting included home price data from Case-Shiller Home Price Indices along with readings on pending home sales, new home sales, and consumer sentiment. Weekly reports on mortgage rates and jobless claims were also released. Case-Shiller: August Home Prices Rise at Fastest Pace in Two Years Home prices rose at a seasonally-adjusted annual pace of 5.70 percent in August according to Case-Shiller’s National Home Price Index. U.S. home prices rose by 4.80 percent in July The Case-Shiller 20-City Home Price Index showed 5.20 percent year-over-year home price growth in August. Phoenix, Arizona, held first place in home price growth for the 15th consecutive month. Seattle, Washington followed with 8.50 percent year-over-year growth in home prices. San Diego, California...
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The coronavirus pandemic has had a massive impact on everyone. This pandemic has led to massive economic issues as well. Given the ongoing crisis as it relates to student loan debt, many students are wondering how the pandemic is going to impact their student loans and how their student loans are going to impact a potential mortgage payment. There are a few points to keep in mind. Freddie Mac In general, loans backed by Freddie Mac are going to use the student loan payment that is marked on the credit report. If this amount is $0 or unknown, then the lender is going to use 0.5 percent of the outstanding loan balance. This should also be reported on the credit report. Then, the lender will provide the borrower with information on possible mortgages. Fannie Mae When it comes to loans tha...
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By Richard Weeks, REALTOR®, Broker
Here is the north Texas real estate market update as of  October 18, 2021.New properties for sale 100Back on the market listing 31Price decrease listings 39Price increase 9Active kick out 2Active option contract 195Active contingent 34Pending listings 245Sold listings 96Expired listings 8Cancelled listings 7Withdrawn listings 2Temporary off market listings 18Coming soon listings 34
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During the past few months, people have been spending much more time at home than usual. Therefore, many people are looking for ways to upgrade their homes. A common area of focus is the kitchen. Even though many people are thinking about upgrading cabinets and countertops, the kitchen pantry should also be a target for home improvement. There are a few simple ways that everyone can improve their kitchen pantry.  Use Vertical Storage One of the top tips for everyone to follow is to use vertical storage capacity. It is a smart idea for everyone to build in a few extra storage areas by thinking about under-shelf baskets. These baskets can help people instantly create space for various items and ingredients. Furthermore, think about using the insides of cabinet doors to create some extra ...
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Last week’s economic news included readings on construction spending, the Fed’s Federal Open Market Committee statement, and a press conference by Federal Reserve chairman Jerome Powell. Labor data on public and private sector jobs and the national unemployment rate were reported along with weekly readings on mortgage rates and jobless claims. Residential Developments Lead September Construction Spending High demand for homes continued to fuel home construction, but public and non-residential construction spending was slower according to the Commerce Department. Residential construction spending rose by 2.70 percent on a seasonally-adjusted annual basis while public construction spending decreased by -1.70 percent and non-residential construction spending dropped by -1.60 percent. Chan...
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It doesn’t matter if you heat your home with electricity, natural gas or some other energy source; prices continue to rise and that means increased heating costs for most of us. In today’s blog post we’ll share three easy ways that you can save money on your home energy costs this winter. Install and Use Programmable Thermostats Now that Nest and other companies have brought Wi-Fi enabled, programmable thermostats on the market there’s very few excuses to avoid using them. At bare minimum you’ll want a digital thermostat that can be programmed to turn on and off at certain hours of the day. For example, you can shut your heat off after leaving for work and have it turn back on again a half-hour or so before you get home. You can do the same at night when you’re fast asleep under warm b...
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By Richard Weeks, REALTOR®, Broker
Houston Texas area real estate market update as of October 18, 2021.New properties for sale 92Back on market listings 37Price decrease listings 56Price increase listings 14Option pending listings 129Pending continue to show 10Listings that are now pending 225Listings that have sold 109Listings that will be coming Soon 26Listings That Have Been Withdrawn 16Listing That Have Expired 12Listings That Have Terminated 17
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Try To Keep Housing Costs Low First, it is important for everyone to try to keep their housing costs as low as possible. Housing is one of the major sources of death of people have when they retire. This could come in the form of a mortgage that has been stressed out for a longer period of time in order to send kids to college. At the same time, as people start to approach retirement, they should try to attack this debt as much as possible. Remember that cash is king. Paying off a mortgage before retirement can really help people improve their quality of life on the other side. Pay Down Credit Card Debt Ideally, individuals are able to pay their credit card bills in full every month. Yes, it is great to take out credit cards because of the rewards that they provide and the positive cre...
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By Ron and Alexandra Seigel, Luxury Real Estate Branding, Marketing & Strategy
(Napa Consultants)
A dear friend of ours reminds us to watch out thoughts.  That is the essence of mindfulness.  It is important to be mindful of your thoughts and where they are leading you. "Mindfulness isn't difficult, we just need to remember to do it." ~ Sharon SalzbergOne negative moment leads to another, and another and a momentum is created.  This thought stream is akin to an avalanche that engulfs you in a swamp of misery!We have also noticed that same effect in conversations.  Someone relates an unpleasant incident, and it hooks the group to relate their similar experience.  And once again, the atmosphere is tainted!The reverse is true also as that becomes a momentum of fun, laughter and joy.  Sunday morning a friend was telling us that she and her mate had booked a trip to San Miguel de Allende...
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By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
“Mortgages on Properties being Rented Weekly” Hi Joe, I am in the process of buying a beach property that will be used as a weekly vacation rental. The owner of the property told me that you got him the mortgage when he purchased 4 years ago. He told me that you got him the mortgage and for exactly the same use. I have been to a number of banks and none of them would do a mortgage when the property is rented weekly. Can you get me this kind of mortgage as well?  Yes, we can do mortgages on properties being rented weekly, through AirBNB, HomeAway and VRBO. Revenues from Weekly rentals is becoming more mainstream each and every years. We are fortunate to have a couple of lenders that do them.
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By Roy Kelley
(Realty Group Referrals)
Montgomery County Halloween Safety GuidanceAs Halloween approaches, Montgomery County health officials are offering advice on how to decrease risks associated with celebrating the holiday while the COVID-19 pandemic continues.“We want kids to enjoy Halloween, but we want to be sure they are celebrating safely,” said Dr. James Bridgers, acting health officer.  “We have to remember that for many children trick-or-treating, vaccination is not yet an option and we want them to be protected as much as possible.” Health officials recommend the following for a fun and safe Halloween: Masks are recommended for unvaccinated children trick or treating outdoors whenever social distancing is not possible; Stay on the move while trick-or-treating—less congregating means more houses and more treats; ...
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When people end up taking out a mortgage, there is a lot they need to consider. This includes the size of the down payment, the term of the loan, and the interest rate. At the same time, there are a few issues that could complicate the way a mortgage is paid off. Nobody enters into a marriage planning on divorce; however, if this does take place, it is critical to think about how a marriage settlement agreement is going to impact the mortgage. There are a few important to keep in mind.  Refinancing The Mortgage After The Marriage Settlement Agreement When looking at the assets that the couple shares, it is important to think about not only assets but debt as well. One of the largest sources of debt is going to be the mortgage. Obviously, it is impossible to split the house down the mid...
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Are you feeling the “renovation itch” or perhaps looking for a fun project that you can take on which will provide you with a return on your investment? There are numerous home upgrades and renovations that can add value to a home without costing a large sum of money to complete. Let’s take a look at three popular home renovations that can increase your home equity without draining your bank account. Are you feeling the “renovation itch” or perhaps looking for a fun project that you can take on which will provide you with a return on your investment? Let’s take a look at three popular home renovations that can increase your home equity without draining your bank account. Paint Your Home Inside and Out Painting the interior or exterior of your home costs very little when compared to how...
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Last week’s economic reporting included readings on inflation and consumer sentiment along with weekly readings on mortgage rates and jobless claims. Federal Reserve Chair Jerome Powell and Federal Reserve Board members addressed economic expectations resulting from the COVID-19. Chair Powell said that there would be no quick fix for the economy and that the economy would suffer for four to six months until the pandemic slows. He also said that a COVID-19 vaccine would not be a panacea for the virus and said that “ the next few months could be challenging” as the virus spreads at a faster pace. Inflation Stalls as Pandemic Progresses The Commerce Department reported no growth in the Consumer Price Index and Core Consumer Price Index in October. The readings for both indices were identi...
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